Star Health Gain Insurance Policy

Star Health and Allied Insurance Company Limited

Star Health Gain insurance plan is a product that provide maximum benefits at low prices. This healthcare scheme provides coverage on hospitalization expenses, ambulance charges, pre and post hospitalization expenses, and specific day care procedure as well. This medical plan also covers pre exisiting diseases and do not require any pre acceptance medical screening till age 50.

Benefits and Features


  • Covers hospitalization expenses

  • Pre & post hospitalization charges are covered

  • Cashless benefit

  • Out-patient benefits

  • Provides coverage on pre-existing and specific day care procedures

  • Tax benefit

  • No third party

  • Free medical consultation with an expert through phone 24*7

expert view

Expert View

It's an affordable plan that provides maximum benefits. The plan covers maximum disease at an affordable cost. Hence a first time buyer can also take advantage of it. This plan also covers pre existing disease and the best thing about it is that it does not require any pre acceptance medical test.

expert view


What it covers?


  • Hospitalization expenses: It covers hospitalization charges such as anesthetist, surgeon, Consultants, Medical Practitioner Specialist Fees, Medicines and Drugs charges. However, minimum 24 hours hospitalization is necessary.

  • Pre existing disease: It covers pre- existing diseases after completion of 48 months of the medical plan

  • Pre & post hospitalization expenses as per the norms

  • Outpatient expenses up to the specified limit

Documents & Eligibility

The plan covers a child of 5 months to an adult of 65 years age group. You can buy this policy in an individual form and family package as well.

Necessary documents that you need to submit are age proof, ID proof, address proof and passport size photos.