TATA AIG Health Insurance Company
Accident Health Insurance
Life is very uncertain, you never know what will happen to you in the next second. Are you prepared for that? Nonetheless, to make you ready for life&...
Unique Features
- Comprehensive accident care
- Coverage for child education
- No waiting period
TATA AIG Accident Guard Plan (Pros)

- Temporary total disability
- Child enhancement benefit
- Air ambulance
- Loss of hearing
TATA AIG Accident Guard Plan (Cons)

- No alcoholism cover
- No war injury cover
- No cataract cover
- No STD cover
TATA AIG Accident Guard Plan (Other Benefits)

- Fractures
- Burns
- Total disablement cover
- Accidental death
TATA AIG Accident Guard Plan (Eligibility Criteria)

- Entry age- 6 months
- Max entry age- 65 years
- SI- NA
- Waiting period- 30 days
Individual and Family Health Insurance
TATA AIG medicare premier is an all-around health insurance plan offering you the latest and best health care features. Available on an individual and...
Unique Features
- Eligibility Criteria
- Benefits and Features
- Inclusions and Exclusions
Medicare Premier Plan (Pros)

- Wellness service
- Compassionate travel. Home care
- Restore benefit
Medicare Premier Plan (Cons)

- Injury due to suicide attempt
- Death due to drugs
- Injuries due to breach of law
- STDs
Medicare Premier Plan (Other Benefits)

- OPD dental treatment
- First-year vaccinations
- In-patient treatment
- Second medical opinion
Medicare Premier Plan (Eligibility Criteria)

- Entry age- 18 years
- Max entry age- 65 years
- SI- 5 L to 3 Cr
- Waiting period- 30 days
Critical Illness Health Insurance
Be ready for future health complications that may chew down all your wealth and health! Or choose Tata AIG Criti MediCare which has your back. Tata AI...
Unique Features
- Covers 100 critical illnesses
- Cancer-360 indemnity cover
- Hospital cash benefit
TATA AIG Criti MediCare Policy (Pros)

- Complete cancer coverage
- hospital cash
- Covers over 100 critical illnesses
TATA AIG Criti MediCare Policy (Cons)

- Self-harm not covered
- No international coverage
- Adventure sports injury not covered
TATA AIG Criti MediCare Policy (Other Benefits)

- Discount on premiums
- Tele medical examination
- Tax benefits
TATA AIG Criti MediCare Policy (Eligibility Criteria)

- Entry Age: 18 - 65 Years
- Initial Waiting Period: 30 Days
- SI: Up to 2 Cr
- Policy Term: 1/2/3 Years
Senior Citizen Health Insurance
Trusted Naam, Fantastic Kaam! Choose all-around care for your health with the Tata AIG Elder Care plan. Tata AIG Elder Care is tailored to offer high-...
Unique Features
- Preventive health check-ups
- Post-operative care
- Homecare treatment cover
Tata AIG Elder Care Insurance Plan (Pros)

- Preventive health check-up
- Pre-hospitalisation cover
- Post-hospitalisation cover
- Compassionate visit
- In-patient treatment
Tata AIG Elder Care Insurance Plan (Cons)

- Obesity/weight control
- Change of gender treatments
- Hazardous or adventure sports
- Maternity not covered
Tata AIG Elder Care Insurance Plan (Other Benefits)

- Cumulative bonus
- Daycare procedures
- Medical second opinion
- AYUSH treatment cover
Tata AIG Elder Care Insurance Plan (Eligibility Criteria)

- Entry age- 61 years
- Max entry age- 85 years
- SI- 5-25 Lakhs
- Waiting Period- 30 days
Accident Health Insurance
Have you considered staying prepared against adversity with the TATA AIG Accident Shield policy? Tata AIG Accident Shield policy is an additional laye...
Unique Features
- Lifelong renewability
- Children’s educational grant
- 30 days grace period
TATA AIG Accident Shield Policy (Pros)

- Accidental death
- Permanent total disability
- Permanent partial disability
TATA AIG Accident Shield Policy (Cons)

- AIDS
- Mental or nervous disorder
- Alcoholism
TATA AIG Accident Shield Policy (Other Benefits)

- Disappearance of the insured person
- Child’s education aid
- High SI
TATA AIG Accident Shield Policy (Eligibility Criteria)

- Min entry age: 6 Months
- Max Entry Age: 65 Years
- Waiting Period: 30 Days
- Sum Insured: N/A
Individual and Family Health Insurance
As per IRDAI's guidance, the Tata AIG Arogya Sanjeevani policy is an indemnity plan designed to offer a basic but comprehensive health insurance polic...
Unique Features
- IRDAI-mandated policy
- Covers AYUSH treatment
- Family floater coverage
Tata AIG Arogya Sanjeevani Policy (Pros)

- Hospitalization cover
- Accident cover
- Ambulance cover
Tata AIG Arogya Sanjeevani Policy (Cons)

- Illegal acitivities
- Drug abuse
- Obesity
Tata AIG Arogya Sanjeevani Policy (Other Benefits)

- Oral chemotherapy
- lmmunotherapy
- Robotic surgeries
Tata AIG Arogya Sanjeevani Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Critical Illness Health Insurance
Tata AIG Group EMI Protect policy is specially designed to offer insured members financial protection if they cannot work due to an accident or the di...
Unique Features
- In-patient hospitalization
- Critical illness cover
- Personal accident cover
Tata AIG Group EMI Protect Plan (Pros)

- In-patient hospitalization
- Critical illness cover
- Personal accident cover
Tata AIG Group EMI Protect Plan (Cons)

- Alcoholism
- Illegal activities
- Obesity treatments
Tata AIG Group EMI Protect Plan (Other Benefits)

- Cancer cover
- Organ transplant
- Heart cover
Tata AIG Group EMI Protect Plan (Eligibility Criteria)

- Entry Age: 18 Years
- SI: Opted as per schedule
- Waiting Period: 30 Days
- Plan Renewability: Lifelong
Individual and Family Health Insurance
Uncompromising commitment to care! Tata AIG MediCare Protect health insurance policy is specially designed to provide you with a robust healthcare fac...
Unique Features
- Daycare treatment covered
- Upto 5 Lakh coverage
- Inclusion and exclusion
Tata AIG MediCare Protect (Pros)

- Health check up covered
- Ambulance charges covered
- Compassionate travel
Tata AIG MediCare Protect (Cons)

- Non-prescribed treatment for a condition
- Suicide and self-inflicted injury
- Adventure sports or life-threatening activities
Tata AIG MediCare Protect (Other Benefits)

- Accidental death benefit
- Upto 32% discount
- 30 days of initial waiting period
Tata AIG MediCare Protect (Eligibility Criteria)

- Min entry age: 91 Days
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Accident Health Insurance
Why settle for less when it comes to your family's future protection? Buy the Tata AIG Secured Future health insurance policy that covers a medical em...
Unique Features
- Accidental death cover
- Financial protection benefit
- PTD & dismemberment cover
Tata AIG Secured Future Plan (Pros)

- Income benefit
- Accident cover
- Disability cover
Tata AIG Secured Future Plan (Cons)

- Pre-existing diseases (PEDs)
- STDs
- Alcoholism
Tata AIG Secured Future Plan (Other Benefits)

- Individual plan
- 1 year policy
- Affordable premiums
Tata AIG Secured Future Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 70 Years
- Initial Waiting Period: N/A
- Sum Insured: Up to 35 K
Top Up and Super Top Up
TATA AIG Medicare Policy offered by Tata AIG is an affordable top-up policy that is designed to look after your and your family's healthcare needs. Me...
Unique Features
- Lifetime Renewability
- High Sum Insured Options
- Quick Buying Process
Medicare Plus Plan (Pros)

- Global coverage
- Cumulative bonus
- Tax benefit
- Family discount
Medicare Plus Plan (Cons)

- No gender change
- Any existing disability
- Injuries due to breach of law
- Injuries due to aviation
- No suicide cover
Medicare Plus Plan (Other Benefits)

- Consumables benefits
- In-patient dental treatment
- Ambulance cover
- AYUSH Benefits
- Domiciliary treatment
Medicare Plus Plan (Eligibility Criteria)

- Entry age- 18 years
- Max entry age- 65 years
- SI- 3 L- 1 Cr
- Waiting period- 30 days
Individual and Family Health Insurance
TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...
Unique Features
- Vaccination Covered
- AYUSH Covered
- Quick Claim Process
Tata AIG Medicare Plan (Pros)

- Global coverage
- 540+ day care treatments
- Qualified nurse
- Room rent
- Organ donor
Tata AIG Medicare Plan (Cons)

- Injury due to suicide attempt
- Death due to drugs
- STDs
- Injuries due to breach of law
Tata AIG Medicare Plan (Other Benefits)

- AYUSH benefit
- Health checkup
- Bariatric surgery cover
- Vaccination cover
Tata AIG Medicare Plan (Eligibility Criteria)

- Entry age- 18 years
- Max entry age- 65 years
- SI- 3 L- 20 L
- Waiting period- 30 days
Individual
To ensure total health coverage for women, Tata AIG Health Insurance has introduced the Wellsurance Women Policy. This plan is specially designed to p...
Unique Features
- Designed for Women
- Check your Eligibility
- Quick Claim Process
TATA AIG Wellsurance Women Policy (Pros)

- Cashless hospitalisation
- Daily cash benefit
- Post-hospitalisation
TATA AIG Wellsurance Women Policy (Cons)

- Any pre-existed illnesses or any complications
- STDs
- Self-inflicted injuries /Attempted suicide
- Mental or nervous disorder
TATA AIG Wellsurance Women Policy (Other Benefits)

- Free helpline
- Discount offerings on health and wellness
- Tax benefits
TATA AIG Wellsurance Women Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 7 L
Family
TATA AIG's Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan opens the availability to different...
Unique Features
- 5X Enhanced Benefits
- 2 Impressive Variants To Choose
- Complete AYUSH Coverage
TATA AIG Supercharge Plan (Pros)

- 5x benefits
- 5% extra discount for youngsters
- 2 plan variants
- AYUSH treatment
TATA AIG Supercharge Plan (Cons)

- Obesity treatment unavailable
- Change of gender treatment
- Maternity cover
- Act of war not included
TATA AIG Supercharge Plan (Other Benefits)

- Unlimited recharge
- Wellness benefits
- Easy claim process
- Restore benefit
- Pan India coverage
TATA AIG Supercharge Plan (Eligibility Criteria)

- Entry age- 90 days
- Max entry age- no limit
- SI -INR 5 L to 20 L
- Waiting period- 30 days
Royal Sundaram Health Insurance
Individual and Family Health Insurance
Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan as it offers holistic coverage with a wide range of benefits such...
Unique Features
- Up to 1 Crore SI
- 4X Mobility Devices Cover
- Health and Wellness Cover
Royal Sundaram Lifeline Supreme (Pros)

- Re-load of sum insured
- Health check-up
- App-based cabs
Royal Sundaram Lifeline Supreme (Cons)

- Illegal activities
- Alcoholism
- Self-inflicted harm
Royal Sundaram Lifeline Supreme (Other Benefits)

- Annual Health Check-up
- Emergency Evacuation
- Second Opinion
Royal Sundaram Lifeline Supreme (Eligibility Criteria)

- Min Entry Age:18 Years
- Max Entry Age: No limit
- Intiial Waiting Period: 30 Days
- Sum Insured: 1 Crore
Accident Health Insurance
Royal Sundaram Personal Accident Policy safeguards insured individuals against the loss of income, provides the best medical care, and ensures your ch...
Unique Features
- Global Coverage Available
- 5 Crore SI
- Education Grant
Royal Sundaram Health Personal Accident Policy (Pros)

- Higher sum insured available
- Accidental death cover
- Disability cover
Royal Sundaram Health Personal Accident Policy (Cons)

- Illegal activities
- Alcoholism
- Adventure sports
Royal Sundaram Health Personal Accident Policy (Other Benefits)

- Worldwide coverage
- Education grant
- Cumulative bonus
Royal Sundaram Health Personal Accident Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 70 Years
- Sum Insured: Up to 1.5 Crores
Individual and Family Health Insurance
Royal Sundaram Multiplier Health Insurance is a one of its kind plan that covers up to 11 times the sum insured in case of emergency health complicati...
Unique Features
- 11X Multiplier Benefit
- 4X Multiplier Benefit
- Emergency Domestic Evacuation
Royal Sundaram Multiplier Health Plan (Pros)

- No claim bonus
- Modern Treatments
- AYUSH Treatment
Royal Sundaram Multiplier Health Plan (Cons)

- Illegal activities
- alcoholism
- obesity and weight management
Royal Sundaram Multiplier Health Plan (Other Benefits)

- Flexi Reload Benefit
- Health and Wellness Benefit
- Ambulance Cover
Royal Sundaram Multiplier Health Plan (Eligibility Criteria)

- Min Entry Age: 18 Years
- Max Entry Age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 25 L
Individual
The Surrogacy (Regulation) Act, 2021 by the government of India has come into effect saying that, if any couple is in search of a surrogate mother, th...
Unique Features
- Cover for Surrogacy
- Oocyte Donor Cover
- Daycare Procedures
Royal Sundaram Surrosafe Plan (Pros)

- Covers surrogate mothers
- Covers oocyte donors
- Ambulance cover
Royal Sundaram Surrosafe Plan (Cons)

- Illegal activites
- adventure sports
- self-harm
Royal Sundaram Surrosafe Plan (Other Benefits)

- Inpatient hospitalization
- Room rent cover
- Daycare Procedures
Royal Sundaram Surrosafe Plan (Eligibility Criteria)

- Min entry age: 18 Years; Max entry age: 35 Years
- Sum Insured: Up to 5 L
Individual and Family Health Insurance
Give your life a new direction with the Royal Sundaram Family Plus plan if you are planning a family or want to protect your extended family. It's obv...
Unique Features
- Emergency domestic evacuation
- Maternity cover benefits
- Health & wellness benefits
Royal Sundaram Family Plus Plan (Pros)

- Ambulance Cover
- Re-load of Sum Insured
- Second Opinion for 11 specied Critical iIIness
Royal Sundaram Family Plus Plan (Cons)

- Investigation & Evaluation
- Obesity/ Weight Control
- Alcoholism
Royal Sundaram Family Plus Plan (Other Benefits)

- Maternity cover
- Health and wellness
- Nutritional allowance
Royal Sundaram Family Plus Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: No upper limit
- Sum Insured: Up to 50 L
- Initial waiting period: 30 Days
Top Up and Super Top Up
GET MUCH MORE for less! Royal Sundaram Advanced is a top-up plan that provides you with health coverage beyond the base health policy. It helps you ke...
Unique Features
- Home care treatment
- Life protect benefits
- 2nd opinion for 22 critical illnesses
Royal Sundaram Advanced Top-Up Plan (Pros)

- Life protect benefit
- PEDs waiting period reduction
- Modern treatment
- No cost SI restore
- Home care treatment
Royal Sundaram Advanced Top-Up Plan (Cons)

- Obesity control
- No change-of-gender
- Cosmetic/plastic surgery
- Hazardous/adventure sports
- Breach of law
Royal Sundaram Advanced Top-Up Plan (Other Benefits)

- AYUSH cover
- Critical illness 2nd opinion
- Daycare treatment
- Organ donor expenses
- In-patient hospitalization
Royal Sundaram Advanced Top-Up Plan (Eligibility Criteria)

- Child Entry Age - 91 days - 25 years
- Adult Entry Age- 18 - 65 years
- SI - INR 10 - 95 Lakhs
- Waiting Period - 30 days
Individual and Family Health Insurance
Royal Sundaram Lifeline Elite Plan is the only health insurance that you need now! Why? Let's understand this with an example. Rahul and Aditya went o...
Unique Features
- 11 specified critical illnesses cover
- Worldwide emergency hospitalization
- Maternity & newborn covers
Royal Sundaram Lifeline Elite Plan (Pros)

- Cancer of specified severity
- Heart attack
- Kidney failure
Royal Sundaram Lifeline Elite Plan (Cons)

- Illegal activites
- Alcoholism
- Obesity
Royal Sundaram Lifeline Elite Plan (Other Benefits)

- Emergency domestic evacuation
- Worldwide cover
- Tax benefits
Royal Sundaram Lifeline Elite Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1.5 Cr
Individual and Family Health Insurance
Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Along with in-...
Unique Features
- Plan benefits
- Types of plans offered
- Plan features & buying process
Lifeline Health Insurance Plan (Pros)

- Domiciliary Hospitalization
- Worldwide Emergency Hospitalization
- International Treatment Abroad
Lifeline Health Insurance Plan (Cons)

- Illegal Activities
- Adventure Sports
- Alcoholism
Lifeline Health Insurance Plan (Other Benefits)

- Preventive health care and wellness
- Reload of Sum Insured
- OPD Cover
Lifeline Health Insurance Plan (Eligibility Criteria)

- Min Entry Age 18 Years
- Max Entry Age No limit
- Initial Waiting Period 30 Days
- Sum Insured Up to 1.5 Cr
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.