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LIC e-Services
LIC of India is one of the oldest and most trusted insurance companies. LIC has gained the trust and satisfaction of its customers by serving them effectively for many years.
Considering the diverse needs of its customers, LIC designs policies suitable for all segments of people and has introduced LIC e-Services for their convenience. Registering policies and paying premiums has become even easier through LIC e-Services. Now, people do not have to rush to agents for information or to perform tasks such as premium payment or checking policy status.
One can easily visit the LIC e-Services page on the LIC website to make premium payments and check insurance status from time to time, all from the comfort of home.
LIC e-Services Availability
LIC e-services are easily available to every LIC customer who holds an existing policy with the company. LIC online services allow existing policyholders to register their policies on the LIC website. This enables policyholders to track every update regarding their policies and make payments online, among various other services. The best part of utilizing LIC's e-services is the ability to register policies for your spouse and children, eliminating the need to add them separately or remember multiple usernames and passwords.
Benefits of LIC Online Services
LIC online services provide customers with an opportunity to maintain their policies efficiently. This smart online facility can resolve any policy-related problems and queries, removing the need to visit agents frequently for payments or other services.
Online Services Offered by LIC
- Online payment of premiums via different modes, e.g., debit/credit card, net banking, BHIM, UPI.
- Reviewing policy status and updates.
- Checking loan details.
- Addition or deletion of nominee names.
- Checking claim history.
- Online loan sanction upon service request registration.
- Accessing details and schemes of LIC insurance plans.
- Online registration of complaints associated with insurance plans and policies.
Additional Features Accessible Under Online Services
- Schedule of Policy: The policy schedule, found on the first page of your policy bond, displays key details.
- Status of Bonus: Check the total accrued bonus, which is paid during the final settlement under your LIC plan.
- Status of Loan: View outstanding loan amounts, dues, and interest paid under the policy.
- Status of Claim: Claim status displays dates for unpaid benefits like survival and maturity, allowing you to proceed with settlement if applicable.
- Revival Quotes: A revival quotation will be displayed for lapsed policies.
Primary Features of LIC e-Services
LIC customers can enjoy comprehensive support regarding their policies and plans through LIC’s online gateway. An online user can avail some services that were formerly available only at LIC branches. The LIC online service portal allows registered users to access every support service with a few simple steps.
Specifications of the LIC e-Services Gateway
- It allows a registered user to confirm if issued policies are enrolled.
- With e-services, it has become easier to keep track of premium due dates, eliminating the possibility of late premium payments.
- Paying premiums through the LIC online portal is highly convenient. One can make payments comfortably by following a few simple steps on the online payment portal.
The LIC payment gateway instantly generates a receipt after every premium payment, which can be downloaded and printed for your records. Customers do not need to wait to receive their payment receipt.
It has made checking policy status simpler. You can easily check your policy status online by logging in to the LIC website.
Policyholders do not need to create new accounts for every new policy. New policies can be added and updated within your existing account.
One significant feature of LIC e-services is maintaining the privacy of the insured. No personal data is shared with banks during payments; only the payment amount to LIC is shared.
LIC's online portal also extends its services abroad, allowing international policyholders to manage their policies. The online payment portal supports both internet banking and card payments (credit/debit), making the process hassle-free for foreign customers. Non-residents no longer need to pay extra to agents to maintain their policies and investments; LIC customers can easily manage their accounts globally with a few clicks.
LIC's e-services are free of cost. Policyholders can directly visit and log in to the website without paying any additional charges for these services.
Registration in LIC Online Service Portal
Online registration in the LIC portal is very simple and hassle-free. The stepwise procedure for registering online is discussed below:
After creating your username and password, click on 'Finish'. You are good to go now!
You are now successfully registered in the LIC online portal and can log in anytime from anywhere to enjoy LIC’s free online services.
Once you log in to your LIC account using your username and password, the first page will display all options related to your account and policy details. Now you can proceed further by registering all your policies and viewing information about your LIC investments.
It is necessary to register your policies on the website to make online premium payments and check policy status. If policies are not registered, you will need to pay premiums as a non-registered user.
Summary
Many Indians hold LIC policies. With the ease of online services, LIC e-services offer a convenient way to pay premiums and check policy status from anywhere, anytime. Register now to avoid policy lapsation and late payment penalties.
