Family Health Insurance Plans gives you and your family stress-free coverage for several medical emergencies. Additionally, you get exclusive benefits and offers, cashback benefits, easy renewals, and many more for covered family members. Scroll down to learn in detail.
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To help you with the decision-making, PolicyX has come up with some of the best family health insurance plans considering their features and benefits from the top health insurance companies in India. Have a look below:
Plan Name | Entry Age | Members Covered | Sum Insured | Premium |
Niva Bupa ReAssure 2.0 | 18 - 65 years | 6 | Upto 1 Crore | 768/month |
Niva Bupa Aspire | 18 years | 6 | Upto 1 Crore | 719/month |
Aditya Birla Activ Health Platinum Enhanced | 91 Days | 5 | Upto 2 Crore | 5,029/month |
ManipalCigna ProHealth Prime Advantage | 18 years | 5 | Upto 1 Crore | 909/month |
Star Health Assure | 16 days | 9 | Upto 2 Crore | 960/month |
Care Supreme | 18 years | 6 | Upto 15 Lakh | 929/month |
Star Family Health Optima | 16 days | 5 | Upto 25 Lakh | 497/month |
Care Classic | 91 Days | 4 | Upto 15 Lakh | 707/month |
ICICI Lombard Health AdvantEdge | 18 years | 4 | Upto 3 Crore | 865/month |
TATA AIG Medicare | 18 years | 7 | Upto 1 Crore | 661/month |
So, we have chosen these ten plans for many legitimate reasons. Want to know what they are? Read below to understand in detail.
One of our top recommendations, Niva Bupa Reassure 2.0 is the best plan for those who are looking for comprehensive coverage. The quote for this plan says, "Nothing seems impossible". It is like your health superhero, protecting you from unexpected medical expenses.
Why is it one of the best?
This plan comes with FIVE variants- Platinum+, Titanium+, Bronze+, Gold, and Bronze. Know more about this plan here.
Niva Bupa Aspire is the recently launched and most selling plan by Niva Bupa. The reason behind the success of this plan is its Plus in everything, starting from their variants to their benefits.
Why is it one of the best?
You can choose the best among the 4 variants that are- Gold+, Diamond+, Platinum+, and Titanium+.
Aditya Birla Activ Health Platinum Enhanced plan strikes a great balance between affordability and extensive coverage in health insurance. It is the best choice if you are seeking a budget-friendly option with comprehensive protection. Beyond hospitalisation costs, it covers maternity expenses, outpatient department expenses, chronic disease management and much more.
Why is it one of the best?
A health insurance that gives 360-degree coverage. This plan ensures a maximum of 2 adults and 3 children under the single policy. ManipalCigna ProHealth Prime Advantage is designed to be easier on your wallet. Also, with this plan, you will get the freedom to choose the type of room you want to stay in during your medical treatment procedure.
Why is it one of the best?
Star Health Assure is a versatile plan that will give complete coverage for everyone in your family. It covers up to 9 members of the family, in which you can cover 6 adults and 3 children. It is the indemnity plan that also financially protects you and your family in case of hospitalisation due to illness or accident.
Why is it one of the best?
Care Supreme Plan is an extensive coverage health insurance plan that safeguards you and your family members. The basic standard insurance coverage of this plan helps you to meet your health and wealth goals at the same time by covering pre-hospitalisation, post-hospitalisation, daycare procedures, organ donor expenses and much more.
Why is it one of the best?
This is a supersaver policy covering every family member. Star Family Health Optima is a strategically priced family health insurance plan that offers comprehensive medical coverage to fulfil the different needs and requirements of your family. Also, it allows you to maintain a healthy lifestyle by guiding you through their app.
Why is it one of the best?
With the Care Classic plan, you will get coverage based on your residential zones. This plan is perfect for you if you are a married couple, a joint family, or a young family. You will get expenses for hospitalisation, domiciliary treatment, doctor consultation, and many added services.
Why is it one of the best?
A very inclusive plan that covers almost everything that might be medically needed by your family and more. ICICI Lombard Health AdvantEdge policy provides a wide range of sum insured with high benefits. It is a family health insurance that secures your loved ones with a multitude of features. It provides a wide range of coverage against 20 critical illnesses including cancer.
Why is it one of the best?
TATA AIG Medicare Plan is designed keeping in mind the increasing cost of medical expenses. This upgraded and simplified plan covers people starting at 5 years old until 65 years old. The plan clearly says not to compromise when it comes to our health.
Why is it one of the best?
Choose Health Insurance Coverage of Your Choice
A family health insurance plan is a cost-effective way to make sure that everyone you care about has access to quality healthcare without needing separate policies for each person. Here is how a family health plan will work for you.
A family plan will cover you, your partner, and your dependent children; sometimes the plan also covers in-laws.
There is a maximum amount the insurance company will pay for the covered medical expenses per year. This amount is shared among all the insured family members.
It is typically cheaper to insure the whole family under one plan than to buy individual policies for everyone.
When you are looking for the best health insurance plan for your family, you need to consider a few points. Although it is an overwhelming process, there are some factors that you need to consider to ensure you find a plan that exclusively fits your family's needs and budget.
To know more about how to choose the right health insurance plans, click here
Choosing the right family health insurance plan can be a daunting task, but it is crucial to secure your loved ones' well-being. You can reach out to us, we can simplify your search for the best family health insurance plan. We do compare quotes for you and suggest you the best plan. Let us help you find the peace of mind that comes with knowing your family is protected. Visit our website or talk to one of our advisors today to get started!
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An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.