Plans offered by TATA AIG Health Insurance
Below is a list of plans offered by Tata AIG that will help you narrow down your search. Go through all the plans carefully and choose your ideal plan carefully.
Individual & Family Health Insurance
Comprehensive Plan
A health plan that supports you in times of medical emergencies. The plan comes in 3 types, Tata AIG MediCare, Tata AIG MediCare Protect, and Tata AIG MediCare Premier.
Unique Features
- Global Coverage
- 540+ Day care treatments
- Compassionate Travel up to 20K
Medicare Health Insurance (Pros)
- Qualified Nurse
- Restore Benefit
- Room Rent
- Organ Donor
- Domiciliary Treatment
Medicare Health Insurance (Cons)
- Injury due to Suicide Attempt
- Death due to Drugs
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- STDs
Medicare Health Insurance (Other Benefits)
- AYUSH Benefit
- Health Checkup
- Bariatric Surgery Cover
- Vaccination cover
- 50%Cumulative Bonus
Medicare Health Insurance (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L - 20 L
- Waiting Period - 30 Days
Standard plan
TATA AIG Arogya Sanjeevani Policy
A standard health plan designed to cover basic medical needs and keep you and your family protected in case of medical contingencies.
Unique Features
- Cataract Treatment covered
- AYUSH Coverage
- Flexible Premium Payment
Arogya Sanjeevani Policy (Pros)
- Robotic Surgeries
- Oral chemotherapy
- BronchialThermoplasty
- Day Care Procedures Covered
- Bronchial Thermoplasty
Arogya Sanjeevani Policy (Cons)
- No Suicide Cover
- Obesity Treatment Unavailable
- Hazardous Activity not covered
- HIV/AIDS not covered
- Cosmetic Surgery unavailable
Arogya Sanjeevani Policy (Other Benefits)
- Intra Vitreal Injections
- Road Ambulance Cover
- Plastic Surgery
- AYUSH treatment Cover
- Cumulative Bonus
Arogya Sanjeevani Policy (Eligibility Criteria)
- Entry Age - 3 Months
- Max Entry Age - 65 Years
- SI - 1 L to 5 L
- Waiting Period - 30 Days
Specialized Health Plans
Critical Illness Plan
A unique policy that goes beyond health insurance by providing wellness programs. Provides services like consultation, discounts and newsletters on wellness.
Unique Benefits
- Convalescence benefit
- Critical illness benefit
- Value added benefits
Top-up Policy
An indemnity plan for individuals and families without any sub-limits, comes with lifelong renewal and aggregate deductibles.
Unique Features
- Global Coverage
- Cumulative Bonus
- Tax Benefit
Tata AIG Medicare Plus (Pros)
- In-patient Treatment
- Long Term Discount
- Family Discount
- Day Care Procedures
- Lifelong Renewal
Tata AIG Medicare Plus (Cons)
- No Gender Change
- Any Existing Disability
- Injuries Due to Breach of Law
- Injuries/Death due to Aviation
- No Suicide Cover
Tata AIG Medicare Plus (Other Benefits)
- Consumables Benefit
- In-patient Dental Treatment
- Ambulance Cover
- AYUSH Benefit
- Domiciliary Treatment
Tata AIG Medicare Plus (Eligibility Criteria)
- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L - 1 Cr
- Waiting Period - 30 Days
Critical Illness Policy
TATA AIG Critical Illness Policy is designed to offer coverage against a wide gamut of illnesses and medical emergencies.
Unique Benefits
- Second opinion Benefit
- Tax benefits
- Option to add beneficiaries
Group Health Policy
Tata AIG Corporate Health Insurance
Tata AIG Corporate Health Insurance offers coverage to employees and offers coverage for hospitalization, disability, and deaths resulting from accidents.
Unique Benefits
- 24*7 worldwide coverage
- Daily Cash Benefits
- SI based on Salary or Category
Types of Universal Sompo Health Insurance Plans
Universal Sompo Health Insurance offers various health products to cater to the healthcare needs of every individual, the company offers a wide range of health plans, providing coverage to individuals, families, senior citizens, employees of an organization, and many more. The company at present offers 18 health insurance plans. Let's explore.
Universal Sompo Individual & Family Health Policies
Comprehensive
Universal Sompo Complete Healthcare Insurance
A comprehensive health plan that comes with benefits and value-added services like Dial-a-Doctor, Health Educational Library for People, & many more.
Unique Features
- Dental Treatment covered
- Vaccination cover
- Daily Cash for an Insured Child
Standard/Affordable
Universal Sompo Aarogya Sanjeevani Insurance
A standard health plan that offers complete protection in case of hospitalization due to any serious illness or accident.
Unique Features
- Treatment of Cataract covered
- Dental Treatments covered
- Plastic Surgery covered
Standard
Universal Sompo Saral Suraksha Bima
Saral Suraksha plan covers the insured on accidental death, disability, and diagnosis of listed critical illnesses, or permanent total disablement due to an accident.
Unique Features
- Cumulative Bonus of up to 50%
- Education Grant
- All day care treatments
Universal Sompo Specialized Health Plans
Top-up
Universal Sompo Super Healthcare Insurance
The plan takes care of your medical expenses once your basic cover is exhausted. It boosts the existing coverage by offering an enhanced cover of up to 1 Cr.
Unique Features
- No Medical tests up to 65 years
- 100% restoration of Base SI
- Bariatric Surgery Cover
Senior Citizen
Universal Sompo Senior Citizen Health Insurance Policy
This health plan is specially designed for senior citizens who are above 60 years of age and allows them to cover their spouse’s healthcare needs themselves.
Unique Features
- Cost of Health Check-up Covered
- Daily Allowance up to Rs. 2,500
- Optional covers
Loan Repayment
Universal Sompo Loan Secure Insurance Policy
Repay your outstanding loan amount in the event of your diagnosis of listed critical Illnesses or in case of unfortunate accidental death.
Unique Features
- 4 plan variants to choose from
- 18 Major Medical Illnesses covered
- Optional covers
Personal Accident
Universal Sompo Individual Accident Policy
Universal Sompo's Individual Accident Insurance offers several benefits if the policyholder gets injured or dies in an accident during the policy tenure.
Unique Features
- Compensation Benefit
- Hospital Confinement Allowance
- Funeral charges covered
Critical Illness
Universal Sompo Critical Illness Insurance Policy
The plan provides the necessary coverage to fight against the 11 listed critical illnesses, and pays the sum insured to the family.
Unique Features
- Sum insured up to 20 L
- Free look-up period
- Portability option
Daily Cash
Hospital Cash Insurance Policy
A daily allowance benefit (as hospital cash) is provided to the policyholder at the time of hospitalization.
Unique Features
- Convalescence Benefit
- Long-Term Policy Discount
- No pre-medical tests up to 55 years
Travel Plan
Pravasi Bhartiya Bima Yojana
The policy is designed only for those emigrants who bought this policy before leaving India and have their passports under “Emigration Check Required”.
Unique Features
- Transportation and Airfare Charge
- Maternity expenses
- Repatriation Expenses
Student Oriented
Universal Sompo Surva Vidyarthi Bima Yojana
The plan is taken by an Educational Institution/School for the benefit of the students. The insured can opt for any Section/Benefit and Extension as per their needs .
Unique Features
- Coverage for the Death of the Parent
- Reimbursement of Examination Fees
- Loss of Personal Belongings Cover
Rural Insurance
Universal Sompo Swarna Gramin Bima Yojana (Individual)
Universal Sompo Swarna Gramin Bima Yojana can be taken up by the Gramin (Village Dweller) for covering himself and his family.
Unique Features
- Coverage against personal accident
- Coverage against critical illness
- Optional covers available
Critical Illness
Universal Sompo Aapat Suraksha Bima Policy
The policy offers coverage to support the policyholder during sudden and unexpected medical contingencies, i.e., on the diagnosis of major critical illnesses.
Unique Features
- Accidental Death Cover
- Coverage against 5 critical illnesses
- 100% payout in accidental death
Universal Sompo Group Health Insurance Policies
Micro Insurance
Universal Sompo Sampoorna Suraksha Bima
The plan is designed to meet the insurance needs of sections that are eligible for credit from microfinance institutions such as self-help groups, NGOs, etc.
Unique Features
- Fire & Allied Perils (contents) cover
- Burglary and Robbery cover
- Personal accident and health cover
Group Vector Insurance
Universal Sompo Group Mashak Rakshak Policy
The policy offers coverage for vector-borne diseases such as Dengue, Malaria etc.
Unique Features
- 2% of the SI on a positive diagnosis
- Lump sum benefit
- Coverage for hospitalization
Group Comprehensive
Universal Sompo Group Health Insurance Policy
The plan is designed for the employees working in the trading & manufacturing sectors, social sectors, or members of any society or club.
Unique Features
- Domiciliary Hospitalization covered
- Optional Covers
- AYUSH Treatment covered
Group Personal Accident
Universal Sompo Group Personal Accident
The plan offers protection against the consequences of unforeseeable accidents to a group of employees/members.
Unique Features
- Restricted Contingency Cover
- Adventure Sports Inclusion Cover
- Carriage of Mortal Remains
Group Rural Insurance
Universal Sompo Swarna Gramin Bima Yojana (Group)
Universal Sompo Swarna Gramin Bima Group Yojana can be taken up by an organization such as NGOs, Financial Institutions for covering its rural clientele.
Unique Features
- Coverage against personal accident
- Coverage against critical illness
- Optional covers available
Universal Sompo Corona Specific Policies
Covid-19
Corona Rakshak Policy addresses the financial expenses that occur due to the hospitalization of COVID-19.
Unique Features
- Affordable Premium
- Flexible Sum Insured
- Annual Health Check-Up
Covid-19
Corona Kavach policy offers coverage against the expenses that arise at the time of COVID-19 treatment.
Unique Features
- Emergency Ambulance
- Post-Hospitalization Expenses
- AYUSH Healthcare
