Activ Secure Personal Accident Plan helps you to save your hard-earned money at the time of an accident. Life is uncertain and accidents are unpredictable so in such a scenario you should have a plan which can keep your savings intact.
Here are the eligibility criteria fulfilling which one can enroll the self under Activ Secure Personal Accident Plan.
The benefits of Aditya Birla personal accident policy has been detailed for your guidance:
Here is a table mentioning all the basic coverage provided under Aditya Birla Activ Secure - Personal Accidental Plan.
|Permanent Partial Disablement||The insured can get up to 100% of sum insured depending upon the nature of disability or extent of injury under permanent partial disablement.|
|Accidental Death Cover||The plan provides 100% of the insured sum in case of accidental death|
|Permanent Total Disablement||There is a provision for 100% sum insured coverage under permanent partial disablement.|
|Funeral Expenses||Under the plan, one can get 1% of the sum insured maximum up to INR 50,000 for funeral/ cremation expenses.|
|Education Benefit||The insured’s surviving children can get a one-time payment in the form of a lump-sum amount of 10% of the insured sum.|
|Repatriation Of Remains||For the transportation of the mortal remains, (from the spot of death to the funeral ground) the plan provides a sum of INR 50,000.|
|Emergency Road Ambulance cover||For the emergency ambulance service, the maximum sum limit provided is of Rs.10,000 under the plan.|
|P.A Cumulative Bonus|
|Modification Benefit||In case improvement to be carried out with respect to residence/vehicle following a disablement then get coverage up to Rs.1 lacs.|
|Compassionate Visit||You can get a travel expense in case your relatives want to meet you while you are in hospital. Here are the details of the cover:|
|Orphan Benefit||For accidental death of parents, coverage of 10% of the sum insured, maximum up to Rs.15 Lacs is provided irrespective of the number of dependent children.|
There are several coverages under Aditya Birla personal accident insurance policy which has been kept under optional coverage. These are to be taken care of at the time of claim:
The coverage provided under temporary - total disablement (TTD) benefits can not be renewed after 70 years.
The features, coverage, and benefits of the plan provides you with a reason to go with the plan. The coverage in case of:
Policyholders of Activ Secure Personal Accident Policy have found it very comforting at the time of accidental cover. The plan is one of the most recommended plans when it comes to accidental coverage. So, you can think over and surely choose to buy one.
A list of documents mentioned below are required under the claim process of Activ Secure Personal Accident Plan:
The insured sum is dependant on the earning of the insured. The maximum sum insured can be 12 times the gross annual income of the insured.
Yes, the plan also covers burn cases.
Other than self one can include spouse, 4 dependent children, 2 dependent parents, and 2 dependent parents-in-law.
Yes, the plan covers the expenses for you near once’s travel to visit you in case of hospitalization. It provides coverage on the following basis:
Last updated on 18-12-2020