Star Family Delite Insurance Policy

Star Family Delite Insurance Policy is a floater health plan provided by Star Health Insurance Company that provides insurance coverage for the whole family including the insured, insured's spouse and dependent children. It is a helpful floater plan as it covers hospitalization expenses, ambulance charges, pre and post hospitalization, pre existing diseases and much more.

Benefits and Features

• Covers maximum hospitalization expenses
• Pre & post hospitalization charges are covered
• Covers particular diseases up to a certain limit
• Day care procedures covered
• Tax benefits
• Cashless hospitalization
• Free expert medical consultation
• No third party administrator

Expert View

Star Family Delite Insurance Policy is a must have policy for a person who has a family and is the sole breadwinner. This plan is unique as it provides coverage to a baby of 5 months as well. It also covers specific disease which makes it different from other plans.

What It Covers?

• Hospitalization Expenses: It covers almost every hospitalization expenses such as consultant fee, nursing charges, medical practitioner, room rent, specialist fee, cost of medicine & drugs among others.
• Pre and post hospitalization up to certain limits
• Covers particular day care process
• Covers the expense of specified disease up to certain limits
• Pre existing diseases are covered after completion of 48 successful months of the policy
• Ambulance charges are covered in cases of emergency

Required Documents and Eligibility

This plan covers a child of 5 months to an adult of 65 years. Pre acceptance medial test is necessary for people of age group 50 years or more.

Necessary documents required to buy this plan are ID proof, age proof, address proof and income proof.