National Health Insurance
Individual and Family Health Insurance
National Parivar mediclaim plus is a versatile family floater health insurance policy that comes in three different plan options that are A, B, and C....
Unique Features
- Multiple Plan Options
- Up to 50 L SI
- Avail Maternity Cover
National Parivar Mediclaim Plus Policy (Pros)

- Multiple Discount Options
- Tax Benefits
- Road Accident Cover
National Parivar Mediclaim Plus Policy (Cons)

- Hazardous or Adventure Sports
- Treatment for Alcoholism
- Drug or Substance Abuse
National Parivar Mediclaim Plus Policy (Other Benefits)

- Maternity Cover
- Infertility Treatment
- Vaccination for Children
- Obesity
National Parivar Mediclaim Plus Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Individual and Family Health Insurance
National Young India Mediclaim Policy, an indemnity-based insurance policy is available as an individual and family floater health plan. A standard he...
Unique Features
- Maternity Cover
- Cataract Cover
- High SI
National Young India Mediclaim Policy (Pros)

- Room Rent Cover
- Day Care Procedure
- AYUSH Treatment
National Young India Mediclaim Policy (Cons)

- Morbid Obesity Treatment
- Illegal Activites
- Adventure Sports
National Young India Mediclaim Policy (Other Benefits)

- Cumulative Bonus
- Wellness Discount
- Long Term Discount
National Young India Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 43 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Group Health Insurance
Buying individual health insurance may seem hectic for some of us, as the monthly premiums might be a pain for our pockets. Here comes the contributio...
Unique Features
- Coverage for modern treatment
- Covers HIV/AIDS treatment
- Covers 140+ daycare procedures
National Insurance Group Mediclaim Policy (Pros)

- 140+ daycare procedure
- HIV cover
- Affordable premiums
- AYUSH cover
National Insurance Group Mediclaim Policy (Cons)

- Treatment outside India
- OPD diagnostic
- Adventure sport injuries
- Injuries due to illegal activity
National Insurance Group Mediclaim Policy (Other Benefits)

- Co-pay discounts available
- PED cover
- 30 day pre-hospitalisation
- Modern treatment
National Insurance Group Mediclaim Policy (Eligibility Criteria)

- Entry age- 3 Months
- Max entry age- N/A
- SI- 50K to 10 L
- Waiting Period- 30 days
Accident Health Insurance
You can buy the National Insurance personal accident plan on an individual or family floater basis that acts as a standalone policy. This policy is de...
Unique Features
- PPD/ PTD & TTD cover
- Accidental death coverage
- Assured death payout
National Personal Accident Policy (Pros)

- 100% accidental death payout
- PTD benefit
- PPD benefit
- TTD benefit
National Personal Accident Policy (Cons)

- PEDs not cover
- Adventure sports not covered
- Vaccination not covered
National Personal Accident Policy (Other Benefits)

- Mortal remains portability
- Death coverage benefits
- Loss of organ cover
- Educational fund
National Personal Accident Policy (Eligibility Criteria)

- Entry age: 5-70 years
- SI: Upto INR 10 lakh
- Policy tenure: 1 year
- Waiting period: None
Individual and Family Health Insurance
National Medicliam Plus Policy is a high sum insured policy that indemnifies for In-patient treatment expenses and 140+ Day Care Procedures/surgeries,...
Unique Features
- National Mediclaim Plus features
- Learn about the eligibility criteria
- Exclusions & claim process
National Mediclaim Plus Policy (Pros)

- 12 modern treatment covered
- Maternity covered
- Lifelong renewability
National Mediclaim Plus Policy (Cons)

- Pre-existing diseases
- Treatment outside India
- Adventure sports injury
National Mediclaim Plus Policy (Other Benefits)

- COVID vaccination
- Air ambulance
- Hospital cash benefit
National Mediclaim Plus Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Individual and Family Health Insurance
National Insurance Mediclaim Policy is a traditional health insurance plan that provides comprehensive coverage to the policyholders. This plan was la...
Unique Features
- National Mediclaim plan features and benefits
- Eligibility criteria
- Easy claim process
National Mediclaim Policy (Pros)

- All-Inclusive Coverage
- Maternity Benefits
- No Claim Bonus
National Mediclaim Policy (Cons)

- Cosmetic Surgery
- IVF
- Dental Treatment
National Mediclaim Policy (Other Benefits)

- Tax Benefits
- Avail 10% Discount
- Health Incentives
National Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Individual and Family Health Insurance
National Parivar Mediclaim Policy aims to encourage the protection of the whole family on a single sum insured. This is a family floater plan that pro...
Unique Features
- Explore the plan’s key features
- Find out the eligibility criteria
- Learn its benefits & exclusions
National Parivar Mediclaim Policy (Pros)

- Infertility treatment cover
- Vaccination covered
- Ambulance covered
- Cataract covered
National Parivar Mediclaim Policy (Cons)

- Treatment outside India
- OPD diagnosis
- Adventure sports
National Parivar Mediclaim Policy (Other Benefits)

- AYUSH cover
- No co-pay
- Vaccination
National Parivar Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Individual and Family Health Insurance
National Arogya Sanjeevani Policy is a standard indemnity health insurance product from National Health Insurance Company, having Sum Insured up to 10...
Unique Features
- Understand the plan features
- Learn about its eligibility criteria
- Know more about its exclusions
National Arogya Sanjeevani Policy (Pros)

- Online purchase dicount
- EMI facility available
- High SI
- Affordable premium
National Arogya Sanjeevani Policy (Cons)

- Treatment outside India
- OPD diagnostics
- Adventure sport injuries
- Injury due to illegal activities
National Arogya Sanjeevani Policy (Other Benefits)

- Enhanced limits for room rent
- Avail online discounts
- Change sum insured
- Lifelong renewal
National Arogya Sanjeevani Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Critical Illness Health Insurance
The deadly virus called 'COVID-19' has proved to be an eye-opener for all of us in understanding the importance of protecting our family's health. Eve...
Unique Features
- Corona Kavach features and benefits
- Eligibility requirements
- Buying process of the plan
National Corona Kavach Policy (Pros)

- Covers spouse and children
- Home care treatment
- No sub-limit
National Corona Kavach Policy (Cons)

- Treatment outside India
- OPD diagnosis
- Injury due to illegal activity
National Corona Kavach Policy (Other Benefits)

- 15 day pre hospitalisation
- Discount available
- Tax benefit
National Corona Kavach Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Top Up and Super Top Up
National Super Top Up Mediclaim Policy is a high threshold health insurance product, covering the members of a family under a single sum insured on fl...
Unique Features
- Super Top-up Mediclaim features and benefits
- Eligibility criteria
- Modern treatment cover
Super Top-up Mediclaim Policy (Pros)

- Organ donation covered
- Morbid obesity treatment covered
- Portability allowed
- High SI
Super Top-up Mediclaim Policy (Cons)

- Treatment outside India
- OPD diagnosis
- Adventure sport injuries
Super Top-up Mediclaim Policy (Other Benefits)

- Affordable premiums
- Tax benefits
- HIV/AIDS cover
Super Top-up Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 20 L
Senior Citizen Health Insurance
National Senior Citizen Mediclaim Policy is a plan especially designed and launched for senior citizens, allowing them to live a relaxed life post-re...
Unique Features
- Plan options available
- Domiciliary hospitalization
- Modern treatments
National Senior Citizen Policy (Pros)

- Reinstatement of Sum Insured
- Cataract
- Ambulance Cover
National Senior Citizen Policy (Cons)

- Obesity
- Adventure Sports
- Illegal Activities
National Senior Citizen Policy (Other Benefits)

- Hospital Cash
- Doctor’s Home Visit
- Funeral Expenses
National Senior Citizen Policy (Eligibility Criteria)

- Min entry age: 60 Years
- Max entry age: 80 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
ManipalCigna Health Insurance
Senior Citizen Health Insurance
We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...
Unique Features
- Modern treatment cover
- Low waiting periods
- Room category flexibility
ManipalCigna Prime Senior Plan (Pros)

- Daily cash for shared accommodation
- Air ambulance
- Domestic second opinion
- Unlimited 100% SI restoration
ManipalCigna Prime Senior Plan (Cons)

- OPD cover
- Maternity and newborn cover
- Compassionate travel
ManipalCigna Prime Senior Plan (Other Benefits)

- Any room upgradation
- Unlimited SI restoration
- PEDs waiting period reduction
- Domestic second opinion (Elite)
ManipalCigna Prime Senior Plan (Eligibility Criteria)

- Entry age: 56 to 75 years
- SI: 3 to 50 Lakhs
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Individual and Family Health Insurance
Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...
Unique Features
- 360 Degree Family Coverage
- Additional Wellness Programs
- OPD Charges Covered
ManipalCigna ProHealth Prime Advantage (Pros)

- Bariatric surgery
- Maternity coverage
- Newborn baby cover
- Daily cash benefits
ManipalCigna ProHealth Prime Advantage (Cons)

- Compassionate travel
- Copayment unavailable
- Sub-limits not applicable
ManipalCigna ProHealth Prime Advantage (Other Benefits)

- Air ambulance cover
- OPD available
- Domiciliary hospitalization
ManipalCigna ProHealth Prime Advantage (Eligibility Criteria)

- Entry age: 18 years to no max limit
- SI: 5 L to 1 Cr
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Senior Citizen Health Insurance
A gift of better healthcare for the golden years of life! The ManipalCigna Prime Senior Elite plan is specially designed for the senior citizens of yo...
Unique Features
- Modern treatment cover
- Flexible health check-ups
- Air ambulance cover
ManipalCigna Prime Senior Elite Plan (Pros)

- In-patient hospitalisation
- Daycare treatment
- Domiciliary hospitalisation
- Sum insured restoration
- Organ donor expense coverage
ManipalCigna Prime Senior Elite Plan (Cons)

- Cataract not covered
- Sports injury cover
- Cosmetic treatment unavailable
- Baldness not covered
- Higher co-pays applicable
ManipalCigna Prime Senior Elite Plan (Other Benefits)

- AYUSH treatment cover
- Second e-opinion covered
- Multiple discounts available
- OPD add-on cover available
- COVID-19 treatment cover
ManipalCigna Prime Senior Elite Plan (Eligibility Criteria)

- Entry age - 56 - 75 years
- SI - INR 5 - 50 Lakhs
- Waiting Period - 30 days
Individual and Family Health Insurance
"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...
Unique Features
- Customizable health benefits
- High-value covers
- Health reward discounts
ManipalCigna Prime Protect Plan (Pros)

- In-patient hospitalisation
- Daycare treatment
- Domiciliary hospitalisation
- Sum insured restoration
- Organ donor cover
ManipalCigna Prime Protect Plan (Cons)

- Adventure sport injuries
- Cosmetic treatment
- Alcoholism/drug abuse
- Self-inflicted injury
ManipalCigna Prime Protect Plan (Other Benefits)

- Optional covers
- Add-ons available
- Unlimited benefits up to SI
- Bariatric surgery cover
- AYUSH treatment cover
ManipalCigna Prime Protect Plan (Eligibility Criteria)

- Child Entry age - 91 days - 25 Years
- Adult Entry Age- 18 Years- No Limit
- SI - INR 3 Lakhs - 1 Crore
- Waiting Period - 30 days
Top Up and Super Top Up
“It’s Super Easy, Super Affordable.” ManipalCigna super top-up plus plan is an additional protection that you can buy to expand your...
Unique Features
- Choose any hospital room
- Affordable premiums
- Healthcare inflation protection
ManipalCigna Super Top-up Plus Plan (Pros)

- Pre-hospitalization cover
- Post-hospitalization cover
- Modern treatment cover
- AYUSH hospitalization
ManipalCigna Super Top-up Plus Plan (Cons)

- Obesity/ weight control
- Change of gender treatments
- Hazardous or adventure sports
- Maternity not covered
- Newborn baby cover NA
ManipalCigna Super Top-up Plus Plan (Other Benefits)

- Organ donor cover
- Discounts on premium
- 30 days grace period
- Deductible options
ManipalCigna Super Top-up Plus Plan (Eligibility Criteria)

- Entry Age - 91 days
- Max Entry Age - No Limit
- SI - 1 - 30 Lakhs
- Waiting Period - 30 Days
Senior Citizen Health Insurance
Your safety wallet, anywhere any time. Buy your ManipalCigna ProHealth Cash Policy. ManipalCigna ProHealth Cash plan is extended financial support thr...
Unique Features
- Daily hospital cash benefit
- Worldwide cover option
- Multiple discounts available
ManipalCigna ProHealth Cash Plan (Pros)

- Comes in 2 variants
- Sickness hospital cash benefits
- ICU cash benefit
- Worldwide cover
ManipalCigna ProHealth Cash Plan (Cons)

- Breach of law
- Suicide or an attempt to commit suicide
- Alcoholism or drug abuse
- Contamination from Nuclear fuel or radiation
ManipalCigna ProHealth Cash Plan (Other Benefits)

- Option to choose coverage period
- Family discount
- Online renewal discount
- Long-term discount
ManipalCigna ProHealth Cash Plan (Eligibility Criteria)

- Entry age- 91 days to 65 years
- Coverage period- 60/90/180 days
- Sum Insured- INR 500-5000
Individual and Family Health Insurance
Protect your family with the ManipalCigna Arogya Sanjeevani policy! Yes, you heard that right. You should buy a standard health insurance policy like ...
Unique Features
- AYUSH treatment cover
- Covers modern treatments
- Affordable & available for all
ManipalCigna Arogya Sanjeevani Plan (Pros)

- Room rent covered
- ICU charges
- Pre-hospitalisation
- Daycare treatment
ManipalCigna Arogya Sanjeevani Plan (Cons)

- Breach of law
- Hazardous or adventure sports
- Contamination from Nuclear fuel/radiation
- Unproven treatments
ManipalCigna Arogya Sanjeevani Plan (Other Benefits)

- AYUSH treatment
- Modern treatment
- Cataract
ManipalCigna Arogya Sanjeevani Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Accident Health Insurance
Always be prepared for the ups and downs of life! Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financiall...
Unique Features
- Lump sum payout
- Dependent children cover
- Loss of income benefit
ManipalCigna Lifestyle Protection Accident Care Plan (Pros)

- Accidental death covered
- Permanent total disability
- Education fund
- Emergency ambulance cover
ManipalCigna Lifestyle Protection Accident Care Plan (Cons)

- Any PEDs
- Suicide or an attempt at suicide
- Intentional self-injury
- Breach of law
ManipalCigna Lifestyle Protection Accident Care Plan (Other Benefits)

- Burns cover
- Broken bones benefit
- Temporary total disability
ManipalCigna Lifestyle Protection Accident Care Plan (Eligibility Criteria)

- Entry age- Child: 5 - 25 years; Adult: 18 - 80 years
- Sum Insured: INR 50
- 000 - 10 Crores
- Accidental injury/death: Day 1
Individual and Family Health Insurance
ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...
Unique Features
- Boost Your Health Coverage
- Eligibility Criteria and Features
- Inclusions & Exclusions
ManipalCigna Super Top-up Plan (Pros)

- AYUSH treatment
- Modern treatment cover
- Organ donor expenses
ManipalCigna Super Top-up Plan (Cons)

- Maternity cover
- Global cover
- No OPD cover
- Domiciliary care unavailable
ManipalCigna Super Top-up Plan (Other Benefits)

- In-patient hospitalization
- Pre & post-hospitalization
- Daycare procedures cover
ManipalCigna Super Top-up Plan (Eligibility Criteria)

- Entry age: 18 years to no age bar
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
- SI: 3 to 30 Lakhs
Individual and Family Health Insurance
Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...
Unique Features
- Know About the Plan & its Variants
- Explore the Features & Eligibility
- Inclusions and Exclusions
ManipalCigna Lifetime Health Plan (Pros)

- Covers the treatment cost of HIV/AIDS and STD
- Covers mental illness
- You can opt for global coverage
ManipalCigna Lifetime Health Plan (Cons)

- Vaccination not covered
- IVF treatment not covered
- Air ambulance not covered
ManipalCigna Lifetime Health Plan (Other Benefits)

- You can opt for deductibles
- Air ambulance covered
- Domestic and international coverage
ManipalCigna Lifetime Health Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 3 Crore
Individual and Family Health Insurance
ManipalCigna Health Insurance Company offers its Critical Illness policy which is also a global plan that assures you financial support during critica...
Unique Features
- CI Cover
- Eligibility & Features
- 30 CI Cover
Critical Care Plan (Pros)

- 15 or 30 major illnesses
- Medical second opinion
- Online wellness program
Critical Care Plan (Cons)

- No daily cash benefit
- In-patient hospitalization
- OPD unavailable
- Daycare procedures
Critical Care Plan (Other Benefits)

- Basic & advanced add-on cover benefits
- Organ donor expenses
Critical Care Plan (Eligibility Criteria)

- Entry age: 18 to 65 years
- SI: 1 L to 25 Cr
- Policy term: 1/2/3 years
- Waiting period: 90 days
Individual and Family Health Insurance
'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new SARVAH plan talks about. With this plan, ManipalCig...
Unique Features
- Comprehensive coverage
- High sum insured
- Customized benefits
ManipalCigna Sarvah Plan (Pros)

- Coverage for major illness
- Reduced waiting period for pre-existing diseases
- Unlimited restoration
- Surplus benefits
ManipalCigna Sarvah Plan (Cons)

- Maternity benefit not covered
- No global coverage
- Daily hospital cash not covered
ManipalCigna Sarvah Plan (Other Benefits)

- Tatkal benefit
- Comprehensive personal accident cover
- Gullak and Sarathi benefits
ManipalCigna Sarvah Plan (Eligibility Criteria)

- Entry Age -91 days
- Maximum Entry Age - No Limit
- SI - Up to 3 Crore
- Waiting Period - 30 days
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.