i10 Car Insurance Renewal Online

Hyundai i10 Car Insurance
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About Hyundai i10

The Hyundai i10 is a hatchback car that was released in 2014. The car has been one of the most successful cars made by Hyundai, which helped it make a mark in the Indian automobile market. The i10 is a family car with spacious interiors that can comfortably seat five persons. It has been one of the most competitively priced cars in the Indian market.

Key Features of Hyundai I10

The Hyundai i10 was released in two versions- one with a Petrol engine and the other variant was an LPG one, which had an inbuilt LPG tank. The petrol engine of i10 was of 1086 cc capacity, while the LPG engine capacity was 1197 cc. The mileage of the i10 was 19.81 km/l. The engine used the MPFI system.

The fuel tank capacity was 35 litres. The car has five doors with a ground clearance of 165 mm. The safety features of the car included side-impact and front impact beams. The i10 has an engine immobilizer. Some of the other prominent features of the i10 include:

  • Tubeless radial tyres
  • Adjustable seats
  • Centrally mounted fuel tank
  • Air conditioner and heater
  • Low fuel warning light
  • Cup holders
  • Fabric upholstery
  • Digital odometer
  • Chrome grille
  • Rear seat belts

Premium for i10 Car Insurance

The car insurance premium for the Hyundai i10 is decided based on the variant/model type and the year in which it was manufactured. Other factors like security devices installed would also have a bearing on the i10 car insurance premium. The following table lists the premium payable for different car variants:

Car Variant

Price of the Car


Zero Depreciation

(Add On)*


i10 Magna 1.1 litres 1086 cc petrol engine





i10 Magna 1.1 litres 1086 cc LPG 





i10 Magna 1.2 litres Kappa 1197 cc petrol engine





*The prices are calculated for a 2018 car model registered in New Delhi. 

Inclusions & Exclusions of i10 Car Insurance


  • Damages to your car are covered by the policy, in case you meet with an accident.
  • Damages to a third party vehicle or property are covered.
  • Liability for injuries to a third party is covered as per the policy.
  • Losses suffered due to the theft of the car are covered by the policy.
  • Car damages sustained due to natural calamities like earthquake and floods are covered.
  • Personal accident cover is provided to you or your family members in case you are hurt in an accident.
  • Damages due to man-made hazards like fire, riots, or terrorist attacks are included in the policy.
  • Damages due to fire caused by an accident are covered by the policy.
  • Damage during transit of the car is also covered by the policy.


  • Damages caused when the car was used for illegal activity or if the driver did not have a valid license to drive is excluded.
  • Any deliberate damage caused by the driver is excluded.
  • Cost of consumables and accessories are not covered in the insurance policy.
  • Damage to the engine is not covered in the policy.
  • Consequential damages, i.e. damages caused to the action of the driver are not covered under the policy.
  • Loss or damages due to war or nuclear attack is excluded.
  • Damages to tyres and tubes are not covered.
  • Damages caused in a riot, when the policyholder was involved will not be covered.

Add-ons Benefits

When you renew your i10 policy, there are many exclusions. Some of them can be included by getting an add-on cover for the policy. Some of the common add-ons to the insurance policy are:

  • 24/7 road assistance add-on ensures that you will get assistance in case of a breakdown of the vehicle or if you have to get the vehicle towed.
  • Engine protection cover is a helpful add-on that ensures that any damages to the engine would be covered in the policy.
  • Key & lock replacement is an add-on that allows you to get a replacement of your car key if it is lost or damaged.
  • Consumables cover is an add-on that ensures that the cost of consumables like coolant and brake oil will be covered by the policy.
  • Daily allowance cover is helpful when your vehicle is under repair after an accident. You will get an allowance that will cover the costs of hiring an alternate vehicle while you wait for the repair to be completed.

Step To Renew i10 car insurance Policy

It is important to renew your i10 insurance policy on time to ensure continued coverage. If you are looking to renew your car policy, you can visit the website of PolicyX.com. It is easy and convenient to renew your policy through them. Here is how you can do it:

  1. Look for the form on this page in the top right corner.
  2. You need to provide the details of your car like the car company, model, the RTO where it was registered, and the year of registration.
  3. You will then see quotes from different vendors. You can choose to continue with your existing insurer or select another insured based on their quote.
  4. Select the insurance company of your choice and click on ‘Buy’. You will be directed to their webpage. Pay the premium online through the insurance company website.
  5. Your policy is renewed and you will get a policy copy in your email account.

Frequently Asked Questions (FAQs)

1. My Hyundai i10 car was stolen. How much will I get from the insurer if I make a claim against the insurance policy?

The IDV or insured declared value is the amount for which you have got the car insured. If your car is stolen, you will get the amount equal to your IDV as compensation. If you have taken the invoice cover add-on, then you can claim the invoice value of the car.

2. My car met with an accident and I need to get it towed to the garage for repairs. Will the towing charges be reimbursed?

Towing of the car after an accident is a part of 24/7 road assistance. This is not a part of the regular policy usually and has to be obtained as an add-in if you want these charges to be reimbursed.

3. Can I get a discount on my i10 car insurance premium?

Yes, you can get a discount on your insurance premium, if you have an NCB (no claim bonus). If you have fitted security devices approved by ARAI, even then you can get a discount on the premium. Paying a voluntary deductible will also entitle you to a discount on the premium.

4. I understand that of the value of some of the car parts is reduced due to depreciation and I will not get the full value when I make a claim. What do I do in this situation?

Every year depreciation is calculated on car parts and its overall value reduced. If you get the zero depreciation add-on cover for your policy, then you will get a complete bumper-to-bumper cover for your car. When you get this add-on, depreciation will not be calculated for all body parts (excepting tyres and batteries).

Last updated on Aug 2022