Verna Car Insurance Renewal Online

Hyundai Verna Car Insurance
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About Verna Car Insurance

Also known as the Hyundai Accent, Hyundai Verna is manufactured in South Korea. It is a subcompact car that was introduced to the Indian market with the name Hyundai Accent in October 1999. Since then, it received several minor facelifts under the same name. Nonetheless, the car phased out of the Indian market in the year 2013. It is, however, the newer generation of Hyundai Accent, sold as the Hyundai Verna, which turned into a huge success in the Indian market. It now competes against the likes of Honda City, Skoda Rapid, Maruti Ciaz, and Volkswagen Vento.

Key Features of Hyundai Verna

Hyundai Verna has three engines to offer: a 1.6 and a 1.4 litre Kappa Dual VTVT petrol engine, and a 1.6 litre CRDi diesel engine. Where the 1.4 litre and 1.6 litre petrol engines offer output of 99bhp and 121bhp respectively, the diesel engine produces 126bhp of maximum power.

Taking the transmission into consideration, this subcompact car comes with a six-speed manual transmission for 1.4 litre petrol engine and both automatic transmission and manual transmission on the 1.6 litre engines.

As for its performance, the Verna is more efficient in terms of fuel economy when compared to its previous versions and provides as much as 19.1 km/l of mileage. It takes about 10.1 seconds for diesel engines to move from 0 to 100kmph and 10.2 seconds for petrol engines. The top speed that it can touch is 180kmph with petrol engine and 188kmph with a diesel engine. The fuel tank can hold as much as 45 litres.

Some of the most sought after features of this C-segment sedan are touchscreen infotainment system, sunroof, dual front airbags, ABS, engine immobilizer, headlamp beam adjuster, electrically adjustable rear view mirror, and halogen light.

Premium for Verna Car Insurance

The cost of an insurance premium for Hyundai Verna may vary amongst insurance providers. However, the factors that add up to the premium cost are: your car's age, the Insured Declared Value (IDV), the terrain on which you will drive the car, the make and model, the displacement provided by your car's engine, and its current condition.

The table below provides a brief overview of Verna's ex-showroom price, cost of the premium, Insured Declared Value, and zero depreciation add-on for some of its car variants.

Car VariantPrice of the CarIDV*Zero depreciation (Add on)*Premium*
Verna (2017) SX Plus 1.6 VTVT AT (1591 cc)Rs.13,00,225Rs.9,79,195Rs.3,917Rs.36,095
Verna (2017) VTVT EX (1591 cc)Rs.9,43,142Rs.7,96,442Rs.3,186Rs.33,894
Verna (2017) VTVT SX (1591 cc)Rs.9,99,990Rs.8,29,592Rs.3,318Rs.34,293

*The values are calculated on the basis of the city (Delhi) and year of registration (2020).

Inclusion & Exclusion of Verna Car Insurance


  • Protects you, the driver, and other occupants of the car.
  • Protects your car in case of damage caused due to an accident.
  • Damage or loss due to fire or an explosion.
  • Damage caused due to an act of terror.
  • Total loss due to theft or any other malicious act.
  • Coverage against damage due to natural calamities such as flood, etc.
  • Covers damage to the third-party and their property.
  • Cashless claims at network garages.


  • Damage caused to the electrical or mechanical parts of your car.
  • Damage caused due to normal wear and tear.
  • Replacement or repair of your car's tyres.
  • Cover against damage caused by driving without a driver's license.
  • Cover against damage when driving under the influence of intoxicants.
  • Damage or loss to the vehicle when used for racing.
  • Damage when driven outside the geographical area specified in your policy.
  • Damage or loss due to nuclear war.


Considering the list of exclusions, insurance providers offer add-ons to save your day. You can hence opt for various add-ons at an additional price.

  • Spare Car Clause, covers your travel expenses in case your car is at the garage for repair for more than a specific number of days. This is also known as Daily Allowance Benefit.
  • Tyre Cover, will protect your tyres by allowing you to make a claim in case of repair/replacement of tyre or the tube. A few applicable scenarios are: impact due to cuts, bursts, bulging of the sidewall, and flattening due to hard braking.
  • Car Accessories Cover, helps you claim for your car's accessories in case of repairs or replacement of such parts.
  • Personal Belonging Cover, insures all the belongings such as laptops, smartphones, etc. that the driver is travelling with.

Verna Car Insurance Renewal Process

If you wish to renew your Hyundai Verna car insurance policy, then PolicyX has got you covered. All you need to do is scroll up on this page and find the form on the right-hand top corner. The following steps from the form are easy and stress-free:

  • Enter the following details in the form: your car's make, variant, RTO code and its year of registration.
  • Select the "Renewal" option and click "Continue".
  • You may simply choose to proceed with your current plan or instead opt for another suitable plan from the comprehensive list of quotes.
  • Advance to make the payment online on your preferred insurance provider's portal.
  • Your insurance policy will reach your email inbox right away.

Frequently Asked Questions (FAQs)

1. I drive my Verna as a cab driver. Will the passengers get covered in case of an accident?

Your car insurance policy does not cover passengers in case of an accident. In such cases, the best way to ensure that the passengers are insured in a commercial vehicle is by purchasing a Passenger Cover add-on.

2. Will I get a discount on my premium as a handicapped person?

Yes, car insurance companies can provide up to 50% discount on premium provided the car is modified for your use.

3. Can I purchase a new insurance policy even though my current one has 3 months of coverage remaining?

Yes, you can purchase a new car insurance policy if you believe it will benefit you and offers significant savings. Furthermore, it is advisable to cancel your current policy.

4. Can the premium amount of my Verna car insurance change during its term?

No, the premium cannot change during the term of your car insurance policy. However, your insurance provider may choose to hike it at the time of renewal in case you have raised a large number of claims in the past.

Last updated on Aug 2022