National Health Insurance
Individual and Family Health Insurance
National Parivar mediclaim plus is a versatile family floater health insurance policy that comes in three different plan options that are A, B, and C....
Unique Features
- Multiple Plan Options
- Up to 50 L SI
- Avail Maternity Cover
National Parivar Mediclaim Plus Policy (Pros)

- Multiple Discount Options
- Tax Benefits
- Road Accident Cover
National Parivar Mediclaim Plus Policy (Cons)

- Hazardous or Adventure Sports
- Treatment for Alcoholism
- Drug or Substance Abuse
National Parivar Mediclaim Plus Policy (Other Benefits)

- Maternity Cover
- Infertility Treatment
- Vaccination for Children
- Obesity
National Parivar Mediclaim Plus Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Individual and Family Health Insurance
National Young India Mediclaim Policy, an indemnity-based insurance policy is available as an individual and family floater health plan. A standard he...
Unique Features
- Maternity Cover
- Cataract Cover
- High SI
National Young India Mediclaim Policy (Pros)

- Room Rent Cover
- Day Care Procedure
- AYUSH Treatment
National Young India Mediclaim Policy (Cons)

- Morbid Obesity Treatment
- Illegal Activites
- Adventure Sports
National Young India Mediclaim Policy (Other Benefits)

- Cumulative Bonus
- Wellness Discount
- Long Term Discount
National Young India Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 43 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Group Health Insurance
Buying individual health insurance may seem hectic for some of us, as the monthly premiums might be a pain for our pockets. Here comes the contributio...
Unique Features
- Coverage for modern treatment
- Covers HIV/AIDS treatment
- Covers 140+ daycare procedures
National Insurance Group Mediclaim Policy (Pros)

- 140+ daycare procedure
- HIV cover
- Affordable premiums
- AYUSH cover
National Insurance Group Mediclaim Policy (Cons)

- Treatment outside India
- OPD diagnostic
- Adventure sport injuries
- Injuries due to illegal activity
National Insurance Group Mediclaim Policy (Other Benefits)

- Co-pay discounts available
- PED cover
- 30 day pre-hospitalisation
- Modern treatment
National Insurance Group Mediclaim Policy (Eligibility Criteria)

- Entry age- 3 Months
- Max entry age- N/A
- SI- 50K to 10 L
- Waiting Period- 30 days
Accident Health Insurance
You can buy the National Insurance personal accident plan on an individual or family floater basis that acts as a standalone policy. This policy is de...
Unique Features
- PPD/ PTD & TTD cover
- Accidental death coverage
- Assured death payout
National Personal Accident Policy (Pros)

- 100% accidental death payout
- PTD benefit
- PPD benefit
- TTD benefit
National Personal Accident Policy (Cons)

- PEDs not cover
- Adventure sports not covered
- Vaccination not covered
National Personal Accident Policy (Other Benefits)

- Mortal remains portability
- Death coverage benefits
- Loss of organ cover
- Educational fund
National Personal Accident Policy (Eligibility Criteria)

- Entry age: 5-70 years
- SI: Upto INR 10 lakh
- Policy tenure: 1 year
- Waiting period: None
Individual and Family Health Insurance
National Medicliam Plus Policy is a high sum insured policy that indemnifies for In-patient treatment expenses and 140+ Day Care Procedures/surgeries,...
Unique Features
- National Mediclaim Plus features
- Learn about the eligibility criteria
- Exclusions & claim process
National Mediclaim Plus Policy (Pros)

- 12 modern treatment covered
- Maternity covered
- Lifelong renewability
National Mediclaim Plus Policy (Cons)

- Pre-existing diseases
- Treatment outside India
- Adventure sports injury
National Mediclaim Plus Policy (Other Benefits)

- COVID vaccination
- Air ambulance
- Hospital cash benefit
National Mediclaim Plus Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Individual and Family Health Insurance
National Insurance Mediclaim Policy is a traditional health insurance plan that provides comprehensive coverage to the policyholders. This plan was la...
Unique Features
- National Mediclaim plan features and benefits
- Eligibility criteria
- Easy claim process
National Mediclaim Policy (Pros)

- All-Inclusive Coverage
- Maternity Benefits
- No Claim Bonus
National Mediclaim Policy (Cons)

- Cosmetic Surgery
- IVF
- Dental Treatment
National Mediclaim Policy (Other Benefits)

- Tax Benefits
- Avail 10% Discount
- Health Incentives
National Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Individual and Family Health Insurance
National Parivar Mediclaim Policy aims to encourage the protection of the whole family on a single sum insured. This is a family floater plan that pro...
Unique Features
- Explore the plan’s key features
- Find out the eligibility criteria
- Learn its benefits & exclusions
National Parivar Mediclaim Policy (Pros)

- Infertility treatment cover
- Vaccination covered
- Ambulance covered
- Cataract covered
National Parivar Mediclaim Policy (Cons)

- Treatment outside India
- OPD diagnosis
- Adventure sports
National Parivar Mediclaim Policy (Other Benefits)

- AYUSH cover
- No co-pay
- Vaccination
National Parivar Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Individual and Family Health Insurance
National Arogya Sanjeevani Policy is a standard indemnity health insurance product from National Health Insurance Company, having Sum Insured up to 10...
Unique Features
- Understand the plan features
- Learn about its eligibility criteria
- Know more about its exclusions
National Arogya Sanjeevani Policy (Pros)

- Online purchase dicount
- EMI facility available
- High SI
- Affordable premium
National Arogya Sanjeevani Policy (Cons)

- Treatment outside India
- OPD diagnostics
- Adventure sport injuries
- Injury due to illegal activities
National Arogya Sanjeevani Policy (Other Benefits)

- Enhanced limits for room rent
- Avail online discounts
- Change sum insured
- Lifelong renewal
National Arogya Sanjeevani Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Critical Illness Health Insurance
The deadly virus called 'COVID-19' has proved to be an eye-opener for all of us in understanding the importance of protecting our family's health. Eve...
Unique Features
- Corona Kavach features and benefits
- Eligibility requirements
- Buying process of the plan
National Corona Kavach Policy (Pros)

- Covers spouse and children
- Home care treatment
- No sub-limit
National Corona Kavach Policy (Cons)

- Treatment outside India
- OPD diagnosis
- Injury due to illegal activity
National Corona Kavach Policy (Other Benefits)

- 15 day pre hospitalisation
- Discount available
- Tax benefit
National Corona Kavach Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Top Up and Super Top Up
National Super Top Up Mediclaim Policy is a high threshold health insurance product, covering the members of a family under a single sum insured on fl...
Unique Features
- Super Top-up Mediclaim features and benefits
- Eligibility criteria
- Modern treatment cover
Super Top-up Mediclaim Policy (Pros)

- Organ donation covered
- Morbid obesity treatment covered
- Portability allowed
- High SI
Super Top-up Mediclaim Policy (Cons)

- Treatment outside India
- OPD diagnosis
- Adventure sport injuries
Super Top-up Mediclaim Policy (Other Benefits)

- Affordable premiums
- Tax benefits
- HIV/AIDS cover
Super Top-up Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 20 L
Senior Citizen Health Insurance
National Senior Citizen Mediclaim Policy is a plan especially designed and launched for senior citizens, allowing them to live a relaxed life post-re...
Unique Features
- Plan options available
- Domiciliary hospitalization
- Modern treatments
National Senior Citizen Policy (Pros)

- Reinstatement of Sum Insured
- Cataract
- Ambulance Cover
National Senior Citizen Policy (Cons)

- Obesity
- Adventure Sports
- Illegal Activities
National Senior Citizen Policy (Other Benefits)

- Hospital Cash
- Doctor’s Home Visit
- Funeral Expenses
National Senior Citizen Policy (Eligibility Criteria)

- Min entry age: 60 Years
- Max entry age: 80 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Royal Sundaram Health Insurance
Individual and Family Health Insurance
Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan as it offers holistic coverage with a wide range of benefits such...
Unique Features
- Up to 1 Crore SI
- 4X Mobility Devices Cover
- Health and Wellness Cover
Royal Sundaram Lifeline Supreme (Pros)

- Re-load of sum insured
- Health check-up
- App-based cabs
Royal Sundaram Lifeline Supreme (Cons)

- Illegal activities
- Alcoholism
- Self-inflicted harm
Royal Sundaram Lifeline Supreme (Other Benefits)

- Annual Health Check-up
- Emergency Evacuation
- Second Opinion
Royal Sundaram Lifeline Supreme (Eligibility Criteria)

- Min Entry Age:18 Years
- Max Entry Age: No limit
- Intiial Waiting Period: 30 Days
- Sum Insured: 1 Crore
Accident Health Insurance
Royal Sundaram Personal Accident Policy safeguards insured individuals against the loss of income, provides the best medical care, and ensures your ch...
Unique Features
- Global Coverage Available
- 5 Crore SI
- Education Grant
Royal Sundaram Health Personal Accident Policy (Pros)

- Higher sum insured available
- Accidental death cover
- Disability cover
Royal Sundaram Health Personal Accident Policy (Cons)

- Illegal activities
- Alcoholism
- Adventure sports
Royal Sundaram Health Personal Accident Policy (Other Benefits)

- Worldwide coverage
- Education grant
- Cumulative bonus
Royal Sundaram Health Personal Accident Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 70 Years
- Sum Insured: Up to 1.5 Crores
Individual and Family Health Insurance
Royal Sundaram Multiplier Health Insurance is a one of its kind plan that covers up to 11 times the sum insured in case of emergency health complicati...
Unique Features
- 11X Multiplier Benefit
- 4X Multiplier Benefit
- Emergency Domestic Evacuation
Royal Sundaram Multiplier Health Plan (Pros)

- No claim bonus
- Modern Treatments
- AYUSH Treatment
Royal Sundaram Multiplier Health Plan (Cons)

- Illegal activities
- alcoholism
- obesity and weight management
Royal Sundaram Multiplier Health Plan (Other Benefits)

- Flexi Reload Benefit
- Health and Wellness Benefit
- Ambulance Cover
Royal Sundaram Multiplier Health Plan (Eligibility Criteria)

- Min Entry Age: 18 Years
- Max Entry Age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 25 L
Individual
The Surrogacy (Regulation) Act, 2021 by the government of India has come into effect saying that, if any couple is in search of a surrogate mother, th...
Unique Features
- Cover for Surrogacy
- Oocyte Donor Cover
- Daycare Procedures
Royal Sundaram Surrosafe Plan (Pros)

- Covers surrogate mothers
- Covers oocyte donors
- Ambulance cover
Royal Sundaram Surrosafe Plan (Cons)

- Illegal activites
- adventure sports
- self-harm
Royal Sundaram Surrosafe Plan (Other Benefits)

- Inpatient hospitalization
- Room rent cover
- Daycare Procedures
Royal Sundaram Surrosafe Plan (Eligibility Criteria)

- Min entry age: 18 Years; Max entry age: 35 Years
- Sum Insured: Up to 5 L
Individual and Family Health Insurance
Give your life a new direction with the Royal Sundaram Family Plus plan if you are planning a family or want to protect your extended family. It's obv...
Unique Features
- Emergency domestic evacuation
- Maternity cover benefits
- Health & wellness benefits
Royal Sundaram Family Plus Plan (Pros)

- Ambulance Cover
- Re-load of Sum Insured
- Second Opinion for 11 specied Critical iIIness
Royal Sundaram Family Plus Plan (Cons)

- Investigation & Evaluation
- Obesity/ Weight Control
- Alcoholism
Royal Sundaram Family Plus Plan (Other Benefits)

- Maternity cover
- Health and wellness
- Nutritional allowance
Royal Sundaram Family Plus Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: No upper limit
- Sum Insured: Up to 50 L
- Initial waiting period: 30 Days
Top Up and Super Top Up
GET MUCH MORE for less! Royal Sundaram Advanced is a top-up plan that provides you with health coverage beyond the base health policy. It helps you ke...
Unique Features
- Home care treatment
- Life protect benefits
- 2nd opinion for 22 critical illnesses
Royal Sundaram Advanced Top-Up Plan (Pros)

- Life protect benefit
- PEDs waiting period reduction
- Modern treatment
- No cost SI restore
- Home care treatment
Royal Sundaram Advanced Top-Up Plan (Cons)

- Obesity control
- No change-of-gender
- Cosmetic/plastic surgery
- Hazardous/adventure sports
- Breach of law
Royal Sundaram Advanced Top-Up Plan (Other Benefits)

- AYUSH cover
- Critical illness 2nd opinion
- Daycare treatment
- Organ donor expenses
- In-patient hospitalization
Royal Sundaram Advanced Top-Up Plan (Eligibility Criteria)

- Child Entry Age - 91 days - 25 years
- Adult Entry Age- 18 - 65 years
- SI - INR 10 - 95 Lakhs
- Waiting Period - 30 days
Individual and Family Health Insurance
Royal Sundaram Lifeline Elite Plan is the only health insurance that you need now! Why? Let's understand this with an example. Rahul and Aditya went o...
Unique Features
- 11 specified critical illnesses cover
- Worldwide emergency hospitalization
- Maternity & newborn covers
Royal Sundaram Lifeline Elite Plan (Pros)

- Cancer of specified severity
- Heart attack
- Kidney failure
Royal Sundaram Lifeline Elite Plan (Cons)

- Illegal activites
- Alcoholism
- Obesity
Royal Sundaram Lifeline Elite Plan (Other Benefits)

- Emergency domestic evacuation
- Worldwide cover
- Tax benefits
Royal Sundaram Lifeline Elite Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1.5 Cr
Individual and Family Health Insurance
Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Along with in-...
Unique Features
- Plan benefits
- Types of plans offered
- Plan features & buying process
Lifeline Health Insurance Plan (Pros)

- Domiciliary Hospitalization
- Worldwide Emergency Hospitalization
- International Treatment Abroad
Lifeline Health Insurance Plan (Cons)

- Illegal Activities
- Adventure Sports
- Alcoholism
Lifeline Health Insurance Plan (Other Benefits)

- Preventive health care and wellness
- Reload of Sum Insured
- OPD Cover
Lifeline Health Insurance Plan (Eligibility Criteria)

- Min Entry Age 18 Years
- Max Entry Age No limit
- Initial Waiting Period 30 Days
- Sum Insured Up to 1.5 Cr
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.