Health Insurance In Pune
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  • Network hospital in Pune
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Health Insurance In Pune
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Get a Health Insurance in Pune

Let us dive into Pune, where history meets modernity and healthcare needs smart solutions. Imagine a city that can seamlessly blend the grandeur of the bygone era with the vibrant modern metropolis. Nestles amidst the scenic Deccan Plateau in Maharashtra, Pune boasts a rich tapestry. This dynamic city attracts students from the different states of the world, earning it the nickname "Oxford of the East". Meanwhile, leading IT companies have made Pune a major innovation hub, propelling its economy forward.

But as Pune surges forward, the healthcare needs have become paramount. With a growing population and rising healthcare costs, choosing the right health insurance is very important. Read below to get to know more about health insurance in Pune.

Top Health Insurance Plans in Pune

Plan Key points Premium

Niva Bupa Aspire
Gives restoration benefit.
Covers hospital room rent.
M-iracle, means maternity benefits included.
Starting at INR 799/Month


Niva Bupa Reassure 2.0
No-claim bonus up to 3x
Unlimited E-consultation
Gives emergency coverage
Starting at INR 833/ Month


Star Assure
No-copayment
Choose any room you like during hospitalization.
Covers Maternity
Starting at INR 960/ Month


Care Heart
Covers heart patients
Auto recharge if the sum insured is exhausted.
No claim bonus
Starting at INR 1183/Month


ManipalCigna Prime Active
Covers PED Asthma, BP, Cholesterol, and Obesity.
Get unlimited Teleconsultation in a policy year.
Gives HIV/AIDS and STD coverage.
Starting at INR 919/ Month


Aditya Birla Activ Fit Plus
Stay fit and get rewards
Modern treatment covered
Gives Mental Care cover
Starting at INR 596/ month

What are the Benefits of Buying a Health Insurance in Pune?

There are many reasons why you should get health insurance if you are in Pune:

  • Cost Consideration

    ou can get the best healthcare services without paying anything upfront.
  • Senior Citizens Care

    Health insurance like Aditya Birla Senior Citizen plans, Niva Bupa Senior First Plan, and other policies for senior citizens will give extensive protection against healthcare emergencies.
  • Critical Illness Cover

    Some health insurance plan such as Care Criticare etc. gives add-on benefits for critical illnesses like cancer, heart disease, or kidney failure.
  • Preventive Care

    There are many health insurance plans such as HDFC ERGO Family Insurance and Care Supreme plan, that provide coverage for yearly health check-ups. This way you can be aware of and prevent any upcoming health problems.

What to Check Out When Buying a Health Insurance in Pune?

  • Consider if you need an individual plan, a family floater plan, or a plan for dependent parents.
  • Disclose any pre-existing conditions upfront as these can impact premiums and coverage.
  • Understand your budget and determine a comfortable premium amount.
  • Choose an adequate sum insured that can cover your needs.
  • Check the claim settlement ratio of the company. A higher ratio the better one.

Bottom Line

The vibrant tapestry of Pune is undeniable. From its historical landmarks to the blooming IT industry, the city offers a unique blend of tradition and progress. But, as the city is growing, the need for healthcare is also growing. This is where health insurance steps in, offering a safety net against these unforeseen medical expenses. So, take a proactive approach towards your health. Visit PolicyX to research different plans, compare benefits, and seek guidance from the experts. We are here to help.

Health Insurance in Pune: FAQs

1. What are the top considerations when choosing health insurance in Pune?

You need to consider coverage of your plan, the sum insured offered, the number of network hospitals, the claim settlement process, and the cost of premiums.

2. Is there any government health insurance scheme in Pune?

Yes, you can check out the plan by the Government of India, Ayushman Bharat.

3. What are some tips for claiming health insurance in Pune?

You might have to serve waiting before applying for the claim.

4. What are some tips for claiming health insurance in Pune?

It is suggested to review your policy documents thoroughly to understand the claim procedure.

Health Insurance Companies

What Our Customers Have to Say

Customer Review Image

Achintya Sharma

Ranchi

May 10, 2024

I’ve been covered by HDFC ERGO Platinum Health Guard plan for years now, and it has been a lifesaver. The coverage is extensive, and the claim process is so easy. I highly recommend the p...

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Parag Mehta

Jamshedpur

May 10, 2024

I’m impressed with the assistance of the ManipalCigna Prime Senior Insurance policy that I’ve bought for my father. I don’t fear now being a NRI because I’m assured of h...

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Anshul Garg

Vishakapatnam

May 10, 2024

The ManipalCigna LIfestyle Protection Critical Care Policy has coverage for up to 30 critical illnesses with a sum insured of up to 25 Crores. If you’re searching for a policy like this, ...

Customer Review Image

Shivalika Varghese

Delhi

May 10, 2024

If you are searching a health insurance like ManipalCigna ProHealth choose that offers straightforward claim assistance and the flexibility to optimize your coverage, go for it.

Customer Review Image

Pratibha Chandrakar

Kolkata

May 10, 2024

I was majorly focused on pre and post-hospitalization expenses coverage and found the best health coverage for these with the ManipalCigna ProHealth insurance policy.

Customer Review Image

Kanupriya Ghadge

Nagpur

May 10, 2024

For anyone who’s looking for a comprehensive health insurance policy, I would recommend buying the ManipalCigna ProHealth Prime insurance plan as it provides maximum coverage.

Customer Review Image

Neelam Sharma

Bengaluru

May 10, 2024

Star health has been my health insurer for more than 2 years and I am happy. Thanks to PolicyX for suggesting me Star Health

Customer Review Image

Adi Kukreja

Jalandhar

May 10, 2024

My wife fell ill and was diagnosed with jaundice, due to which she had to be hospitalised for a week. But Star’s Family Health Optima Insurance Plan helped me pay the bill and PolicyX mad...