Digit Health
vs
Galaxy Health

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Digit Health vs Galaxy Health

Digit Health

Established in 2016, Digit Health Insurance was founded on the principle of making health insurance simple and hassle-free. With 16,400+ network hospitals, they provide versatile, accessible healthcare through transparent, customizable plans. Digit aims to simplify insurance for everyone and was recognized as Asia& 039;s General Insurance Company of the Year in 2019.

Galaxy Health

Galaxy Health Insurance Company Limited, licensed by IRDAI in March 2024, is a new standalone health insurer in India. It& 039;s a joint venture backed by the TVS family and Shri V. Jagannathan, founder of Star Health. Focusing exclusively on health insurance, Galaxy offers comprehensive plans like "Galaxy Promise" with diverse sum insured options and aims to simplify healthcare access with over 3,216 cashless network hospitals. They emphasize innovation, planning to launch a new product monthly, and offer unique features like fixed premiums until age 55 or a claim, alongside wellness programs.

COMPANY DETAILS Edit

Digit Health

Edit

Galaxy Health

Number of health insurance plans
Sum insured

Sum Insured

Up to 1 Crore

Sum Insured

Up to 1 Crore
Claim ratio

Claim Ratio

96.83%

Claim Ratio

N/A%
Network hospitals

Network Hospital

16400+

Network Hospital

-
Solvency Ratio

Solvency Ratio

1.9

Solvency Ratio

N/A
Pan India Presence

Pan India Presence

10

Pan India Presence

N/A
Claim Form

Claim Form

-

Claim Form

-

Know More About Companies

Overview

Established in 2016, Digit Health Insurance was founded on the principle of making health insurance simple and hassle-free. With 16,400+ network hospitals, they provide versatile, accessible healthcare through transparent, customizable plans. Digit aims to simplify insurance for everyone and was recognized as Asia& 039;s General Insurance Company of the Year in 2019.

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Digit Health Insurance

Individual and Family Health Insurance

Digit Arogya Sanjeevani is a standard health insurance policy offering sum insured options ranging between 3 Lakhs to 2 Crores. The plan covers indivi...

Unique Features

  • Lifelong Renewability
  • Affordable Premiums
  • SI Upto 2 Crores

Digit Arogya Sanjeevani Plan (Pros)

Digit Arogya Sanjeevani Plan
  • High sum insured up to 2 Crores
  • AYUSH cover
  • Ambulance Cover

Digit Arogya Sanjeevani Plan (Cons)

Digit Arogya Sanjeevani Plan
  • Adventure Sports
  • Self-harm
  • Obesity or weight control

Digit Arogya Sanjeevani Plan (Other Benefits)

Digit Arogya Sanjeevani Plan
  • Modern treatment cover
  • Cataract Cover
  • Dental Treatment

Digit Arogya Sanjeevani Plan (Eligibility Criteria)

Digit Arogya Sanjeevani Plan
  • Min Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 3 L- 2 Cr
  • Initial Waiting Period - 30 Days

Individual and Family Health Insurance

Digit Health Care Plus policy offers 360-degree coverage to insured individuals. When you invest in the plan you can avail basic coverage benefits suc...

Unique Features

  • OPD Benefit
  • Maternity & Newborn Cover
  • Critical Illness Cover

Digit Health Care Plus Policy (Pros)

Digit Health Care Plus Policy
  • Accidental Hospitalization Cover
  • Critical Illness Cover
  • Cancer cover

Digit Health Care Plus Policy (Cons)

Digit Health Care Plus Policy
  • No global cover
  • Illegal activites not covered
  • No obesity covered

Digit Health Care Plus Policy (Other Benefits)

Digit Health Care Plus Policy
  • Sum Insured Refill Benefit
  • Psychiatric Illness
  • Hearing Aids

Digit Health Care Plus Policy (Eligibility Criteria)

Digit Health Care Plus Policy
  • Min. Entry Age - 18
  • Max. Entry Age - No Limit
  • SI - Unlimited
  • Initial Waiting Period - 30 Days

Accident Health Insurance

Out of over 5 lakh road accidents in India, the reported total number of deaths is more than 1.6 lakhs and over 4.4 lakhs of people got severely injur...

Unique Features

  • No room rent capping
  • Zero co-payment
  • Accidental death & disability cover

Digit Personal Accident Plan (Pros)

Digit Personal Accident Plan
  • Accidental death
  • Total or partial disability
  • Loss of income cover

Digit Personal Accident Plan (Cons)

Digit Personal Accident Plan
  • Self-inflicted injuries
  • Alcoholism or drug abuse
  • War and terrorism affairs

Digit Personal Accident Plan (Other Benefits)

Digit Personal Accident Plan
  • Hospitalisation expenses
  • Benefits for children
  • Adventure sports injury cover

Digit Personal Accident Plan (Eligibility Criteria)

Digit Personal Accident Plan
  • Minimum- 18 years
  • Plan type- Individual
  • Initial waiting period- 30 days

Galaxy Health Insurance

Individual and Family Health Insurance

Lock in your premium until age 55.  Galaxy Health Insurance Company is the new standalone company in the insurance market. Galaxy Prmise is the i...

Unique Features

  • Air Ambulance Cover
  • Room Rent Enhancement
  • Gala Fit Pro-Active Care

Galaxy Promise Health Plan (Pros)

Galaxy Promise Health Plan
  • Unlimited restoration of SI
  • No co-payment
  • Room rent enhancement

Galaxy Promise Health Plan (Cons)

Galaxy Promise Health Plan
  • Investigation and evaluation not covered
  • Dietry supplement
  • Unproven treatment
  • Alcoholism

Galaxy Promise Health Plan (Other Benefits)

Galaxy Promise Health Plan
  • Repatriation of mortal remains
  • Organ transplantation
  • Cashless everywhere

Galaxy Promise Health Plan (Eligibility Criteria)

Galaxy Promise Health Plan
  • Min. Entry Age: 16 Days
  • Max. Entry Age: 65 Years
  • Initial Waiting Period: 24 Months
  • Sum Insured: Up to 1 Cr

Top Up and Super Top Up

Galaxy Top-up plan by Galaxy Health Insurance Company is the top-up health insurance plan. In today's landscape of escalating healthcare costs, securi...

Unique Features

  • Get exciting discounts
  • Digital ICU coverage
  • Gala Fit benefit

Galaxy Top-up Health Insurance Plan (Pros)

Galaxy Top-up Health Insurance Plan
  • Family coverage
  • Flexibility in deductible
  • Digital ICU coverage

Galaxy Top-up Health Insurance Plan (Cons)

Galaxy Top-up Health Insurance Plan
  • Investigation and evaluation
  • Cosmetic surgery
  • Unproven treatments

Galaxy Top-up Health Insurance Plan (Other Benefits)

Galaxy Top-up Health Insurance Plan
  • Nanotechnology covered
  • Modern treatment
  • Delivery expenses covered

Galaxy Top-up Health Insurance Plan (Eligibility Criteria)

Galaxy Top-up Health Insurance Plan
  • Entry age - 18 years
  • Max entry age - 65 years
  • SI - INR 5 L to 2 Cr
  • Waiting Period - 30 days
Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.