HDFC Ergo Health Insurance Network Hospitals List in karnal, Haryana 2025

HDFC ERGO Health Insurance Plans

HDFC ERGO health insurance offers a wide variety of medical policies to its customers to meet their needs in terms of comprehensive coverage, flexibility, and affordability. Have a look at mediclaim policies offered by HDFC ERGO:

HDFC ERGO Health Insurance Individual and Family Floater Plans

Comprehensive

HDFC ERGO Optima Secure Policy

Get 4X coverage* without any extra cost under this comprehensive health plan for individuals and families.

Unique Features

No room rent capping
100% SI restoration
E-opinion for 51 illnesses

Optima Secure Policy (Pros)

Secure Benefit
Plus Benefit
Automatic Restore Benefit
No room capping
Covid - 19 Cover

Optima Secure Policy (Cons)

Adventure Sports Injuries
Injuries Out of War
Death due to breach of law
Congenital Diseases
Alcoholism

Optima Secure Policy (Other Benefits)

Day Care Treatments
Road Ambulance Cover
Air Ambulance Cover
E-opinion
Organ Donor Cover

Optima Secure Policy (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - No Age Limit
SI - 5 L to 2 Cr
Waiting Period - 30 Days

Comprehensive

HDFC ERGO Optima Restore Policy

Provides comprehensive medical coverage to individuals and families with different budgets by offering SI options ranging from 5 Lakhs to 50 Lakhs.

Unique Features

Free health checkup
2X multiplier benefit
100% SI restoration

Optima Restore Policy (Pros)

Daily Hospital Cash
Ambulance Cover
Modern Treatment
Lifetime Renewal
Pre and Post Hospitalization

Optima Restore Policy (Cons)

No Dental Cover
No Maternity Cover
No Non-Allopathic treatment
Pre-Existing Diseases after 3 yrs
Alcoholism not covered

Optima Restore Policy (Other Benefits)

Sum Insured Enhancement
Tax Benefit
E-Opinion
10% Family Discount
7.5% discount on 2 years premiums

Optima Restore Policy (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 years
SI - 3 L to 50 L
Waiting Period - 30 Days

Flexible

HDFC ERGO my:health Suraksha

Offers 360 degrees protection to you and your family with multiple SI options of 3 to 75 Lakhs. Comes with EMI and lifelong entry option.

Unique Features

Fitness discounts during renewal
Room rent capping and co-pay
Loyalty discounts

my:health Suraksha (Pros)

Renewal Benefit
Wellness Benefit
Premium Payment Options
Reduced Premium Benefit
1,2,3 Years policy Period Option

my:health Suraksha (Cons)

No Return Transportation Cost
Suicidal Injuries
No Non-Allopathic treatment
Adventure Sports Injuries
Alcoholism

my:health Suraksha (Other Benefits)

Pregnancy Complications Covered
Newborn Complications Covered
Loss of Job Covered
Post Diagnosis Support
41 Critical Illness Covered

my:health Suraksha (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L to 75 L
Waiting Period - 30 Days

Comprehensive

HDFC Koti Suraksha Plan

An individual and family health plan providing SI of up to 1 crore to prepare you to meet constantly increasing medical inflation.

Unique Features

Free preventive health checkup
Multiple wellness services
Up to 10% of fitness discount

Koti Suraksha Plan (Pros)

Renewal Benefit
Wellness Benefit
Premium Payment Options
Reduced Premium Benefit
1,2,3 Years policy Period Option

Koti Suraksha Plan (Cons)

Infertility Treatment
No Unproven Treatments
No Dietary Supplements
No Maternity Treatments
No Cosmetic Surgery

Koti Suraksha Plan (Other Benefits)

5% Non-Medical Expense Covered
Emergency Worldwide Coverage
Aggregate Deductible
Overseas Treatment
Sum Insurance Rebound

Koti Suraksha Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 5 Cr
Waiting Period - 30 Days

HDFC ERGO Health Insurance Disease-Specific Plans

Disease-specific plan

HDFC Energy Diabetes Policy

Designed especially for people with pre-existing diabetes or hypertension. Get coverage for diabetes and hypertension from Day 1 without any waiting period.

Unique Features

Stay fit & earn reward points
100% SI restoration
Health coach & wellness programs

Energy Diabetes Policy (Pros)

In- Patient Hospitalization
No Waiting Period for Diabetes
Restore Benefit
Cumulative Bonus
Pre and Post Hospitalization

Energy Diabetes Policy (Cons)

2 Year Waiting Period
Abuse of Intoxicant Not Covered
War Operations Injury
Sexsually Tranmitted Diseases
Pregnancy Not Covered

Energy Diabetes Policy (Other Benefits)

Monthly Newsletter
Organ Donor Benefit
Earn Rewards for Staying Healthy
25% Discount On Renewal
2 Variant Options(Silver,Gold)

Energy Diabetes Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 2 L to 50 L
Waiting Period - 2 Years

Disease-specific plan

HDFC iCan Cancer

Covers all types of cancer at all stages with lifelong renewability option. If diagnosed with IV stage cancer or relapse, this plan pays 100% of SI as a lump sum.

Unique Features

Coverage for modern treatments
Second opinions available
Coverage for follow-up care

HDFC iCan Cancer (Pros)

Ambulance Cover
Follow up care post treatment
Conventional Treatments
Hormonal Treatment
Stem Cell Transplantation

HDFC iCan Cancer (Cons)

No Non Allopathic treatments
No Prosthetic Devices
No Overseas Treatments
Pre-existing condition for Cancer

HDFC iCan Cancer (Other Benefits)

Sum Insured Enhancement
CritiCare Benefit
Family Care Benefit
Lifetime Renewal
MyCare Benefit

HDFC iCan Cancer (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L to 50 L
Waiting Period - 120 Days

HDFC ERGO Critical Illness, Bonus-oriented health plan, Top-Up, Women-oriented health Plans

Critical Illness

HDFC ERGO Critical Illness Policy

An ideal health plan for people with a pre-existing critical illness or a family history of critical illnesses. Get comprehensive coverage for 15 critical illnesses.

Unique Features

One-time lump sum payment
No medical checkup up to 45 years
Lifelong renewability

Critical Illness Policy (Pros)

In- Patient Hospitalization
High Cover at Low Premium
1 or 2 Year Policy Period
End Stage Liver Failure
No Cover ceasing age

Critical Illness Policy (Cons)

10 Lakh Fine on Wrong Claim
Tuberculosis Not Covered
PED after 48 months
Kaposi's sarcoma Not Covered
Lymphomas in brain Not Covered

Critical Illness Policy (Other Benefits)

3 Variants (Silver, Gold, Platinum)
Two Year Policy Period
Guaranteed Renewal for Life
Loading on Renewal
Individual and Floater SI Options

Critical Illness Policy (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 65 Years
SI - 1 L to 50 L
Waiting Period - 90 Days

Bonus-oriented health plan

HDFC ERGO Wallet Family Floater

A flexible and comprehensive health plan, securing your today & tomorrow. With 'Reserve Benefit' features, this plan grows unused policy amount @6% interest rate.*

Unique Features

Automatic SI restoration
Multiplier benefit
Free preventive health checkup

Wallet Family Floater (Pros)

Reserve Benefit
100 % Restore Benefit
Recovery Benefit
50% Increase On SI on Renewal
World Wide Coverage

Wallet Family Floater (Cons)

External Congenital diseases
Drugs Treatments
Miscarraige Not Covered
Deductibles (Optional)
No Cosmetic Surgery

Wallet Family Floater (Other Benefits)

Ambulance Cover
5 Year Policy Cover
Portability
30 Days Grace Period
Sum Insured Enhancement

Wallet Family Floater (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 3 L to 50 L
Waiting Period - 30 Days

Top-Up

HDFC ERGO My:health Medisure Super Top-up

Avail of extra cover to meet medical expenses without any limitations by purchasing this deductible-based top-up plan.

Unique Features

Constant premiums post 61 years
No medical checkup up to 55 years
5% discount on 2-year policy term

My:health Medisure Super Top-up (Pros)

In- Patient Hospitalization
High Cover at Low Premium
Post 61 Year No Premium Hike
Day Care Procedure
Pre and Post Hospitalization

My:health Medisure Super Top-up (Cons)

Treatment Of Obesity
Self Inflicted Injury
War Operations Injury
Sexsually Tranmitted Diseases
No Cosmetic Surgery

My:health Medisure Super Top-up (Other Benefits)

Free Look Period
Two Year Policy Period
Guaranteed Renewal for Life
Loading on Renewal
Individual and Floater Options

My:health Medisure Super Top-up (Eligibility Criteria)

Entry Age - 18 years
Max Entry Age - 65 Years
SI - 1 L to 10 L
Waiting Period - 30 Days

Women-oriented health

HDFC ERGO My:health Women Suraksha

Women-oriented health plan providing comprehensive medical insurance with major illnesses cover, and cancer cover all under a single plan but different variants.

Unique Features

Maternity complications
SI options from 3L - 1 Cr
Free preventive health checkup

My:health Women Suraksha (Pros)

AYUSH Benefit
Alternative Treatment
Organ Donor Benefit
Domiciliary Hospitalization
Pre and Post Hospitalization

My:health Women Suraksha (Cons)

Adventure Sports Injuries
No Sexsually Transmitted diseases
No Cosmetic Surgery
Alcoholism issues not covered
No Self Inflicted Injuries

My:health Women Suraksha (Other Benefits)

Parent and Child care Cover
Child Care Benefit
Vaccination
Air Ambulance
Health Coach

My:health Women Suraksha (Eligibility Criteria)

Entry Age - 18 years
Max Entry Age - Lifetime Entry
SI - 1 L to 1 Cr
Waiting Period - 30 Days

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Health Insurance Companies

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Health Insurance Articles

Sr.No.	Hospital Name	Address	State	City	Pin	Contact No.
1	ISHWAR KRIPA HOSPITAL	House 20,Sector 14, House 20,Sector 14, , Near Govt College	Haryana	KARNAL	132001	-
2	KARNAL NURSING HOME	26 DUGGAL COLONY 26 DUGGAL COLONY KARNAL, OPP PASHPUSTKALYA	Haryana	KARNAL	132001	-
3	SACHDEVA HOSPITAL	SECTOR 12 MAIN URBAN ESTATE ROAD SECTOR 12 MAIN URBAN ESTATE ROAD , KARNAL	Haryana	KARNAL	132001	-
4	AASHIRWAD HOSPITAL	#356, CHAR CHAMAN #356, CHAR CHAMAN KUNJPURA ROAD KARNAL, OPP SANTAN DHARAM MANDIR,	Haryana	KARNAL	132001	-
5	MIGLANI NURSING HOME	KUNJPURA ROAD , KARNAL	Haryana	KARNAL	132001	-
6	HARYANA HOSPITAL	SITE NO. 5, SECTOR 7 , NEAR COMMUNITY CENTRE	Haryana	KARNAL	132001	-
7	NEERA NURSING HOME.	8, JARNAILY COLONY MARKET, , OPP RANDHIR CINEMA	Haryana	KARNAL	132001	-
8	SARASWATI NETHRALAYA	444, RANDHIR LANE, NEAR DAYAL SINGH COLLEGE, , KARNAL	Haryana	KARNAL	132001	-
9	ARORA EYE AND LASIK LASER CENTER	650, SECTOR-7 , URBAN ESTATE	Haryana	KARNAL	132001	-
10	MEDLINE HOSPITAL.	15, DUGGAL COLONY,	Haryana	KARNAL	132001	-
11	RAMA SUPER SPECIALITY & CRITICAL CARE HOSPITAL	BUILDING NO-6, WAZIRCHAND COLONY , NEAR CIVIL LINES HOSPITAL CHOWK KARNAL	Haryana	KARNAL	132001	-
12	SH MOOLCHAND KINDNEY HOSPITAL& UROLOGICAL INSTITUE	1075,76,URBAN ESTADED, SEC 13 KARNAL , KARNAL BUS STOP	Haryana	KARNAL	132001	-
13	SHRI RAM CHAND MEMORIAL HOSPITAL.	12-ASHOKA COLONY , NEAR ALOLPOLIC COLONY	Haryana	KARNAL	132001	-
14	ARPANA HOSPITAL	MADHUBAN MADHUBAN , 114KM STONE ON CT ROAD	Haryana	KARNAL	132037	-
15	PARAS NURSING HOME.	MAIN MARKET SECTOR 7 , URBAN ESTATE	Haryana	KARNAL	132001	-
16	KARNAL MEDICAL CENTRE (P) LTD	#6, NR. COMMUNITY CENTRE , SECTOR-7, KARNAL	Haryana	KARNAL	132001	-
17	S.S.HOSPITAL	H.NO-24,SCT-14 , DIVINDING ROAD	Haryana	KARNAL	132001	-
18	SANJIV BANSAL CYGNUS HOSPITAL	RAILWAY ROAD , OPP. KHALSA COLLEGE	Haryana	KARNAL	132001	-
19	THAKUR HOSPITAL	LINK ROAD, NEAR. DAYAL SINGH COLLEGE LINK ROAD, NEAR. DAYAL SINGH COLLEGE , NEAR. DAYAL SINGH COLLEGE, KARNAL	Haryana	KARNAL	132001	-
20	THAKUR EYE AND MATERNITY HOSPITAL	KUNJURNRA ROAD , OPP H.POST OFFICE	Haryana	KARNAL	132001	-
21	DR. GIAN BHUSHAN NURSING HOME	KUNJPURA ROAD KARNAL , NEAR RANDHIR CINEMA	Haryana	KARNAL	132001	-
22	UTTAM CLINIC CUM HOSPITAL	37-38 SECTOR-14 SECTOR-14, KARNAL	Haryana	KARNAL	132001	-
23	CHILDERNS NURSING HOME	2235-2236 SECTOR 13 URBAN ESTATE KARNAL , URBAN ESTATE KARNAL	Haryana	KARNAL	132001	-
24	PARK HOSPITAL	CHD CITY, SEC-45 , KARNAL	Haryana	KARNAL	132116	-
25	MIMANI HOSPITAL	#36, SECTOR 14 #36, SECTOR 14 , URBAN ESTATE, KARNAL	Haryana	KARNAL	132001	-
26	SARVODAYA MULTISPECIALITY HOSPITAL.	#3 YOGNA 34, RAJINDER NAGAR , MEERUT ROAD	Haryana	KARNAL	132001	-
27	AJMANI GENERAL & MATERNITY HOSPITAL	OPP. CIVIL HOSPITAL, KARNAL , KARNAL	Haryana	KARNAL	132001	-
28	OM HOSPITAL	RAM NAGAR, ASSANDH , NEAR GOVT. SCHOOL SALWAN CHOWK	Haryana	KARNAL	132039	-
29	HARYANA NURSING HOME-2	34/14 SECTOR KARNAL , KARNAL	Haryana	KARNAL	132001	-
30	TAGORE MULTISPEICIALITY HOSPITAL	27/14-SECTOR, URBAN ESTATE 27/14-SECTOR, URBAN ESTATE , NEAR. JAIN MANDIR, KARNAL	Haryana	KARNAL	132001	-
31	SHREE HARI HOSPITAL.	31, ASHOKA COLONY , OPP. KCGMC	Haryana	KARNAL	132001	-
32	ARVIND HOSPITAL	1, DUGGAL COLONY, OPP. RANDHIR THEATRE , OPP. RANDHIR THEATRE, KARNAL	Haryana	KARNAL	132001	-
33	CHAUDARY MEDICAL MATERNITY HOSPITAL	1543-44 SECTOR 13 1543-44 SECTOR 13 , URBAN ESTATE KARNAL	Haryana	KARNAL	132001	-
34	RANJANA POLYCLINIC	NO 1185 SECTOR - 7 NO 1185 SECTOR - 7 , KARNAL	Haryana	KARNAL	132001	-
35	SUSHIL GARG HOSPITAL	1943, SEC -13 ,URBAN ESTATE 1943, SEC -13 ,URBAN ESTATE , KARNAL	Haryana	KARNAL	132001	-
36	BALAJI HOSPITAL	ADJOINING CHURCH MALL ROAD , KARNAL	Haryana	KARNAL	132001	-
37	PARVEEN HOSPITAL PVT LTD	786SENAILY KOTHINEAR CIVIL HOSPITAL	Haryana	KARNAL	132001	-

Special Health Insurance Plan Starting @ Rs. 19/D*

HDFC Ergo Health Insurance Network Hospitals List in karnal, Haryana

Special Health Insurance Plan Starting @ Rs. 19/D*

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