TATA AIG Health Insurance Company
Accident Health Insurance
Life is very uncertain, you never know what will happen to you in the next second. Are you prepared for that? Nonetheless, to make you ready for life&...
Unique Features
- Comprehensive accident care
- Coverage for child education
- No waiting period
TATA AIG Accident Guard Plan (Pros)

- Temporary total disability
- Child enhancement benefit
- Air ambulance
- Loss of hearing
TATA AIG Accident Guard Plan (Cons)

- No alcoholism cover
- No war injury cover
- No cataract cover
- No STD cover
TATA AIG Accident Guard Plan (Other Benefits)

- Fractures
- Burns
- Total disablement cover
- Accidental death
TATA AIG Accident Guard Plan (Eligibility Criteria)

- Entry age- 6 months
- Max entry age- 65 years
- SI- NA
- Waiting period- 30 days
Individual and Family Health Insurance
TATA AIG medicare premier is an all-around health insurance plan offering you the latest and best health care features. Available on an individual and...
Unique Features
- Eligibility Criteria
- Benefits and Features
- Inclusions and Exclusions
Medicare Premier Plan (Pros)

- Wellness service
- Compassionate travel. Home care
- Restore benefit
Medicare Premier Plan (Cons)

- Injury due to suicide attempt
- Death due to drugs
- Injuries due to breach of law
- STDs
Medicare Premier Plan (Other Benefits)

- OPD dental treatment
- First-year vaccinations
- In-patient treatment
- Second medical opinion
Medicare Premier Plan (Eligibility Criteria)

- Entry age- 18 years
- Max entry age- 65 years
- SI- 5 L to 3 Cr
- Waiting period- 30 days
Critical Illness Health Insurance
Be ready for future health complications that may chew down all your wealth and health! Or choose Tata AIG Criti MediCare which has your back. Tata AI...
Unique Features
- Covers 100 critical illnesses
- Cancer-360 indemnity cover
- Hospital cash benefit
TATA AIG Criti MediCare Policy (Pros)

- Complete cancer coverage
- hospital cash
- Covers over 100 critical illnesses
TATA AIG Criti MediCare Policy (Cons)

- Self-harm not covered
- No international coverage
- Adventure sports injury not covered
TATA AIG Criti MediCare Policy (Other Benefits)

- Discount on premiums
- Tele medical examination
- Tax benefits
TATA AIG Criti MediCare Policy (Eligibility Criteria)

- Entry Age: 18 - 65 Years
- Initial Waiting Period: 30 Days
- SI: Up to 2 Cr
- Policy Term: 1/2/3 Years
Senior Citizen Health Insurance
Trusted Naam, Fantastic Kaam! Choose all-around care for your health with the Tata AIG Elder Care plan. Tata AIG Elder Care is tailored to offer high-...
Unique Features
- Preventive health check-ups
- Post-operative care
- Homecare treatment cover
Tata AIG Elder Care Insurance Plan (Pros)

- Preventive health check-up
- Pre-hospitalisation cover
- Post-hospitalisation cover
- Compassionate visit
- In-patient treatment
Tata AIG Elder Care Insurance Plan (Cons)

- Obesity/weight control
- Change of gender treatments
- Hazardous or adventure sports
- Maternity not covered
Tata AIG Elder Care Insurance Plan (Other Benefits)

- Cumulative bonus
- Daycare procedures
- Medical second opinion
- AYUSH treatment cover
Tata AIG Elder Care Insurance Plan (Eligibility Criteria)

- Entry age- 61 years
- Max entry age- 85 years
- SI- 5-25 Lakhs
- Waiting Period- 30 days
Accident Health Insurance
Have you considered staying prepared against adversity with the TATA AIG Accident Shield policy? Tata AIG Accident Shield policy is an additional laye...
Unique Features
- Lifelong renewability
- Children’s educational grant
- 30 days grace period
TATA AIG Accident Shield Policy (Pros)

- Accidental death
- Permanent total disability
- Permanent partial disability
TATA AIG Accident Shield Policy (Cons)

- AIDS
- Mental or nervous disorder
- Alcoholism
TATA AIG Accident Shield Policy (Other Benefits)

- Disappearance of the insured person
- Child’s education aid
- High SI
TATA AIG Accident Shield Policy (Eligibility Criteria)

- Min entry age: 6 Months
- Max Entry Age: 65 Years
- Waiting Period: 30 Days
- Sum Insured: N/A
Individual and Family Health Insurance
As per IRDAI's guidance, the Tata AIG Arogya Sanjeevani policy is an indemnity plan designed to offer a basic but comprehensive health insurance polic...
Unique Features
- IRDAI-mandated policy
- Covers AYUSH treatment
- Family floater coverage
Tata AIG Arogya Sanjeevani Policy (Pros)

- Hospitalization cover
- Accident cover
- Ambulance cover
Tata AIG Arogya Sanjeevani Policy (Cons)

- Illegal acitivities
- Drug abuse
- Obesity
Tata AIG Arogya Sanjeevani Policy (Other Benefits)

- Oral chemotherapy
- lmmunotherapy
- Robotic surgeries
Tata AIG Arogya Sanjeevani Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Critical Illness Health Insurance
Tata AIG Group EMI Protect policy is specially designed to offer insured members financial protection if they cannot work due to an accident or the di...
Unique Features
- In-patient hospitalization
- Critical illness cover
- Personal accident cover
Tata AIG Group EMI Protect Plan (Pros)

- In-patient hospitalization
- Critical illness cover
- Personal accident cover
Tata AIG Group EMI Protect Plan (Cons)

- Alcoholism
- Illegal activities
- Obesity treatments
Tata AIG Group EMI Protect Plan (Other Benefits)

- Cancer cover
- Organ transplant
- Heart cover
Tata AIG Group EMI Protect Plan (Eligibility Criteria)

- Entry Age: 18 Years
- SI: Opted as per schedule
- Waiting Period: 30 Days
- Plan Renewability: Lifelong
Individual and Family Health Insurance
Uncompromising commitment to care! Tata AIG MediCare Protect health insurance policy is specially designed to provide you with a robust healthcare fac...
Unique Features
- Daycare treatment covered
- Upto 5 Lakh coverage
- Inclusion and exclusion
Tata AIG MediCare Protect (Pros)

- Health check up covered
- Ambulance charges covered
- Compassionate travel
Tata AIG MediCare Protect (Cons)

- Non-prescribed treatment for a condition
- Suicide and self-inflicted injury
- Adventure sports or life-threatening activities
Tata AIG MediCare Protect (Other Benefits)

- Accidental death benefit
- Upto 32% discount
- 30 days of initial waiting period
Tata AIG MediCare Protect (Eligibility Criteria)

- Min entry age: 91 Days
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Accident Health Insurance
Why settle for less when it comes to your family's future protection? Buy the Tata AIG Secured Future health insurance policy that covers a medical em...
Unique Features
- Accidental death cover
- Financial protection benefit
- PTD & dismemberment cover
Tata AIG Secured Future Plan (Pros)

- Income benefit
- Accident cover
- Disability cover
Tata AIG Secured Future Plan (Cons)

- Pre-existing diseases (PEDs)
- STDs
- Alcoholism
Tata AIG Secured Future Plan (Other Benefits)

- Individual plan
- 1 year policy
- Affordable premiums
Tata AIG Secured Future Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 70 Years
- Initial Waiting Period: N/A
- Sum Insured: Up to 35 K
Top Up and Super Top Up
TATA AIG Medicare Policy offered by Tata AIG is an affordable top-up policy that is designed to look after your and your family's healthcare needs. Me...
Unique Features
- Lifetime Renewability
- High Sum Insured Options
- Quick Buying Process
Medicare Plus Plan (Pros)

- Global coverage
- Cumulative bonus
- Tax benefit
- Family discount
Medicare Plus Plan (Cons)

- No gender change
- Any existing disability
- Injuries due to breach of law
- Injuries due to aviation
- No suicide cover
Medicare Plus Plan (Other Benefits)

- Consumables benefits
- In-patient dental treatment
- Ambulance cover
- AYUSH Benefits
- Domiciliary treatment
Medicare Plus Plan (Eligibility Criteria)

- Entry age- 18 years
- Max entry age- 65 years
- SI- 3 L- 1 Cr
- Waiting period- 30 days
Individual and Family Health Insurance
TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...
Unique Features
- Vaccination Covered
- AYUSH Covered
- Quick Claim Process
Tata AIG Medicare Plan (Pros)

- Global coverage
- 540+ day care treatments
- Qualified nurse
- Room rent
- Organ donor
Tata AIG Medicare Plan (Cons)

- Injury due to suicide attempt
- Death due to drugs
- STDs
- Injuries due to breach of law
Tata AIG Medicare Plan (Other Benefits)

- AYUSH benefit
- Health checkup
- Bariatric surgery cover
- Vaccination cover
Tata AIG Medicare Plan (Eligibility Criteria)

- Entry age- 18 years
- Max entry age- 65 years
- SI- 3 L- 20 L
- Waiting period- 30 days
Individual
To ensure total health coverage for women, Tata AIG Health Insurance has introduced the Wellsurance Women Policy. This plan is specially designed to p...
Unique Features
- Designed for Women
- Check your Eligibility
- Quick Claim Process
TATA AIG Wellsurance Women Policy (Pros)

- Cashless hospitalisation
- Daily cash benefit
- Post-hospitalisation
TATA AIG Wellsurance Women Policy (Cons)

- Any pre-existed illnesses or any complications
- STDs
- Self-inflicted injuries /Attempted suicide
- Mental or nervous disorder
TATA AIG Wellsurance Women Policy (Other Benefits)

- Free helpline
- Discount offerings on health and wellness
- Tax benefits
TATA AIG Wellsurance Women Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 7 L
Family
TATA AIG's Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan opens the availability to different...
Unique Features
- 5X Enhanced Benefits
- 2 Impressive Variants To Choose
- Complete AYUSH Coverage
TATA AIG Supercharge Plan (Pros)

- 5x benefits
- 5% extra discount for youngsters
- 2 plan variants
- AYUSH treatment
TATA AIG Supercharge Plan (Cons)

- Obesity treatment unavailable
- Change of gender treatment
- Maternity cover
- Act of war not included
TATA AIG Supercharge Plan (Other Benefits)

- Unlimited recharge
- Wellness benefits
- Easy claim process
- Restore benefit
- Pan India coverage
TATA AIG Supercharge Plan (Eligibility Criteria)

- Entry age- 90 days
- Max entry age- no limit
- SI -INR 5 L to 20 L
- Waiting period- 30 days
HDFC ERGO Health Insurance
Women Health Insurance
HDFC My: Health Women Suraksha is a comprehensive policy that is designed to cater to the evolving needs of health and well-being of today's women. T...
Unique Features
- Cancer Cover
- Assault And Burn Cover
- 41 Critical Illness Cover
My:Health Women Suraksha Policy (Pros)
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- Lifetime renewal
- Wellness Incentives
- Add-On Coverage
My:Health Women Suraksha Policy (Cons)
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- Obesity or weight control
- Cosmetic surgeries
- Maternity cover
- Change of gender treatment
My:Health Women Suraksha Policy (Other Benefits)
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- Post Diagnosis Support
- Cancer Cover
- Major Illness Cover
- Surgical Procedure
- Critical Illness Cover
My:Health Women Suraksha Policy (Eligibility Criteria)
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- Entry age: 18 to 65 years
- Sum insured: 1 Lakh to 1 Crore
- Policy term: 1/2/3 years
Individual and Family Health Insurance
The Arogya Sanjeevani Policy from HDFC ERGO is a basic plan designed for individual or family floater coverage. It provides you with the precise medic...
Unique Features
- 3 plan variants
- Double coverage
- E-opinion on critical illnesses
HDFC ERGO Arogya Sanjeevani Policy (Pros)

- Pre and post-hospitalization
- Doctor consultation
- AYUSH treatment
- Preventive health check-ups
HDFC ERGO Arogya Sanjeevani Policy (Cons)

- Maternity expenses
- Daily hospital cash
- Modern treatment
- Organ donor cover
HDFC ERGO Arogya Sanjeevani Policy (Other Benefits)

- Family floater cover
- SI upto 10 Lakhs
- Lifelong renewability
HDFC ERGO Arogya Sanjeevani Policy (Eligibility Criteria)

- Min. Entry Age - 18 Years
- Max. Entry Age - 65 Years
- Si - Up to 10 L
- Initial Waiting Period - 30 Days
Individual and Family Health Insurance
Are you sceptical about finding the best health insurance plan that protects you and your family under one roof? Read further to learn about the exclu...
Unique Features
- India & Worldwide Coverage
- High SI up to 2 Crores
- Aggregate Deductible Discounts
HDFC ERGO Optima Secure Global Plan (Pros)
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- Pre and post-hospitalisation
- Organ donor expenses
- AYUSH treatment
HDFC ERGO Optima Secure Global Plan (Cons)
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- Modern treatment
- Vaccination unavailable
- Maternity and newborn baby cover
- Cataract cover
HDFC ERGO Optima Secure Global Plan (Other Benefits)
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- E-opinion for 51 critical illnesses
- Add-on covers
- Overseas travel secure
HDFC ERGO Optima Secure Global Plan (Eligibility Criteria)
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- Entry age: 18 to 65 years
- Sum insured: 1 to 2 Crore
- Initial Waiting Period 30 Days
- Policy Term: 1/2/3 Years
Individual and Family Health Insurance
HDFC ERGO My:Optima Secure health insurance plan offers value that you might require in future to fight against medical discrepancies. Providing you a...
Unique Features
- 3 plan variants
- Double coverage
- E-opinion on critical illnesses
HDFC ERGO Optima Secure Plan (Pros)
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- Hospital Cash Benefit
- No Cost Instalment Option
- Restore Benefit
- Unlimited Restore
HDFC ERGO Optima Secure Plan (Cons)
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- Maternity cover NA
- Newborn care unavailable
- OPD cover unavailable
HDFC ERGO Optima Secure Plan (Other Benefits)
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- Aggregate deductible discounts
- Disposables & consumables cover
- Worldwide cover
HDFC ERGO Optima Secure Plan (Eligibility Criteria)
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- Entry age: 18 years to no max limit
- SI: 5 Lakhs to 2 Crore
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Individual
Accidental deaths or injuries can be devastating, it can attack your physical, emotional, mental, and financial status to ruin your happy life moment...
Unique Features
- Worldwide coverage
- No pre-policy medicals
- Lifelong renewability
HDFC ERGO Personal Accident Insurance (Pros)
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- Accidental Death
- Permanent Total Disability
- Broken Bones
- Burns
HDFC ERGO Personal Accident Insurance (Cons)
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- Breach of law
- Pregnancy or childbirth
- Self-inflicted injury
HDFC ERGO Personal Accident Insurance (Other Benefits)
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- Ambulance costs
- Hospital cash
- Lump sum payout benefit
- Air ambulance cover
HDFC ERGO Personal Accident Insurance (Eligibility Criteria)
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- Entry Age: 18 - 65 years
- Policy Term: 1/2/3 years
- Initial Waiting Period: None
- Sum Insured: 20 L - 10 Cr
Critical Illness Health Insurance
iCan Cancer Insurance is a cancer-specific plan offered by HDFC Health Insurance Company. The plan covers medical expenses incurred during the treatme...
Unique Features
- Key Features
- Eligibility & Exclusions
- iCan Cancer Plan Sample Premiums
HDFC ERGO iCan Cancer Insurance Plan (Pros)
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- Cancer cover
- In-patient hospitalization
- Ambulance cover
HDFC ERGO iCan Cancer Insurance Plan (Cons)
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- Maternity cover
- Newborn cover
- Organ donor cover
- Global coverage
HDFC ERGO iCan Cancer Insurance Plan (Other Benefits)
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- COVID-19 cover
- Pre and post-hospitalization
- ICU charges
HDFC ERGO iCan Cancer Insurance Plan (Eligibility Criteria)
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- Entry age: 5 to 65 years
- POlicy term: 1 year
- Initial waiting period: 120 days
Individual and Family Health Insurance
HDFC ERGO Health Suraksha Plan is a comprehensive plan from the house of HDFC ERGO Insurance Company that aims at providing 360-degree protection agai...
Unique Features
- Key Features
- Eligibility & Age Restrictions
- Types of My:Health Suraksha Smart Plans
My:Health Suraksha Smart Plan (Pros)
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- Air ambulance cover
- Recovery benefit
- Infertility cover
My:Health Suraksha Smart Plan (Cons)
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- Vaccination cover unavailable
- Second medical opinion not available
- Maternity cover
- Newborn baby cover
My:Health Suraksha Smart Plan (Other Benefits)
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- Family discount
- Long-term policy discount
- Loyalty discount
My:Health Suraksha Smart Plan (Eligibility Criteria)
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- Entry age: 18 years to no age limit
- Sum insured: 3 to 75 Lakhs
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Individual
HDFC ERGO Health Insurance offers an Energy Diabetes plan which is ideal for those who are suffering from diabetes Type 1, diabetes mellitus Type 2, p...
Unique Features
- Personalized health coach option
- Get rewards to reduce your premiums
- Diabetes-Hypertension without waiting period
HDFC ERGO Energy Diabetes Plan (Pros)
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- Personal health coach
- Rewards for premium discount
- Diabetes and Hypertesion cover
HDFC ERGO Energy Diabetes Plan (Cons)
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- ICU cover unavailable
- AYUSH treatment
- OPD not covered
- Domiciliary treatment unavailable
HDFC ERGO Energy Diabetes Plan (Other Benefits)
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- Organ donor cover
- Ambulance services
- Pre & post-hospitalization cover
HDFC ERGO Energy Diabetes Plan (Eligibility Criteria)
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- Entry age: 18 to 65 years
- Policy term: 1 year
- Initial waiting period: 30 days
- Sum insured: 2 to 50 L
Individual and Family Health Insurance
HDFC ERGO Health Insurance's Health Wallet plan by HDFC ERGO Health Insurance is a comprehensive health insurance plan that not only ensures your heal...
Unique Features
- Worldwide Emergency Care
- Avail 6% interest on un-used SI
- Cashless Homecare treatment
HDFC ERGO Health Wallet Family Floater (Pros)
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- Inpatient and outpatient cover
- OPD cover
- Domiciliary hospitalization
HDFC ERGO Health Wallet Family Floater (Cons)
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- Air ambulance
- E-consultations
- Health check-up
- Modern treatment cover
HDFC ERGO Health Wallet Family Floater (Other Benefits)
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- Global coverage
- Daycare procedures
- Health check-up
- Vaccination charges
HDFC ERGO Health Wallet Family Floater (Eligibility Criteria)
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- Entry age: 18 to 65 years
- Initial waiting period: 30 days
- Sum insured: 3 to 50 Lakhs
- Policy term: 1/2/3 years
Top Up and Super Top Up
HDFC Ergo super top-up plan is the best option by HDFC Ergo to ensure a cushion of ample cover to get the best medical treatment without any restricti...
Unique Features
- Plan Specifications
- Key Features & Benefits
- Quick Buying And Claim Process
My Health Medisure Super Top Up (Pros)

- Day care procedures
- High sum insured
- 6 Hours response guarantee
My Health Medisure Super Top Up (Cons)

- Adventure sport injuries
- Self-inflicted injuries
- War
My Health Medisure Super Top Up (Other Benefits)

- Deductibles offered
- Covers family members
- Versatile plan
My Health Medisure Super Top Up (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 20 L
Individual and Family Health Insurance
HDFC ERGO Koti Suraksha is a health insurance plan that provides a sum insured of up to INR 1 crore. Koti Suraksha Plan by the HDFC ERGO Insurance Com...
Unique Features
- High sum insured
- Health and wellness plan
- Emergency worldwide coverage
HDFC ERGO Koti Suraksha Plan (Pros)
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- Air ambulance
- OPD cover
- Domiciliary hospitalization
- Emergency global coverage
HDFC ERGO Koti Suraksha Plan (Cons)
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- Vaccination not covered
- Modern treatment unavailable
- Maternity & newborn baby care unavailable
HDFC ERGO Koti Suraksha Plan (Other Benefits)
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- In-patient hospitalization
- Daycare procedures
- Health check-up cover
HDFC ERGO Koti Suraksha Plan (Eligibility Criteria)
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- Entry age: 18 to 65 years
- Sum insured: 50 Lakhs & 1 Crore
- Waiting period: 30 days
- Policy term: 1/2/3 years
Individual and Family Health Insurance
HDFC ERGO Optima Restore Policy is the best-selling plan of HDFC ERGO since its launch. It offers comprehensive health cover to you and your family un...
Unique Features
- Recovery benefit
- SI restoration
- Waiting period reduction
HDFC ERGO Optima Restore Plan (Pros)
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- Restore benefit
- 2X Multiplier benefit
- Renewal discounts
HDFC ERGO Optima Restore Plan (Cons)
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- AYUSH not covered
- OPD cover unavailable
- Global health cover
HDFC ERGO Optima Restore Plan (Other Benefits)
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- Recovery benefits
- Organ donor cover
- In-patient and out-patient hospitalization
HDFC ERGO Optima Restore Plan (Eligibility Criteria)
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- Entry Age: 18 - 65 Years
- Sum Insured: 3 | 5 | 10 | 15 | 20 | 25 | 50L
- Initial Waiting Period: 30 Days
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.