Health Insurance In Mysore
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Health Insurance In Mysore
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Health Insurance In Mysore

One of the most attractive tourist cities, Mysore is famous for its culture, heritage, and the most popular ’Mysore Palace’. The city is known as the cultural capital of Karnataka with significant cultural and historical importance.

The city is a planned urban city and is known for its high quality of life. Mysore and healthcare have gone hand in hand since the pre-independence era. The king of Mysore introduced a ’Family Planning Programme’ to control births. Similarly, post-independence the Government introduced a Public Health System with the focus to provide efficient healthcare services at the doorstep.

The city provides advanced medical treatments to its citizens with the help of an enhanced network of hospitals. The government has focused extensively on providing quality healthcare to urban and rural populations. This article discusses health insurance in Mysore in depth.

Importance Of Health Insurance In Mysore

Mysore is known to be a hub for the IT sector after Bangalore. With an increased working population moving to the city of Mysore, it is essential to note that living costs and medical care costs are consistently on the rise. Investing in health insurance in Mysore safeguards you from the financial distress caused by unforeseen medical expenses

Best Health Insurance Policy In Mysore

Health insurance policies for cities are designed specifically keeping in mind the needs and requirements of the citizens. Let us take a look at the various family and individual health plans in Mysore:

Health Insurance In MysoreSum InsuredPremiums (Approx.)

Niva Bupa Aspire Gold+
Up to 1 Crore Rs. 834/- Per month


Niva Bupa Reassure 2.0
Up to INR 1 Crores Rs. 768/- Per month


ICICI Lombard Health AdvantEdge
Upto INR 3 Crore Rs. 865/- Per month


Star Critical Illness Multipay Policy
Up to 25 Lakhs Rs. 174/- Per month


Niva Bupa CritiCare
Up to 2 Crores Rs. 197/- Per month

To find more health plans in Mysore, connect with PolicyX health insurance experts who can help you find the right fit for your family.

What To Consider Before Buying Health Insurance In Mysore?

With the growing healthcare infrastructure in Mysore, it is best to invest in health insurance that offers comprehensive coverage. Here are a few expert tips to consider when buying health insurance in Mysore:

  • Consider adequate health insurance amount as per your needs and requirements. It is advised by health insurance experts to invest in a health plan with a sum insured at least 50% of your annual income.
  • Look for the list of network hospitals available with your health insurance plan in Mysore as getting immediate medical attention should be your top priority when required.
  • It is advised to look for health insurance plans that offer maximum coverage. This means looking for features that you require. For example, look for minimal PED waiting periods if you want to cover diseases like diabetes.
  • Consider checking the claim settlement ratio of your health insurance plan and how efficient they are in settling claims.
  • Consider customer support efficiency and if your health insurer will provide you with the right assistance at the right time.

Buying Health Insurance In Mysore With PolicyX

The residents of Mysore know it is as easy as 1 - 2 - 3 to buy health insurance online on PolicyX.com:

  • Visit the official website of PolicyX
  • Select ’Health Insurance’ from the header tab
  • Find the ’Customized Health Insurance Plan for You’ form in the top right corner.
  • Fill in details required to understand your coverage requirements such as ’the number of members to be covered’, ’age’, ’city’, ’name’, and ’location’
  • Click on ’Get Quotes’ once you have filled in all the details
  • Compare all health plans in Mysore with features and premium quotes
  • Proceed to purchase an ideal health plan

Best Health Insurance Plans in Mysore

Considering the facts, here are some of the best plans to consider in mysore:

Individual and Family Health Insurance

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...

Unique Features

  • Global Cover
  • SI Upto 3 Cr
  • Air Ambulance Cover

AdvantEdge Plan (Pros)

AdvantEdge Plan
  • Restoration Benefit
  • Cumulative Bonus
  • Health Rewards
  • Domestic Air Ambulance

AdvantEdge Plan (Cons)

AdvantEdge Plan
  • OPD Cover
  • Second medical opinion
  • Modern treatment
  • IVF treatment cover

AdvantEdge Plan (Other Benefits)

AdvantEdge Plan
  • New Born Cover
  • Vaccine Cover
  • Maternity Cover
  • PED Cover
  • Personal Accident Cover

AdvantEdge Plan (Eligibility Criteria)

AdvantEdge Plan
  • Entry Age: 18 - 65 years
  • SI: 5 L to 3 Cr
  • Initial waiting period: 30 days

Senior Citizen Health Insurance

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...

Unique Features

  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Pros)

Niva Bupa Senior First Plan
  • High-sum insured options
  • Rewards and loyalty benefits
  • Multiple plan variants

Niva Bupa Senior First Plan (Cons)

Niva Bupa Senior First Plan
  • ICU charges not covered
  • OPD coverage not available
  • Second medical opinion not available

Niva Bupa Senior First Plan (Other Benefits)

Niva Bupa Senior First Plan
  • No sub-limits are applicable for common health conditions
  • Waive off co-payment on applying deductibles
  • No mandatory pre-issuance medical tests

Niva Bupa Senior First Plan (Eligibility Criteria)

Niva Bupa Senior First Plan
  • Min. Entry Age - 61 Years
  • Max. Entry Age - 75 Years
  • SI - 5 - 25 L
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...

Unique Features

  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits

Care Supreme Plan (Pros)

Care Supreme Plan
  • Modern treatments
  • Renewal discounts
  • Unlimited e-consultation

Care Supreme Plan (Cons)

Care Supreme Plan
  • Illegal activities
  • alcohol abuse
  • obesity treatments

Care Supreme Plan (Other Benefits)

Care Supreme Plan
  • Ambulance cover
  • Doctor on chat
  • Maternity care

Care Supreme Plan (Eligibility Criteria)

Care Supreme Plan
  • Min entry age: 18 Years
  • Max entry age: No age limit
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

A supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan. It offers comprehe...

Unique Features

  • Get coverage for the whole family
  • Additional SI for Road Traffic Accident
  • Coverage for Compassionate Travel

Star Family Health Optima (Pros)

Star Family Health Optima
  • No Pre-Policy Check-up
  • Lifelong Renewability
  • High SI available
  • COVID-19 cover
  • OPD covered

Star Family Health Optima (Cons)

Star Family Health Optima
  • PED cover not available
  • Obesity Treatment Unavailable
  • Hazardous Activities
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Star Family Health Optima (Other Benefits)

Star Family Health Optima
  • Long term discounts
  • Premium Payment flexibility
  • Health Check-up Cover
  • Domiciliary Hospitalization
  • Modern Treatment Cover

Star Family Health Optima (Eligibility Criteria)

Star Family Health Optima
  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

Individual and Family Health Insurance

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...

Unique Features

  • Vaccination Covered
  • AYUSH Covered
  • Quick Claim Process

Tata AIG Medicare Plan (Pros)

Tata AIG Medicare Plan
  • Global coverage
  • 540+ day care treatments
  • Qualified nurse
  • Room rent
  • Organ donor

Tata AIG Medicare Plan (Cons)

Tata AIG Medicare Plan
  • Injury due to suicide attempt
  • Death due to drugs
  • STDs
  • Injuries due to breach of law

Tata AIG Medicare Plan (Other Benefits)

Tata AIG Medicare Plan
  • AYUSH benefit
  • Health checkup
  • Bariatric surgery cover
  • Vaccination cover

Tata AIG Medicare Plan (Eligibility Criteria)

Tata AIG Medicare Plan
  • Entry age- 18 years
  • Max entry age- 65 years
  • SI- 3 L- 20 L
  • Waiting period- 30 days

Health Insurance Companies

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Health Insurance in Mysore: FAQs

1. What kinds of health plans are available in Mysore?

All categories of health insurance plans like personal accident, critical care, individual, family, and senior citizen health plans are available.

2. How much sum insured do I need to live a comfortable life in Mysore?

It is advised by health insurance experts to have a minimum coverage of INR 10 Lakhs or have at least 50% of your annual income as the sum insured regardless of the city you are residing in.

3. What are the factors to consider before purchasing health insurance in Mysore?

The various factors to consider are: Sum insured Pre-existing disease coverage Network hospitals Claim settlement of an insurer

Health Insurer Network Hospitals

Life Insurance

More Queries?

To know about the best health insurance plans in Mysore, network hospitals available, or have any other insurance-related query, call our advisors at 1800-4200-269!

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Simran Kaur Vij

Written By: Simran Kaur Vij

Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.