Zurich Kotak Health Insurance
Group Health Insurance
Kotak Group Health Care insurance plan is specially designed to cater to the healthcare needs of active group members of Kotak Mahindra Bank Limited. ...
Unique Features
- Domiciliary treatment cover
- Get wellness benefits
- Optional covers available
Zurich Kotak Group Health Care Policy (Pros)

- Domiciliary hospitalization
- Daycare procedures
- Donor expenses
- In-patient treatment care
Zurich Kotak Group Health Care Policy (Cons)

- Obesity treatment unavailable
- Breach of law
- Cosmetic surgery
- Maternity not covered
Zurich Kotak Group Health Care Policy (Other Benefits)

- Room rent capping
- AYUSH cover
- Wellness benefits
Zurich Kotak Group Health Care Policy (Eligibility Criteria)

- Entry age - 18 -55 Years
- SI - 3/4/5 Lakhs
- Plan type- Individual
- Waiting Period - 30 days
Individual
Out of 1.35 million deaths happening in road crashes, almost 93% of the accidental deaths occur in averagely developed countries like India. We're not...
Unique Features
- Funeral expenses extensions
- Children’s education grant
- Lifelong renewability
Zurich Kotak Accident Care Plan (Pros)

- Children education grant
- Dead remains transportation
- Convalescence benefit
- Accident daily cash benefit
Zurich Kotak Accident Care Plan (Cons)

- Room rent charges
- Pre and post-hospitalization
- Mental disorders
- Self-inflicted injury
Zurich Kotak Accident Care Plan (Other Benefits)

- Ambulance charges
- Accidental death
- TTD PTD PPD cover
Zurich Kotak Accident Care Plan (Eligibility Criteria)

- Entry Age 5 to 65 years
- Sum Insured NA
- Policy term 1/2/3 years
- Waiting period NA
Individual and Family Health Insurance
Zurich Kotak Health Premier is a versatile option when it comes to ensuring the health and wellness of yourself and your loved ones. Zurich ...
Unique Features
- Comprehensive coverage
- Value added benefits
- Customizable plans
Zurich Kotak Health Premier Plan (Pros)

- In-patient treatment
- daycare treatment
- ambulance cover
- restoration benefit
Zurich Kotak Health Premier Plan (Cons)

- Global coverage
- modern treatment
- IVF cover
- Adventure sports
Zurich Kotak Health Premier Plan (Other Benefits)

- maternity benefit
- cumulative bonus
- compassionate travel
- vaccination
Zurich Kotak Health Premier Plan (Eligibility Criteria)

- Entry age 18 years (min) - 65 years (max)
- SI 2 Lakh to 2 Crore
- Initial waiting period 30 days
- Policy period 1/2/3 years
Individual
It's insurance against adversities caused due to accidents. The Union Minister of Road Transport and Highways, Nitin Gadkari, revealed that over 4.8...
Unique Features
- AD PTD & PPD Covers
- Children’s Education Grant
- Lifestyle Modification Cover
Zurich Kotak Group Accident Protect Plan (Pros)

- Accident Cover
- Accidental Death
- Disability Cover
Zurich Kotak Group Accident Protect Plan (Cons)

- Adventure Sports
- Illegal activities
- Obesity Treatments
Zurich Kotak Group Accident Protect Plan (Other Benefits)

- Permanent Total Disability
- Partial Disability
- Children education
Zurich Kotak Group Accident Protect Plan (Eligibility Criteria)

- Min Age: 5 Years
- Max Age: 65 Years
- Sum Insured: 25 L
- Initial Waiting Period: NA
Royal Sundaram Health Insurance
Individual and Family Health Insurance
Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan as it offers holistic coverage with a wide range of benefits such...
Unique Features
- Up to 1 Crore SI
- 4X Mobility Devices Cover
- Health and Wellness Cover
Royal Sundaram Lifeline Supreme (Pros)

- Re-load of sum insured
- Health check-up
- App-based cabs
Royal Sundaram Lifeline Supreme (Cons)

- Illegal activities
- Alcoholism
- Self-inflicted harm
Royal Sundaram Lifeline Supreme (Other Benefits)

- Annual Health Check-up
- Emergency Evacuation
- Second Opinion
Royal Sundaram Lifeline Supreme (Eligibility Criteria)

- Min Entry Age:18 Years
- Max Entry Age: No limit
- Intiial Waiting Period: 30 Days
- Sum Insured: 1 Crore
Accident Health Insurance
Royal Sundaram Personal Accident Policy safeguards insured individuals against the loss of income, provides the best medical care, and ensures your ch...
Unique Features
- Global Coverage Available
- 5 Crore SI
- Education Grant
Royal Sundaram Health Personal Accident Policy (Pros)

- Higher sum insured available
- Accidental death cover
- Disability cover
Royal Sundaram Health Personal Accident Policy (Cons)

- Illegal activities
- Alcoholism
- Adventure sports
Royal Sundaram Health Personal Accident Policy (Other Benefits)

- Worldwide coverage
- Education grant
- Cumulative bonus
Royal Sundaram Health Personal Accident Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 70 Years
- Sum Insured: Up to 1.5 Crores
Individual and Family Health Insurance
Royal Sundaram Multiplier Health Insurance is a one of its kind plan that covers up to 11 times the sum insured in case of emergency health complicati...
Unique Features
- 11X Multiplier Benefit
- 4X Multiplier Benefit
- Emergency Domestic Evacuation
Royal Sundaram Multiplier Health Plan (Pros)

- No claim bonus
- Modern Treatments
- AYUSH Treatment
Royal Sundaram Multiplier Health Plan (Cons)

- Illegal activities
- alcoholism
- obesity and weight management
Royal Sundaram Multiplier Health Plan (Other Benefits)

- Flexi Reload Benefit
- Health and Wellness Benefit
- Ambulance Cover
Royal Sundaram Multiplier Health Plan (Eligibility Criteria)

- Min Entry Age: 18 Years
- Max Entry Age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 25 L
Individual
The Surrogacy (Regulation) Act, 2021 by the government of India has come into effect saying that, if any couple is in search of a surrogate mother, th...
Unique Features
- Cover for Surrogacy
- Oocyte Donor Cover
- Daycare Procedures
Royal Sundaram Surrosafe Plan (Pros)

- Covers surrogate mothers
- Covers oocyte donors
- Ambulance cover
Royal Sundaram Surrosafe Plan (Cons)

- Illegal activites
- adventure sports
- self-harm
Royal Sundaram Surrosafe Plan (Other Benefits)

- Inpatient hospitalization
- Room rent cover
- Daycare Procedures
Royal Sundaram Surrosafe Plan (Eligibility Criteria)

- Min entry age: 18 Years; Max entry age: 35 Years
- Sum Insured: Up to 5 L
Individual and Family Health Insurance
Give your life a new direction with the Royal Sundaram Family Plus plan if you are planning a family or want to protect your extended family. It's obv...
Unique Features
- Emergency domestic evacuation
- Maternity cover benefits
- Health & wellness benefits
Royal Sundaram Family Plus Plan (Pros)

- Ambulance Cover
- Re-load of Sum Insured
- Second Opinion for 11 specied Critical iIIness
Royal Sundaram Family Plus Plan (Cons)

- Investigation & Evaluation
- Obesity/ Weight Control
- Alcoholism
Royal Sundaram Family Plus Plan (Other Benefits)

- Maternity cover
- Health and wellness
- Nutritional allowance
Royal Sundaram Family Plus Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: No upper limit
- Sum Insured: Up to 50 L
- Initial waiting period: 30 Days
Top Up and Super Top Up
GET MUCH MORE for less! Royal Sundaram Advanced is a top-up plan that provides you with health coverage beyond the base health policy. It helps you ke...
Unique Features
- Home care treatment
- Life protect benefits
- 2nd opinion for 22 critical illnesses
Royal Sundaram Advanced Top-Up Plan (Pros)

- Life protect benefit
- PEDs waiting period reduction
- Modern treatment
- No cost SI restore
- Home care treatment
Royal Sundaram Advanced Top-Up Plan (Cons)

- Obesity control
- No change-of-gender
- Cosmetic/plastic surgery
- Hazardous/adventure sports
- Breach of law
Royal Sundaram Advanced Top-Up Plan (Other Benefits)

- AYUSH cover
- Critical illness 2nd opinion
- Daycare treatment
- Organ donor expenses
- In-patient hospitalization
Royal Sundaram Advanced Top-Up Plan (Eligibility Criteria)

- Child Entry Age - 91 days - 25 years
- Adult Entry Age- 18 - 65 years
- SI - INR 10 - 95 Lakhs
- Waiting Period - 30 days
Individual and Family Health Insurance
Royal Sundaram Lifeline Elite Plan is the only health insurance that you need now! Why? Let's understand this with an example. Rahul and Aditya went o...
Unique Features
- 11 specified critical illnesses cover
- Worldwide emergency hospitalization
- Maternity & newborn covers
Royal Sundaram Lifeline Elite Plan (Pros)

- Cancer of specified severity
- Heart attack
- Kidney failure
Royal Sundaram Lifeline Elite Plan (Cons)

- Illegal activites
- Alcoholism
- Obesity
Royal Sundaram Lifeline Elite Plan (Other Benefits)

- Emergency domestic evacuation
- Worldwide cover
- Tax benefits
Royal Sundaram Lifeline Elite Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1.5 Cr
Individual and Family Health Insurance
Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Along with in-...
Unique Features
- Plan benefits
- Types of plans offered
- Plan features & buying process
Lifeline Health Insurance Plan (Pros)

- Domiciliary Hospitalization
- Worldwide Emergency Hospitalization
- International Treatment Abroad
Lifeline Health Insurance Plan (Cons)

- Illegal Activities
- Adventure Sports
- Alcoholism
Lifeline Health Insurance Plan (Other Benefits)

- Preventive health care and wellness
- Reload of Sum Insured
- OPD Cover
Lifeline Health Insurance Plan (Eligibility Criteria)

- Min Entry Age 18 Years
- Max Entry Age No limit
- Initial Waiting Period 30 Days
- Sum Insured Up to 1.5 Cr
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.