Hdfc Ergo vs Manipal Cigna

HDFC My: Health Women Suraksha is a comprehensive policy that is designed to cater to the evolving needs of health and well-being of today's women. T...

Unique Features

• Cancer Cover
• Assault And Burn Cover
• 41 Critical Illness Cover

• Lifetime renewal
• Wellness Incentives
• Add-On Coverage

• Obesity or weight control
• Cosmetic surgeries
• Maternity cover
• Change of gender treatment

• Post Diagnosis Support
• Cancer Cover
• Major Illness Cover
• Surgical Procedure
• Critical Illness Cover

• Entry age: 18 to 65 years
• Sum insured: 1 Lakh to 1 Crore
• Policy term: 1/2/3 years

The Arogya Sanjeevani Policy from HDFC ERGO is a basic plan designed for individual or family floater coverage. It provides you with the precise medic...

Unique Features

• 3 plan variants
• Double coverage
• E-opinion on critical illnesses

• Pre and post-hospitalization
• Doctor consultation
• AYUSH treatment
• Preventive health check-ups

• Maternity expenses
• Daily hospital cash
• Modern treatment
• Organ donor cover

• Family floater cover
• SI upto 10 Lakhs
• Lifelong renewability

• Min. Entry Age - 18 Years
• Max. Entry Age - 65 Years
• Si - Up to 10 L
• Initial Waiting Period - 30 Days

Are you sceptical about finding the best health insurance plan that protects you and your family under one roof? Read further to learn about the exclu...

Unique Features

• India & Worldwide Coverage
• High SI up to 2 Crores
• Aggregate Deductible Discounts

• Pre and post-hospitalisation
• Organ donor expenses
• AYUSH treatment

• Modern treatment
• Vaccination unavailable
• Maternity and newborn baby cover
• Cataract cover

• E-opinion for 51 critical illnesses
• Add-on covers
• Overseas travel secure

• Entry age: 18 to 65 years
• Sum insured: 1 to 2 Crore
• Initial Waiting Period 30 Days
• Policy Term: 1/2/3 Years

HDFC ERGO My:Optima Secure health insurance plan offers value that you might require in future to fight against medical discrepancies. Providing you a...

Unique Features

• 3 plan variants
• Double coverage
• E-opinion on critical illnesses

• Hospital Cash Benefit
• No Cost Instalment Option
• Restore Benefit
• Unlimited Restore

• Maternity cover NA
• Newborn care unavailable
• OPD cover unavailable

• Aggregate deductible discounts
• Disposables & consumables cover
• Worldwide cover

• Entry age: 18 years to no max limit
• SI: 5 Lakhs to 2 Crore
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

Accidental deaths or injuries can be devastating, it can attack your physical, emotional, mental, and financial status to ruin your happy life moment...

Unique Features

• Worldwide coverage
• No pre-policy medicals
• Lifelong renewability

• Accidental Death
• Permanent Total Disability
• Broken Bones
• Burns

• Breach of law
• Pregnancy or childbirth
• Self-inflicted injury

• Ambulance costs
• Hospital cash
• Lump sum payout benefit
• Air ambulance cover

• Entry Age: 18 - 65 years
• Policy Term: 1/2/3 years
• Initial Waiting Period: None
• Sum Insured: 20 L - 10 Cr

iCan Cancer Insurance is a cancer-specific plan offered by HDFC Health Insurance Company. The plan covers medical expenses incurred during the treatme...

Unique Features

• Key Features
• Eligibility & Exclusions
• iCan Cancer Plan Sample Premiums

• Cancer cover
• In-patient hospitalization
• Ambulance cover

• Maternity cover
• Newborn cover
• Organ donor cover
• Global coverage

• COVID-19 cover
• Pre and post-hospitalization
• ICU charges

• Entry age: 5 to 65 years
• POlicy term: 1 year
• Initial waiting period: 120 days

HDFC ERGO Health Suraksha Plan is a comprehensive plan from the house of HDFC ERGO Insurance Company that aims at providing 360-degree protection agai...

Unique Features

• Key Features
• Eligibility & Age Restrictions
• Types of My:Health Suraksha Smart Plans

• Air ambulance cover
• Recovery benefit
• Infertility cover

• Vaccination cover unavailable
• Second medical opinion not available
• Maternity cover
• Newborn baby cover

• Family discount
• Long-term policy discount
• Loyalty discount

• Entry age: 18 years to no age limit
• Sum insured: 3 to 75 Lakhs
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

HDFC ERGO Health Insurance offers an Energy Diabetes plan which is ideal for those who are suffering from diabetes Type 1, diabetes mellitus Type 2, p...

Unique Features

• Personalized health coach option
• Get rewards to reduce your premiums
• Diabetes-Hypertension without waiting period

• Personal health coach
• Rewards for premium discount
• Diabetes and Hypertesion cover

• ICU cover unavailable
• AYUSH treatment
• OPD not covered
• Domiciliary treatment unavailable

• Organ donor cover
• Ambulance services
• Pre & post-hospitalization cover

• Entry age: 18 to 65 years
• Policy term: 1 year
• Initial waiting period: 30 days
• Sum insured: 2 to 50 L

HDFC ERGO Health Insurance's Health Wallet plan by HDFC ERGO Health Insurance is a comprehensive health insurance plan that not only ensures your heal...

Unique Features

• Worldwide Emergency Care
• Avail 6% interest on un-used SI
• Cashless Homecare treatment

• Inpatient and outpatient cover
• OPD cover
• Domiciliary hospitalization

• Air ambulance
• E-consultations
• Health check-up
• Modern treatment cover

• Global coverage
• Daycare procedures
• Health check-up
• Vaccination charges

• Entry age: 18 to 65 years
• Initial waiting period: 30 days
• Sum insured: 3 to 50 Lakhs
• Policy term: 1/2/3 years

HDFC Ergo super top-up plan is the best option by HDFC Ergo to ensure a cushion of ample cover to get the best medical treatment without any restricti...

Unique Features

• Plan Specifications
• Key Features & Benefits
• Quick Buying And Claim Process

• Day care procedures
• High sum insured
• 6 Hours response guarantee

• Adventure sport injuries
• Self-inflicted injuries
• War

• Deductibles offered
• Covers family members
• Versatile plan

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 20 L

HDFC ERGO Koti Suraksha is a health insurance plan that provides a sum insured of up to INR 1 crore. Koti Suraksha Plan by the HDFC ERGO Insurance Com...

Unique Features

• High sum insured
• Health and wellness plan
• Emergency worldwide coverage

• Air ambulance
• OPD cover
• Domiciliary hospitalization
• Emergency global coverage

• Vaccination not covered
• Modern treatment unavailable
• Maternity & newborn baby care unavailable

• In-patient hospitalization
• Daycare procedures
• Health check-up cover

• Entry age: 18 to 65 years
• Sum insured: 50 Lakhs & 1 Crore
• Waiting period: 30 days
• Policy term: 1/2/3 years

HDFC ERGO Optima Restore Policy is the best-selling plan of HDFC ERGO since its launch. It offers comprehensive health cover to you and your family un...

Unique Features

• Recovery benefit
• SI restoration
• Waiting period reduction

• Restore benefit
• 2X Multiplier benefit
• Renewal discounts

• AYUSH not covered
• OPD cover unavailable
• Global health cover

• Recovery benefits
• Organ donor cover
• In-patient and out-patient hospitalization

• Entry Age: 18 - 65 Years
• Sum Insured: 3 | 5 | 10 | 15 | 20 | 25 | 50L
• Initial Waiting Period: 30 Days

We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...

Unique Features

• Modern treatment cover
• Low waiting periods
• Room category flexibility

• Daily cash for shared accommodation
• Air ambulance
• Domestic second opinion
• Unlimited 100% SI restoration

• OPD cover
• Maternity and newborn cover
• Compassionate travel

• Any room upgradation
• Unlimited SI restoration
• PEDs waiting period reduction
• Domestic second opinion (Elite)

• Entry age: 56 to 75 years
• SI: 3 to 50 Lakhs
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...

Unique Features

• 360 Degree Family Coverage
• Additional Wellness Programs
• OPD Charges Covered

• Bariatric surgery
• Maternity coverage
• Newborn baby cover
• Daily cash benefits

• Compassionate travel
• Copayment unavailable
• Sub-limits not applicable

• Air ambulance cover
• OPD available
• Domiciliary hospitalization

• Entry age: 18 years to no max limit
• SI: 5 L to 1 Cr
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

A gift of better healthcare for the golden years of life! The ManipalCigna Prime Senior Elite plan is specially designed for the senior citizens of yo...

Unique Features

• Modern treatment cover
• Flexible health check-ups
• Air ambulance cover

• In-patient hospitalisation
• Daycare treatment
• Domiciliary hospitalisation
• Sum insured restoration
• Organ donor expense coverage

• Cataract not covered
• Sports injury cover
• Cosmetic treatment unavailable
• Baldness not covered
• Higher co-pays applicable

• AYUSH treatment cover
• Second e-opinion covered
• Multiple discounts available
• OPD add-on cover available
• COVID-19 treatment cover

• Entry age - 56 - 75 years
• SI - INR 5 - 50 Lakhs
• Waiting Period - 30 days

"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...

Unique Features

• Customizable health benefits
• High-value covers
• Health reward discounts

• In-patient hospitalisation
• Daycare treatment
• Domiciliary hospitalisation
• Sum insured restoration
• Organ donor cover

• Adventure sport injuries
• Cosmetic treatment
• Alcoholism/drug abuse
• Self-inflicted injury

• Optional covers
• Add-ons available
• Unlimited benefits up to SI
• Bariatric surgery cover
• AYUSH treatment cover

• Child Entry age - 91 days - 25 Years
• Adult Entry Age- 18 Years- No Limit
• SI - INR 3 Lakhs - 1 Crore
• Waiting Period - 30 days

“It’s Super Easy, Super Affordable.” ManipalCigna super top-up plus plan is an additional protection that you can buy to expand your...

Unique Features

• Choose any hospital room
• Affordable premiums
• Healthcare inflation protection

• Pre-hospitalization cover
• Post-hospitalization cover
• Modern treatment cover
• AYUSH hospitalization

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports
• Maternity not covered
• Newborn baby cover NA

• Organ donor cover
• Discounts on premium
• 30 days grace period
• Deductible options

• Entry Age - 91 days
• Max Entry Age - No Limit
• SI - 1 - 30 Lakhs
• Waiting Period - 30 Days

Your safety wallet, anywhere any time. Buy your ManipalCigna ProHealth Cash Policy. ManipalCigna ProHealth Cash plan is extended financial support thr...

Unique Features

• Daily hospital cash benefit
• Worldwide cover option
• Multiple discounts available

• Comes in 2 variants
• Sickness hospital cash benefits
• ICU cash benefit
• Worldwide cover

• Breach of law
• Suicide or an attempt to commit suicide
• Alcoholism or drug abuse
• Contamination from Nuclear fuel or radiation

• Option to choose coverage period
• Family discount
• Online renewal discount
• Long-term discount

• Entry age- 91 days to 65 years
• Coverage period- 60/90/180 days
• Sum Insured- INR 500-5000

Protect your family with the ManipalCigna Arogya Sanjeevani policy! Yes, you heard that right. You should buy a standard health insurance policy like ...

Unique Features

• AYUSH treatment cover
• Covers modern treatments
• Affordable & available for all

• Room rent covered
• ICU charges
• Pre-hospitalisation
• Daycare treatment

• Breach of law
• Hazardous or adventure sports
• Contamination from Nuclear fuel/radiation
• Unproven treatments

• AYUSH treatment
• Modern treatment
• Cataract

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 10 L

Always be prepared for the ups and downs of life! Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financiall...

Unique Features

• Lump sum payout
• Dependent children cover
• Loss of income benefit

• Accidental death covered
• Permanent total disability
• Education fund
• Emergency ambulance cover

• Any PEDs
• Suicide or an attempt at suicide
• Intentional self-injury
• Breach of law

• Burns cover
• Broken bones benefit
• Temporary total disability

• Entry age- Child: 5 - 25 years; Adult: 18 - 80 years
• Sum Insured: INR 50
• 000 - 10 Crores
• Accidental injury/death: Day 1

ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...

Unique Features

• Boost Your Health Coverage
• Eligibility Criteria and Features
• Inclusions & Exclusions

• AYUSH treatment
• Modern treatment cover
• Organ donor expenses

• Maternity cover
• Global cover
• No OPD cover
• Domiciliary care unavailable

• In-patient hospitalization
• Pre & post-hospitalization
• Daycare procedures cover

• Entry age: 18 years to no age bar
• Policy term: 1/2/3 years
• Initial waiting period: 30 days
• SI: 3 to 30 Lakhs

Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...

Unique Features

• Know About the Plan & its Variants
• Explore the Features & Eligibility
• Inclusions and Exclusions

• Covers the treatment cost of HIV/AIDS and STD
• Covers mental illness
• You can opt for global coverage

• Vaccination not covered
• IVF treatment not covered
• Air ambulance not covered

• You can opt for deductibles
• Air ambulance covered
• Domestic and international coverage

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 3 Crore

ManipalCigna Health Insurance Company offers its Critical Illness policy which is also a global plan that assures you financial support during critica...

Unique Features

• CI Cover
• Eligibility & Features
• 30 CI Cover

• 15 or 30 major illnesses
• Medical second opinion
• Online wellness program

• No daily cash benefit
• In-patient hospitalization
• OPD unavailable
• Daycare procedures

• Basic & advanced add-on cover benefits
• Organ donor expenses

• Entry age: 18 to 65 years
• SI: 1 L to 25 Cr
• Policy term: 1/2/3 years
• Waiting period: 90 days

'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new SARVAH plan talks about. With this plan, ManipalCig...

Unique Features

• Comprehensive coverage
• High sum insured
• Customized benefits

• Coverage for major illness
• Reduced waiting period for pre-existing diseases
• Unlimited restoration
• Surplus benefits

• Maternity benefit not covered
• No global coverage
• Daily hospital cash not covered

• Tatkal benefit
• Comprehensive personal accident cover
• Gullak and Sarathi benefits

• Entry Age -91 days
• Maximum Entry Age - No Limit
• SI - Up to 3 Crore
• Waiting Period - 30 days