Hdfc Ergo
vs
Sbi Health

HDFC My: Health Women Suraksha is a comprehensive policy that is designed to cater to the evolving needs of health and well-being of today's women. T...

Unique Features

• Cancer Cover
• Assault And Burn Cover
• 41 Critical Illness Cover

• Lifetime renewal
• Wellness Incentives
• Add-On Coverage

• Obesity or weight control
• Cosmetic surgeries
• Maternity cover
• Change of gender treatment

• Post Diagnosis Support
• Cancer Cover
• Major Illness Cover
• Surgical Procedure
• Critical Illness Cover

• Entry age: 18 to 65 years
• Sum insured: 1 Lakh to 1 Crore
• Policy term: 1/2/3 years

The Arogya Sanjeevani Policy from HDFC ERGO is a basic plan designed for individual or family floater coverage. It provides you with the precise medic...

Unique Features

• 3 plan variants
• Double coverage
• E-opinion on critical illnesses

• Pre and post-hospitalization
• Doctor consultation
• AYUSH treatment
• Preventive health check-ups

• Maternity expenses
• Daily hospital cash
• Modern treatment
• Organ donor cover

• Family floater cover
• SI upto 10 Lakhs
• Lifelong renewability

• Min. Entry Age - 18 Years
• Max. Entry Age - 65 Years
• Si - Up to 10 L
• Initial Waiting Period - 30 Days

Are you sceptical about finding the best health insurance plan that protects you and your family under one roof? Read further to learn about the exclu...

Unique Features

• India & Worldwide Coverage
• High SI up to 2 Crores
• Aggregate Deductible Discounts

• Pre and post-hospitalisation
• Organ donor expenses
• AYUSH treatment

• Modern treatment
• Vaccination unavailable
• Maternity and newborn baby cover
• Cataract cover

• E-opinion for 51 critical illnesses
• Add-on covers
• Overseas travel secure

• Entry age: 18 to 65 years
• Sum insured: 1 to 2 Crore
• Initial Waiting Period 30 Days
• Policy Term: 1/2/3 Years

HDFC ERGO My:Optima Secure health insurance plan offers value that you might require in future to fight against medical discrepancies. Providing you a...

Unique Features

• 3 plan variants
• Double coverage
• E-opinion on critical illnesses

• Hospital Cash Benefit
• No Cost Instalment Option
• Restore Benefit
• Unlimited Restore

• Maternity cover NA
• Newborn care unavailable
• OPD cover unavailable

• Aggregate deductible discounts
• Disposables & consumables cover
• Worldwide cover

• Entry age: 18 years to no max limit
• SI: 5 Lakhs to 2 Crore
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

Accidental deaths or injuries can be devastating, it can attack your physical, emotional, mental, and financial status to ruin your happy life moment...

Unique Features

• Worldwide coverage
• No pre-policy medicals
• Lifelong renewability

• Accidental Death
• Permanent Total Disability
• Broken Bones
• Burns

• Breach of law
• Pregnancy or childbirth
• Self-inflicted injury

• Ambulance costs
• Hospital cash
• Lump sum payout benefit
• Air ambulance cover

• Entry Age: 18 - 65 years
• Policy Term: 1/2/3 years
• Initial Waiting Period: None
• Sum Insured: 20 L - 10 Cr

iCan Cancer Insurance is a cancer-specific plan offered by HDFC Health Insurance Company. The plan covers medical expenses incurred during the treatme...

Unique Features

• Key Features
• Eligibility & Exclusions
• iCan Cancer Plan Sample Premiums

• Cancer cover
• In-patient hospitalization
• Ambulance cover

• Maternity cover
• Newborn cover
• Organ donor cover
• Global coverage

• COVID-19 cover
• Pre and post-hospitalization
• ICU charges

• Entry age: 5 to 65 years
• POlicy term: 1 year
• Initial waiting period: 120 days

HDFC ERGO Health Suraksha Plan is a comprehensive plan from the house of HDFC ERGO Insurance Company that aims at providing 360-degree protection agai...

Unique Features

• Key Features
• Eligibility & Age Restrictions
• Types of My:Health Suraksha Smart Plans

• Air ambulance cover
• Recovery benefit
• Infertility cover

• Vaccination cover unavailable
• Second medical opinion not available
• Maternity cover
• Newborn baby cover

• Family discount
• Long-term policy discount
• Loyalty discount

• Entry age: 18 years to no age limit
• Sum insured: 3 to 75 Lakhs
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

HDFC ERGO Health Insurance offers an Energy Diabetes plan which is ideal for those who are suffering from diabetes Type 1, diabetes mellitus Type 2, p...

Unique Features

• Personalized health coach option
• Get rewards to reduce your premiums
• Diabetes-Hypertension without waiting period

• Personal health coach
• Rewards for premium discount
• Diabetes and Hypertesion cover

• ICU cover unavailable
• AYUSH treatment
• OPD not covered
• Domiciliary treatment unavailable

• Organ donor cover
• Ambulance services
• Pre & post-hospitalization cover

• Entry age: 18 to 65 years
• Policy term: 1 year
• Initial waiting period: 30 days
• Sum insured: 2 to 50 L

HDFC ERGO Health Insurance's Health Wallet plan by HDFC ERGO Health Insurance is a comprehensive health insurance plan that not only ensures your heal...

Unique Features

• Worldwide Emergency Care
• Avail 6% interest on un-used SI
• Cashless Homecare treatment

• Inpatient and outpatient cover
• OPD cover
• Domiciliary hospitalization

• Air ambulance
• E-consultations
• Health check-up
• Modern treatment cover

• Global coverage
• Daycare procedures
• Health check-up
• Vaccination charges

• Entry age: 18 to 65 years
• Initial waiting period: 30 days
• Sum insured: 3 to 50 Lakhs
• Policy term: 1/2/3 years

HDFC Ergo super top-up plan is the best option by HDFC Ergo to ensure a cushion of ample cover to get the best medical treatment without any restricti...

Unique Features

• Plan Specifications
• Key Features & Benefits
• Quick Buying And Claim Process

• Day care procedures
• High sum insured
• 6 Hours response guarantee

• Adventure sport injuries
• Self-inflicted injuries
• War

• Deductibles offered
• Covers family members
• Versatile plan

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 20 L

HDFC ERGO Koti Suraksha is a health insurance plan that provides a sum insured of up to INR 1 crore. Koti Suraksha Plan by the HDFC ERGO Insurance Com...

Unique Features

• High sum insured
• Health and wellness plan
• Emergency worldwide coverage

• Air ambulance
• OPD cover
• Domiciliary hospitalization
• Emergency global coverage

• Vaccination not covered
• Modern treatment unavailable
• Maternity & newborn baby care unavailable

• In-patient hospitalization
• Daycare procedures
• Health check-up cover

• Entry age: 18 to 65 years
• Sum insured: 50 Lakhs & 1 Crore
• Waiting period: 30 days
• Policy term: 1/2/3 years

HDFC ERGO Optima Restore Policy is the best-selling plan of HDFC ERGO since its launch. It offers comprehensive health cover to you and your family un...

Unique Features

• Recovery benefit
• SI restoration
• Waiting period reduction

• Restore benefit
• 2X Multiplier benefit
• Renewal discounts

• AYUSH not covered
• OPD cover unavailable
• Global health cover

• Recovery benefits
• Organ donor cover
• In-patient and out-patient hospitalization

• Entry Age: 18 - 65 Years
• Sum Insured: 3 | 5 | 10 | 15 | 20 | 25 | 50L
• Initial Waiting Period: 30 Days

Would you believe if we say that the SBI Divyanga Suraksha health insurance plan provides healthcare for people with disability or any pre-existing HI...

Unique Features

• Covers in-patient treatment
• HIV/AIDS cover
• Power against disability

• Pre and post-hospitalization
• Medical treatment
• Daycare procedures
• Cataract cover

• Domiciliary hospitalization
• Vaccination
• Health check-ups
• Global coverage

• Modern treatment cover
• In-patient treatment
• AYUSH care
• PEDs cover

• Entry age: 18 o 65 years
• SI: 4 & 5 Lakhs
• Initial Waiting Period: 30 days

Manage Additional Expenses With Hospital Daily Cash Insurance of SBI!  SBI Hospital Daily Cash insurance policy takes care of the extra expenses ...

Unique Features

• Daily cash benefit
• Convalescence expenses
• No medical check-up required

• Daily cash benefit
• Convalescence benefit
• Multiple plan options

• Illegal activities
• Alcoholism
• Obesity

• Hospitalization benefits
• ICU hospitalization
• Affordable premiums

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 K

SBI Arogya Premier Policy is a comprehensive health insurance plan that is designed to protect you and your family from uncertain medical expenses. Th...

Unique Features

• Plan Specifications
• Eligibility
• Inclusions and Exclusions

• In-patient hospitalization expenses
• Pre and post-hospitalization
• AYUSH treatments
• Maternity expenses

• Daily hospital cash cover
• Newborn baby cover
• Global coverage
• Compassionate visit unavailable

• Mental illness cover
• HIV/AIDS cover
• Internal congenital diseases
• Genetic disorders

• Entry Age: 3 Months to 65 Year
• Sum Insured: 10 to 30 Lakhs
• Initial Waiting Period: 30 days

SBI Arogya Plus policy is a fixed premium plan that offers financial protection to you and your family during a medical emergency. The plan provides c...

Unique Features

• What is Arogya Plus?
• Know the Eligibility Criteria
• Premiums Sample Illustration

• OPD cover
• In-patient hospitalization
• Pre & post hospitalization

• Newborn baby cover
• Vaccination
• Compassionate travel
• Organ donor cover unavailable

• AYUSH treatment
• Domiciliary hospitalization
• HIV/AIDS cover
• Mental illness cover

• Entry Age: 3 Months to 65 Years
• Sum Insured: 1/2/3 L
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

SBI Arogya Top-up Policy is a health insurance top-up policy that is designed to provide additional coverage to policyholders when their standard heal...

Unique Features

• Enhanced coverage
• Eligibility criteria
• Key features

• In-patient hospitalisation
• Pre & post hospitalisation
• Ambulance cover

• Global coverage
• Air ambulance
• Compassionate visit
• OPD cover unavailable

• Organ donor expenses
• Domiciliary treatment
• Modern treatment

• Entry age: 3 months to 65 years
• SI: 1 to 50 Lakhs
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

SBI Arogya Sanjeevani Policy is a standard health insurance policy that comes with an affordable premium and offers a bucket full of benefits to its p...

Unique Features

• Affordable Health Plan
• Eligibility Criteria
• Inclusions and Exclusions

• In-patient hospitalization
• Pre and post-hospitalization care
• ICU expenses
• Daycare treatment
• Up to 12 advanced treatments

• Modern treatment unavailable
• OPD not covered
• Domiciliary hospitalization unavailable

• Deep Brain Stimulation
• Balloon Sinuplasty
• Oral Chemotherapy
• Intra Vitreal Injections

• Entry Age: 18 to 65 Years
• SI: 50K to 1 Lakhs
• Initial waiting period: 30 days

SBI Critical Illness Insurance Policy offers you financial protection from 13 important critical illnesses, this policy offers a fixed sum, irrespect...

Unique Features

• Coverage for Cancer
• Eligibility Criteria
• Inclusions and Exclusions

• 13 critical illnesses
• COVID- 19 covered
• Air ambulance services

• Maternity cover
• OPD and daycare unavailable
• Global cover unavailable

• Emergency medical cover
• No Maximum age limit
• SI up to 10 L

• Entry age: 5 years to No limit
• SI: 3 to 10 Lakhs
• Initial waiting period: 90 days

SBI Loan Insurance policy offers comprehensive coverage to the policyholder and helps them to repay their loan in case of medical emergencies arising ...

Unique Features

• Loan repayment benefits
• Plan details
• Inclusions and exclusions

• Pays out max 3 EMIs
• Pays outstanding loan
• PTD benefits

• Drug abuse or alcoholism
• HIV/AIDS
• Self-inflicted injury

• Accidental cover
• Critical illnesses cover
• Loss of job cover

• Entry Age: 18 to 65 years
• SI: 1 Crore
• Initial waiting period: 90 days

SBI Arogya Supreme health plan is a diverse health insurance plan that provides a solution for all your healthcare needs. It covers 20 basic covers an...

Unique Features

• Complete protection
• Choose SI
• Choose policy tenure

• Domestic Air Ambulance Cover
• Compassionate Benefit
• Recovery Benefit

• Automatic restoration
• Maternity cover unavailable
• Newborn baby cover
• 2nd medical opinion not covered

• E-Opinion Cover
• Preventive Health Check-up
• Renewal Benefit

• Entry age: 18 to 65 years
• Sum Insured 3 L | 5 L | 7.5 L | 10 L | 15 L | 30 L | 40 L | 50 L | 1 Cr
• Policy Term 1/2/3 Years
• Initial Waiting Period 30 Days

SBI Group Health Insurance is a comprehensive plan, as it provides wider coverage to its customers as well as their family members. Group health insur...

Unique Features

• High Sum Insured
• Easy Policy Renewal
• 10% copayment

• In-patient hospitalization
• Daycare treatments
• Co-payment clause

• Room rent unavailable
• OPD not covered
• Organ donor expenses
• Modern treatment unavailable

• Ambulance expenses
• Pre & post-hospitalisation
• Policy renewal benefits

• Entry age: 18 to 65 years
• Sum insured: 1 to 5 Lakhs
• Initial waiting period: 30 days

SBI Health Edge is a newly introduced health insurance plan from SBI Health Insurance which is customizable and is available to insurance holders base...

Unique Features

• Avail Global Treatment
• Multiple Discounts
• 18 Optional Covers

• In-patient hospitalization
• Pre and Post-hospitalization
• Daycare treatments
• Emergency ambulance cover

• Organ donor
• Compassionate visit
• Domiciliary hospitalization

• Bariatric Surgery Cover
• Modern Treatments
• AYUSH Treatments
• Health Check-ups

• Entry Age: 18 to 65 Years
• SI: 3 to 25 Lakhs
• Initial waiting period: 30 days

SBI Super Health Plan is SBI Health Insurance's new comprehensive health insurance plan. The plan is an umbrella health plan that provides all-inclusi...

Unique Features

• Unlimited Re-insure Benefit
• Wellness Benefits
• Annual Health Check-ups

• Tax benefit
• Reinsure benefit
• Health multiplier
• Optional covers

• Cosmetic treatment
• Injury due to illegal activities
• Unlawful activities
• Adventure sports injuries

• OPD expenses
• International treatment
• SI up to 2 Crores
• Flexible premium payments

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr