Royal Sundaram
vs
Sbi Health

Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan as it offers holistic coverage with a wide range of benefits such...

Unique Features

• Up to 1 Crore SI
• 4X Mobility Devices Cover
• Health and Wellness Cover

• Re-load of sum insured
• Health check-up
• App-based cabs

• Illegal activities
• Alcoholism
• Self-inflicted harm

• Annual Health Check-up
• Emergency Evacuation
• Second Opinion

• Min Entry Age:18 Years
• Max Entry Age: No limit
• Intiial Waiting Period: 30 Days
• Sum Insured: 1 Crore

Royal Sundaram Personal Accident Policy safeguards insured individuals against the loss of income, provides the best medical care, and ensures your ch...

Unique Features

• Global Coverage Available
• 5 Crore SI
• Education Grant

• Higher sum insured available
• Accidental death cover
• Disability cover

• Illegal activities
• Alcoholism
• Adventure sports

• Worldwide coverage
• Education grant
• Cumulative bonus

• Min entry age: 18 Years
• Max entry age: 70 Years
• Sum Insured: Up to 1.5 Crores

Royal Sundaram Multiplier Health Insurance is a one of its kind plan that covers up to 11 times the sum insured in case of emergency health complicati...

Unique Features

• 11X Multiplier Benefit
• 4X Multiplier Benefit
• Emergency Domestic Evacuation

• No claim bonus
• Modern Treatments
• AYUSH Treatment

• Illegal activities
• alcoholism
• obesity and weight management

• Flexi Reload Benefit
• Health and Wellness Benefit
• Ambulance Cover

• Min Entry Age: 18 Years
• Max Entry Age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 25 L

The Surrogacy (Regulation) Act, 2021 by the government of India has come into effect saying that, if any couple is in search of a surrogate mother, th...

Unique Features

• Cover for Surrogacy
• Oocyte Donor Cover
• Daycare Procedures

• Covers surrogate mothers
• Covers oocyte donors
• Ambulance cover

• Illegal activites
• adventure sports
• self-harm

• Inpatient hospitalization
• Room rent cover
• Daycare Procedures

• Min entry age: 18 Years; Max entry age: 35 Years
• Sum Insured: Up to 5 L

Give your life a new direction with the Royal Sundaram Family Plus plan if you are planning a family or want to protect your extended family. It's obv...

Unique Features

• Emergency domestic evacuation
• Maternity cover benefits
• Health & wellness benefits

• Ambulance Cover
• Re-load of Sum Insured
• Second Opinion for 11 specied Critical iIIness

• Investigation & Evaluation
• Obesity/ Weight Control
• Alcoholism

• Maternity cover
• Health and wellness
• Nutritional allowance

• Min entry age: 18 Years
• Max entry age: No upper limit
• Sum Insured: Up to 50 L
• Initial waiting period: 30 Days

GET MUCH MORE for less! Royal Sundaram Advanced is a top-up plan that provides you with health coverage beyond the base health policy. It helps you ke...

Unique Features

• Home care treatment
• Life protect benefits
• 2nd opinion for 22 critical illnesses

• Life protect benefit
• PEDs waiting period reduction
• Modern treatment
• No cost SI restore
• Home care treatment

• Obesity control
• No change-of-gender
• Cosmetic/plastic surgery
• Hazardous/adventure sports
• Breach of law

• AYUSH cover
• Critical illness 2nd opinion
• Daycare treatment
• Organ donor expenses
• In-patient hospitalization

• Child Entry Age - 91 days - 25 years
• Adult Entry Age- 18 - 65 years
• SI - INR 10 - 95 Lakhs
• Waiting Period - 30 days

Royal Sundaram Lifeline Elite Plan is the only health insurance that you need now! Why? Let's understand this with an example. Rahul and Aditya went o...

Unique Features

• 11 specified critical illnesses cover
• Worldwide emergency hospitalization
• Maternity & newborn covers

• Cancer of specified severity
• Heart attack
• Kidney failure

• Illegal activites
• Alcoholism
• Obesity

• Emergency domestic evacuation
• Worldwide cover
• Tax benefits

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1.5 Cr

Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Along with in-...

Unique Features

• Plan benefits
• Types of plans offered
• Plan features & buying process

• Domiciliary Hospitalization
• Worldwide Emergency Hospitalization
• International Treatment Abroad

• Illegal Activities
• Adventure Sports
• Alcoholism

• Preventive health care and wellness
• Reload of Sum Insured
• OPD Cover

• Min Entry Age 18 Years
• Max Entry Age No limit
• Initial Waiting Period 30 Days
• Sum Insured Up to 1.5 Cr

Would you believe if we say that the SBI Divyanga Suraksha health insurance plan provides healthcare for people with disability or any pre-existing HI...

Unique Features

• Covers in-patient treatment
• HIV/AIDS cover
• Power against disability

• Pre and post-hospitalization
• Medical treatment
• Daycare procedures
• Cataract cover

• Domiciliary hospitalization
• Vaccination
• Health check-ups
• Global coverage

• Modern treatment cover
• In-patient treatment
• AYUSH care
• PEDs cover

• Entry age: 18 o 65 years
• SI: 4 & 5 Lakhs
• Initial Waiting Period: 30 days

Manage Additional Expenses With Hospital Daily Cash Insurance of SBI!  SBI Hospital Daily Cash insurance policy takes care of the extra expenses ...

Unique Features

• Daily cash benefit
• Convalescence expenses
• No medical check-up required

• Daily cash benefit
• Convalescence benefit
• Multiple plan options

• Illegal activities
• Alcoholism
• Obesity

• Hospitalization benefits
• ICU hospitalization
• Affordable premiums

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 K

SBI Arogya Premier Policy is a comprehensive health insurance plan that is designed to protect you and your family from uncertain medical expenses. Th...

Unique Features

• Plan Specifications
• Eligibility
• Inclusions and Exclusions

• In-patient hospitalization expenses
• Pre and post-hospitalization
• AYUSH treatments
• Maternity expenses

• Daily hospital cash cover
• Newborn baby cover
• Global coverage
• Compassionate visit unavailable

• Mental illness cover
• HIV/AIDS cover
• Internal congenital diseases
• Genetic disorders

• Entry Age: 3 Months to 65 Year
• Sum Insured: 10 to 30 Lakhs
• Initial Waiting Period: 30 days

SBI Arogya Plus policy is a fixed premium plan that offers financial protection to you and your family during a medical emergency. The plan provides c...

Unique Features

• What is Arogya Plus?
• Know the Eligibility Criteria
• Premiums Sample Illustration

• OPD cover
• In-patient hospitalization
• Pre & post hospitalization

• Newborn baby cover
• Vaccination
• Compassionate travel
• Organ donor cover unavailable

• AYUSH treatment
• Domiciliary hospitalization
• HIV/AIDS cover
• Mental illness cover

• Entry Age: 3 Months to 65 Years
• Sum Insured: 1/2/3 L
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

SBI Arogya Top-up Policy is a health insurance top-up policy that is designed to provide additional coverage to policyholders when their standard heal...

Unique Features

• Enhanced coverage
• Eligibility criteria
• Key features

• In-patient hospitalisation
• Pre & post hospitalisation
• Ambulance cover

• Global coverage
• Air ambulance
• Compassionate visit
• OPD cover unavailable

• Organ donor expenses
• Domiciliary treatment
• Modern treatment

• Entry age: 3 months to 65 years
• SI: 1 to 50 Lakhs
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

SBI Arogya Sanjeevani Policy is a standard health insurance policy that comes with an affordable premium and offers a bucket full of benefits to its p...

Unique Features

• Affordable Health Plan
• Eligibility Criteria
• Inclusions and Exclusions

• In-patient hospitalization
• Pre and post-hospitalization care
• ICU expenses
• Daycare treatment
• Up to 12 advanced treatments

• Modern treatment unavailable
• OPD not covered
• Domiciliary hospitalization unavailable

• Deep Brain Stimulation
• Balloon Sinuplasty
• Oral Chemotherapy
• Intra Vitreal Injections

• Entry Age: 18 to 65 Years
• SI: 50K to 1 Lakhs
• Initial waiting period: 30 days

SBI Critical Illness Insurance Policy offers you financial protection from 13 important critical illnesses, this policy offers a fixed sum, irrespect...

Unique Features

• Coverage for Cancer
• Eligibility Criteria
• Inclusions and Exclusions

• 13 critical illnesses
• COVID- 19 covered
• Air ambulance services

• Maternity cover
• OPD and daycare unavailable
• Global cover unavailable

• Emergency medical cover
• No Maximum age limit
• SI up to 10 L

• Entry age: 5 years to No limit
• SI: 3 to 10 Lakhs
• Initial waiting period: 90 days

SBI Loan Insurance policy offers comprehensive coverage to the policyholder and helps them to repay their loan in case of medical emergencies arising ...

Unique Features

• Loan repayment benefits
• Plan details
• Inclusions and exclusions

• Pays out max 3 EMIs
• Pays outstanding loan
• PTD benefits

• Drug abuse or alcoholism
• HIV/AIDS
• Self-inflicted injury

• Accidental cover
• Critical illnesses cover
• Loss of job cover

• Entry Age: 18 to 65 years
• SI: 1 Crore
• Initial waiting period: 90 days

SBI Arogya Supreme health plan is a diverse health insurance plan that provides a solution for all your healthcare needs. It covers 20 basic covers an...

Unique Features

• Complete protection
• Choose SI
• Choose policy tenure

• Domestic Air Ambulance Cover
• Compassionate Benefit
• Recovery Benefit

• Automatic restoration
• Maternity cover unavailable
• Newborn baby cover
• 2nd medical opinion not covered

• E-Opinion Cover
• Preventive Health Check-up
• Renewal Benefit

• Entry age: 18 to 65 years
• Sum Insured 3 L | 5 L | 7.5 L | 10 L | 15 L | 30 L | 40 L | 50 L | 1 Cr
• Policy Term 1/2/3 Years
• Initial Waiting Period 30 Days

SBI Group Health Insurance is a comprehensive plan, as it provides wider coverage to its customers as well as their family members. Group health insur...

Unique Features

• High Sum Insured
• Easy Policy Renewal
• 10% copayment

• In-patient hospitalization
• Daycare treatments
• Co-payment clause

• Room rent unavailable
• OPD not covered
• Organ donor expenses
• Modern treatment unavailable

• Ambulance expenses
• Pre & post-hospitalisation
• Policy renewal benefits

• Entry age: 18 to 65 years
• Sum insured: 1 to 5 Lakhs
• Initial waiting period: 30 days

SBI Health Edge is a newly introduced health insurance plan from SBI Health Insurance which is customizable and is available to insurance holders base...

Unique Features

• Avail Global Treatment
• Multiple Discounts
• 18 Optional Covers

• In-patient hospitalization
• Pre and Post-hospitalization
• Daycare treatments
• Emergency ambulance cover

• Organ donor
• Compassionate visit
• Domiciliary hospitalization

• Bariatric Surgery Cover
• Modern Treatments
• AYUSH Treatments
• Health Check-ups

• Entry Age: 18 to 65 Years
• SI: 3 to 25 Lakhs
• Initial waiting period: 30 days

SBI Super Health Plan is SBI Health Insurance's new comprehensive health insurance plan. The plan is an umbrella health plan that provides all-inclusi...

Unique Features

• Unlimited Re-insure Benefit
• Wellness Benefits
• Annual Health Check-ups

• Tax benefit
• Reinsure benefit
• Health multiplier
• Optional covers

• Cosmetic treatment
• Injury due to illegal activities
• Unlawful activities
• Adventure sports injuries

• OPD expenses
• International treatment
• SI up to 2 Crores
• Flexible premium payments

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr