Reliance Health
vs
Royal Sundaram

Reliance Health Personal Accident Policy covers individuals against accidental death and disability along with multiple other benefits like child edu...

Unique Features

• Death Cover
• Upto 20L SI
• Disability Cover

• Children education fund
• Accident hospitalization reimbursement
• Increase in CSI

• HIV/AIDS
• Breach of law
• Maternity and newborn baby cover
• Daycare procedures

• Accidental death cover
• PTD/PPD/TTD covers
• Cumulative bonus

• Entry Age: Minimum: 18 Years
• Dependent Children: 5 to 25 Years
• Sum Insured: 5 - 20 Lakhs
• Waiting period: Accidental death covered from day 1

Reliance HealthWise Insurance Policy is a comprehensive health insurance plan offering all-around medical care features and benefits. The plan comes i...

Unique Features

• Customize Your Plan
• Critical Illness Cover
• Recovery Benefit

• Daily Hospitalization Allowance
• Domiciliary Hospitalization
• Critical Illness Cover

• Global coverage
• OPD not available
• AYUSH treatment not covered

• In-patient hospitalization
• Daycare procedures
• Modern treatment cover
• Ambulance charges

• Entry age: 18 - 65 Years
• SI: 1 L - 5 L
• Initial waiting period: 30 Days

A backup for your medical emergencies. Reliance Health Super Top-up insurance acts like a cherry on the cake. In case you feel your basic health insur...

Unique Features

• Worldwide emergency cover
• Maternity expenses
• Air ambulance cover

• Waiver of premium
• Waiver of deductible
• Worldwide emergency cover
• Tax benefits

• Investigation & evaluation
• Rest cure/ rehabilitation and respite care
• Obesity/ weight control unless life-threatening
• Change-of-gender treatments

• 5% Online discount
• ICU charges
• AYUSH treatment
• Maternity cover

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1.3 Cr

A cover for those who are one in a million. The Reliance Specially Abled health insurance plan caters to specially-abled individuals who need medical ...

Unique Features

• Insurance for PWDs
• In-patient/daycare procedures cover
• Modern treatment cover

• In-patient treatment
• Pre and post-hospitalisation
• Cataract covered
• Daycare procedure

• Investigation and evaluation
• Change of gender treatments
• Sterility/infertility treatment
• Cosmetic/beauty/plastic surgery

• Modern treatment
• AYUSH treatment
• Ambulance charges

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L

Health Gain Insurance Plan is a newly launched health plan by Reliance Health Insurance company. The plan allows the customers to customise their poli...

Unique Features

• Individual and Floater Options
• Lifetime Renewability
• Hassle-free Claim Process

• Consumable Cover
• Unlimited Base SI Reinstatement
• Room Rent Modification

• Global coverage unavailable
• Breach of law
• Intentional injury
• OPD not covered

• Domiciliary hospitalization
• Daycare procedures covered
• Air ambulance services

• Entry Age: 91 days to 65 Years
• SI: 5 L to 1 Cr
• Initial waiting period: 30 Days
• Policy term: 1/2/3 Years

Reliance Health Infinity is a comprehensive health insurance plan that comes with a number of benefits and discounts. The policy offers wide coverage ...

Unique Features

• Pre-policy Medical Check-up
• AYUSH Coverage
• No Sub-limits

• In-patient hospitalisation
• Daycare expenses
• Domiciliary hospitalization
• Organ donor expenses

• OPD cover unavailable
• No global coverage
• Adventure sports
• Health check-up unavailable

• Modern treatment
• Organ donor cover
• Co-payment option
• Add-on covers applicable

• Entry Age 91 days to 65 Years
• Policy Type Individual / Family Floater
• SI: 3 L to 1 Cr
• Initial waiting period: 30 Days

Reliance Arogya Sanjeevani's plan is affordable and efficient. In unprecedented times, covering you and your family is a necessity. Reliance Arogya Sa...

Unique Features

• AYUSH Benefits
• Inclusions and Exclusions
• Quick Claim Process

• In-patient hospitalization
• Daycare treatments
• AYUSH treatments
• Ambulance charges

• OPD cover
• Domiciliary hospitalization
• Daily Hospital Cash
• Organ Donor

• Modern treatment
• Vaccination
• Cataract
• Covid-19

• Entry Age Minimum: 18 years
• Entry Age Maximum: 65 Years
• Policy Term 1 Year
• Sum Insured: 50K to 10 Lakhs
• Initial Waiting Period: 30 Days

To avoid the financial stress and burden during Covid treatment, Reliance Health Insurance offers the Corona Kavach Plan that takes care of your medic...

Unique Features

• Covers COVID-19
• Check the Eligibility
• Coverage Details of the Plan

• AYUSH treatment cover
• Ambulance charges
• COVID-19 treatment cover

• OPD charges
• Daycare procedures
• Modern treatment
• Organ donor treatment

• Home care treatment
• In-patient hospitalization
• Pre and post-hospitalization

• Entry Age Child Age: 1 day to 25 yrs
• Adult Age: 18 yrs to 65 yrs
• SI- 50 K to 5 L
• Waiting period - 15 days

Reliance Critical Illness insurance policy caters to life-threatening and lifestyle-disabling diseases, so you are worry-free. ​Reliance Critical Il...

Unique Features

• 10 Major Illnesses Covered
• Choose Your SI
• Avail Tax Benefits

• COVID-19 cover
• No-claim bonus
• Cover for 10 critical illnesses

• Hospitalization out of war
• Congenital disease
• Intentional self-injury
• IVF treatment
• Air ambulance

• Cancer of specified severity
• Major organ/Bone marrow transplant
• Multiple Sclerosis with persisting symptoms
• Third degree burns
• Aorta graft surgery

• Minimum entry age: 18 years
• Maximum entry age: 65 years
• SI: 5 - 10 Lakhs
• Waiting period:

Reliance General Group Mediclaim Insurance covers your employee's health at an economical cost and lets you enjoy tax benefits too. Reliance General ...

Unique Features

• Coverage for employees
• 3 variants available
• Avail tax benefits

• Day care procedures
• Regular health check-ups
• Tax benefits

• Cosmetic treatment
• Treatment of PEDs
• HIV/AIDS treatment

• Family floater clause
• Extra insurance cover
• Cover for all employees and their families

• Entry age: 18 to 65 years
• Policy type: Group medical policy
• Initial waiting period: 30 days

It's not an emergency if you are always prepared! Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents and the uncer...

Unique Features

• 150+ surgeries cover
• 140+ daycare cover
• Lumpsum cash benefits

• 150+ listed surgeries
• 140+ daycare procedures
• Daily hospital cash

• Treatment outside of India
• Self-inflicted injury
• Breach of law

• Hospitalisation due to Dengue/Malaria
• Surgical payout
• Affordable premiums

• Entry age: 18 to 65 years
• SI: 1 to 10 Lakhs
• Initial waiting period: 90 days

Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan as it offers holistic coverage with a wide range of benefits such...

Unique Features

• Up to 1 Crore SI
• 4X Mobility Devices Cover
• Health and Wellness Cover

• Re-load of sum insured
• Health check-up
• App-based cabs

• Illegal activities
• Alcoholism
• Self-inflicted harm

• Annual Health Check-up
• Emergency Evacuation
• Second Opinion

• Min Entry Age:18 Years
• Max Entry Age: No limit
• Intiial Waiting Period: 30 Days
• Sum Insured: 1 Crore

Royal Sundaram Personal Accident Policy safeguards insured individuals against the loss of income, provides the best medical care, and ensures your ch...

Unique Features

• Global Coverage Available
• 5 Crore SI
• Education Grant

• Higher sum insured available
• Accidental death cover
• Disability cover

• Illegal activities
• Alcoholism
• Adventure sports

• Worldwide coverage
• Education grant
• Cumulative bonus

• Min entry age: 18 Years
• Max entry age: 70 Years
• Sum Insured: Up to 1.5 Crores

Royal Sundaram Multiplier Health Insurance is a one of its kind plan that covers up to 11 times the sum insured in case of emergency health complicati...

Unique Features

• 11X Multiplier Benefit
• 4X Multiplier Benefit
• Emergency Domestic Evacuation

• No claim bonus
• Modern Treatments
• AYUSH Treatment

• Illegal activities
• alcoholism
• obesity and weight management

• Flexi Reload Benefit
• Health and Wellness Benefit
• Ambulance Cover

• Min Entry Age: 18 Years
• Max Entry Age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 25 L

The Surrogacy (Regulation) Act, 2021 by the government of India has come into effect saying that, if any couple is in search of a surrogate mother, th...

Unique Features

• Cover for Surrogacy
• Oocyte Donor Cover
• Daycare Procedures

• Covers surrogate mothers
• Covers oocyte donors
• Ambulance cover

• Illegal activites
• adventure sports
• self-harm

• Inpatient hospitalization
• Room rent cover
• Daycare Procedures

• Min entry age: 18 Years; Max entry age: 35 Years
• Sum Insured: Up to 5 L

Give your life a new direction with the Royal Sundaram Family Plus plan if you are planning a family or want to protect your extended family. It's obv...

Unique Features

• Emergency domestic evacuation
• Maternity cover benefits
• Health & wellness benefits

• Ambulance Cover
• Re-load of Sum Insured
• Second Opinion for 11 specied Critical iIIness

• Investigation & Evaluation
• Obesity/ Weight Control
• Alcoholism

• Maternity cover
• Health and wellness
• Nutritional allowance

• Min entry age: 18 Years
• Max entry age: No upper limit
• Sum Insured: Up to 50 L
• Initial waiting period: 30 Days

GET MUCH MORE for less! Royal Sundaram Advanced is a top-up plan that provides you with health coverage beyond the base health policy. It helps you ke...

Unique Features

• Home care treatment
• Life protect benefits
• 2nd opinion for 22 critical illnesses

• Life protect benefit
• PEDs waiting period reduction
• Modern treatment
• No cost SI restore
• Home care treatment

• Obesity control
• No change-of-gender
• Cosmetic/plastic surgery
• Hazardous/adventure sports
• Breach of law

• AYUSH cover
• Critical illness 2nd opinion
• Daycare treatment
• Organ donor expenses
• In-patient hospitalization

• Child Entry Age - 91 days - 25 years
• Adult Entry Age- 18 - 65 years
• SI - INR 10 - 95 Lakhs
• Waiting Period - 30 days

Royal Sundaram Lifeline Elite Plan is the only health insurance that you need now! Why? Let's understand this with an example. Rahul and Aditya went o...

Unique Features

• 11 specified critical illnesses cover
• Worldwide emergency hospitalization
• Maternity & newborn covers

• Cancer of specified severity
• Heart attack
• Kidney failure

• Illegal activites
• Alcoholism
• Obesity

• Emergency domestic evacuation
• Worldwide cover
• Tax benefits

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1.5 Cr

Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Along with in-...

Unique Features

• Plan benefits
• Types of plans offered
• Plan features & buying process

• Domiciliary Hospitalization
• Worldwide Emergency Hospitalization
• International Treatment Abroad

• Illegal Activities
• Adventure Sports
• Alcoholism

• Preventive health care and wellness
• Reload of Sum Insured
• OPD Cover

• Min Entry Age 18 Years
• Max Entry Age No limit
• Initial Waiting Period 30 Days
• Sum Insured Up to 1.5 Cr