Digit Health
vs
Universal Sompo

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Digit Health vs Universal Sompo

Digit Health

Established in 2016, Digit Health Insurance was founded on the principle of making health insurance simple and hassle-free. With 16,400+ network hospitals, they provide versatile, accessible healthcare through transparent, customizable plans. Digit aims to simplify insurance for everyone and was recognized as Asia& 039;s General Insurance Company of the Year in 2019.

Universal Sompo

Universal Sompo General Insurance, a public-private partnership, is a joint venture of Allahabad Bank, Karnataka Bank, Indian Overseas Bank, Dabur Investment Corporation, and Sompo Japan. They offer comprehensive health insurance, including individual, family, critical illness, and COVID-19 plans, providing crucial financial aid during medical emergencies. With 86 branches and 4,000+ network hospitals, plans are easily purchasable online.

COMPANY DETAILS Edit

Digit Health

Edit

Universal Sompo

Number of health insurance plans
Sum insured

Sum Insured

Up to 1 Crore

Sum Insured

Up to 25 Cr
Claim ratio

Claim Ratio

96.83%

Claim Ratio

91.58%
Network hospitals

Network Hospital

16400+

Network Hospital

4000+
Solvency Ratio

Solvency Ratio

1.9

Solvency Ratio

1.7
Pan India Presence

Pan India Presence

10

Pan India Presence

96
Claim Form

Claim Form

-

Claim Form

-

Know More About Companies

Overview

Established in 2016, Digit Health Insurance was founded on the principle of making health insurance simple and hassle-free. With 16,400+ network hospitals, they provide versatile, accessible healthcare through transparent, customizable plans. Digit aims to simplify insurance for everyone and was recognized as Asia& 039;s General Insurance Company of the Year in 2019.

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Digit Health Insurance

Individual and Family Health Insurance

Digit Arogya Sanjeevani is a standard health insurance policy offering sum insured options ranging between 3 Lakhs to 2 Crores. The plan covers indivi...

Unique Features

  • Lifelong Renewability
  • Affordable Premiums
  • SI Upto 2 Crores

Digit Arogya Sanjeevani Plan (Pros)

Digit Arogya Sanjeevani Plan
  • High sum insured up to 2 Crores
  • AYUSH cover
  • Ambulance Cover

Digit Arogya Sanjeevani Plan (Cons)

Digit Arogya Sanjeevani Plan
  • Adventure Sports
  • Self-harm
  • Obesity or weight control

Digit Arogya Sanjeevani Plan (Other Benefits)

Digit Arogya Sanjeevani Plan
  • Modern treatment cover
  • Cataract Cover
  • Dental Treatment

Digit Arogya Sanjeevani Plan (Eligibility Criteria)

Digit Arogya Sanjeevani Plan
  • Min Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L- 2 Cr
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Digit Health Care Plus policy offers 360-degree coverage to insured individuals. When you invest in the plan you can avail basic coverage benefits suc...

Unique Features

  • OPD Benefit
  • Maternity & Newborn Cover
  • Critical Illness Cover

Digit Health Care Plus Policy (Pros)

Digit Health Care Plus Policy
  • Accidental Hospitalization Cover
  • Critical Illness Cover
  • Cancer cover

Digit Health Care Plus Policy (Cons)

Digit Health Care Plus Policy
  • No global cover
  • Illegal activites not covered
  • No obesity covered

Digit Health Care Plus Policy (Other Benefits)

Digit Health Care Plus Policy
  • Sum Insured Refill Benefit
  • Psychiatric Illness
  • Hearing Aids

Digit Health Care Plus Policy (Eligibility Criteria)

Digit Health Care Plus Policy
  • Min. Entry Age - 18
  • Max. Entry Age - No Limit
  • SI - Unlimited
  • Initial Waiting Period - 30 Days

Accident Health Insurance

Out of over 5 lakh road accidents in India, the reported total number of deaths is more than 1.6 lakhs and over 4.4 lakhs of people got severely injur...

Unique Features

  • No room rent capping
  • Zero co-payment
  • Accidental death & disability cover

Digit Personal Accident Plan (Pros)

Digit Personal Accident Plan
  • Accidental death
  • Total or partial disability
  • Loss of income cover

Digit Personal Accident Plan (Cons)

Digit Personal Accident Plan
  • Self-inflicted injuries
  • Alcoholism or drug abuse
  • War and terrorism affairs

Digit Personal Accident Plan (Other Benefits)

Digit Personal Accident Plan
  • Hospitalisation expenses
  • Benefits for children
  • Adventure sports injury cover

Digit Personal Accident Plan (Eligibility Criteria)

Digit Personal Accident Plan
  • Minimum- 18 years
  • Plan type- Individual
  • Initial waiting period- 30 days

Universal Sompo Health Insurance

Individual

'Beauty lies in the eyes of the beholder.' - Plato This is the reason you should protect your eyes at any cost. The eyes are one of the most sensitive...

Unique Features

  • Special Eyewear Coverage
  • Discounts on Premiums
  • Deductibles Available

Universal Sompo Eyewear Plan (Pros)

Universal Sompo Eyewear Plan
  • Fire and allied perils
  • Accidental Damage
  • Burglary including theft

Universal Sompo Eyewear Plan (Cons)

Universal Sompo Eyewear Plan
  • Damage due to mishandling
  • Defect in manufacturing
  • Replacement of the spectacles/lens

Universal Sompo Eyewear Plan (Other Benefits)

Universal Sompo Eyewear Plan
  • Spectacles
  • Lenses & Sunglasses cover
  • Cover within India & Abroad

Universal Sompo Eyewear Plan (Eligibility Criteria)

Universal Sompo Eyewear Plan
  • SI - 500 - 50000
  • Policy Term - 1 Year
  • Initial Waiting Period - Coverage from day 1
  • Plan Type - Individual/ Group

Individual and Family Health Insurance

Universal Sompo Complete Healthcare Insurance is a comprehensive health insurance plan that takes care of your medical bills during the time of hospi...

Unique Features

  • Restoration Benefit
  • Second Medical Opinion
  • 3 Variants

Complete Healthcare Insurance (Pros)

Complete Healthcare Insurance
  • E-consultations
  • Second medical opinions
  • Vaccination
  • Daily hospital cash
  • Compassionate travel

Complete Healthcare Insurance (Cons)

Complete Healthcare Insurance
  • Maternity benefit
  • Newborn baby cover
  • IVF not covered
  • Global coverage

Complete Healthcare Insurance (Other Benefits)

Complete Healthcare Insurance
  • In-patient hospitalization
  • Pre & post-hospitalization
  • Daycare procedures
  • Domiciliary care

Complete Healthcare Insurance (Eligibility Criteria)

Complete Healthcare Insurance
  • Minimum: 18 years
  • Maximum: 75 years
  • SI - 1 - 10 L
  • Initial Waiting Period - 30 Days
Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.