Sbi Term Insurance vs Pnb Metlife Term Insurance

  • Multiple policy tenure to choose from
  • Premiums starting @Rs 15/day
  • 30-day grace period
Happy Customers

Buy Policy in 2 mins

With expert guidance

Buy Policy in just 2 mins

2 lakh + Customers

Real-time Reviews

Easy and Efficient

Free Comparison

Easy Comparison

Customized Term Insurance Plan for you.

Get upto 10% Online Discount*

GENDER

Compare

Sbi Term Insurance vs Pnb Metlife Term Insurance

Sbi Term Insurance

One of the most trusted life insurance companies was incorporated in October 2000. SBI Term Plans are designed to fulfill customers various needs and demands.

Pnb Metlife Term Insurance

PNB Metlife is a joint venture between Punjab National Bank India and Metropolitan Life Insurance America. It offers several term plans and has 15,000+ offices in PAN India.

COMPANY DETAILS Edit SBI Life Term Insurance

Sbi Term Insurance

Edit PNB MetLife Term Insurance Plans

Pnb Metlife Term Insurance

Rating
Number of term insurance plans and add-ons
Annual Premiums Collected (2023-24)

Annual Premiums Collected (2023-24)

430.64 Cr

Annual Premiums Collected (2023-24)

732.28 Cr
Payout Options

Payout Options

Lump sum, monthly, or a combination of both

Payout Options

Lump sum, monthly, or a combination of both
Claim ratio

Payout Options

98.25%

Payout Options

99.2%
Solvency Ratio

Solvency Ratio

2

Solvency Ratio

1.7
Pan India Presence

Pan India Presence

1086

Pan India Presence

15000+
Riders Available

Riders Available

Accidental Death Benefit Rider, Accidental Total and Permanent Disability Rider

Riders Available

Accidental Death Benefit Rider, Terminal Illness Rider, Waiver of Premium Rider, Critical Illness Rider
Policy Term

Policy Term

10 to 30 years

Policy Term

10 to 40 years

Know More About Companies

Overview

SBI Term Insurance: Overview

SBI Life Insurance is one of the best life insurance companies, offering a range of life insurance products, including term plans, savings plans, child plans, ULIPs, retirement plans, etc. They are committed to offering the best experiences and services to its customers.

SBI Term Plans offer financial coverage to your dependents in case of your unfortunate demise during the policy tenure. SBI term insurance plans come in different variations to meet the unique needs of every customer. These plans come with a range of features, including flexible policy tenure, choice of premium payment, better half protection, whole life coverage option, etc. Term plans by SBI can be bought online from the comfort of your home. You can choose a high sum assured for your family at nominal premiums and get high sum assured discounts too. 

What are some of the
Benefits
that set them apart?

  • Affordable premiums,

  • A wide range of plans to choose from,

  • Financial protection for your loved ones,

  • Choice of sum assured,

  • Choice of payment frequency,

  • Tax benefits as per applicable laws,

  • Varied plan options, etc.

  • Choice of policy tenure and premium tenure,

Riders

Riders You Can Avail With SBI Life Term Insurance Plans

Name of the Rider Benefits
SBI Life Accidental Death Benefit Rider An accidental death benefit rider provides an additional sum assured if the policyholder dies within 120 days due to an accident.
SBI Life Accidental Total and Permanent Disability Rider The accidental total and permanent disability rider offers the rider sum assured if the policyholder suffers from total and permanent disability due to an accident.

Consult for Personalized Insurance Advice

Contact With Advisor

But how does it work?

Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.

Other Term Insurance Companies

Trouble connecting with an insurance company?

Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com

We are happy to help.

SBI Term Insurance

Explore India’s best-selling Term insurance plans below

One of the most trusted life insurance companies was incorporated in October 2000. SBI Term Plans are designed to fulfill customers various needs and demands.

In an unpredictable world safeguarding yourself and your family's future against any serious disease or forbidden threat of critical illness, such as ...

Unique Features

  • Lump Sum Payouts
  • Sum Assured Reset Benefit
  • Waiver Of Premium Benefit

SBI Life Sampoorna Suraksha Plan (Pros)

SBI Life Sampoorna Suraksha Plan
  • Cover All Stages of Cancer
  • Staged Lump Sum Payouts
  • Reset Benefit

SBI Life Sampoorna Suraksha Plan (Cons)

SBI Life Sampoorna Suraksha Plan
  • No Policy Loan
  • No Surrender Benefit
  • No Maturity Benefit

SBI Life Sampoorna Suraksha Plan (Other Benefits)

SBI Life Sampoorna Suraksha Plan
  • Second Medical Opinion
  • In built Premium Waiver Benefit
  • Tax Benefits

SBI Life Sampoorna Suraksha Plan (Eligibility Criteria)

SBI Life Sampoorna Suraksha Plan
  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - ₹10L
  • Maximum Maturity Age - 75 Yrs
  • Premium Payment Term - RP

SBI Life Arogya Shield is a health-plus life combination plan from SBI General Insurance and SBI Life Insurance that offers health and pure term life ...

Unique Features

  • Combination Plan
  • Hospitalization Cover
  • Discount on Premiums

SBI Life Arogya Shield Plan (Pros)

SBI Life Arogya Shield Plan
  • Health Cover
  • Pure Term Life Cover
  • Cashless Claims

SBI Life Arogya Shield Plan (Cons)

SBI Life Arogya Shield Plan
  • No Survival Benefit
  • No Maturity Benefit
  • No Surrender Benefit

SBI Life Arogya Shield Plan (Other Benefits)

SBI Life Arogya Shield Plan
  • Large Sum Assured Discounts
  • Death Benefit
  • Hospitalization Cover

SBI Life Arogya Shield Plan (Eligibility Criteria)

SBI Life Arogya Shield Plan
  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - ₹5L
  • Maximum Maturity Age - 70 Yrs
  • Premium Payment Term - RP/SP

Usually, a term plan provides financial security to your loved ones in return for the premium you have paid during the policy term. But once in a whil...

Unique Features

  • Maturity benefits
  • Flexible policy term
  • Tax benefits under section 80C

SBI Smart Swadhan Supreme (Pros)

SBI Smart Swadhan Supreme
  • Maturity benefits
  • Flexible policy term
  • Tax benefits under section 80C

SBI Smart Swadhan Supreme (Cons)

SBI Smart Swadhan Supreme
  • No Policy Loan
  • Suicidal Clause
  • Death Due to Adventure Sports

SBI Smart Swadhan Supreme (Other Benefits)

SBI Smart Swadhan Supreme
  • Get Maturity Benefit
  • Multiple Premium Payment Term
  • Life Cover Up To 75 years

SBI Smart Swadhan Supreme (Eligibility Criteria)

SBI Smart Swadhan Supreme
  • Entry Age -18 Years
  • Max Entry Age- 60 Years
  • Minimum Sum Assured - ₹25L
  • Maximum Maturity Age - 75 Yrs
  • Premium Payment Term - RP/LP

"A plan which returns all the paid premiums back upon completion of the policy term" Several term insurance plans provide insurance coverage for the p...

Unique Features

  • Affordable plan
  • Return of premium option
  • Tax benefit

SBI Life Saral Swadhan Supreme (Pros)

SBI Life Saral Swadhan Supreme
  • Maturity Benefit
  • Add-on Riders
  • Tax Benefits

SBI Life Saral Swadhan Supreme (Cons)

SBI Life Saral Swadhan Supreme
  • Suicidal Clause
  • Waiting Period
  • No Policy Loan

SBI Life Saral Swadhan Supreme (Other Benefits)

SBI Life Saral Swadhan Supreme
  • Flexible Policy/ Premium Payment Term
  • Death Benefit
  • Surrender Benefit

SBI Life Saral Swadhan Supreme (Eligibility Criteria)

SBI Life Saral Swadhan Supreme
  • Entry Age -18 Years
  • Max Entry Age- 60 Years
  • Minimum Sum Assured - ₹25L
  • Maximum Maturity Age - 75 Yrs
  • Premium Payment Term - LP/RP

As we grow older our responsibilities grow. Are you worried that your term plan might not be enough as your life will move forward? Fret not! SBI Life...

Unique Features

  • Two Plan options
  • 30% Premium discount
  • Tax benefits

SBI Life Smart Shield (Pros)

SBI Life Smart Shield
  • Choice of Plan Options
  • Online Discount
  • Earn Rewards for Healthy Lifestyle

SBI Life Smart Shield (Cons)

SBI Life Smart Shield
  • No Policy Loan
  • No Surrender Value
  • No Maturity Benefit

SBI Life Smart Shield (Other Benefits)

SBI Life Smart Shield
  • High Sum Assured Discount
  • Optional Riders
  • Tax Benefits

SBI Life Smart Shield (Eligibility Criteria)

SBI Life Smart Shield
  • Entry Age -18 Years
  • Max Entry Age- 60 Years
  • Minimum Sum Assured - ₹25L
  • Maximum Maturity Age - 80 Yrs
  • Premium Payment Term - SP/RP

We can never know about what the future holds for us. And when you've the responsibility of supporting the family on your shoulders, then it becomes v...

Unique Features

  • Choose your sum assured
  • Terminal illness cover
  • Non-smoker discounts

SBI Life eShield Plan (Pros)

SBI Life eShield Plan
  • Terminal Illness Benefit
  • Discounts for Non-Smoker
  • Level Cover

SBI Life eShield Plan (Cons)

SBI Life eShield Plan
  • No Policy Loan
  • No Surrender Value
  • No Maturity Benefit

SBI Life eShield Plan (Other Benefits)

SBI Life eShield Plan
  • Choice of Life Cover
  • Medical Second Opinion Service
  • Tax Benefits

SBI Life eShield Plan (Eligibility Criteria)

SBI Life eShield Plan
  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - ₹35L
  • Maximum Maturity Age - 80 Yrs
  • Premium Payment Term - RP

SBI Life eShield Next, launched by SBI Life is a new age term insurance plan that enables you to take care of your current requirements and your chang...

Unique Features

  • Better Half Benefit
  • 3 Plan options
  • Terminal Illness Benefit

SBI eShield Next Plan (Pros)

SBI eShield Next Plan
  • Whole Life Cover
  • Terminal Illness Benefit
  • Choice of Plan Options

SBI eShield Next Plan (Cons)

SBI eShield Next Plan
  • No Policy Loan
  • No Surrender Value
  • No Maturity Benefit

SBI eShield Next Plan (Other Benefits)

SBI eShield Next Plan
  • Increasing Cover Benefit
  • Future Proofing Benefit
  • Optional Riders

SBI eShield Next Plan (Eligibility Criteria)

SBI eShield Next Plan
  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - ₹50L
  • Maximum Maturity Age - 100 Yrs
  • Premium Payment Term - RP/SP/LP

According to IRDAI, a medical examination test is necessary for purchasing any Yojana. However, sometimes, a delay in a report or minor health issues ...

Unique Features

  • Instant Processing
  • Easy Enrollment
  • Single Premium

SBI Life Grameen Bima Yojana (Pros)

SBI Life Grameen Bima Yojana
  • Instant Processing
  • Easy Enrollment
  • Single Premium

SBI Life Grameen Bima Yojana (Cons)

SBI Life Grameen Bima Yojana
  • No Policy Loan
  • No Surrender Benefit
  • No Maturity Benefit

SBI Life Grameen Bima Yojana (Other Benefits)

SBI Life Grameen Bima Yojana
  • Death Benefit
  • Short Term Cover
  • Tax Benefit

SBI Life Grameen Bima Yojana (Eligibility Criteria)

SBI Life Grameen Bima Yojana
  • Entry Age -18 Years
  • Max Entry Age- 50 Years
  • Minimum Sum Assured - ₹10 K
  • Maximum Maturity Age - 60 Yrs
  • Premium Payment Term - SP

SBI Life - Poorna Suraksha is an Individual, Non-Linked, Non-Participating Life Insurance, Pure Risk Premium Product with in-built Critical Illness co...

Unique Features

  • Cover 36 Critical Illness
  • Avail Premium Waiver
  • Avail Fixed Premium

SBI Life Poorna Suraksha (Pros)

SBI Life Poorna Suraksha
  • In-built Premium Waiver
  • Critical Illness Cover
  • Life-Stage Rebalancing

SBI Life Poorna Suraksha (Cons)

SBI Life Poorna Suraksha
  • No Policy Loan
  • No Surrender Value
  • No Maturity Benefit

SBI Life Poorna Suraksha (Other Benefits)

SBI Life Poorna Suraksha
  • Fixed Premium
  • High Life Cover
  • High Sum Assured Discounts

SBI Life Poorna Suraksha (Eligibility Criteria)

SBI Life Poorna Suraksha
  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - ₹5L
  • Maximum Maturity Age - 75 Yrs
  • Premium Payment Term - RP

SBI Term Insurance company offers a comprehensive term insurance plan called SBI Life Smart Swadhan Plus policy, which aims at fulfilling the future f...

Unique Features

  • Return of Premium Feature
  • High Sum Assured Discount
  • Life Cover Up To 75 Years

SBI Life Smart Swadhan Plus (Pros)

SBI Life Smart Swadhan Plus
  • Choice of Plan Options
  • Multiple Premium Payment Term
  • High Sum Assured Discount

SBI Life Smart Swadhan Plus (Cons)

SBI Life Smart Swadhan Plus
  • No Surrender Benefit
  • Suicide Clause
  • No Policy Loan

SBI Life Smart Swadhan Plus (Other Benefits)

SBI Life Smart Swadhan Plus
  • Return of Premium Feature
  • Life Cover Benefit
  • Life Cover Up To 75 Years

SBI Life Smart Swadhan Plus (Eligibility Criteria)

SBI Life Smart Swadhan Plus
  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - ₹5L
  • Maximum Maturity Age - 75 Yrs
  • Premium Payment Term - RP/SP/LP

Security for your loved ones is available with the SBI Life Saral Jeevan Bima Plan at a reasonable cost. It is a straightforward policy that offers th...

Unique Features

  • Standard plan
  • Affordable premiums
  • Tax benefits

SBI Saral Jeevan Bima (Pros)

SBI Saral Jeevan Bima
  • Simple Term Plan
  • Affordable Premiums
  • Tax Benefits

SBI Saral Jeevan Bima (Cons)

SBI Saral Jeevan Bima
  • No Surrender Benefit
  • No Maturity Benefit
  • No Policy Loan

SBI Saral Jeevan Bima (Other Benefits)

SBI Saral Jeevan Bima
  • Instant Issuance
  • Life Cover Up To 70 Years
  • High Life Cover

SBI Saral Jeevan Bima (Eligibility Criteria)

SBI Saral Jeevan Bima
  • Entry Age -18 Years
  • Max Entry Age- 60 Years
  • Minimum Sum Assured - ₹5L
  • Maximum Maturity Age - 70 Yrs
  • Premium Payment Term - RP/SP/LP

SBI Saral Swadhan Plus is an individual, non-linked, non-participating, life insurance plan that gives you a fixed life cover throughout the policy te...

Unique Features

  • Death benefit
  • Maturity Benefit
  • Survival benefit

SBI Life Saral Swadhan Plus Plan (Pros)

SBI Life Saral Swadhan Plus Plan
  • Death Benefit
  • Maturity Benefit
  • Surrender Benefit

SBI Life Saral Swadhan Plus Plan (Cons)

SBI Life Saral Swadhan Plus Plan
  • No Policy Loan
  • Suicide Clause
  • Waiting Period

SBI Life Saral Swadhan Plus Plan (Other Benefits)

SBI Life Saral Swadhan Plus Plan
  • Paid Up Value
  • Easy Enrolment
  • Value for Money

SBI Life Saral Swadhan Plus Plan (Eligibility Criteria)

SBI Life Saral Swadhan Plus Plan
  • Entry Age -18 Years
  • Max Entry Age- 55 Years
  • Minimum Sum Assured - ₹30K
  • Maximum Maturity Age - 70 Yrs
  • Premium Payment Term - RP/LP

PNB MetLife Term Insurance

Explore India’s best-selling Term insurance plans below

PNB Metlife is a joint venture between Punjab National Bank India and Metropolitan Life Insurance America. It offers several term plans and has 15,000+ offices in PAN India.

PNB Metlife Saral Jeevan Bima is a standard term insurance plan designed as per the guidelines of IRDAI. This plan is designed to provide pure protect...

Unique Features

  • Avail Family Protection
  • High Sum Assured
  • Flexible Premium Payment

PNB Metlife Saral Jeevan Bima (Pros)

PNB Metlife Saral Jeevan Bima
  • Avail Family Protection
  • High Sum Assured
  • Flexible Premium Payment

PNB Metlife Saral Jeevan Bima (Cons)

PNB Metlife Saral Jeevan Bima
  • 1 Year WP for Suicide
  • No Policy Loans
  • Death Due to Adventure Sports

PNB Metlife Saral Jeevan Bima (Other Benefits)

PNB Metlife Saral Jeevan Bima
  • Choice of the policy term
  • Choice of premium payment term options
  • Protection for your family

PNB Metlife Saral Jeevan Bima (Eligibility Criteria)

PNB Metlife Saral Jeevan Bima
  • Entry Age -18 Years
  • Max Entry Age - 65 years
  • Minimum Sum Assured - ₹5L
  • Maximum Maturity Age - 70 years
  • Premium Payment Term - RP/SP/LP

PNB Metlife Aajeevan Suraksha Plan offers individuals a comprehensive life cover with a plethora of benefits and features embedded within the plan. Aa...

Unique Features

  • Flexible Premium Payment
  • Joint Life Cover
  • Whole Life Cover

PNB Metlife Aajeevan Suraksha (Pros)

PNB Metlife Aajeevan Suraksha
  • Flexible Premium Payment
  • Joint Life Cover
  • Whole Life Cover

PNB Metlife Aajeevan Suraksha (Cons)

PNB Metlife Aajeevan Suraksha
  • No Policy Loan Allowed
  • No Cover for Suicide
  • No Survival Benefit

PNB Metlife Aajeevan Suraksha (Other Benefits)

PNB Metlife Aajeevan Suraksha
  • Choice of Plan Options
  • Monthly Income Benefit
  • Inbuilt Cover Against Terminal Illness

PNB Metlife Aajeevan Suraksha (Eligibility Criteria)

PNB Metlife Aajeevan Suraksha
  • Entry Age -18 Years
  • Max Entry Age- 65 Years
  • Minimum Sum Assured - 25 L
  • Maximum Maturity Age - 99 Yrs
  • Premium Payment Term - RP/SP/LP

PNB Metlife Mera Jeevan Suraksha Plan is designed to provide quality coverage in unforeseen circumstances. The plan not only includes death coverage b...

Unique Features

  • Return of Premium Benefit
  • Waiver of Premium
  • Terminal Illness Cover

PNB Mera Jeevan Suraksha (Pros)

PNB Mera Jeevan Suraksha
  • Joint Life Cover
  • Return of Premium
  • Terminal Illness Cover

PNB Mera Jeevan Suraksha (Cons)

PNB Mera Jeevan Suraksha
  • 1 Year WP for Suicide
  • No Policy Loans
  • Death Due to Adventure Sports

PNB Mera Jeevan Suraksha (Other Benefits)

PNB Mera Jeevan Suraksha
  • High Sum Assured Rebate
  • Waiver of Premium
  • Add-on Riders

PNB Mera Jeevan Suraksha (Eligibility Criteria)

PNB Mera Jeevan Suraksha
  • Entry Age - 18 Years
  • Max Entry Age - 65 years
  • Minimum Sum Assured - ₹25L
  • Maximum Maturity Age - 80 years
  • Premium Payment Term - RP/SP/LP

'A Term plan that gives regular monthly income after your demise' If you support your family financially through your income, then undoubtedly, the co...

Unique Features

  • Monthly Income for 20 yrs
  • Return of premium
  • Tax benefits

PNB Metlife Family Income Protector Plus (Pros)

PNB Metlife Family Income Protector Plus
  • Monthly Income for 20 yrs
  • Return of premium
  • Tax benefits

PNB Metlife Family Income Protector Plus (Cons)

PNB Metlife Family Income Protector Plus
  • 1 Year WP for Suicide
  • No Policy Loans
  • Death Due to Adventure Sports

PNB Metlife Family Income Protector Plus (Other Benefits)

PNB Metlife Family Income Protector Plus
  • Maturity benefit
  • Guaranteed monthly income
  • Freedom to choose benefits

PNB Metlife Family Income Protector Plus (Eligibility Criteria)

PNB Metlife Family Income Protector Plus
  • Entry Age -25 Years
  • Max Entry Age - 60 years
  • Minimum Sum Assured - ₹14L
  • Maximum Maturity Age - 75 years
  • Premium Payment Term - RP/SP/LP

Are you the sole earning member of your family, and feel worried about what will happen in case of an emergency? Who will take care of all expenses? S...

Unique Features

  • Guaranteed Monthly Income
  • Return of 100% premium
  • Easy Enrollment

PNB MetLife POS Suraksha (Pros)

PNB MetLife POS Suraksha
  • Guaranteed Monthly Income
  • Return of 100% premium
  • Easy Enrollment

PNB MetLife POS Suraksha (Cons)

PNB MetLife POS Suraksha
  • 1 Year WP for Suicide
  • No Policy Loans
  • Death Due to Adventure Sports

PNB MetLife POS Suraksha (Other Benefits)

PNB MetLife POS Suraksha
  • Easy enrollment process
  • Return of premiums on survival till maturity
  • Flexibility to pay premiums

PNB MetLife POS Suraksha (Eligibility Criteria)

PNB MetLife POS Suraksha
  • Entry Age -18 Years
  • Max Entry Age - 55 years
  • Minimum Sum Assured - ₹50k
  • Maximum Maturity Age - 65 years
  • Premium Payment Term - RP/LP

PNB Metlife has launched the PNB MetLife Loan and Life Suraksha Plan, offering life insurance along with protection for your mortgage, educational, pe...

Unique Features

  • Dual Coverage option
  • Joint Life option
  • Moratorium Period

PNB MetLife Loan and Life Suraksha (Pros)

PNB MetLife Loan and Life Suraksha
  • High-life cover
  • Loan Coverage
  • Flexible premium payment

PNB MetLife Loan and Life Suraksha (Cons)

PNB MetLife Loan and Life Suraksha
  • 1 year WP for suicide
  • Death due to adventure sports
  • No pre-existing illness cover

PNB MetLife Loan and Life Suraksha (Other Benefits)

PNB MetLife Loan and Life Suraksha
  • Reducing Cover Option
  • Tax benefits
  • Level Cover Option

PNB MetLife Loan and Life Suraksha (Eligibility Criteria)

PNB MetLife Loan and Life Suraksha
  • Entry age - 15 years
  • Max entry age - 65 years
  • Min sum assured - 5 Thousand
  • Max maturity age - NA

PNB MetLife Mera Term Plan Plus is a comprehensive pure protection plan that helps you protect your family financially upon your sudden demise. Under ...

Unique Features

  • Comprehensive coverage
  • Plan enhancement options
  • Customizable plans

PNB Metlife Mera Term Plus (Pros)

PNB Metlife Mera Term Plus
  • Spouse Coverage
  • Return of Premium
  • Life Stage Benefit

PNB Metlife Mera Term Plus (Cons)

PNB Metlife Mera Term Plus
  • 1 Year WP for Suicide
  • No Policy Loans
  • Death Due to Adventure Sports

PNB Metlife Mera Term Plus (Other Benefits)

PNB Metlife Mera Term Plus
  • Child Education Support Benefit
  • Step-up Benefit
  • Whole Life Cover

PNB Metlife Mera Term Plus (Eligibility Criteria)

PNB Metlife Mera Term Plus
  • Entry Age -18 Years
  • Max Entry Age - 60 years
  • Minimum Sum Assured - ₹25L
  • Maximum Maturity Age - 99 years
  • Premium Payment Term - RP/SP/LP
Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.