New India Health Insurance
Top Up and Super Top Up
New India Top-Up Mediclaim is a top-up insurance plan that covers hospitalization expenses once your base health insurance is exhausted. The policy is...
Unique Features
- High SI Available
- Mental Illness Cover
- Avail Cataract Cover
New India Top-Up Mediclaim Policy (Pros)

- Hospital Cash
- Ambulance Cover
- Zero Co-pay
New India Top-Up Mediclaim Policy (Cons)

- Illegal activities
- Alcoholism and Drug Abuse
- Adventure Sports
New India Top-Up Mediclaim Policy (Other Benefits)

- Get Well Benefit
- Mental Health Cover
- No Base Cover Needed
New India Top-Up Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 22 L
Senior Citizen Health Insurance
New India Sixty Plus Mediclaim Policy is a comprehensive health insurance by New India Assurance Company. The policy covers senior citizens aged betwe...
Unique Features
- Senior Citizen Cover
- Attendant Benefit
- Discounts For Women
New India Sixty Plus Mediclaim Policy (Pros)

- Continuation Aftеr Dеath
- Organ Transplant Covеr
- Covеr for Prе-Mеdical Chеck-up
New India Sixty Plus Mediclaim Policy (Cons)

- Illegal activities
- Alcoholism and Drug Abuse
- Adventure Sports
New India Sixty Plus Mediclaim Policy (Other Benefits)

- Attеndant Bеnеfit
- Discount for Singlе Womеn
- Covеragе for Spouse
New India Sixty Plus Mediclaim Policy (Eligibility Criteria)

- Min entry age: 60 Years
- Max entry age: No upper limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Accident Health Insurance
New India Assurance Personal Accident Policy is a simple health insurance plan that provides compensation in case the insured is deceased or disabled ...
Unique Features
- Accident Cover
- Worldwide Coverage
- Permanent Disability Cover
New India Assurance Personal Accident Policy (Pros)

- Worldwide Coverage
- Disability Cover
- Death Benefit
New India Assurance Personal Accident Policy (Cons)

- Self-injury not covered
- Maternity coverage not available
- Adventure sports not covered
New India Assurance Personal Accident Policy (Other Benefits)

- Education Fund
- Optional add-on covers
- Family Package
New India Assurance Personal Accident Policy (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: 70 Years
- Initial Waiting Period: N/A
- Sum Insured: N/A
Individual and Family Health Insurance
New India Assurance Mediclaim Policy offered by New India Assurance Health Insurance Company is a health plan that covers you and your family against ...
Unique Features
- Wide Coverage Options
- Same Rates of Premium
- Key Features and Benefits
New India Medicare Policy (Pros)

- AYUSH Cover
- Modern Treatment
- Health Check-up
New India Medicare Policy (Cons)

- Illegal Activities
- Alcoholism and Drug Abuse
- Adventure Sports
New India Medicare Policy (Other Benefits)

- Cataract
- Ambulance Cover
- Organ Donor Cover
New India Medicare Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: No Limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Individual and Family Health Insurance
The New India Asha Kiran Policy by New India Health Insurance is a unique policy designed for parents with only a girl child. The New India Asha Kiran...
Unique Features
- Girl Child policy
- Discount on premiums
- Critical illness benefits
Asha Kiran Mediclaim Policy (Pros)

- Hospital Cash Cover
- Covers Daughters
- Cataract Cover
Asha Kiran Mediclaim Policy (Cons)

- Illegal activities
- Obesity and cosmetic procedures
- Alcoholism
Asha Kiran Mediclaim Policy (Other Benefits)

- AYUSH Cover
- 4 Optional Covers
- 226 Day care Procedure
Asha Kiran Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Senior Citizen Health Insurance
New India Assurance Senior Citizen Mediclaim Policy is a comprehensive plan which provides many benefits such as medical cover, cashless hospitalizati...
Unique Features
- AYUSH Treatment Covered
- 90% Co-payment
- Organ Donor Benefit
New India Senior Citizen Mediclaim Policy (Pros)

- Room Rent Cover
- ICU Cover
- Hospital Cover
New India Senior Citizen Mediclaim Policy (Cons)

- Involvement in illegal activities
- Alcoholism and drug abuse
- Adventure sports
New India Senior Citizen Mediclaim Policy (Other Benefits)

- Hysterectomy
- Cataract Cover
- AYUSH Cover
New India Senior Citizen Mediclaim Policy (Eligibility Criteria)

- Min entry age: 60 Years
- Max entry age: 80 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1.5 L
Family
New India Floater Mediclaim by New India Assurance is amongst the well-recognized insurance plans when opting for a comprehensive New India Health Ins...
Unique Features
- Optional Cover Benefits
- Crit-Care Available
- Avail Family Discounts
New India Flexi Floater Mediclaim Policy (Pros)

- Cumulative Bonus
- New Born Baby cover
- Critical Care Benefit
New India Flexi Floater Mediclaim Policy (Cons)

- Illegal Activities
- Adventure Sports
- Self-inflicted Injuries
New India Flexi Floater Mediclaim Policy (Other Benefits)

- 4 Optional cover
- Hospital Cash Cover
- Cataract Covered
New India Flexi Floater Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Individual and Family Health Insurance
New India Premier Mediclaim Policy is a versatile health insurance policy that can cover up to 6 members of your family under a single policy. New Ind...
Unique Features
- High Sum Insured
- AYUSH Treatment
- Maternity Cover
New India Premier Mediclaim (Pros)

- Room rent cover
- ICU cover
- Critical Illness benefit
New India Premier Mediclaim (Cons)

- Illegal activities
- Alcoholism and drug abuse
- Adventure sports
New India Premier Mediclaim (Other Benefits)

- Covers entire family
- 2 plan options
- Hospital cash benefit
New India Premier Mediclaim (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Critical Illness Health Insurance
New India Cancer Guard Policy by New India Assurance is a health insurance plan that provides a financial cushion for expensive treatments such as Can...
Unique Features
- Ambulance Cover
- Day Care Covered
- Cancer Care Benefit
New India Cancer Guard (Pros)

- Chemotherapy
- Radiotherapy
- Organ Transplant
New India Cancer Guard (Cons)

- Illegal Activities
- Alcoholism and Drug Abuse
- Adventure Sports
New India Cancer Guard (Other Benefits)

- Post Treatment Follow-up
- Second Opinion for Surgery
- Ambulance Charges
New India Cancer Guard (Eligibility Criteria)

- Min entry age: 3 Months
- Max entry age: 65 Years
- Initial Waiting Period: 90 Days
- Sum Insured: Up to 50 L
Group Health Insurance
New India Flexi Floater Group Mediclaim Policy is a comprehensive health insurance plan. Since a group health insurance policy is designed to offer fi...
Unique Features
- Ayush Cover
- Genetic Disorder Cover
- Mental Illness Cover
Flexi Floater Group Mediclaim (Pros)

- Lasik Surgery
- Maternity Cover
- New Born Cover
Flexi Floater Group Mediclaim (Cons)

- Illegal actvities
- Alcoholism and drug abuse
- self-inflicted harm
Flexi Floater Group Mediclaim (Other Benefits)

- To-up cover
- Daycare Treatment
- Ambulance Cover
Flexi Floater Group Mediclaim (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 60 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Individual and Family Health Insurance
India is experiencing a youth-driven demographic shift, and health insurance providers are stepping up with specialized plans. The New India Health In...
Unique Features
- 3 plan variants
- 5 to 50 L SI
- Auto top-up
Yuva Bharat Plan (Pros)

- Personal accident benefits
- Critical illness benefits
- Air ambulance
Yuva Bharat Plan (Cons)

- Illegal activities
- Alcoholism and drug abuse
- Adventure sports
Yuva Bharat Plan (Other Benefits)

- Enhancement of sum insured
- Cost of pharmacy
- Ambulance service
Yuva Bharat Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Royal Sundaram Health Insurance
Individual and Family Health Insurance
Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan as it offers holistic coverage with a wide range of benefits such...
Unique Features
- Up to 1 Crore SI
- 4X Mobility Devices Cover
- Health and Wellness Cover
Royal Sundaram Lifeline Supreme (Pros)

- Re-load of sum insured
- Health check-up
- App-based cabs
Royal Sundaram Lifeline Supreme (Cons)

- Illegal activities
- Alcoholism
- Self-inflicted harm
Royal Sundaram Lifeline Supreme (Other Benefits)

- Annual Health Check-up
- Emergency Evacuation
- Second Opinion
Royal Sundaram Lifeline Supreme (Eligibility Criteria)

- Min Entry Age:18 Years
- Max Entry Age: No limit
- Intiial Waiting Period: 30 Days
- Sum Insured: 1 Crore
Accident Health Insurance
Royal Sundaram Personal Accident Policy safeguards insured individuals against the loss of income, provides the best medical care, and ensures your ch...
Unique Features
- Global Coverage Available
- 5 Crore SI
- Education Grant
Royal Sundaram Health Personal Accident Policy (Pros)

- Higher sum insured available
- Accidental death cover
- Disability cover
Royal Sundaram Health Personal Accident Policy (Cons)

- Illegal activities
- Alcoholism
- Adventure sports
Royal Sundaram Health Personal Accident Policy (Other Benefits)

- Worldwide coverage
- Education grant
- Cumulative bonus
Royal Sundaram Health Personal Accident Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 70 Years
- Sum Insured: Up to 1.5 Crores
Individual and Family Health Insurance
Royal Sundaram Multiplier Health Insurance is a one of its kind plan that covers up to 11 times the sum insured in case of emergency health complicati...
Unique Features
- 11X Multiplier Benefit
- 4X Multiplier Benefit
- Emergency Domestic Evacuation
Royal Sundaram Multiplier Health Plan (Pros)

- No claim bonus
- Modern Treatments
- AYUSH Treatment
Royal Sundaram Multiplier Health Plan (Cons)

- Illegal activities
- alcoholism
- obesity and weight management
Royal Sundaram Multiplier Health Plan (Other Benefits)

- Flexi Reload Benefit
- Health and Wellness Benefit
- Ambulance Cover
Royal Sundaram Multiplier Health Plan (Eligibility Criteria)

- Min Entry Age: 18 Years
- Max Entry Age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 25 L
Individual
The Surrogacy (Regulation) Act, 2021 by the government of India has come into effect saying that, if any couple is in search of a surrogate mother, th...
Unique Features
- Cover for Surrogacy
- Oocyte Donor Cover
- Daycare Procedures
Royal Sundaram Surrosafe Plan (Pros)

- Covers surrogate mothers
- Covers oocyte donors
- Ambulance cover
Royal Sundaram Surrosafe Plan (Cons)

- Illegal activites
- adventure sports
- self-harm
Royal Sundaram Surrosafe Plan (Other Benefits)

- Inpatient hospitalization
- Room rent cover
- Daycare Procedures
Royal Sundaram Surrosafe Plan (Eligibility Criteria)

- Min entry age: 18 Years; Max entry age: 35 Years
- Sum Insured: Up to 5 L
Individual and Family Health Insurance
Give your life a new direction with the Royal Sundaram Family Plus plan if you are planning a family or want to protect your extended family. It's obv...
Unique Features
- Emergency domestic evacuation
- Maternity cover benefits
- Health & wellness benefits
Royal Sundaram Family Plus Plan (Pros)

- Ambulance Cover
- Re-load of Sum Insured
- Second Opinion for 11 specied Critical iIIness
Royal Sundaram Family Plus Plan (Cons)

- Investigation & Evaluation
- Obesity/ Weight Control
- Alcoholism
Royal Sundaram Family Plus Plan (Other Benefits)

- Maternity cover
- Health and wellness
- Nutritional allowance
Royal Sundaram Family Plus Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: No upper limit
- Sum Insured: Up to 50 L
- Initial waiting period: 30 Days
Top Up and Super Top Up
GET MUCH MORE for less! Royal Sundaram Advanced is a top-up plan that provides you with health coverage beyond the base health policy. It helps you ke...
Unique Features
- Home care treatment
- Life protect benefits
- 2nd opinion for 22 critical illnesses
Royal Sundaram Advanced Top-Up Plan (Pros)

- Life protect benefit
- PEDs waiting period reduction
- Modern treatment
- No cost SI restore
- Home care treatment
Royal Sundaram Advanced Top-Up Plan (Cons)

- Obesity control
- No change-of-gender
- Cosmetic/plastic surgery
- Hazardous/adventure sports
- Breach of law
Royal Sundaram Advanced Top-Up Plan (Other Benefits)

- AYUSH cover
- Critical illness 2nd opinion
- Daycare treatment
- Organ donor expenses
- In-patient hospitalization
Royal Sundaram Advanced Top-Up Plan (Eligibility Criteria)

- Child Entry Age - 91 days - 25 years
- Adult Entry Age- 18 - 65 years
- SI - INR 10 - 95 Lakhs
- Waiting Period - 30 days
Individual and Family Health Insurance
Royal Sundaram Lifeline Elite Plan is the only health insurance that you need now! Why? Let's understand this with an example. Rahul and Aditya went o...
Unique Features
- 11 specified critical illnesses cover
- Worldwide emergency hospitalization
- Maternity & newborn covers
Royal Sundaram Lifeline Elite Plan (Pros)

- Cancer of specified severity
- Heart attack
- Kidney failure
Royal Sundaram Lifeline Elite Plan (Cons)

- Illegal activites
- Alcoholism
- Obesity
Royal Sundaram Lifeline Elite Plan (Other Benefits)

- Emergency domestic evacuation
- Worldwide cover
- Tax benefits
Royal Sundaram Lifeline Elite Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1.5 Cr
Individual and Family Health Insurance
Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Along with in-...
Unique Features
- Plan benefits
- Types of plans offered
- Plan features & buying process
Lifeline Health Insurance Plan (Pros)

- Domiciliary Hospitalization
- Worldwide Emergency Hospitalization
- International Treatment Abroad
Lifeline Health Insurance Plan (Cons)

- Illegal Activities
- Adventure Sports
- Alcoholism
Lifeline Health Insurance Plan (Other Benefits)

- Preventive health care and wellness
- Reload of Sum Insured
- OPD Cover
Lifeline Health Insurance Plan (Eligibility Criteria)

- Min Entry Age 18 Years
- Max Entry Age No limit
- Initial Waiting Period 30 Days
- Sum Insured Up to 1.5 Cr
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.