Future Generali Health Insurance
Individual and Family Health Insurance
Future Generali Health Total is a holistic comprehensive health insurance plan that offers a multitude of features like cover for up to 15 family memb...
Unique Features
- SI Up to 1 Crore
- Family Discounts
- Avail Wellness Benefits
Future Generali Health Total Plan (Pros)

- Daily hospital cash
- Maternity cover
- Newborn baby care
- Modern treatment cover
- Global coverage
Future Generali Health Total Plan (Cons)

- OPD charges
- Second medical opinion
- IVF treatment
- Air ambulance cover
- Compassionate travel
Future Generali Health Total Plan (Other Benefits)

- Organ donor cover
- Family floater benefits
- E-consultations
- Daycare procedures cover
Future Generali Health Total Plan (Eligibility Criteria)

- Minimum- Day 1
- Maximum- No limit
Individual and Family Health Insurance
Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide ...
Unique Features
- Up to 1 Cr SI
- 3 Plan Variants
- 10% Family Discount
Future Generali Health Absolute Plan (Pros)

- OPD charges
- AYUSH cover
- Maternity cover
- Newborn baby care
- modern treatment cover
Future Generali Health Absolute Plan (Cons)

- Domiciliary benefit
- Second medical opinion
- Air ambulance
- Compassionate travel
- Daily hospital cash
Future Generali Health Absolute Plan (Other Benefits)

- Pre & post-hospitalization
- Organ donor cover
- ICU charges
- Cataract treatment cover
Future Generali Health Absolute Plan (Eligibility Criteria)

- 18 years - No Limit
Women Health Insurance
Don't be +1 everywhere: Embrace the powers of Health PowHer!' HEALTH POWHER is not just your ordinary health insurance plan, it's beyond that! Read fu...
Unique Features
- Infertility treatment cover
- Voluntary sterilization benefits
- Puberty & menopause disorders
Future Generali Health PowHer (Pros)

- Wellness benefits
- Critical illness cover
- Women-related cancer cover
- Temporary domestic help
- Infertility expenses
Future Generali Health PowHer (Cons)

- Change of gender treatments
- Hazardous or adventure sports
- Non-medical expenses
- Breach of law
Future Generali Health PowHer (Other Benefits)

- Voluntary copay cover
- Stem cell storage
- Sum insured restoration
- Miscarriage or medical termination
Future Generali Health PowHer (Eligibility Criteria)

- Entry Age- 1 Day
- Max Entry Age - 65 Years
- SI - 5 L - 1 Crore
- Waiting Period - 30 Days
Individual and Family Health Insurance
Build your health plan, your way! Yes, you heard that right. You can now customize and create your own health insurance with D.I.Y Health Insurance. I...
Unique Features
- Freedom to choose benefits
- Multiple add-on cover options
- Gender reassignment surgery
Future Generali D.I.Y. Health Insurance (Pros)

- Room rent
- ICU charges
- Pre and post hopitalisation
Future Generali D.I.Y. Health Insurance (Cons)

- Investigation and evaluation
- Rest cure and rehabilitation; and respite care
- Obesity and weight control management
- Sterility and infertility treatments
Future Generali D.I.Y. Health Insurance (Other Benefits)

- Domiciliary hospitalisation
- Daycare treatment
- OPD charges
- Cataract
Future Generali D.I.Y. Health Insurance (Eligibility Criteria)

- Min entry age: 17 Years
- Max entry age: 70 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Individual and Family Health Insurance
There should be no boundaries when it comes to your health! Future Generali Health Elite plan offers your premium healthcare benefits globally t...
Unique Features
- Holistic wellness cover
- Maternity benefits
- Global medical treatment
Future Generali Health Elite Plan (Pros)

- Room rent covered
- ICU charges
- Pre and post hospitalisation
- Domiciliary hospitalisation
- Daycare treatment
Future Generali Health Elite Plan (Cons)

- Congenital diseases
- Change of gender treatment
- Sterility and infertility treatment
Future Generali Health Elite Plan (Other Benefits)

- Cataract covered
- No claim bonus
- Automatic restoration
- Organ donor covered
Future Generali Health Elite Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 6 Cr
Top Up and Super Top Up
Get more coverage on your insurance, and enjoy more protection with a top-up today! The Future Generali Advantage top-up health insurance policy comes...
Unique Features
- Mental illness coverage
- Nursing expenses cover
- Affordable premiums
Future Generali Advantage Top-up Plan (Pros)

- Room rent
- ICU charges
- Pre and post hospitalisation
- Daycare treatment
Future Generali Advantage Top-up Plan (Cons)

- Domiciliary hospitalisation
- OPD charges
- Automatic restoration
Future Generali Advantage Top-up Plan (Other Benefits)

- Organ donor
- AYUSH treatment
- Ambulance coverage
Future Generali Advantage Top-up Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
Protect your family's health affordably with the Future Health Suraksha policy. It has become normal to get hospitalised due to an accidental injury o...
Unique Features
- Free health check-ups
- Compassionate travel
- No pre-policy upto 50 years
Future Generali Health Suraksha Plan (Pros)

- ICU charges
- Pre-hospitalisation
- Post-hospitalisation
- Daycare treatment
Future Generali Health Suraksha Plan (Cons)

- Domiciliary hospitalisation
- OPD charges
- Maternity cover
- Newborn baby cover
Future Generali Health Suraksha Plan (Other Benefits)

- Cataract
- No claim bonus
- Automatic restoration
- Organ donor
Future Generali Health Suraksha Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Senior Citizen Health Insurance
Enjoy every moment of your senior citizenship with Future Varishta Bima for senior citizens! Future Generali Varishta Bima policy is a specially desig...
Unique Features
- Annual health check-up
- In-patient treatment expenses
- Multiple discount options
Future Generali Varishta Bima Policy (Pros)

- Room rent
- Pre-hospitalisation
- Post hospitalisation
- Day care treatment
Future Generali Varishta Bima Policy (Cons)

- ICU charges
- Domiciliary hospitalition
- OPD charges
- Organ donor
Future Generali Varishta Bima Policy (Other Benefits)

- AYUSH treatment covered
- Modern treatment
- Health check-up
- Co-payment
Future Generali Varishta Bima Policy (Eligibility Criteria)

- Min entry age: 65 Years
- Max entry age: No Limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Critical Illness Health Insurance
When it comes to life-threatening conditions, your family is not alone! What does that mean? According to a report of Elets BFSI, the major reason for...
Unique Features
- Critical illness cover
- Exhaustive cover benefits
- Lump sum payout options
Future Generali Criticare Plan (Pros)

- Covers cancer
- Kidney and liver failure
- Primary pulmonary arterial hypertension
Future Generali Criticare Plan (Cons)

- Any PEDs or related medical conditions
- Unnecessary or non-prescribed medical treatment
- Maternity complications and external or internal congenital illnesses
- Infertility and sterility treatment expenses
Future Generali Criticare Plan (Other Benefits)

- Multiple sclerosis
- Major organ transplant
- Open chest CABG
Future Generali Criticare Plan (Eligibility Criteria)

- Entry Age- Child: 6-25 years
- Adult: 18-65 years
- Initial waiting period: 90 days
- Policy term: 1/2/3 years
Individual and Family Health Insurance
Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders ...
Unique Features
- 80% premium discount
- Family coverage
- Maternity coverage
Future Generali Super Saver Plan (Pros)

- Modern treatment cover
- Maternity covered
- Domiciliary treatment cover
Future Generali Super Saver Plan (Cons)

- Vaccination unavailable
- Automatic restoration
- Daily hospital cash
- Health check-up unavailable
Future Generali Super Saver Plan (Other Benefits)

- Pre & post-hospitalization
- Daycare procedures
- Cataract cover
- ICU charges covered
Future Generali Super Saver Plan (Eligibility Criteria)

- 18 to 70 years
Royal Sundaram Health Insurance
Individual and Family Health Insurance
Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan as it offers holistic coverage with a wide range of benefits such...
Unique Features
- Up to 1 Crore SI
- 4X Mobility Devices Cover
- Health and Wellness Cover
Royal Sundaram Lifeline Supreme (Pros)

- Re-load of sum insured
- Health check-up
- App-based cabs
Royal Sundaram Lifeline Supreme (Cons)

- Illegal activities
- Alcoholism
- Self-inflicted harm
Royal Sundaram Lifeline Supreme (Other Benefits)

- Annual Health Check-up
- Emergency Evacuation
- Second Opinion
Royal Sundaram Lifeline Supreme (Eligibility Criteria)

- Min Entry Age:18 Years
- Max Entry Age: No limit
- Intiial Waiting Period: 30 Days
- Sum Insured: 1 Crore
Accident Health Insurance
Royal Sundaram Personal Accident Policy safeguards insured individuals against the loss of income, provides the best medical care, and ensures your ch...
Unique Features
- Global Coverage Available
- 5 Crore SI
- Education Grant
Royal Sundaram Health Personal Accident Policy (Pros)

- Higher sum insured available
- Accidental death cover
- Disability cover
Royal Sundaram Health Personal Accident Policy (Cons)

- Illegal activities
- Alcoholism
- Adventure sports
Royal Sundaram Health Personal Accident Policy (Other Benefits)

- Worldwide coverage
- Education grant
- Cumulative bonus
Royal Sundaram Health Personal Accident Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 70 Years
- Sum Insured: Up to 1.5 Crores
Individual and Family Health Insurance
Royal Sundaram Multiplier Health Insurance is a one of its kind plan that covers up to 11 times the sum insured in case of emergency health complicati...
Unique Features
- 11X Multiplier Benefit
- 4X Multiplier Benefit
- Emergency Domestic Evacuation
Royal Sundaram Multiplier Health Plan (Pros)

- No claim bonus
- Modern Treatments
- AYUSH Treatment
Royal Sundaram Multiplier Health Plan (Cons)

- Illegal activities
- alcoholism
- obesity and weight management
Royal Sundaram Multiplier Health Plan (Other Benefits)

- Flexi Reload Benefit
- Health and Wellness Benefit
- Ambulance Cover
Royal Sundaram Multiplier Health Plan (Eligibility Criteria)

- Min Entry Age: 18 Years
- Max Entry Age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 25 L
Individual
The Surrogacy (Regulation) Act, 2021 by the government of India has come into effect saying that, if any couple is in search of a surrogate mother, th...
Unique Features
- Cover for Surrogacy
- Oocyte Donor Cover
- Daycare Procedures
Royal Sundaram Surrosafe Plan (Pros)

- Covers surrogate mothers
- Covers oocyte donors
- Ambulance cover
Royal Sundaram Surrosafe Plan (Cons)

- Illegal activites
- adventure sports
- self-harm
Royal Sundaram Surrosafe Plan (Other Benefits)

- Inpatient hospitalization
- Room rent cover
- Daycare Procedures
Royal Sundaram Surrosafe Plan (Eligibility Criteria)

- Min entry age: 18 Years; Max entry age: 35 Years
- Sum Insured: Up to 5 L
Individual and Family Health Insurance
Give your life a new direction with the Royal Sundaram Family Plus plan if you are planning a family or want to protect your extended family. It's obv...
Unique Features
- Emergency domestic evacuation
- Maternity cover benefits
- Health & wellness benefits
Royal Sundaram Family Plus Plan (Pros)

- Ambulance Cover
- Re-load of Sum Insured
- Second Opinion for 11 specied Critical iIIness
Royal Sundaram Family Plus Plan (Cons)

- Investigation & Evaluation
- Obesity/ Weight Control
- Alcoholism
Royal Sundaram Family Plus Plan (Other Benefits)

- Maternity cover
- Health and wellness
- Nutritional allowance
Royal Sundaram Family Plus Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: No upper limit
- Sum Insured: Up to 50 L
- Initial waiting period: 30 Days
Top Up and Super Top Up
GET MUCH MORE for less! Royal Sundaram Advanced is a top-up plan that provides you with health coverage beyond the base health policy. It helps you ke...
Unique Features
- Home care treatment
- Life protect benefits
- 2nd opinion for 22 critical illnesses
Royal Sundaram Advanced Top-Up Plan (Pros)

- Life protect benefit
- PEDs waiting period reduction
- Modern treatment
- No cost SI restore
- Home care treatment
Royal Sundaram Advanced Top-Up Plan (Cons)

- Obesity control
- No change-of-gender
- Cosmetic/plastic surgery
- Hazardous/adventure sports
- Breach of law
Royal Sundaram Advanced Top-Up Plan (Other Benefits)

- AYUSH cover
- Critical illness 2nd opinion
- Daycare treatment
- Organ donor expenses
- In-patient hospitalization
Royal Sundaram Advanced Top-Up Plan (Eligibility Criteria)

- Child Entry Age - 91 days - 25 years
- Adult Entry Age- 18 - 65 years
- SI - INR 10 - 95 Lakhs
- Waiting Period - 30 days
Individual and Family Health Insurance
Royal Sundaram Lifeline Elite Plan is the only health insurance that you need now! Why? Let's understand this with an example. Rahul and Aditya went o...
Unique Features
- 11 specified critical illnesses cover
- Worldwide emergency hospitalization
- Maternity & newborn covers
Royal Sundaram Lifeline Elite Plan (Pros)

- Cancer of specified severity
- Heart attack
- Kidney failure
Royal Sundaram Lifeline Elite Plan (Cons)

- Illegal activites
- Alcoholism
- Obesity
Royal Sundaram Lifeline Elite Plan (Other Benefits)

- Emergency domestic evacuation
- Worldwide cover
- Tax benefits
Royal Sundaram Lifeline Elite Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1.5 Cr
Individual and Family Health Insurance
Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Along with in-...
Unique Features
- Plan benefits
- Types of plans offered
- Plan features & buying process
Lifeline Health Insurance Plan (Pros)

- Domiciliary Hospitalization
- Worldwide Emergency Hospitalization
- International Treatment Abroad
Lifeline Health Insurance Plan (Cons)

- Illegal Activities
- Adventure Sports
- Alcoholism
Lifeline Health Insurance Plan (Other Benefits)

- Preventive health care and wellness
- Reload of Sum Insured
- OPD Cover
Lifeline Health Insurance Plan (Eligibility Criteria)

- Min Entry Age 18 Years
- Max Entry Age No limit
- Initial Waiting Period 30 Days
- Sum Insured Up to 1.5 Cr
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.