Royal Sundaram
vs
Hdfc Ergo

Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan as it offers holistic coverage with a wide range of benefits such...

Unique Features

• Up to 1 Crore SI
• 4X Mobility Devices Cover
• Health and Wellness Cover

• Re-load of sum insured
• Health check-up
• App-based cabs

• Illegal activities
• Alcoholism
• Self-inflicted harm

• Annual Health Check-up
• Emergency Evacuation
• Second Opinion

• Min Entry Age:18 Years
• Max Entry Age: No limit
• Intiial Waiting Period: 30 Days
• Sum Insured: 1 Crore

Royal Sundaram Personal Accident Policy safeguards insured individuals against the loss of income, provides the best medical care, and ensures your ch...

Unique Features

• Global Coverage Available
• 5 Crore SI
• Education Grant

• Higher sum insured available
• Accidental death cover
• Disability cover

• Illegal activities
• Alcoholism
• Adventure sports

• Worldwide coverage
• Education grant
• Cumulative bonus

• Min entry age: 18 Years
• Max entry age: 70 Years
• Sum Insured: Up to 1.5 Crores

Royal Sundaram Multiplier Health Insurance is a one of its kind plan that covers up to 11 times the sum insured in case of emergency health complicati...

Unique Features

• 11X Multiplier Benefit
• 4X Multiplier Benefit
• Emergency Domestic Evacuation

• No claim bonus
• Modern Treatments
• AYUSH Treatment

• Illegal activities
• alcoholism
• obesity and weight management

• Flexi Reload Benefit
• Health and Wellness Benefit
• Ambulance Cover

• Min Entry Age: 18 Years
• Max Entry Age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 25 L

The Surrogacy (Regulation) Act, 2021 by the government of India has come into effect saying that, if any couple is in search of a surrogate mother, th...

Unique Features

• Cover for Surrogacy
• Oocyte Donor Cover
• Daycare Procedures

• Covers surrogate mothers
• Covers oocyte donors
• Ambulance cover

• Illegal activites
• adventure sports
• self-harm

• Inpatient hospitalization
• Room rent cover
• Daycare Procedures

• Min entry age: 18 Years; Max entry age: 35 Years
• Sum Insured: Up to 5 L

Give your life a new direction with the Royal Sundaram Family Plus plan if you are planning a family or want to protect your extended family. It's obv...

Unique Features

• Emergency domestic evacuation
• Maternity cover benefits
• Health & wellness benefits

• Ambulance Cover
• Re-load of Sum Insured
• Second Opinion for 11 specied Critical iIIness

• Investigation & Evaluation
• Obesity/ Weight Control
• Alcoholism

• Maternity cover
• Health and wellness
• Nutritional allowance

• Min entry age: 18 Years
• Max entry age: No upper limit
• Sum Insured: Up to 50 L
• Initial waiting period: 30 Days

GET MUCH MORE for less! Royal Sundaram Advanced is a top-up plan that provides you with health coverage beyond the base health policy. It helps you ke...

Unique Features

• Home care treatment
• Life protect benefits
• 2nd opinion for 22 critical illnesses

• Life protect benefit
• PEDs waiting period reduction
• Modern treatment
• No cost SI restore
• Home care treatment

• Obesity control
• No change-of-gender
• Cosmetic/plastic surgery
• Hazardous/adventure sports
• Breach of law

• AYUSH cover
• Critical illness 2nd opinion
• Daycare treatment
• Organ donor expenses
• In-patient hospitalization

• Child Entry Age - 91 days - 25 years
• Adult Entry Age- 18 - 65 years
• SI - INR 10 - 95 Lakhs
• Waiting Period - 30 days

Royal Sundaram Lifeline Elite Plan is the only health insurance that you need now! Why? Let's understand this with an example. Rahul and Aditya went o...

Unique Features

• 11 specified critical illnesses cover
• Worldwide emergency hospitalization
• Maternity & newborn covers

• Cancer of specified severity
• Heart attack
• Kidney failure

• Illegal activites
• Alcoholism
• Obesity

• Emergency domestic evacuation
• Worldwide cover
• Tax benefits

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1.5 Cr

Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Along with in-...

Unique Features

• Plan benefits
• Types of plans offered
• Plan features & buying process

• Domiciliary Hospitalization
• Worldwide Emergency Hospitalization
• International Treatment Abroad

• Illegal Activities
• Adventure Sports
• Alcoholism

• Preventive health care and wellness
• Reload of Sum Insured
• OPD Cover

• Min Entry Age 18 Years
• Max Entry Age No limit
• Initial Waiting Period 30 Days
• Sum Insured Up to 1.5 Cr

HDFC My: Health Women Suraksha is a comprehensive policy that is designed to cater to the evolving needs of health and well-being of today's women. T...

Unique Features

• Cancer Cover
• Assault And Burn Cover
• 41 Critical Illness Cover

• Lifetime renewal
• Wellness Incentives
• Add-On Coverage

• Obesity or weight control
• Cosmetic surgeries
• Maternity cover
• Change of gender treatment

• Post Diagnosis Support
• Cancer Cover
• Major Illness Cover
• Surgical Procedure
• Critical Illness Cover

• Entry age: 18 to 65 years
• Sum insured: 1 Lakh to 1 Crore
• Policy term: 1/2/3 years

The Arogya Sanjeevani Policy from HDFC ERGO is a basic plan designed for individual or family floater coverage. It provides you with the precise medic...

Unique Features

• 3 plan variants
• Double coverage
• E-opinion on critical illnesses

• Pre and post-hospitalization
• Doctor consultation
• AYUSH treatment
• Preventive health check-ups

• Maternity expenses
• Daily hospital cash
• Modern treatment
• Organ donor cover

• Family floater cover
• SI upto 10 Lakhs
• Lifelong renewability

• Min. Entry Age - 18 Years
• Max. Entry Age - 65 Years
• Si - Up to 10 L
• Initial Waiting Period - 30 Days

Are you sceptical about finding the best health insurance plan that protects you and your family under one roof? Read further to learn about the exclu...

Unique Features

• India & Worldwide Coverage
• High SI up to 2 Crores
• Aggregate Deductible Discounts

• Pre and post-hospitalisation
• Organ donor expenses
• AYUSH treatment

• Modern treatment
• Vaccination unavailable
• Maternity and newborn baby cover
• Cataract cover

• E-opinion for 51 critical illnesses
• Add-on covers
• Overseas travel secure

• Entry age: 18 to 65 years
• Sum insured: 1 to 2 Crore
• Initial Waiting Period 30 Days
• Policy Term: 1/2/3 Years

HDFC ERGO My:Optima Secure health insurance plan offers value that you might require in future to fight against medical discrepancies. Providing you a...

Unique Features

• 3 plan variants
• Double coverage
• E-opinion on critical illnesses

• Hospital Cash Benefit
• No Cost Instalment Option
• Restore Benefit
• Unlimited Restore

• Maternity cover NA
• Newborn care unavailable
• OPD cover unavailable

• Aggregate deductible discounts
• Disposables & consumables cover
• Worldwide cover

• Entry age: 18 years to no max limit
• SI: 5 Lakhs to 2 Crore
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

Accidental deaths or injuries can be devastating, it can attack your physical, emotional, mental, and financial status to ruin your happy life moment...

Unique Features

• Worldwide coverage
• No pre-policy medicals
• Lifelong renewability

• Accidental Death
• Permanent Total Disability
• Broken Bones
• Burns

• Breach of law
• Pregnancy or childbirth
• Self-inflicted injury

• Ambulance costs
• Hospital cash
• Lump sum payout benefit
• Air ambulance cover

• Entry Age: 18 - 65 years
• Policy Term: 1/2/3 years
• Initial Waiting Period: None
• Sum Insured: 20 L - 10 Cr

iCan Cancer Insurance is a cancer-specific plan offered by HDFC Health Insurance Company. The plan covers medical expenses incurred during the treatme...

Unique Features

• Key Features
• Eligibility & Exclusions
• iCan Cancer Plan Sample Premiums

• Cancer cover
• In-patient hospitalization
• Ambulance cover

• Maternity cover
• Newborn cover
• Organ donor cover
• Global coverage

• COVID-19 cover
• Pre and post-hospitalization
• ICU charges

• Entry age: 5 to 65 years
• POlicy term: 1 year
• Initial waiting period: 120 days

HDFC ERGO Health Suraksha Plan is a comprehensive plan from the house of HDFC ERGO Insurance Company that aims at providing 360-degree protection agai...

Unique Features

• Key Features
• Eligibility & Age Restrictions
• Types of My:Health Suraksha Smart Plans

• Air ambulance cover
• Recovery benefit
• Infertility cover

• Vaccination cover unavailable
• Second medical opinion not available
• Maternity cover
• Newborn baby cover

• Family discount
• Long-term policy discount
• Loyalty discount

• Entry age: 18 years to no age limit
• Sum insured: 3 to 75 Lakhs
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

HDFC ERGO Health Insurance offers an Energy Diabetes plan which is ideal for those who are suffering from diabetes Type 1, diabetes mellitus Type 2, p...

Unique Features

• Personalized health coach option
• Get rewards to reduce your premiums
• Diabetes-Hypertension without waiting period

• Personal health coach
• Rewards for premium discount
• Diabetes and Hypertesion cover

• ICU cover unavailable
• AYUSH treatment
• OPD not covered
• Domiciliary treatment unavailable

• Organ donor cover
• Ambulance services
• Pre & post-hospitalization cover

• Entry age: 18 to 65 years
• Policy term: 1 year
• Initial waiting period: 30 days
• Sum insured: 2 to 50 L

HDFC ERGO Health Insurance's Health Wallet plan by HDFC ERGO Health Insurance is a comprehensive health insurance plan that not only ensures your heal...

Unique Features

• Worldwide Emergency Care
• Avail 6% interest on un-used SI
• Cashless Homecare treatment

• Inpatient and outpatient cover
• OPD cover
• Domiciliary hospitalization

• Air ambulance
• E-consultations
• Health check-up
• Modern treatment cover

• Global coverage
• Daycare procedures
• Health check-up
• Vaccination charges

• Entry age: 18 to 65 years
• Initial waiting period: 30 days
• Sum insured: 3 to 50 Lakhs
• Policy term: 1/2/3 years

HDFC Ergo super top-up plan is the best option by HDFC Ergo to ensure a cushion of ample cover to get the best medical treatment without any restricti...

Unique Features

• Plan Specifications
• Key Features & Benefits
• Quick Buying And Claim Process

• Day care procedures
• High sum insured
• 6 Hours response guarantee

• Adventure sport injuries
• Self-inflicted injuries
• War

• Deductibles offered
• Covers family members
• Versatile plan

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 20 L

HDFC ERGO Koti Suraksha is a health insurance plan that provides a sum insured of up to INR 1 crore. Koti Suraksha Plan by the HDFC ERGO Insurance Com...

Unique Features

• High sum insured
• Health and wellness plan
• Emergency worldwide coverage

• Air ambulance
• OPD cover
• Domiciliary hospitalization
• Emergency global coverage

• Vaccination not covered
• Modern treatment unavailable
• Maternity & newborn baby care unavailable

• In-patient hospitalization
• Daycare procedures
• Health check-up cover

• Entry age: 18 to 65 years
• Sum insured: 50 Lakhs & 1 Crore
• Waiting period: 30 days
• Policy term: 1/2/3 years

HDFC ERGO Optima Restore Policy is the best-selling plan of HDFC ERGO since its launch. It offers comprehensive health cover to you and your family un...

Unique Features

• Recovery benefit
• SI restoration
• Waiting period reduction

• Restore benefit
• 2X Multiplier benefit
• Renewal discounts

• AYUSH not covered
• OPD cover unavailable
• Global health cover

• Recovery benefits
• Organ donor cover
• In-patient and out-patient hospitalization

• Entry Age: 18 - 65 Years
• Sum Insured: 3 | 5 | 10 | 15 | 20 | 25 | 50L
• Initial Waiting Period: 30 Days