Galaxy Health
vs
Narayana

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Galaxy Health vs Narayana Health Insurance

Galaxy Health

Galaxy Health Insurance Company Limited, licensed by IRDAI in March 2024, is a new standalone health insurer in India. It& 039;s a joint venture backed by the TVS family and Shri V. Jagannathan, founder of Star Health. Focusing exclusively on health insurance, Galaxy offers comprehensive plans like "Galaxy Promise" with diverse sum insured options and aims to simplify healthcare access with over 3,216 cashless network hospitals. They emphasize innovation, planning to launch a new product monthly, and offer unique features like fixed premiums until age 55 or a claim, alongside wellness programs.

Narayana Health Insurance

Narayana Health Insurance Ltd. is a new venture by Bengaluru-based hospital chain Narayana Health. It is a wholly owned subsidiary of Narayana Hrudayalaya and was approved to operate as a stand-alone health insurer focusing initially on the Karnataka market.

COMPANY DETAILS Edit

Galaxy Health

Edit

Narayana Health Insurance

Number of health insurance plans
Sum insured

Sum Insured

Up to 1 Crore

Sum Insured

Up to 1 Crore
Claim ratio

Claim Ratio

N/A%

Claim Ratio

NA%
Network hospitals

Network Hospital

-

Network Hospital

21+
Solvency Ratio

Solvency Ratio

N/A

Solvency Ratio

NA
Pan India Presence

Pan India Presence

N/A

Pan India Presence

NA
Claim Form

Claim Form

-

Claim Form

-

Know More About Companies

Overview

Galaxy Health Insurance Company Limited, licensed by IRDAI in March 2024, is a new standalone health insurer in India. It& 039;s a joint venture backed by the TVS family and Shri V. Jagannathan, founder of Star Health. Focusing exclusively on health insurance, Galaxy offers comprehensive plans like "Galaxy Promise" with diverse sum insured options and aims to simplify healthcare access with over 3,216 cashless network hospitals. They emphasize innovation, planning to launch a new product monthly, and offer unique features like fixed premiums until age 55 or a claim, alongside wellness programs.

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Galaxy Health Insurance

Individual and Family Health Insurance

Lock in your premium until age 55.  Galaxy Health Insurance Company is the new standalone company in the insurance market. Galaxy Prmise is the i...

Unique Features

  • Air Ambulance Cover
  • Room Rent Enhancement
  • Gala Fit Pro-Active Care

Galaxy Promise Health Plan (Pros)

Galaxy Promise Health Plan
  • Unlimited restoration of SI
  • No co-payment
  • Room rent enhancement

Galaxy Promise Health Plan (Cons)

Galaxy Promise Health Plan
  • Investigation and evaluation not covered
  • Dietry supplement
  • Unproven treatment
  • Alcoholism

Galaxy Promise Health Plan (Other Benefits)

Galaxy Promise Health Plan
  • Repatriation of mortal remains
  • Organ transplantation
  • Cashless everywhere

Galaxy Promise Health Plan (Eligibility Criteria)

Galaxy Promise Health Plan
  • Min. Entry Age: 16 Days
  • Max. Entry Age: 65 Years
  • Initial Waiting Period: 24 Months
  • Sum Insured: Up to 1 Cr

Top Up and Super Top Up

Galaxy Top-up plan by Galaxy Health Insurance Company is the top-up health insurance plan. In today's landscape of escalating healthcare costs, securi...

Unique Features

  • Get exciting discounts
  • Digital ICU coverage
  • Gala Fit benefit

Galaxy Top-up Health Insurance Plan (Pros)

Galaxy Top-up Health Insurance Plan
  • Family coverage
  • Flexibility in deductible
  • Digital ICU coverage

Galaxy Top-up Health Insurance Plan (Cons)

Galaxy Top-up Health Insurance Plan
  • Investigation and evaluation
  • Cosmetic surgery
  • Unproven treatments

Galaxy Top-up Health Insurance Plan (Other Benefits)

Galaxy Top-up Health Insurance Plan
  • Nanotechnology covered
  • Modern treatment
  • Delivery expenses covered

Galaxy Top-up Health Insurance Plan (Eligibility Criteria)

Galaxy Top-up Health Insurance Plan
  • Entry age - 18 years
  • Max entry age - 65 years
  • SI - INR 5 L to 2 Cr
  • Waiting Period - 30 days

Narayana Health Insurance

Individual and Family Health Insurance

The Aditi Health Insurance by Narayana Health Insurance is a comprehensive plan that provides emergency coverage without any waiting period. This plan...

Unique Features

  • No waiting period
  • Annual health checkups
  • Coverage available at non-network

Narayana Aditi Health Insurance (Pros)

Narayana Aditi Health Insurance
  • 1 Cr sum insured
  • Room category modification
  • Living organ donor

Narayana Aditi Health Insurance (Cons)

Narayana Aditi Health Insurance
  • Domiciliary hospitalisation not covered
  • OPD treatment
  • Maternity not covered

Narayana Aditi Health Insurance (Other Benefits)

Narayana Aditi Health Insurance
  • Annual health checkup
  • Road ambulance charges
  • Coverage from day 1

Narayana Aditi Health Insurance (Eligibility Criteria)

Narayana Aditi Health Insurance
  • Entry age - 18 years
  • Max entry age - No age limit
  • SI - INR 5L to 1 Cr
  • Waiting Period - No waiting period

Individual and Family Health Insurance

The Narayana Arya Health Insurance plan is a comprehensive health insurance plan. It is offered by Narayana Arya Health Insurance and Narayana One Hea...

Unique Features

  • Comprehensive health policy
  • Cashless hospitalisation
  • Easy claim process

Narayana Arya Health Insurance (Pros)

Narayana Arya Health Insurance
  • Upto 1 crore sum insured
  • Zero waiting period
  • Pre and post-hospitalisation

Narayana Arya Health Insurance (Cons)

Narayana Arya Health Insurance
  • Daycare treatment not covered
  • Domiciliary treatments not covered
  • OPD charges not covered

Narayana Arya Health Insurance (Other Benefits)

Narayana Arya Health Insurance
  • Any room type avaialable
  • Top-up options available
  • Quick claim process

Narayana Arya Health Insurance (Eligibility Criteria)

Narayana Arya Health Insurance
  • Entry age - 18 years
  • Max 65 years - No age limit
  • SI - INR 25L to 1 Cr
  • Waiting Period - 30 days
Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.