Activ Health Platinum - Enhanced Plan is a health insurance plan being offered by Aditya Birla health insurance company. The plan brings to the insured several health benefits and wider coverage during medical emergencies. It is a chronic disease management program. The plan also has a variety of sum insured options.
The eligibility criteria are as follows depicted in the tabular form:
|Entry Age (Minimum)||91 Days|
|Maximum Entry Age||No age limit|
|Children less than 25 years of age||They are not eligible for individual plans, rather they can be covered under the family floater plan. Newborn babies can also be included in the family floater plan once they are 91 days old.|
The features of the plan have been mentioned-below for an easy reference:
|Policy Term||1 year, 2 years or 3 years|
|In-Patient Hospitalization Cover||Available|
|Pre Hospitalization Cover||Under Activ Health Platinum - Enhanced Policy, pre-hospitalization coverage includes the medical expenses incurred within 60 days before the insured is admitted into the hospital.|
|Post Hospitalization Cover||Under Activ Health Platinum - Enhanced Policy, post-hospitalization coverage includes all the medical expenses incurred within 180 days from the date the insured gets discharged from the hospital.|
|Day Care Treatment||Available|
|Domiciliary Hospitalization Cover||Available|
|Ambulance Cover||Up to Rs. 5000|
|Hospital Room Choice||Available|
|Second E - Opinion On Critical Illness||Available|
|Daily Hospitalization Cash Benefits||Available|
All the benefits and coverage provided under Activ Health Platinum Enhanced Plan have been explained in brief henceforth:
The policyholders have appreciated the coverages provided under Activ Health Platinum - Enhanced Policy to a great extent. The HealthReturns provided to the insured have been highly liked and the best part liked about the HealthReturns is that it can be used in any type of medical bill payment starting from a fever medicine bill to a surgery bill which is not getting covered because of the waiting period.
Yes, pre-insurance health checkup has been made mandatory for all those who want to buy the policy.
There is no maximum entry age limit for the plan.
The maximum deductible limit is Rs. 5 Lakhs under the plan.
The insured gets an ambulance coverage in case of an emergency for an amount up to Rs. 5000.
Yes, a newly born baby can be covered under the family floater plan after the initial 3 months from the delivery date.
Last updated on 18-12-2020