Buy National Health Insurance | Compare & Get Online Discounts

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Updated on Jul 07, 2025 4 min read

National Health Insurance Company

One of the oldest general insurance companies, National Health Insurance Company offers products that protect you financially when in need. The company was founded in December 1906 but in 1972 it merged with other companies to form one of the four subsidiaries of the General Insurance Corporation of India. Later it was delinked in August 2002 to operate as an independent insurance company. The company operates from 1730 offices in India and foreign countries.

3200+

Network
Hospitals

850+

Offices
Across India

100+

Years of
Trust

UP TO 2 Cr

Sum
Insured

24X7

Customer
Support

What are some of the
Features
that set them apart?

1

India's first insurer to introduce Insurance on Wheels
2

A comprehensive wellness system to promote a healthy lifestyle
3

More than 90% claim settlement ratio
4

100% GOI owned entity
5

Pioneer in social schemes

National Health Insurance Awards and Accolades.

ICC - Indian Chamber of Commerce Award
ASSOCHAM Award
The Economic Times Iconic Brands 2018
The Asset Asian awards
The Economic Times BEST BRAND AWARD 2016

National Health Insurance Detailed Review

Why Do We Exist?

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Best Selling National Health Insurance Plans

Let's take a look at the list of health insurance plans that offer comprehensive protection to you and your family

Senior Citizen Health Insurance

National Health Insurance Plans	Eligibility	Approximate Annual Premiums
National Senior Citizen Policy	Entry Age - Sum Insured - Up to 0	Rs.

Top Up and Super Top Up

National Health Insurance Plans	Eligibility	Approximate Annual Premiums
Super Top-up Mediclaim Policy	Entry Age - Sum Insured - Up to 0	Rs.

Critical Illness Health Insurance

National Health Insurance Plans	Eligibility	Approximate Annual Premiums
National Corona Kavach Policy	Entry Age - Sum Insured - Up to 0	Rs.

Individual and Family Health Insurance

National Health Insurance Plans	Eligibility	Approximate Annual Premiums
National Arogya Sanjeevani Policy	Entry Age - Sum Insured - Up to 0	Rs.
National Parivar Mediclaim Policy	Entry Age - Sum Insured - Up to 0	Rs.

Accident Health Insurance

National Health Insurance Plans	Eligibility	Approximate Annual Premiums
National Personal Accident Policy	Entry Age - Sum Insured - Up to 0	Rs.

Group Health Insurance

National Health Insurance Plans	Eligibility	Approximate Annual Premiums
National Insurance Group Mediclaim Policy	Entry Age - Sum Insured - Up to 0	Rs.

Key Features Of National Health Insurance

Let us take a look at some unique features of top-selling National Health Insurance policies:

For Senior Citizen Health Insurance

National Senior Citizen Policy

National Senior Citizen Policy

National Senior Citizen Mediclaim Policy is a plan especially designed and launched for senior citizens, allowing them to live a relaxed life post-retirement.

Why Do We Recommend This?

Choose between 2 plan options
Good health incentive
Preventive Health Check-Up

For Top Up and Super Top Up

Super Top-up Mediclaim Policy

Super Top-up Mediclaim Policy

National Super Top Up Mediclaim Policy is a high threshold health insurance product, covering the members of a family under a single sum insured on a floater basis or each member on an individual sum insured basis.

Why do we recommend this?

Room rent covered
Cataract covered
Modern treatment covered

For Critical Illness Health Insurance

National Corona Kavach Policy

National Corona Kavach Policy

The plan is specially designed to help people overcome the stress of paying heavy hospital bills that arise while getting treatment for COVID-19 infection.

Why do we recommend this?

Comprehensive Cover
COVID Hospitalization Cover
Home Care Treatment Expenses

For Individual and Family Health Insurance

National Arogya Sanjeevani Policy

National Arogya Sanjeevani Policy is a standard indemnity health insurance product, having Sum Insured up to 10 Lakhs available in both individuals as well as floater type which covers spouse, dependent legitimate or legally adopted children, parents, parents-in-law, newborn from 3 months age.

Why do we recommend this?

Tax Benefits
Avail 10% discount
Avail of premium payment instalments

For Accident Health Insurance

National Personal Accident Policy

National Personal Accident Policy

This policy is designed to cater to high-risk professionals/individuals categorized as the normal, medium, and heavy risk of the occupation involvement of the person. Hence, the payable premium varies from normal to heavy-risk individual/s in an ascending order.

Why do we recommend this?

Accidental benefits
Loss of body parts
Dead body mobility

For Group Health Insurance

National Insurance Group Mediclaim Policy

National Insurance Group Mediclaim Policy

The plan caters to the basic health care needs of an employer-employee and a non-employer-employee. Anyone is entitled to get issued with this policy on an individual basis under a group.

Why do we recommend this?

Hospitalisation benefits with sub-limit
Pre-existing disease cover
Modern treatment cover

Explore other National Health Insurance

To cater to the different medical needs of an individual & their family, National Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more. Take a look below to National Health Insurance plans explore more:

Senior Citizen Health Insurance

National Senior Citizen Policy

National Senior Citizen Mediclaim Policy is a plan especially designed and launched for senior citizens, allowing them to live a relaxed life post-re...

Unique Features

Plan options available
Domiciliary hospitalization
Modern treatments

National Senior Citizen Policy (Pros)

Reinstatement of Sum Insured
Cataract
Ambulance Cover

National Senior Citizen Policy (Cons)

Obesity
Adventure Sports
Illegal Activities

National Senior Citizen Policy (Other Benefits)

Hospital Cash
Doctor’s Home Visit
Funeral Expenses

National Senior Citizen Policy (Eligibility Criteria)

Min entry age: 60 Years
Max entry age: 80 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 10 L

Top Up and Super Top Up

Super Top-up Mediclaim Policy

National Super Top Up Mediclaim Policy is a high threshold health insurance product, covering the members of a family under a single sum insured on fl...

Unique Features

Super Top-up Mediclaim features and benefits
Eligibility criteria
Modern treatment cover

Super Top-up Mediclaim Policy (Pros)

Organ donation covered
Morbid obesity treatment covered
Portability allowed
High SI

Super Top-up Mediclaim Policy (Cons)

Treatment outside India
OPD diagnosis
Adventure sport injuries

Super Top-up Mediclaim Policy (Other Benefits)

Affordable premiums
Tax benefits
HIV/AIDS cover

Super Top-up Mediclaim Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 20 L

Critical Illness Health Insurance

National Corona Kavach Policy

The deadly virus called 'COVID-19' has proved to be an eye-opener for all of us in understanding the importance of protecting our family's health. Eve...

Unique Features

Corona Kavach features and benefits
Eligibility requirements
Buying process of the plan

National Corona Kavach Policy (Pros)

Covers spouse and children
Home care treatment
No sub-limit

National Corona Kavach Policy (Cons)

Treatment outside India
OPD diagnosis
Injury due to illegal activity

National Corona Kavach Policy (Other Benefits)

15 day pre hospitalisation
Discount available
Tax benefit

National Corona Kavach Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 5 L

Individual and Family Health Insurance

National Arogya Sanjeevani Policy

National Arogya Sanjeevani Policy is a standard indemnity health insurance product from National Health Insurance Company, having Sum Insured up to 10...

Unique Features

Understand the plan features
Learn about its eligibility criteria
Know more about its exclusions

National Arogya Sanjeevani Policy (Pros)

Online purchase dicount
EMI facility available
High SI
Affordable premium

National Arogya Sanjeevani Policy (Cons)

Treatment outside India
OPD diagnostics
Adventure sport injuries
Injury due to illegal activities

National Arogya Sanjeevani Policy (Other Benefits)

Enhanced limits for room rent
Avail online discounts
Change sum insured
Lifelong renewal

National Arogya Sanjeevani Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 50 L

Individual and Family Health Insurance

National Parivar Mediclaim Policy

National Parivar Mediclaim Policy aims to encourage the protection of the whole family on a single sum insured. This is a family floater plan that pro...

Unique Features

Explore the plan’s key features
Find out the eligibility criteria
Learn its benefits & exclusions

National Parivar Mediclaim Policy (Pros)

Infertility treatment cover
Vaccination covered
Ambulance covered
Cataract covered

National Parivar Mediclaim Policy (Cons)

Treatment outside India
OPD diagnosis
Adventure sports

National Parivar Mediclaim Policy (Other Benefits)

AYUSH cover
No co-pay
Vaccination

National Parivar Mediclaim Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 10 L

Individual and Family Health Insurance

National Mediclaim Policy

National Insurance Mediclaim Policy is a traditional health insurance plan that provides comprehensive coverage to the policyholders. This plan was la...

Unique Features

National Mediclaim plan features and benefits
Eligibility criteria
Easy claim process

National Mediclaim Policy (Pros)

All-Inclusive Coverage
Maternity Benefits
No Claim Bonus

National Mediclaim Policy (Cons)

Cosmetic Surgery
IVF
Dental Treatment

National Mediclaim Policy (Other Benefits)

Tax Benefits
Avail 10% Discount
Health Incentives

National Mediclaim Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 10 L

Individual and Family Health Insurance

National Mediclaim Plus Policy

National Medicliam Plus Policy is a high sum insured policy that indemnifies for In-patient treatment expenses and 140+ Day Care Procedures/surgeries,...

Unique Features

National Mediclaim Plus features
Learn about the eligibility criteria
Exclusions & claim process

National Mediclaim Plus Policy (Pros)

12 modern treatment covered
Maternity covered
Lifelong renewability

National Mediclaim Plus Policy (Cons)

Pre-existing diseases
Treatment outside India
Adventure sports injury

National Mediclaim Plus Policy (Other Benefits)

COVID vaccination
Air ambulance
Hospital cash benefit

National Mediclaim Plus Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 50 L

Accident Health Insurance

National Personal Accident Policy

You can buy the National Insurance personal accident plan on an individual or family floater basis that acts as a standalone policy. This policy is de...

Unique Features

PPD/ PTD & TTD cover
Accidental death coverage
Assured death payout

National Personal Accident Policy (Pros)

100% accidental death payout
PTD benefit
PPD benefit
TTD benefit

National Personal Accident Policy (Cons)

PEDs not cover
Adventure sports not covered
Vaccination not covered

National Personal Accident Policy (Other Benefits)

Mortal remains portability
Death coverage benefits
Loss of organ cover
Educational fund

National Personal Accident Policy (Eligibility Criteria)

Entry age: 5-70 years
SI: Upto INR 10 lakh
Policy tenure: 1 year
Waiting period: None

Group Health Insurance

National Insurance Group Mediclaim Policy

Buying individual health insurance may seem hectic for some of us, as the monthly premiums might be a pain for our pockets. Here comes the contributio...

Unique Features

Coverage for modern treatment
Covers HIV/AIDS treatment
Covers 140+ daycare procedures

National Insurance Group Mediclaim Policy (Pros)

140+ daycare procedure
HIV cover
Affordable premiums
AYUSH cover

National Insurance Group Mediclaim Policy (Cons)

Treatment outside India
OPD diagnostic
Adventure sport injuries
Injuries due to illegal activity

National Insurance Group Mediclaim Policy (Other Benefits)

Co-pay discounts available
PED cover
30 day pre-hospitalisation
Modern treatment

National Insurance Group Mediclaim Policy (Eligibility Criteria)

Entry age- 3 Months
Max entry age- N/A
SI- 50K to 10 L
Waiting Period- 30 days

Individual and Family Health Insurance

National Young India Mediclaim Policy

National Young India Mediclaim Policy, an indemnity-based insurance policy is available as an individual and family floater health plan. A standard he...

Unique Features

Maternity Cover
Cataract Cover
High SI

National Young India Mediclaim Policy (Pros)

Room Rent Cover
Day Care Procedure
AYUSH Treatment

National Young India Mediclaim Policy (Cons)

Morbid Obesity Treatment
Illegal Activites
Adventure Sports

National Young India Mediclaim Policy (Other Benefits)

Cumulative Bonus
Wellness Discount
Long Term Discount

National Young India Mediclaim Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 43 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 10 L

Individual and Family Health Insurance

National Parivar Mediclaim Plus Policy

National Parivar mediclaim plus is a versatile family floater health insurance policy that comes in three different plan options that are A, B, and C....

Unique Features

Multiple Plan Options
Up to 50 L SI
Avail Maternity Cover

National Parivar Mediclaim Plus Policy (Pros)

Multiple Discount Options
Tax Benefits
Road Accident Cover

National Parivar Mediclaim Plus Policy (Cons)

Hazardous or Adventure Sports
Treatment for Alcoholism
Drug or Substance Abuse

National Parivar Mediclaim Plus Policy (Other Benefits)

Maternity Cover
Infertility Treatment
Vaccination for Children
Obesity

National Parivar Mediclaim Plus Policy (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 50 L

Why Choose National Health Insurance?

Versatile and affordable health insurance plans for every need
24X7 customer support for easy claim settlement
Over 3200 network hospitals all over India
Offers comprehensive coverage at affordable premiums
Tax benefits under Section 80D of the Income Tax Act

Factors to Consider While Buying A Health Insurance Plan

Choosing a health insurance plan can be stressful and confusing for most people. But you need to have a clear idea of what a certain plan is offering and what are the things they are covering. Once you are positive about the plan benefits, it becomes easier to make correct decisions. Let's check out some of the factors that you should consider before buying a health insurance policy

Individual or Family Floater Plan
Whenever choosing a plan your first step should be to check whether your requirement is for yourself or your family. Most of the time family floater plans are beneficial for those who want to secure their family as it is cheaper than the individual one.
Cover Amount
We all know that with growing inflation, medical expenses are also increasing day by day. Therefore, having health insurance will help a lot to meet the expenses. In this, it is also necessary to choose a policy that offers maximum coverage and amount for your health claims.
Co-Payment Clause
Every policy has some clauses that you need to follow. A co-payment clause is one of those clauses. This means that for every claim you make, you have to bear a certain percentage of the claim amount. So, you must check how much clause your policy is putting in.
Hospital Network
Always check the list of hospitals included in your policy. Keep in mind what kind of medical facilities you might need in the future.
Waiting Period
Look for the time period you need to wait before claiming the reimbursement. Some policies put a waiting period on critical illness as well, you need to check for that too.
Lifetime Renewal
It might be possible that you need healthcare when you grow old. So, look for a policy that provides lifetime renewal options.
Compare the Premiums
You should always choose the premium after comparing more than two policies. This thoughtful action will prevent you from paying a higher amount for lesser claims and vice versa.

Why Choose National Health Insurance Plans?

National health insurance company is famous for creating products that are flexible enough to meet the requirements of their customers. There are a number of benefits to choosing National Insurance as your health insurance partner. Read below to know more:

Great Company Profile
National Health Insurance is a well-known company in the health insurance market. Being in this for more than a century, the company has built an amazing portfolio and trust among its customers.
Network Hospitals
National Insurance comes with a vast network of hospital facilities where one can opt for cashless benefits across India. National Health policies enable access to cashless network hospitals which facilitates customers to benefit from the best health care without compromising their financial situation.
Solvency Ratio
According to the IRDAI, It is mandatory to maintain the Solvency Ratio of 1.5. National Health insurance currently has a Solvency Ratio of 0.31.
Annual Premium
It signifies the total number of policies that are sold by an insurance company and the premiums collected. As per the IRDAI Annual Report 2021-22, the Annual Gross Premium of National Health Insurance is 13,076.83 crores.
Claim Support
National Health Insurance has a claim settlement ratio of 86.28% according to IRDAI reports which shows the company is reliable and cares about its customers. It is suggested to opt for an insurance company that has a good claim support ratio.

National Health Insurance Key Features

What is Covered?

Pre and Post Hospitalization Expenses

National Health Insurance understands the impact of rising medical expenses, thus they have made sure that their insurance products contain pre and post-hospitalization expenses related to in-patient hospitalization.

AYUSH Treatments

Most National Health Insurance plans have in-built alternative treatment cover which you can utilize to your benefit. AYUSH treatments include Ayurveda, Unani, Siddha, and Homeopathy treatments.

Hospitalization Expenses

National health insurance plans cover your hospital expenses like room rent, ICU charges, surgery expenses, doctor consultations, and other such expenses.

Day Care Treatments

Multiple procedures do not require a 24-hour hospitalization. With this in mind, a majority of the National health insurance plans are designed to cover daycare procedures for policyholders.

Domiciliary Hospitalization

On a doctor’s recommendation, a policyholder can avail of medical care in the comfort of their home. National health insurance plans cover domiciliary hospitalization up to specified sub-limits.

What is not Covered?

Self Inflicted Injuries

National health policies will not cover injuries or hospitalization caused by self-harm.

Cosmetic Procedures

National Health Insurance plans do not cover any kinds of cosmetic surgeries or treatments.

Adventure Sports

National Health Insurance plans will not cover you for hospitalizations, or accidents caused due to adventure sports.

Obesity or Weight Control Treatments

National Health Insurance plans mostly do not cover treatments related to obesity and weight management such as bariatric surgeries.

Involvement In Illegal Activities

National health insurance company plans do not cover individuals or families for hospitalization or injuries caused due to unlawful activities.

What Are The Different Waiting Periods In National Health Insurance Plans?

The various waiting periods associated with National Health plans are:

Initial Waiting Period

Begins from the date of purchase and lasts for up to 30 days for most National Health Insurance plans.

Pre-existing Disease Waiting Period

National Health Insurance plans require you to serve specific waiting periods in case you are diagnosed with PEDs such as hypertension, diabetes, or any other.

Survival Period

Like waiting periods, National health insurance plans with critical illness coverage have a survival period. During this period policyholders diagnosed with any listed critical illness must outlive the survival period to enjoy coverage benefits.

National Health Insurance Plans Buying Process

If you are looking forward to purchasing National Health insurance online follow the simple steps below:

Step 1
Visit the PolicyX health insurance page, and enter your details such as name, age, number of members to be covered, and city.
Step 2
Click on 'Get free quotes' and compare National Health Insurance Plans as per your needs.
Step 3
Select and pay premiums online for the purchased National health insurance plan of your choice.
Step 4
Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your National Health Insurance plan.

Why Choose Online Procedure to Buy Mediclaim Policy?

Getting a medical insurance policy online from PolicyX or directly from the company is full of benefits. Read below to know more.

Easy to Compare
Online platforms give access to compare different National Health plans in the same place. You can pick the right one for you while comparing the premiums.
Buying Insurance within 5 minutes
At an online platform, you can choose and buy your policy within 5 minutes, without any hustle and bustle.
24*7 Customer Service
The experts are always at your service. No matter what the time is, you can contact them any time to clear your doubts.
Instant Quote
With online accessibility, you can get quotations with just one click. You can collect several quotes and choose the right one for you.

National Health Insurance Renewal Process

Follow the steps for National Health Insurance policy renewal

Step 1
Visit the official website of National Health Insurance Company
Step 2
Click on the ‘Renew’ tab
Step 3
Mention your ‘Policy Number’ and ‘Date Of Birth’

Connect with our insurance experts for National health insurance policy renewal at 1800-4200-269

National Health Insurance Plan Claim Process Steps

You can file for cashless as well as reimbursement claims for your National Health Insurance Plans by following these easy steps:

Step 1
Visit the website of National Health Insurance, and select the "Claim" option. Then click on the "Intimate Claim" to check out the form.
Step 2
Now select "health claim" and require the information which is the policy number, date of birth, and other details they ask for.
Step 3
Now select the "claim type", whether you want to opt for a cashless claim or reimbursement. Click on the authorize and you will receive the OTP on the verified number.
Step 4
Get verified with the OTP and fill in the required hospital admission information, select the hospital, and fill in the hospital details in case of a non-network hospital.
Step 5
Upload the documents asked and click on the "review" button.
Step 6
After clicking on the review button you need to submit the intimation for the company to review. You will receive a claim intimation number which you need to note down for future purposes.

Documents Required For National Health Policy Claim Settlement

Submit the following documents when filing for National health claims:

Duly completed and signed claim form, in original
Valid photo-ID proof
Medical practitioner's referral letter and prescription
Original bills, receipts, and discharge cards from the hospital/medical practitioner
Original bills from pharmacy/chemists
Original pathological/diagnostic tests reports/radiology reports and payment receipts
Indoor case papers
First Information Report, final police report, if applicable
Post-mortem report, if conducted
Any other document as required by the company to assess the claim

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. You can input your details and check out some of the most suitable health insurance policies for your specific requirements. This is the easiest, most efficient, spam and gimmick-free way to buy health insurance today.

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More Queries?

If you have any more queries regarding Plans, Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

Explore National Health Insurance

National Health Insurance: FAQs

1. What is covered in National Health Insurance Plans?

These policies cover the policyholders with in-patient treatment, daycare treatments, pre-hospitalization and post-hospitalization, ambulance cover, and so on.

2. Are there any health insurance policies for people traveling abroad?

Yes, National Insurance provides health insurance plans that cover people traveling abroad for business, education, or leisure.

3. Is National Insurance good for mediclaim?

National Mediclaim Policy by National Insurance gives a comprehensive approach to securing your and your family’s health. No sub-limit is applied in case of hospitalization in a preferred provider network (PPN). It is one of the oldest and most trusted insurance companies in the country.

4. What are the advantages of national health insurance plans?

You receive multiple benefits from National Insurance health plans like maternity cover, critical illness cover, overseas cover, genetic disorder cover, and more.

5. Does national insurance cover pregnancy?

National Insurance has a National Parivar Mediclaim Policy that includes maternity coverage. It covers all expenses incurred in normal or cesarean delivery.

6. Does the National Insurance cover dental treatment?

Dental treatment is not covered unless necessitated due to an Injury.

7. How can I renew my National Health Insurance Plan?

Renewing your National Health policy online is a convenient process. Follow the below steps for the same: Visit the official website of the National Insurance Company and click on the ’Quick Renewal’ tab given at the top of the page. Enter your ’Policy Number’ and ’Captcha’ to continue. Fill in the required details and make the payment. You will receive the renewal confirmation on your registered email ID.

8. How can I check the policy status for my National Health plan?

9. I have an existing health insurance policy from the National Insurance company. Will it cover Coronavirus-related ailments?

Yes. If you are hospitalized for a minimum period of 24 hours for treatment of COVID-19, medical expenses will be covered in all standard health insurance policies issued by the National Insurance Company.

10. Does National Parivar Mediclaim policy cover infertility cases?

Yes, the National Parivar Mediclaim policy covers infertility cases after 45 years of age at a discount of 3% on the individual premium (for both self and spouse).

11. How is the National Insurance Premium Calculator useful for me?

With the online premium calculator tool one can easily compare and calculate the premium you’ll pay over the course of your policy’s term. Getting to know your premium in advance will make it easier for you to keep track of future payment deductions.

12. Do AYUSH Treatments are covered by the National Health Plans?

Yes, non-allopathy treatment, including Ayurveda and homoeopathic treatment, is covered under the National Health Insurance Policy.

13. What reports are needed for the pre-policy review?

The following reports are necessary for the pre-policy checkup: Physical examination (report must be signed by a doctor with at least an MD (Medicine) degree) HbA1c Profile of lipids Creatinine in the blood Urine tests and microscopic examinations are routinely performed. ECG Examination of the eyes (including retinoscopy) Any other inquiry that the firm requires The date of medical reports shall not be more than 30 (thirty) days before the proposal date.

14. Do I have to pay extra for Covid-19 coverage along with my existing National Health Insurance policy?

No. There is no additional payment for Covid-19 coverage. The same benefits will be available for Covid-19-related therapy as they are for any other condition.

15. Does National Health Insurance offer any free-look period?

Yes, the company has a 15-day free look period during which the policyholder can return it.

Other Health Insurance Companies

Compare mediclaim policies with other top insurers in India.

National Health Insurance

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National Health Insurance Company

National Health Insurance Awards and Accolades.

National Health Insurance Detailed Review

Why Do We Exist?

Compare

Compare

Best Selling National Health Insurance Plans

Senior Citizen Health Insurance

Top Up and Super Top Up

Critical Illness Health Insurance

Individual and Family Health Insurance

Accident Health Insurance

Group Health Insurance

Key Features Of National Health Insurance

For Senior Citizen Health Insurance

Why Do We Recommend This?

For Top Up and Super Top Up

Why do we recommend this?

For Critical Illness Health Insurance

Why do we recommend this?

For Individual and Family Health Insurance

Why do we recommend this?

Why do we recommend this?

Why do we recommend this?

Why do we recommend this?

Why Do We Recommend This?

Why do we recommend this?

For Accident Health Insurance

Why do we recommend this?

For Group Health Insurance

Why do we recommend this?

Explore other National Health Insurance

National Senior Citizen Policy (Pros)

National Senior Citizen Policy (Cons)

National Senior Citizen Policy (Other Benefits)

National Senior Citizen Policy (Eligibility Criteria)

Super Top-up Mediclaim Policy (Pros)

Super Top-up Mediclaim Policy (Cons)

Super Top-up Mediclaim Policy (Other Benefits)

Super Top-up Mediclaim Policy (Eligibility Criteria)

National Corona Kavach Policy (Pros)

National Corona Kavach Policy (Cons)

National Corona Kavach Policy (Other Benefits)

National Corona Kavach Policy (Eligibility Criteria)

National Arogya Sanjeevani Policy (Pros)

National Arogya Sanjeevani Policy (Cons)

National Arogya Sanjeevani Policy (Other Benefits)

National Arogya Sanjeevani Policy (Eligibility Criteria)

National Parivar Mediclaim Policy (Pros)

National Parivar Mediclaim Policy (Cons)

National Parivar Mediclaim Policy (Other Benefits)

National Parivar Mediclaim Policy (Eligibility Criteria)

National Mediclaim Policy (Pros)

National Mediclaim Policy (Cons)

National Mediclaim Policy (Other Benefits)

National Mediclaim Policy (Eligibility Criteria)

National Mediclaim Plus Policy (Pros)

National Mediclaim Plus Policy (Cons)

National Mediclaim Plus Policy (Other Benefits)

National Mediclaim Plus Policy (Eligibility Criteria)

National Personal Accident Policy (Pros)

National Personal Accident Policy (Cons)

National Personal Accident Policy (Other Benefits)

National Personal Accident Policy (Eligibility Criteria)

National Insurance Group Mediclaim Policy (Pros)

National Insurance Group Mediclaim Policy (Cons)

National Insurance Group Mediclaim Policy (Other Benefits)

National Insurance Group Mediclaim Policy (Eligibility Criteria)

National Young India Mediclaim Policy (Pros)

National Young India Mediclaim Policy (Cons)

National Young India Mediclaim Policy (Other Benefits)

National Young India Mediclaim Policy (Eligibility Criteria)

National Parivar Mediclaim Plus Policy (Pros)

National Parivar Mediclaim Plus Policy (Cons)

National Parivar Mediclaim Plus Policy (Other Benefits)

National Parivar Mediclaim Plus Policy (Eligibility Criteria)

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Why Choose National Health Insurance?