Digit Health
vs
Shriram Company

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Digit Health vs Shriram Health Insurance Company

Digit Health

Established in 2016, Digit Health Insurance was founded on the principle of making health insurance simple and hassle-free. With 16,400+ network hospitals, they provide versatile, accessible healthcare through transparent, customizable plans. Digit aims to simplify insurance for everyone and was recognized as Asia& 039;s General Insurance Company of the Year in 2019.

Shriram Health Insurance Company

Shriram General Insurance, founded in 2006, is a joint venture between Shriram Group and Sanlam Limited. A leading Indian insurer, it offers comprehensive health plans with high sum insured and a 14,000+ hospital network. Primarily focused on serving common people, they provide various personal and commercial insurance solutions, supporting national growth.

COMPANY DETAILS Edit

Digit Health

Edit

Shriram Health Insurance Company

Number of health insurance plans
Sum insured

Sum Insured

Up to 1 Crore

Sum Insured

Up to 3 Crore
Claim ratio

Claim Ratio

96.83%

Claim Ratio

86.86%
Network hospitals

Network Hospital

16400+

Network Hospital

13000+
Solvency Ratio

Solvency Ratio

1.9

Solvency Ratio

4.91%
Pan India Presence

Pan India Presence

10

Pan India Presence

-
Claim Form

Claim Form

-

Claim Form

Available

Know More About Companies

Overview

Established in 2016, Digit Health Insurance was founded on the principle of making health insurance simple and hassle-free. With 16,400+ network hospitals, they provide versatile, accessible healthcare through transparent, customizable plans. Digit aims to simplify insurance for everyone and was recognized as Asia& 039;s General Insurance Company of the Year in 2019.

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Digit Health Insurance

Individual and Family Health Insurance

Digit Arogya Sanjeevani is a standard health insurance policy offering sum insured options ranging between 3 Lakhs to 2 Crores. The plan covers indivi...

Unique Features

  • Lifelong Renewability
  • Affordable Premiums
  • SI Upto 2 Crores

Digit Arogya Sanjeevani Plan (Pros)

Digit Arogya Sanjeevani Plan
  • High sum insured up to 2 Crores
  • AYUSH cover
  • Ambulance Cover

Digit Arogya Sanjeevani Plan (Cons)

Digit Arogya Sanjeevani Plan
  • Adventure Sports
  • Self-harm
  • Obesity or weight control

Digit Arogya Sanjeevani Plan (Other Benefits)

Digit Arogya Sanjeevani Plan
  • Modern treatment cover
  • Cataract Cover
  • Dental Treatment

Digit Arogya Sanjeevani Plan (Eligibility Criteria)

Digit Arogya Sanjeevani Plan
  • Min Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L- 2 Cr
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Digit Health Care Plus policy offers 360-degree coverage to insured individuals. When you invest in the plan you can avail basic coverage benefits suc...

Unique Features

  • OPD Benefit
  • Maternity & Newborn Cover
  • Critical Illness Cover

Digit Health Care Plus Policy (Pros)

Digit Health Care Plus Policy
  • Accidental Hospitalization Cover
  • Critical Illness Cover
  • Cancer cover

Digit Health Care Plus Policy (Cons)

Digit Health Care Plus Policy
  • No global cover
  • Illegal activites not covered
  • No obesity covered

Digit Health Care Plus Policy (Other Benefits)

Digit Health Care Plus Policy
  • Sum Insured Refill Benefit
  • Psychiatric Illness
  • Hearing Aids

Digit Health Care Plus Policy (Eligibility Criteria)

Digit Health Care Plus Policy
  • Min. Entry Age - 18
  • Max. Entry Age - No Limit
  • SI - Unlimited
  • Initial Waiting Period - 30 Days

Accident Health Insurance

Out of over 5 lakh road accidents in India, the reported total number of deaths is more than 1.6 lakhs and over 4.4 lakhs of people got severely injur...

Unique Features

  • No room rent capping
  • Zero co-payment
  • Accidental death & disability cover

Digit Personal Accident Plan (Pros)

Digit Personal Accident Plan
  • Accidental death
  • Total or partial disability
  • Loss of income cover

Digit Personal Accident Plan (Cons)

Digit Personal Accident Plan
  • Self-inflicted injuries
  • Alcoholism or drug abuse
  • War and terrorism affairs

Digit Personal Accident Plan (Other Benefits)

Digit Personal Accident Plan
  • Hospitalisation expenses
  • Benefits for children
  • Adventure sports injury cover

Digit Personal Accident Plan (Eligibility Criteria)

Digit Personal Accident Plan
  • Minimum- 18 years
  • Plan type- Individual
  • Initial waiting period- 30 days

Shriram Health Insurance

Individual and Family Health Insurance

Shriram General Health Insurance has launched its first-ever indemnity health plan, Shri Health Suraksha Insurance. This comprehensive plan promises t...

Unique Features

  • Comprehensive Coverage
  • Multiple Sum Insured
  • Benefits

Shri Health Suraksha Plan (Pros)

Shri Health Suraksha Plan
  • Multiple sum insured
  • Family cover
  • Ambulance cover

Shri Health Suraksha Plan (Cons)

Shri Health Suraksha Plan
  • Illegal activities
  • Obesity treatments
  • HIV
  • Adventure sports

Shri Health Suraksha Plan (Other Benefits)

Shri Health Suraksha Plan
  • ICU fees
  • doctor fees
  • Blood and oxygen espenses
  • Tax Benefits

Shri Health Suraksha Plan (Eligibility Criteria)

Shri Health Suraksha Plan
  • Min entry age: NA
  • Max Entry age: NA
  • Sum Insured: Multiple
  • Waiting Period: 30 days
Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.