#Virukipolicy | T&C*
Activ Health Platinum Essential Plan is a health insurance plan being offered by the renowned company Aditya Birla Health Insurance. The plan provides comprehensive coverage to the insured. This plan not only provides coverage to the insured but also rewards the insured for keeping good health.
The eligibility criteria are as follows depicted in the tabular form:
|Entry Age (Minimum)||91 Days|
|Maximum Entry Age||No age limit|
|Children less than 25 years of age||They are not eligible for individual plans, rather they can be covered under the family floater plan. Newborn babies can also be included in the family floater plan once they are 91 days old.|
The plan has flexible offers because, under the family floater plan, 9 members can be included. These 9 members can consist of 6 adults and 3 children.
The family members that can be considered under the family floater plan can constitute of your spouse, children who are less than 25 years of age, dependent parents, dependent parents-in-law and the self.
The features make it easier for the buyer to finalize the plans. The same has been explained here briefly:
There are several benefits provided to the insured under the Activ Health Platinum Essential plan. The list of benefits has been mentioned below:
|Policy Term||1 year, 2 years or 3 years|
|In-Patient Hospitalization Cover||Available|
|Pre Hospitalization Cover||All the consultancy costs and diagnostic tests expenses are covered by Aditya Birla Activ Health Platinum Essential plan, subjected to the condition that is has been done in the last 30 days before the hospitalization was done.|
|Post Hospitalization Cover||Medical procedures like doctor consultancy, medical tests and service expenses for physiotherapy, etc are covered under post-hospitalization cost subjected to the condition that it has been performed within 60 days after the insured gets discharged from the hospital.|
|Day Care Treatment||Available|
|Domiciliary Hospitalization Cover||Available|
|Hospital Room Choice||Available|
|Second E - Opinion On Critical Illness||Available|
This plan has a variety of options for policy buyers. The claim process is also easy and smooth. The company is a self-introduction in the form of the services provided to the insured. So, trust the plan and make your life easier in hard medical conditions.
The maximum insured sum under the Activ Health Platinum Essential plan is Rs. 10 Lacs.
Yes, there is a provision for daily hospitalization cash between Rs. 500 to Rs. 5000.
Yes, diabetes is covered under the chronic management program.
A maximum of 9 members can be included in the plan.
A maximum of 3 children can be insured under the program.
Yes, there is the availability of a health coach who keeps track of your balanced diet and daily exercise along with regular health checkups.
There is an E-option but on critical illness. If your illness matches the list of diseases mentioned in the critical illness then you can get second advice from an international expert.
Yes, the plan has a range of deductibles that can be applied to the plan according to your choice. For further details, you can read the article.
The ambulance facility is also provided to the insured in case of need/emergency.
No, an individual plan can only be bought if you are 25 years old or above in age. Below that, all fall in the category of dependent children. So, your son can be included in the family floater plan.
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Last updated on 02-12-2019