Cholamandalam Ms
vs
Digit Health

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Cholamandalam Ms vs Digit Health

Cholamandalam Ms

Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. Chola MS champions a brand philosophy called T3, which stands for Trust, Transparency, and Technology. Formed in 2001 by Murugappa Group (India) and Mitsui Sumitomo (Japan), Chola MS General Insurance boasts 189 branches and 30,000+ intermediaries. Driven by their T3 philosophy (Trust, Transparency, Technology), their core aim is to protect customers from rising healthcare expenses.

Digit Health

Established in 2016, Digit Health Insurance was founded on the principle of making health insurance simple and hassle-free. With 16,400+ network hospitals, they provide versatile, accessible healthcare through transparent, customizable plans. Digit aims to simplify insurance for everyone and was recognized as Asia& 039;s General Insurance Company of the Year in 2019.

COMPANY DETAILS Edit

Cholamandalam Ms

Edit

Digit Health

Number of health insurance plans
Sum insured

Sum Insured

Up to 5 Crore

Sum Insured

Up to 1 Crore
Claim ratio

Claim Ratio

93.63%

Claim Ratio

96.83%
Network hospitals

Network Hospital

12000+

Network Hospital

16400+
Solvency Ratio

Solvency Ratio

2

Solvency Ratio

1.9
Pan India Presence

Pan India Presence

198

Pan India Presence

10
Claim Form

Claim Form

-

Claim Form

-

Know More About Companies

Overview

Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. Chola MS champions a brand philosophy called T3, which stands for Trust, Transparency, and Technology. Formed in 2001 by Murugappa Group (India) and Mitsui Sumitomo (Japan), Chola MS General Insurance boasts 189 branches and 30,000+ intermediaries. Driven by their T3 philosophy (Trust, Transparency, Technology), their core aim is to protect customers from rising healthcare expenses.

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Cholamandalam Health Insurance

Individual and Family Health Insurance

Chola Flexi Health is an insurance plan that molds itself around your life. You can personalize your sum insured, premium payment mode, and tenure und...

Unique Features

  • Avail SI up to 25L
  • Medical Second Opinion
  • Compassionate Travel Cover

Chola MS Flexi Health (Pros)

Chola MS Flexi Health
  • New born baby cover
  • Ambulance cover
  • Recharge benefit

Chola MS Flexi Health (Cons)

Chola MS Flexi Health
  • Illegal activities
  • Alcoholism
  • Obesity and cosmetic procedures

Chola MS Flexi Health (Other Benefits)

Chola MS Flexi Health
  • Medical second opinion
  • Daily care benefit
  • AYUSH coverage

Chola MS Flexi Health (Eligibility Criteria)

Chola MS Flexi Health
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

Digit Health Insurance

Individual and Family Health Insurance

Digit Arogya Sanjeevani is a standard health insurance policy offering sum insured options ranging between 3 Lakhs to 2 Crores. The plan covers indivi...

Unique Features

  • Lifelong Renewability
  • Affordable Premiums
  • SI Upto 2 Crores

Digit Arogya Sanjeevani Plan (Pros)

Digit Arogya Sanjeevani Plan
  • High sum insured up to 2 Crores
  • AYUSH cover
  • Ambulance Cover

Digit Arogya Sanjeevani Plan (Cons)

Digit Arogya Sanjeevani Plan
  • Adventure Sports
  • Self-harm
  • Obesity or weight control

Digit Arogya Sanjeevani Plan (Other Benefits)

Digit Arogya Sanjeevani Plan
  • Modern treatment cover
  • Cataract Cover
  • Dental Treatment

Digit Arogya Sanjeevani Plan (Eligibility Criteria)

Digit Arogya Sanjeevani Plan
  • Min Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L- 2 Cr
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Digit Health Care Plus policy offers 360-degree coverage to insured individuals. When you invest in the plan you can avail basic coverage benefits suc...

Unique Features

  • OPD Benefit
  • Maternity & Newborn Cover
  • Critical Illness Cover

Digit Health Care Plus Policy (Pros)

Digit Health Care Plus Policy
  • Accidental Hospitalization Cover
  • Critical Illness Cover
  • Cancer cover

Digit Health Care Plus Policy (Cons)

Digit Health Care Plus Policy
  • No global cover
  • Illegal activites not covered
  • No obesity covered

Digit Health Care Plus Policy (Other Benefits)

Digit Health Care Plus Policy
  • Sum Insured Refill Benefit
  • Psychiatric Illness
  • Hearing Aids

Digit Health Care Plus Policy (Eligibility Criteria)

Digit Health Care Plus Policy
  • Min. Entry Age - 18
  • Max. Entry Age - No Limit
  • SI - Unlimited
  • Initial Waiting Period - 30 Days

Accident Health Insurance

Out of over 5 lakh road accidents in India, the reported total number of deaths is more than 1.6 lakhs and over 4.4 lakhs of people got severely injur...

Unique Features

  • No room rent capping
  • Zero co-payment
  • Accidental death & disability cover

Digit Personal Accident Plan (Pros)

Digit Personal Accident Plan
  • Accidental death
  • Total or partial disability
  • Loss of income cover

Digit Personal Accident Plan (Cons)

Digit Personal Accident Plan
  • Self-inflicted injuries
  • Alcoholism or drug abuse
  • War and terrorism affairs

Digit Personal Accident Plan (Other Benefits)

Digit Personal Accident Plan
  • Hospitalisation expenses
  • Benefits for children
  • Adventure sports injury cover

Digit Personal Accident Plan (Eligibility Criteria)

Digit Personal Accident Plan
  • Minimum- 18 years
  • Plan type- Individual
  • Initial waiting period- 30 days
Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.