Bharti Axa
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Hdfc Term Insurance Plans

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  • Premiums starting @Rs 15/day
  • 30-day grace period
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Bharti Axa vs Hdfc Term Insurance Plans

Bharti Axa

Bharti AXA started their insurance business in 2006. It is one of the leading insurance company offering wide range of insurance solutions

Hdfc Term Insurance Plans

It is one of India& 039;s top term insurance companies with a strong reputation for providing high-quality insurance products and services.

COMPANY DETAILS Edit Bharti AXA Term Insurance

Bharti Axa

Edit HDFC Term Insurance Plans

Hdfc Term Insurance Plans

Rating
Number of term insurance plans and add-ons
Annual Premiums Collected (2023-24)

Annual Premiums Collected (2023-24)

2920.58 Cr

Annual Premiums Collected (2023-24)

Rs 63076.48 Cr
Payout Options

Payout Options

Lump sum, monthly or a combination of both

Payout Options

Lump sum, monthly or a combination of both
Claim ratio

Payout Options

99.1%

Payout Options

99.7%
Solvency Ratio

Solvency Ratio

1.6

Solvency Ratio

1.9
Pan India Presence

Pan India Presence

236

Pan India Presence

498
Riders Available

Riders Available

Bharti Axa Accidental Death Benefit Rider, Bharti Axa Accidental Total & Permanent Disability Rider, Bharti Axa Premium Waiver Rider, Bharti Axa Hospi Cash Benefit Rider

Riders Available

Income Benefit on Accidental Disability Rider, Critical Illness Plus Rider, Protect Plus Rider, Health Plus Rider
Policy Term

Policy Term

5 to 50 years

Policy Term

10 to 40 years

Know More About Companies

Overview

Bharti AXA Term Insurance: Overview

Bharti AXA term insurance offers different term plans to suit your different needs: Flexi Term Pro, Life Suraksha, Saral Jeevan Bima, and Grameen Jeevan Bima Yojana. The insurer offers a range of customized best term plans that can cater to customers' needs at different stages of their life. You can get a Bharti AXA term insurance plan starting at just Rs. 751/ per month (T&Cs apply). 

What are some of the
Benefits
that set them apart?

  • Get complete protection till 99 years of age,

  • Cover your spouse under the same plan,

  • Return of total premiums paid in case of no claim,

  • Increase your sum assured at specific life stages,

  • Special premium rates for women,

  • Tax Benefits as per applicable laws,

  • Multiple policy terms and premium payment terms,

  • Get additional protection with add-on riders, etc.

 

Riders

Riders You Can Avail With Bharti AXA Term Insurance Plans

Name of the Riders Benefits
Accidental Death Benefit Rider Get an extra payout on top of the base cover in case of unfortunate death due to an accident.
Accidental Total & Permanent Disability Rider Get an extra cover on top of the base cover against total and permanent disability caused by accidents.
Premium Waiver Rider It waives off your future premiums in case you're faced with an unfortunate event like critical illness, permanent disability, or death.
Hospi Cash Benefit Rider Get an additional payment of a fixed benefit for each day of hospitalization and a lump sum benefit in case of surgery.

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Bharti AXA Term Insurance

Explore India’s best-selling Term insurance plans below

Bharti AXA started their insurance business in 2006. It is one of the leading insurance company offering wide range of insurance solutions

“A term plan- that protects against 15 major critical illnesses” Everyone loves a refund, don't you? What if we told you, you could get a ...

Unique Features

  • Joint life cover
  • Increase your life cover
  • Protect against 15 critical illness

Bharti AXA Flexi Term Plan (Pros)

Bharti AXA Flexi Term Plan
  • Joint life cover
  • Increase your life cover
  • Protection against 15 critical illness

Bharti AXA Flexi Term Plan (Cons)

Bharti AXA Flexi Term Plan
  • Suicide during the first 12 months of policy inception
  • Death occurred due to the pandemic
  • Injuries or illnesses caused due to any type of adventure sports

Bharti AXA Flexi Term Plan (Other Benefits)

Bharti AXA Flexi Term Plan
  • Flexible policy term
  • Whole life cover
  • Increasing sum assured

Bharti AXA Flexi Term Plan (Eligibility Criteria)

Bharti AXA Flexi Term Plan
  • Entry Age: Minimum Age - 18 years Maximum Age - 65 years
  • Base sum assured: 10 lakhs to 25 lakhs
  • Maximum Maturity Age - 85 years

Bharti AXA Life Suraksha is a protection plan that allows you to get whole-life coverage till 99 years. It offers 2 plan options: without the return o...

Unique Features

  • Cover your spouse
  • Special exit option
  • Increased sum insured

Bharti AXA Life Suraksha (Pros)

Bharti AXA Life Suraksha
  • Cover your spouse
  • Special exit option
  • Increased sum insured

Bharti AXA Life Suraksha (Cons)

Bharti AXA Life Suraksha
  • 1 Year WP for Suicide
  • No Policy Loans
  • Death Due to Adventure Sports

Bharti AXA Life Suraksha (Other Benefits)

Bharti AXA Life Suraksha
  • Whole Life Cover
  • Life Stage Benefit
  • Top-up Option

Bharti AXA Life Suraksha (Eligibility Criteria)

Bharti AXA Life Suraksha
  • Entry Age -18 Years
  • Max Entry Age - 65 years
  • Minimum Sum Assured - ₹5 Lakhs
  • Maximum Maturity Age - 99 years
  • Premium Payment Term - RP/SP/LP

Are you looking for an extremely inexpensive term insurance plan with short coverage? Then Bharti AXA Grameen Jeevan Bima might be the right choice fo...

Unique Features

  • Pure protection
  • Return of premium
  • Tax benefit

Bharti AXA Grameen Jeevan Bima (Pros)

Bharti AXA Grameen Jeevan Bima
  • Pure protection
  • Return of premium
  • Tax benefit

Bharti AXA Grameen Jeevan Bima (Cons)

Bharti AXA Grameen Jeevan Bima
  • 1 Year WP for Suicide
  • No Policy Loans
  • Death Due to Adventure Sports

Bharti AXA Grameen Jeevan Bima (Other Benefits)

Bharti AXA Grameen Jeevan Bima
  • Advance Premium Option
  • Choice of Plan Options
  • Return of Premium Benefit

Bharti AXA Grameen Jeevan Bima (Eligibility Criteria)

Bharti AXA Grameen Jeevan Bima
  • Entry Age -18 Years
  • Max Entry Age - 60 years
  • Minimum Sum Assured - ₹10 Thousands
  • Maximum Maturity Age - 65 years
  • Premium Payment Term - RP/SP

Bharti AXA Life POS Saral Jeevan Bima Yojana is a non-linked, non-participating, individual, pure-risk premium life insurance plan that offers lump su...

Unique Features

  • Double Sum Assured
  • No medical examination
  • Quick policy issuance

POS Saral Jeevan Bima Yojana (Pros)

POS Saral Jeevan Bima Yojana
  • Double Sum Assured
  • No Medical Examination
  • Quick Policy Issuance

POS Saral Jeevan Bima Yojana (Cons)

POS Saral Jeevan Bima Yojana
  • 1 Year WP for Suicide
  • No Policy Loans
  • No Maturity Benefits

POS Saral Jeevan Bima Yojana (Other Benefits)

POS Saral Jeevan Bima Yojana
  • Death Benefit
  • Advance Premium
  • Online Discount

POS Saral Jeevan Bima Yojana (Eligibility Criteria)

POS Saral Jeevan Bima Yojana
  • Entry Age -18 Years
  • Max Entry Age - 55 years
  • Minimum Sum Assured - ₹50 Thousands
  • Maximum Maturity Age - 65 years
  • Premium Payment Term - RP

Uncertainties are inescapable, but you can make sure your family's goals remain undisturbed, irrespective of the circumstances, with a Bharti AXA Life...

Unique Features

  • Flexible Premium Payment Term
  • Special Rates for Females
  • Get Surrender Benefit

Bharti AXA Life Saral Jeevan Bima (Pros)

Bharti AXA Life Saral Jeevan Bima
  • Flexible Premium Payment Term
  • Special Rates for Females
  • Get Surrender Benefit

Bharti AXA Life Saral Jeevan Bima (Cons)

Bharti AXA Life Saral Jeevan Bima
  • 1 Year WP for Suicide
  • No Policy Loans
  • No Maturity Benefits

Bharti AXA Life Saral Jeevan Bima (Other Benefits)

Bharti AXA Life Saral Jeevan Bima
  • Advance Premium Option
  • Add-on Riders
  • Optional Accidental Cover

Bharti AXA Life Saral Jeevan Bima (Eligibility Criteria)

Bharti AXA Life Saral Jeevan Bima
  • Entry Age -18 Years
  • Max Entry Age - 65 years
  • Minimum Sum Assured - ₹5 Lakhs
  • Maximum Maturity Age - 70 years
  • Premium Payment Term - RP/SP/LP

Are you looking for a term plan that covers a group of people, is simple, and has simple and low-cost premiums? If yes, then today we have a term plan...

Unique Features

  • Affordable premiums
  • No Medical examination
  • Flexible-Premium Paying Modes

Bharti AXA Group Suraksha Policy (Pros)

Bharti AXA Group Suraksha Policy
  • Affordable premiums
  • No Medical examination
  • Flexible-Premium Paying modes

Bharti AXA Group Suraksha Policy (Cons)

Bharti AXA Group Suraksha Policy
  • 1 Year WP for Suicide
  • No Policy Loans
  • No Survival Benefits

Bharti AXA Group Suraksha Policy (Other Benefits)

Bharti AXA Group Suraksha Policy
  • One Year Renewable
  • No Medical Requirement
  • Death Benefit

Bharti AXA Group Suraksha Policy (Eligibility Criteria)

Bharti AXA Group Suraksha Policy
  • Entry Age -18 Years
  • Max Entry Age - 54 years
  • Minimum Sum Assured - ₹5 Thousands
  • Maximum Maturity Age - Annual Renewal
  • Premium Payment Term - RP

Are you looking to save for the future and protect your loved ones? Then Bharti AXA POS Saral Bachat Yojana might be perfect for you! A term insurance...

Unique Features

  • Return of premium
  • Affordable premiums
  • Tax benefits

Bharti AXA Life POS Saral Bachat Yojana (Pros)

Bharti AXA Life POS Saral Bachat Yojana
  • Return of premium
  • Affordable premiums
  • Tax benefits

Bharti AXA Life POS Saral Bachat Yojana (Cons)

Bharti AXA Life POS Saral Bachat Yojana
  • 1 Year WP for Suicide
  • No Policy Loans
  • Death Due to Adventure Sports

Bharti AXA Life POS Saral Bachat Yojana (Other Benefits)

Bharti AXA Life POS Saral Bachat Yojana
  • Maturity Benefit
  • In-built Accidental Cover
  • Flexible-Premium Payment Terms

Bharti AXA Life POS Saral Bachat Yojana (Eligibility Criteria)

Bharti AXA Life POS Saral Bachat Yojana
  • Entry Age -8 Years
  • Max Entry Age - 55 years
  • Minimum Sum Assured - ₹40 Thousands
  • Maximum Maturity Age - 60 years
  • Premium Payment Term - RP/LP

Bharti AXA Life Flexi Term Pro is a comprehensive and best term insurance plan that can be customized as per your needs. It offers two plan options an...

Unique Features

  • Choice of Plan Options
  • Lower Premium for Women
  • Whole Life Cover

Bharti AXA Life Flexi Term Pro Plan (Pros)

Bharti AXA Life Flexi Term Pro Plan
  • Choice of Plan Options
  • Lower Premium for Women
  • Whole Life Cover

Bharti AXA Life Flexi Term Pro Plan (Cons)

Bharti AXA Life Flexi Term Pro Plan
  • No Policy Loan
  • No Health Benefits
  • Suicide Clause

Bharti AXA Life Flexi Term Pro Plan (Other Benefits)

Bharti AXA Life Flexi Term Pro Plan
  • Life Stage Benefit
  • Joint Life Cover
  • Return of Premium

Bharti AXA Life Flexi Term Pro Plan (Eligibility Criteria)

Bharti AXA Life Flexi Term Pro Plan
  • Entry Age -18 Years
  • Max Entry Age - 65 years
  • Minimum Sum Assured - ₹25 Lakhs
  • Maximum Maturity Age - 99 years
  • Premium Payment Term - RP/SP/LP

HDFC Term Insurance

Explore India’s best-selling Term insurance plans below

It is one of India& 039;s top term insurance companies with a strong reputation for providing high-quality insurance products and services.

HDFC Life Click 2 Protect Super is one of the top term insurance plan that offers high life cover at affordable premiums or multiple coverage options....

Unique Features

  • CI Cover Available
  • 3 Plan Variants
  • Avail Spouse Cover

HDFC Click 2 Protect Super (Pros)

HDFC Click 2 Protect Super
  • Terminal Illness Benefit
  • Smart Exit Benefit
  • Acceleration Death Benefit

HDFC Click 2 Protect Super (Cons)

HDFC Click 2 Protect Super
  • 1 Year WP for Suicide
  • No Policy Loans
  • No Pre-existing Conditions

HDFC Click 2 Protect Super (Other Benefits)

HDFC Click 2 Protect Super
  • Death Benefit in Instalments
  • RP
  • WOP & 3 Riders
  • Additional Cover for Spouse

HDFC Click 2 Protect Super (Eligibility Criteria)

HDFC Click 2 Protect Super
  • Entry Age -18 Years
  • Max Entry Age - 84 years
  • Minimum Sum Assured - INR 5
  • 000
  • Maximum Maturity Age - 85 years
  • Premium Payment Term - RP/SP/LP

HDFC Life Quick Protect is a comprehensive term insurance plan that provides coverage against death, disease, and disability. The plan is highly custo...

Unique Features

  • High Sum Insured
  • 19 Critical Illness Cover
  • Accidental Death Benefit

HDFC Quick Protect Plan (Pros)

HDFC Quick Protect Plan
  • Monthly Income For 10 Years
  • Critical Illness Plus Rider
  • Income Benefit Rider

HDFC Quick Protect Plan (Cons)

HDFC Quick Protect Plan
  • No HIV Cover
  • No Policy Loans
  • No Pre-existing Conditions

HDFC Quick Protect Plan (Other Benefits)

HDFC Quick Protect Plan
  • Accidental Death Benefit
  • Maturity Benefit
  • Waiver Of Premium

HDFC Quick Protect Plan (Eligibility Criteria)

HDFC Quick Protect Plan
  • Entry Age - 18 Years
  • Max Entry Age - 50 years
  • Minimum Sum Assured - 25 L
  • Maximum Maturity Age - 75 years
  • Premium Payment Term - 5 to 40 Years

HDFC Term with Return of Premium Plan offers comprehensive protection, which helps the insured secure their family with Zero-Cost Term insurance by th...

Unique Features

  • Death Benefit
  • Reduced Paid Up Benefit
  • Discount On Large Sum Assured

HDFC Term With Return Of Premium (Pros)

HDFC Term With Return Of Premium
  • Premium Payment Options
  • Absolute Amount Assured Paid
  • Tax Benefits on Premiums and Maturity Benefit

HDFC Term With Return Of Premium (Cons)

HDFC Term With Return Of Premium
  • No Discount on Limited Pay
  • No Riders Available
  • No Policy Loan

HDFC Term With Return Of Premium (Other Benefits)

HDFC Term With Return Of Premium
  • Guaranteed Surrender Value
  • Guaranteed Maturity Benefits
  • No Waiting Period on Accidental Death

HDFC Term With Return Of Premium (Eligibility Criteria)

HDFC Term With Return Of Premium
  • Entry Age - 18 Years
  • Max Entry Age - 50 years
  • Minimum Sum Assured - 10 L
  • Maximum Maturity Age - 65 years
  • Premium Payment Term - LP/RP

HDFC Life Smart Term Pro is a versatile term insurance plan designed to provide comprehensive life insurance coverage and financial security. This is ...

Unique Features

  • Enhanced Protection Through Riders
  • Return Of Premium
  • Surrender And Maturity Benefit

HDFC Life Smart Term Pro (Pros)

HDFC Life Smart Term Pro
  • Death Benefit
  • Maturity Benefit
  • Death Benefit Payout Options Death Benefit Payout Options

HDFC Life Smart Term Pro (Cons)

HDFC Life Smart Term Pro
  • Reduced Paid-up Benefits
  • Reduced Paid-up Death Benefit
  • No Adventure Sports Cover

HDFC Life Smart Term Pro (Other Benefits)

HDFC Life Smart Term Pro
  • Guaranteed Surrender Value
  • 80% Premiums on Suicide
  • Guaranteed Sum Assured on Maturity

HDFC Life Smart Term Pro (Eligibility Criteria)

HDFC Life Smart Term Pro
  • Entry Age - 30 Days
  • Max Entry Age - 60 years
  • Minimum Sum Assured - 15 L
  • Maximum Maturity Age - 80 years
  • Premium Payment Term - 5/8/10/12 yrs

HDFC Life Smart Term Edge is a comprehensive protection plan offering multiple options and features at reasonable premiums. The plan provides you with...

Unique Features

  • Reduced Paid Up Benefit
  • Death Benefit
  • Surrender Benefit

HDFC Life Smart Term Edge (Pros)

HDFC Life Smart Term Edge
  • 3 Premium Payment Modes
  • Option to Increase Death Benefit
  • 3 Premium Payment Modes

HDFC Life Smart Term Edge (Cons)

HDFC Life Smart Term Edge
  • No Suicide Cover
  • No Policy Loans
  • No Pre-existing Conditions

HDFC Life Smart Term Edge (Other Benefits)

HDFC Life Smart Term Edge
  • 3 Plan Options
  • 100% Death Cover
  • Tax Benefits on Premiums/Maturity/Riders

HDFC Life Smart Term Edge (Eligibility Criteria)

HDFC Life Smart Term Edge
  • Entry Age - 18 Years
  • Max Entry Age - 60 years
  • Minimum Sum Assured - 5 Lakhs
  • Maximum Maturity Age- 75 years
  • Premium Payment Term - 12 to 30 Years

HDFC Life Click 2 Protect 3D Plus provides policyholders and their loved ones with comprehensive financial security. As the name suggests, this term i...

Unique Features

  • 9 Plan Options
  • Whole life coverage
  • Rider benefits

HDFC Life Click 2 Protect 3D Plus (Pros)

HDFC Life Click 2 Protect 3D Plus
  • Life Stage Protection
  • Premium Top-up Option
  • Protection Against 3Ds

HDFC Life Click 2 Protect 3D Plus (Cons)

HDFC Life Click 2 Protect 3D Plus
  • 1 Year WP for Suicide
  • No Policy Loans
  • Death Due to Adventure Sports

HDFC Life Click 2 Protect 3D Plus (Other Benefits)

HDFC Life Click 2 Protect 3D Plus
  • Choice of Plan Options
  • Lifelong Protection
  • Return of Premium Option

HDFC Life Click 2 Protect 3D Plus (Eligibility Criteria)

HDFC Life Click 2 Protect 3D Plus
  • Entry Age -18 Years
  • Max Entry Age - 65 years
  • Minimum Sum Assured - ₹10 Lakhs
  • Maximum Maturity Age - 99 years
  • Premium Payment Term - RP/SP/LP

‘HDFC Life Sanchay Legacy, a comprehensive term plan offering early ROP benefits with increasing death cover.’ Most of your prime days are...

Unique Features

  • Increasing death benefit
  • Life cover with no medical test
  • Accelerated death benefit

HDFC Life Sanchay Legacy (Pros)

HDFC Life Sanchay Legacy
  • Death Benefit
  • Affordable premiums
  • Tax benefits

HDFC Life Sanchay Legacy (Cons)

HDFC Life Sanchay Legacy
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

HDFC Life Sanchay Legacy (Other Benefits)

HDFC Life Sanchay Legacy
  • Hassle-free buying process
  • Survival Benefit
  • Riders availability for enhanced protection

HDFC Life Sanchay Legacy (Eligibility Criteria)

HDFC Life Sanchay Legacy
  • Entry age - 40 years
  • Max entry age - 75 years
  • Min sum assured - 1.25 times the Single Premium
  • Max maturity age - NA

HDFC Life Click2 Protect Elite plan is the perfect term plan that is designed to protect your loved ones financially in case of your uncertain demise....

Unique Features

  • Smart Exit Benefit
  • Free-look period
  • Policy revival

HDFC Life Click 2 Protect Elite (Pros)

HDFC Life Click 2 Protect Elite
  • Death Benefit
  • Smart exit benefit
  • Tax benefits

HDFC Life Click 2 Protect Elite (Cons)

HDFC Life Click 2 Protect Elite
  • 1 year WP for suicide
  • No policy loan
  • No pre-existing illness cover

HDFC Life Click 2 Protect Elite (Other Benefits)

HDFC Life Click 2 Protect Elite
  • Free-look period cancellation
  • policy revival
  • Rider benefits

HDFC Life Click 2 Protect Elite (Eligibility Criteria)

HDFC Life Click 2 Protect Elite
  • Entry age - 18 years
  • Max entry age - 45 years
  • Min sum assured - 2 Crores
  • Max maturity age - 45 Years

HDFC Life Saral Jeevan Bima is a simple and no-frills, pure-risk best term insurance plan. This plan dispenses the nominee with a fixed amount after t...

Unique Features

  • Flexible premiums
  • Additional riders
  • Financial protection

HDFC Life Saral Jeevan Bima (Pros)

HDFC Life Saral Jeevan Bima
  • Discount on Higher Premiums
  • Policy Loan Available
  • No Interest on ROP Minors

HDFC Life Saral Jeevan Bima (Cons)

HDFC Life Saral Jeevan Bima
  • No Alterations Allowed
  • No Death Benefit on Income Payout
  • Advance premiums for monthly payment mode

HDFC Life Saral Jeevan Bima (Other Benefits)

HDFC Life Saral Jeevan Bima
  • 3 Rider Options Available
  • Premium Payment Flexibility
  • Tax Benefits on Premiums and Maturity

HDFC Life Saral Jeevan Bima (Eligibility Criteria)

HDFC Life Saral Jeevan Bima
  • Entry Age - 30 Days
  • Max Entry Age - 65 Years
  • Minimum Sum Assured - 5 L
  • Maximum Maturity Age - 85 years
  • Premium Payment Term - RP/SP
Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.