Aditya Birla Health Insurance
One of the top health insurance companies in India, Aditya Birla aims to provide complete health insurance solution to their customers. They have top-...Read More
Network hospitals
11000+
Incurred claim ratio
64.68%
Sum insured
Up to 2 Cr
No. of Plans
10
Solvency Ratio
2.3
Pan India Presence
4800+
Aditya Birla Health Insurance Overview
A pioneer in the health insurance sector, Aditya Birla Health Insurance initiated its operations in the year 2016 designing health plans across categories. Aditya Birla Health Insurance is a joint venture between Aditya Birla Capital Ltd. (ABCL), and MMI Holdings of South Africa.
If you are looking for a health plan for yourself, your spouse, or for your elderly parents, your search ends with Aditya Birla Health Insurance. With a customer base of more than 2.5 crore and an impressive claim settlement ratio of 96% for FY 2022-23, Aditya Birla Health Insurance is a suitable choice for health insurance.
What are some of the
Features
that set them apart?
-
1
Till now they have saved more than 2.5 crore lives
-
2
A comprehensive chronic management program to promote a healthy lifestyle.
-
3
Having their appearance in more than 4800 cities.
-
4
International travel for treatments.
-
5
Unlimited teleconsultations.
Aditya Birla health insurance awards and accolades.
-
Best Health Insurance Company of the Year.
-
Best Group Insurance Growth.
- Best Talent Diversity and Culture Initiative.
-
Excellence in Claims Service
-
Best Product Innovation - BFSI
Best Selling Aditya Birla Health Insurance Plans
Let's take a look at the list of health insurance plans that offer comprehensive protection to you and your family
-
Critical Illness Health Insurance
Aditya Birla Health Insurance Plans Eligibility Approximate Annual Premiums Aditya Birla Cancer Health Plan Entry Age - Min- 18 years, Max- 65 years
Sum Insured - Up to 1 CroreRs. 428
Aditya Birla Activ Secure Critical Illness Plan Entry Age - Min- 5 years, Max- 65 years
Sum Insured - Up to 1 CrRs. 5,463
-
Accident Health Insurance
Aditya Birla Health Insurance Plans Eligibility Approximate Annual Premiums Aditya Birla Personal Accident Plan Entry Age - Minimum: 5 Years, Maximum: 65 Years
Sum Insured - Up to 20 CrRs. 212
-
Individual and Family Health Insurance
Aditya Birla Health Insurance Plans Eligibility Approximate Annual Premiums Aditya Birla Activ Health Platinum Enhance Entry Age - Minimum: 91 Days Children: 3 Months to 25 Years Maximum: No Limit
Sum Insured - Up to 2 CrRs. NA
Aditya Birla Activ Fit Health Plan Entry Age - Min- 91 days, Max- 45 years
Sum Insured - Up to 1 CrRs. INR 6,863
-
Senior Citizen Health Insurance
Aditya Birla Health Insurance Plans Eligibility Approximate Annual Premiums Aditya Birla Activ Care Classic Plan Entry Age - Min- 55 years, Max 80 years
Sum Insured - Up to 25 LakhRs. INR 28,373
Key Features Of Aditya Birla Health Insurance
Let us take a look at some unique features of top-selling Aditya Birla Health Insurance policies:
For Critical Illness Health Insurance
Aditya Birla Cancer Health Plan
A cancer health insurance plan that will cover you at every stage of cancer, be it early, major or advanced.
Why do we recommend this?
- Sum insured options up to 1 Crore.
- The survival period is 7 days.
- The initial waiting period is 90 days and 180 days in case of early stage.
For Accident Health Insurance
Aditya Birla Personal Accident Plan
Your very own accident care plan gives complete protection for you and your family.
Why do we recommend this?
- 5% cumulative bonus to increase protection every year.
- 100% payout for PD due to accident.
- 100% payout on accidental death.
For Individual and Family Health Insurance
Aditya Birla Activ Health Platinum Enhance
You can get access to the chronic management program and get coverage for the chronic illness from day 1 with this plan.
Why do we recommend it?
- Covers mental illness.
- Covers obesity treatment expenses.
- Get benefits of Health Returns.
For Senior Citizen Health Insurance
Aditya Birla Activ Care Classic Plan
A senior citizens’ health insurance plan gives complete coverage to people over 55 years. It provides numerous benefits like cashless home treatment, personal health coaching, daycare procedures, home lifestyle support, and much more.
Why do we recommend this?
- Covers 586 types of daycare procedures.
- You can get a free health assessment once a year.
- Get worldwide emergency assistance.
Explore other Aditya Birla Health Insurance
To cater to the different medical needs of an individual & their family, Aditya Birla Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more. Take a look below to Aditya Birla Health Insurance plans explore more:
Critical Illness Health Insurance
Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three...
Unique Features
- Upto 1 Cr SI
- Minimum Survival Period
- All Cancer Stages Covered
Aditya Birla Cancer Health Plan (Pros)
- Covers 3 stages
- 150% of SI
- 10% of no claim bonus
- High SI
- Lump sum payout
Aditya Birla Cancer Health Plan (Cons)
- Illness due to intoxicants
- Obesity treatment unavailable
- Hazardous activity not covered
- HIV/AIDS not covered
- Cosmetic surgery unavailable
Aditya Birla Cancer Health Plan (Other Benefits)
- Wellness coach
- Second e-opinion
- Short survival period
- Upto 1 Cr SI
- Hospitalization Expense
Aditya Birla Cancer Health Plan (Eligibility Criteria)
- Entry Age- 18 Years
- Max Entry Age- 65 Years
- SI- 5L to 1 Cr
- Waiting Period- 90 days
Accident Health Insurance
Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. Activ secure personal ...
Unique Features
- Up to 20 Cr SI
- 11 Optional Covers
- Avail Wellness Benefit
Aditya Birla Personal Accident Plan (Pros)
- Total and partial disability cover
- Accidental death cover
- No claim bonus
- Ambulance cover
- Education benefit
Aditya Birla Personal Accident Plan (Cons)
- Illness due to intoxicants
- Obesity treatment unavailable
- Hazardous activity not covered
- Cosmetic surgery unavailable
Aditya Birla Personal Accident Plan (Other Benefits)
- Income cover
- Loan protect cover
- Orphan benefits
- Compassionate visit
- Coma benefit
Aditya Birla Personal Accident Plan (Eligibility Criteria)
- Entry age- 5 years
- Max entry age- 65 years
- SI- 30L
- Waiting period- 30 days
Individual and Family Health Insurance
Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals such as health insurance protection with wellness benefit...
Unique Features
- Critical Illness Cover
- Â Health Coach
- Â SI Up to 2 Crores
Aditya Birla Activ Health Platinum Enhance (Pros)
- Earn 100% health returns
- Cover for dental consultations
- Modern treatment cover
- Wellness coach
- Mental illness cover
Aditya Birla Activ Health Platinum Enhance (Cons)
- Illness due to intoxicants
- Change of gender treatment
- Hazardous activity not covered
- HIV/AIDS not covered
- Cosmetic surgery unavailable
Aditya Birla Activ Health Platinum Enhance (Other Benefits)
- Chronic management program
- Premium waiver benefit
- Reload of SI
- Road ambulance cover
- Second e-opinion
Aditya Birla Activ Health Platinum Enhance (Eligibility Criteria)
- Entry age- 90 days
- Max entry age- 45
- SI- 1L to 1 Cr
- Waiting period- 30 days
Individual and Family Health Insurance
Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...
Unique Features
- Health Rewards
- Avail Multiple Discounts
- Optional Covers Available
Aditya Birla Activ Fit Health Plan (Pros)
- Provides health reward for keeping yourself healthy
- gives optional benefits
- Get maternity expense benefits
Aditya Birla Activ Fit Health Plan (Cons)
- Does not cover air ambulance
- No coverage for global treatment
Aditya Birla Activ Fit Health Plan (Other Benefits)
- Health Rewards
- Avail Multiple Discounts
- Optional Covers Available
Aditya Birla Activ Fit Health Plan (Eligibility Criteria)
- Entry Age - 18
- Maximum Entry Age - 65
- SI -4-25 Lakh
- Waiting Period - 30 days
Critical Illness Health Insurance
Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to any treatment for critical illness. The plan has wid...
Unique Features
- 64 Critical Illnesses Covered
- Replace Loss of Income
- Short Survival Period
Aditya Birla Activ Secure Critical Illness Plan (Pros)
- 64 Critical Illnesses Covered Replace
- Loss of Income
- Short Survival Period
Aditya Birla Activ Secure Critical Illness Plan (Cons)
- Does not cover maternity
- Does not cover any congenital illness
- Does not cover any evaluation purposes
Aditya Birla Activ Secure Critical Illness Plan (Other Benefits)
- The sum insured of this plan is of up to 1 Cr
- It comes in three different variants - Plans 1/ 2/ 3 with specific coverage options
Aditya Birla Activ Secure Critical Illness Plan (Eligibility Criteria)
- Min- 5 years
- Max- 65 years
Senior Citizen Health Insurance
Growing old comes with several complications related to our health, at times. It's so natural that nobody could deny accepting the complications and s...
Unique Features
- 360 degrees support to seniors
- Cashless home treatment
- 586 category of daycare procedures
Aditya Birla Activ Care Classic Plan (Pros)
- 360 degrees support to seniors
- Cashless home treatment
- 586 category of daycare procedures
Aditya Birla Activ Care Classic Plan (Cons)
- Does not cover modern treatments
- Vaccinations not covered
- Compassionate travel not covered
Aditya Birla Activ Care Classic Plan (Other Benefits)
- Tax benefits
- Advanced health check-up
- Optional room upgrade facility
Aditya Birla Activ Care Classic Plan (Eligibility Criteria)
- Min- 55 years
- Max- 80
Individual and Family Health Insurance
Aditya Birla Activ One Plan comprises features such as: Health returns Health assessment Daycare treatments No capping on hospitalization expenses Me...
Unique Features
- Health Rewards
- Avail Multiple Discounts
- Optional Covers Available
Aditya Birla Activ One (Pros)
- Chronic illness covered
- double coverage
Aditya Birla Activ One (Cons)
- Daily hospital cash not covered
- OPD charges not covered
- Maternity not covered
Aditya Birla Activ One (Other Benefits)
- Initial waiting period 30 years
Aditya Birla Activ One (Eligibility Criteria)
Individual and Family Health Insurance
Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy! YES, you hear...
Unique Features
- Stay fit & get rewarded
- Travel protection cover
- Unlimited SI refill
Aditya Birla Activ Fit Plus Plan (Pros)
- Pre-hospitalization cover
- Post-hospitalization cover
- Modern treatment cover
- Organ donor cover
Aditya Birla Activ Fit Plus Plan (Cons)
- Obesity/ weight control
- Change of gender treatments
- Hazardous or adventure sports
- External providers
- Beauty/cosmetic treatment
Aditya Birla Activ Fit Plus Plan (Other Benefits)
- 10-50-100 benefits
- Activ Health App
- Binge SI refill
- Premium back option
- Super no-claim bonus
Aditya Birla Activ Fit Plus Plan (Eligibility Criteria)
- Entry Age - 91 days
- Max Entry Age - 45 years
- SI - 5 L - 1 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
Activ Health Platinum, a health product by Aditya Birla Health Insurance Company is a health insurance plan designed to look after the healthcare need...
Unique Features
- Explore the Eligibility Criteria
- Key Features of the Plan
- Inclusions & Exclusions
Activ Health Platinum (Pros)
- Post hospitalisation physiotherapy
- Health coach benefit
- One premium waiver
- Health assessment
- Chronic management program
Activ Health Platinum (Cons)
- Illness due to intoxicants
- change of gender treatment
- Hazardous activity not covered
- HIV/AIDS not covered
- Cosmetic surgery unavailable
Activ Health Platinum (Other Benefits)
- Road ambulance cover
- No claim bonus
- Critical illness cover
- Domiciliary hospitalisation
- Super reload of SI
Activ Health Platinum (Eligibility Criteria)
- Entry age- 91 days
- Max entry age- 65 years
- SI- 10L to 2 Cr
Individual and Family Health Insurance
Aditya Birla Activ Health Platinum Essential Plan is your best friend if you are looking for a health insurance cover that protects you against chroni...
Unique Features
- Chronic Management Care
- Wellness Benefits
- COVID-19 Cover
Activ Health Platinum Essential (Pros)
- Health returns cover
- Chronic management program
- Mental illness cover
- Home care treatment
- Obesity treatment
Activ Health Platinum Essential (Cons)
- Illness due to intoxicants
- Change of gender treatment
- Hazardous activities not covered
- HIV/AIDS not covered
- Cosmetic surgery unavailable
Activ Health Platinum Essential (Other Benefits)
- AYUSH treatment cover
- Road ambulance cover
- Health check-up program
- International cover
- Critical Illness cover
Activ Health Platinum Essential (Eligibility Criteria)
- Entry age- 91 days
- Max entry age- No age limit
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Why Choose Aditya Birla Health Insurance?
- Inflation Proof Health Insurance with Super Credit
- Do Not Worry About Running Out Of Funds With Super Reload
- Inclusive Health Insurance With Coverage Against Chronic Illnesses
- Worldwide Emergency Assistance Anywhere You Go
- Achieve Your Fitness Goals With Personal Coach
What is Covered?
Pre and Post Hospitalization Expenses
Aditya Birla Health Insurance understands the impact of medical inflation, so they have made sure that their insurance products contain pre and post-hospitalization expenses related to in-patient hospitalization.
AYUSH Treatments
Most Aditya Birla Health Insurance plans have in-built alternative treatment cover which you can utilize to your benefit. AYUSH treatments include Ayurveda, Unani, Siddha, and Homeopathy treatments.
Hospitalization Expenses
Aditya Birla health insurance plans cover your hospital expenses like room rent, ICU charges, surgery expenses, doctor consultations, and other such expenses.
Day Care Treatments
Multiple procedures do not require a 24-hour hospitalization. With this in mind, a majority of the Aditya Birla health insurance plans are designed to cover daycare procedures for policyholders.
Domiciliary Hospitalization
On a doctor’s recommendation, a policyholder can avail of medical care in the comfort of their home. Aditya Birla health insurance plans cover domiciliary hospitalization up to specified sub-limits.
What is not Covered?
Self Inflicted Injuries
Aditya Birla's health policies will not cover injuries or hospitalization caused by self-harm.
Cosmetic Procedures
Aditya Birla Health Insurance plans do not cover any kinds of cosmetic surgeries or treatments.
Adventure Sports
Aditya Birla Health Insurance plans will not cover you for hospitalizations, or accidents caused due to adventure sports.
Obesity or Weight Control Treatments
Aditya Birla Health Insurance plans mostly do not cover treatments related to obesity and weight management such as bariatric surgeries.
Involvement In Illegal Activities
Aditya Birla health insurance company plans do not cover individuals or families for hospitalization or injuries caused due to unlawful activities.
What Are The Different Waiting Periods In Aditya Birla Health Insurance Plans?
The various waiting periods associated with Aditya Birla Health plans are:
Initial Waiting Period
Begins from the date of purchase and lasts for up to 30 days for most Aditya Birla Health Insurance plans.
Pre-existing Disease Waiting Period
Aditya Birla Health Insurance plans require you to serve specific waiting periods in case you are diagnosed with PEDs such as hypertension, diabetes, or any other.
Survival Period
Like waiting periods, Aditya Birla health insurance plans with critical illness coverage have a survival period. During this period policyholders diagnosed with any listed critical illness must outlive the survival period to enjoy coverage benefits.
Aditya Birla Health Insurance Network Hospital List
Aditya Birla Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Aditya Birla Health Insurance Plans Buying Process
If you are looking forward to purchasing Aditya Birla Health insurance online follow the simple steps below:
- Step 1
Visit the PolicyX health insurance page, and enter your details such as name, age, number of members to be covered, and city.
- Step 2
Click on 'Get free quotes' and compare Aditya Birla Health Insurance Plans as per your needs.
- Step 3
Select and pay premiums online for the purchased Aditya Birla health insurance plan of your choice.
- Step 4
Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Aditya Birla Health Insurance plan.
Aditya Birla Health Insurance Renewal Process
Follow the steps for Aditya Birla Health Insurance policy renewal
- Step 1
Visit the official website of Aditya Birla Health Insurance Company
- Step 2
Click on the ‘Renew’ tab
- Step 3
Mention your ‘Policy Number’ and ‘Date Of Birth’
Connect with our insurance experts for Aditya Birla health insurance policy renewal at 1800 - 4200 - 269
Aditya Birla Health Insurance Plan Claim Process Steps
You can file for cashless as well as reimbursement claims for your Aditya Birla Health Insurance Plans by following these easy steps:
- Step 1
Visit the website of Aditya Birla Health Insurance, and select the "Claim" option. Then click on the "Claim Intimation" to check out the form.
- Step 2
Now select "health claim" and require the information which is the policy number, date of birth, and other details they ask for.
- Step 3
Now select the "claim type", whether you want to opt for a cashless claim or reimbursement. Click on the authorize and you will receive the OTP on the verified number.
- Step 4
Get verified with the OTP and fill in the required hospital admission information, select the hospital, and fill in the hospital details in case of a non-network hospital.
- Step 5
Upload the documents asked and click on the "review" button.
- Step 6
After clicking on the review button you need to submit the intimation for the company to review. You will receive a claim intimation number which you need to note down for future purposes.
Documents Required For Aditya Birla Health Policy Claim Settlement
Submit the following documents when filing for Aditya Birla health claims:
- Duly completed and signed claim form, in original
- Valid photo-ID proof
- Medical practitioner's referral letter and prescription
- Original bills, receipts, and discharge cards from the hospital/medical practitioner
- Original bills from pharmacy/chemists
- Original pathological/diagnostic tests reports/radiology reports and payment receipts
- Indoor case papers
- First Information Report, final police report, if applicable
- Post-mortem report, if conducted
- Any other document as required by the company to assess the claim
How To Port To Aditya Birla Health Insurance?
To port your existing policy to Aditya Birla health insurance, follow the steps mentioned below:
- Step 1
Fill out the portability form, and send the application to Aditya Birla Health Insurance Company 45 days before the date of your existing health plan renewal.
- Step 2
As per the guidelines of IRDAI, the new insurance company will cross-check your medical and claims history from the previous insurer within 7 days of receiving the portability form.
- Step 3
Once the policyholder's details are verified, the new insurance company has to communicate its decision - either approval or rejection - within 15 days.
More Queries?
If you have any more queries regarding
Plans,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269
now!
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Written By: Simran Saxena
An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.
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