Future Generali Health Insurance offers various health products to cater to the healthcare needs of every individual. At present, Future Generali has come up with 13 health insurance plans. Have a look at the table below to get an insight into the types of plans offered.
Individual & Family Health Insurance Plans
Future Generali Advantage Top-Up
The plan acts as a top-up to your existing health insurance cover & supplements your existing health insurance when your basic health insurance cover is exhausted.
Unique Benefits
2 variants to choose from
Cancer and heart issues covered
Daycare treatments covered
Advantage Top-Up (Pros)
Family Discount
Loyalty Discount
Floater Benefit
Easy Portability
Long Term Discount
Advantage Top-Up (Cons)
No War Injury Cover
No Cosmetic Surgeries
No Self-inflicted Injury
No Fertility-related Illnesses
No Obesity Treatment Cover
Advantage Top-Up (Other Benefits)
ICU Expenses
Specialist Fees
No Loading
Consultancy Cover
Operation Charges
Advantage Top-Up (Eligibility Criteria)
Entry Age - 1 Day
Max Entry Age - Lifelong
SI - 50 K to 1 Cr
Waiting Period - 30 Days
Future Generali Aarogya Bima
An extensive strategy that includes gay and bisexual individuals.This plan covers hospitalisation for both the live-in partner and the spouse.
Unique Features
Lifelong renewals
SI on Family Basis
Daycare treatments covered
Aarogya Bima (Pros)
5% Long Term Discount
Hospitalization Benefit
Death Cover
Loss Of Speech Cover
Deafness Cover
Aarogya Bima (Cons)
10 % Copay
No Hazardous Sports Cover
No War Injury
No Non-Allopathic Cover
Cosmetic Surgery unavailable
Aarogya Bima (Other Benefits)
5% Family Discount
Kidney Failure Cover
Open Heart Surgery Cover
Brain Tumor Cover
Cancer Cover
Aarogya Bima (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 2 L to 5 L
Waiting Period - 30 Days
Future Generali Arogya Sanjeevani
A health insurance plan that offers standard benefits as directed by the IRDAI. The plan offers coverage up to INR 10 Lakhs.
Unique Features
Cataract Treatments covered
Coverage for Modern Treatments
Avail up to 50% increase in SI
Arogya Sanjeevani (Pros)
Day Care Procedures
Inpatient Care
Plastic Surgery Due to Injury
Dental Cover
AYUSH Cover
Arogya Sanjeevani (Cons)
4-Year WP For Joint Replacement
No Diabetics 2 Cover
No War Injury
2 Year WP For Cataract
Cosmetic Surgery unavailable
Arogya Sanjeevani (Other Benefits)
Cataract Cover
Post Hospitalization
Pre Hospitalization
Oral chemotherapy Cover
Stem cell therapy Cover
Arogya Sanjeevani (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI -NA
Waiting Period - 30 Days
Future Generali Critical Illness
A specialized cover designed to offer protection against 12 listed critical illnesses such as cancer, kidney failure, severe heart attack, total blindness and many more.
A comprehensive health insurance plan that provides coverage against medical expenses. Moreover, the plan also looks after your overall well-being.
Unique Features
Coverage for Mental Illness
E-opinion for illness or injury
Maternity Expenses covered
Health Total Policy (Pros)
Consultation Cover
Newborn Baby Cover
Organ Donor Cover
Cumulative Bonus
15 Family Member Cover
Health Total Policy (Cons)
Congenital diseases
Illness Due To Alcohol
Sex Change Treatment
Hormone Replacement Therapy
No Obesity Treatment Cover
Health Total Policy (Other Benefits)
Dental Consultations
Out-Patientt Treatment
Wellness Care
Medication Cover
OPD Cover
Health Total Policy (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days
Future Generali Hospital Cash
The plan provides a daily hospital cash covering incidental expenses to both the insured and their family members.
Unique Features
Avail ICU outside your city
Additional convalescence benefit
No previous Mediclaim required
Hospital Cash (Pros)
ICU Benefit In Your City
Recovery Benefit
10 Days ICU Benefit
Convalescence Benefit
Lifelong Renewal
Hospital Cash (Cons)
No Non-allopathic Treatment
No Cosmetic Surgeries
No Self-inflicted Injury
No Fertility-related Illnesses
No Obesity Treatment Cover
Hospital Cash (Other Benefits)
Daily Hospital Cash
Tax Benefit
No Loading
Easy Portability
Spouse Cover
Hospital Cash (Eligibility Criteria)
Entry Age - 6 Months
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days
Future Generali Personal Accident
The plan comes with 13 add-on covers and provides coverage against accidents.
Unique Features
Child Education support
No pre-medical test required
Repatriation & Funeral Benefits
Personal Accident (Pros)
Permanent Total Disability
10% Family Discount
Easy portability
14 Days Claim Settlement
Accident Death Cover
Personal Accident (Cons)
Domiciliary Treatment
Alcoholism Unavailable
Hazardous Activity not covered
Vaccination not covered
Cosmetic Surgery unavailable
Personal Accident (Other Benefits)
Permanent Partial Disability
Temporary Total Disability
Accidental Hospitalization Cover
Adaptation Allowance
Adventure Sports Benefit
Personal Accident (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 70 Years
SI - 3 L to 50 L
Waiting Period - 30 Days
Future Generali Surakshit Loan Bima
Designed for loan borrowers & offers protection against the difficulties one may face during loan repayment due to accident, or in case of critical illness.
Unique Features
Coverage against 18 critical illness
5 plan options to choose from
No Survival Period required
Surakshit Loan Bima (Pros)
Loss Of Job Cover
Total Disablement Cover
Death Cover
Loss Of Speech Cover
Deafness Cover
Surakshit Loan Bima (Cons)
No Pregnancy Cover
No Hazardous Sports Cover
No War Injury
No Non-Allopathic Cover
Cosmetic Surgery unavailable
Surakshit Loan Bima (Other Benefits)
Medical Test Above 50
Kidney Failure Cover
Open Heart Surgery Cover
Brain Tumor Cover
Cancer Cover
Surakshit Loan Bima (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 10 Thousand to 3 Cr
Waiting Period - 30 Days
Future Generali Varishta Bima
Specially designed for senior citizens and is available on an individual and family floater basis which includes the insured and their spouse. SI goes up to 10 lacs.
