New India Health Insurance
Top Up and Super Top Up
New India Top-Up Mediclaim is a top-up insurance plan that covers hospitalization expenses once your base health insurance is exhausted. The policy is...
Unique Features
- High SI Available
- Mental Illness Cover
- Avail Cataract Cover
New India Top-Up Mediclaim Policy (Pros)

- Hospital Cash
- Ambulance Cover
- Zero Co-pay
New India Top-Up Mediclaim Policy (Cons)

- Illegal activities
- Alcoholism and Drug Abuse
- Adventure Sports
New India Top-Up Mediclaim Policy (Other Benefits)

- Get Well Benefit
- Mental Health Cover
- No Base Cover Needed
New India Top-Up Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 22 L
Senior Citizen Health Insurance
New India Sixty Plus Mediclaim Policy is a comprehensive health insurance by New India Assurance Company. The policy covers senior citizens aged betwe...
Unique Features
- Senior Citizen Cover
- Attendant Benefit
- Discounts For Women
New India Sixty Plus Mediclaim Policy (Pros)

- Continuation Aftеr Dеath
- Organ Transplant Covеr
- Covеr for Prе-Mеdical Chеck-up
New India Sixty Plus Mediclaim Policy (Cons)

- Illegal activities
- Alcoholism and Drug Abuse
- Adventure Sports
New India Sixty Plus Mediclaim Policy (Other Benefits)

- Attеndant Bеnеfit
- Discount for Singlе Womеn
- Covеragе for Spouse
New India Sixty Plus Mediclaim Policy (Eligibility Criteria)

- Min entry age: 60 Years
- Max entry age: No upper limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Accident Health Insurance
New India Assurance Personal Accident Policy is a simple health insurance plan that provides compensation in case the insured is deceased or disabled ...
Unique Features
- Accident Cover
- Worldwide Coverage
- Permanent Disability Cover
New India Assurance Personal Accident Policy (Pros)

- Worldwide Coverage
- Disability Cover
- Death Benefit
New India Assurance Personal Accident Policy (Cons)

- Self-injury not covered
- Maternity coverage not available
- Adventure sports not covered
New India Assurance Personal Accident Policy (Other Benefits)

- Education Fund
- Optional add-on covers
- Family Package
New India Assurance Personal Accident Policy (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: 70 Years
- Initial Waiting Period: N/A
- Sum Insured: N/A
Individual and Family Health Insurance
New India Assurance Mediclaim Policy offered by New India Assurance Health Insurance Company is a health plan that covers you and your family against ...
Unique Features
- Wide Coverage Options
- Same Rates of Premium
- Key Features and Benefits
New India Medicare Policy (Pros)

- AYUSH Cover
- Modern Treatment
- Health Check-up
New India Medicare Policy (Cons)

- Illegal Activities
- Alcoholism and Drug Abuse
- Adventure Sports
New India Medicare Policy (Other Benefits)

- Cataract
- Ambulance Cover
- Organ Donor Cover
New India Medicare Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: No Limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Individual and Family Health Insurance
The New India Asha Kiran Policy by New India Health Insurance is a unique policy designed for parents with only a girl child. The New India Asha Kiran...
Unique Features
- Girl Child policy
- Discount on premiums
- Critical illness benefits
Asha Kiran Mediclaim Policy (Pros)

- Hospital Cash Cover
- Covers Daughters
- Cataract Cover
Asha Kiran Mediclaim Policy (Cons)

- Illegal activities
- Obesity and cosmetic procedures
- Alcoholism
Asha Kiran Mediclaim Policy (Other Benefits)

- AYUSH Cover
- 4 Optional Covers
- 226 Day care Procedure
Asha Kiran Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Senior Citizen Health Insurance
New India Assurance Senior Citizen Mediclaim Policy is a comprehensive plan which provides many benefits such as medical cover, cashless hospitalizati...
Unique Features
- AYUSH Treatment Covered
- 90% Co-payment
- Organ Donor Benefit
New India Senior Citizen Mediclaim Policy (Pros)

- Room Rent Cover
- ICU Cover
- Hospital Cover
New India Senior Citizen Mediclaim Policy (Cons)

- Involvement in illegal activities
- Alcoholism and drug abuse
- Adventure sports
New India Senior Citizen Mediclaim Policy (Other Benefits)

- Hysterectomy
- Cataract Cover
- AYUSH Cover
New India Senior Citizen Mediclaim Policy (Eligibility Criteria)

- Min entry age: 60 Years
- Max entry age: 80 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1.5 L
Family
New India Floater Mediclaim by New India Assurance is amongst the well-recognized insurance plans when opting for a comprehensive New India Health Ins...
Unique Features
- Optional Cover Benefits
- Crit-Care Available
- Avail Family Discounts
New India Flexi Floater Mediclaim Policy (Pros)

- Cumulative Bonus
- New Born Baby cover
- Critical Care Benefit
New India Flexi Floater Mediclaim Policy (Cons)

- Illegal Activities
- Adventure Sports
- Self-inflicted Injuries
New India Flexi Floater Mediclaim Policy (Other Benefits)

- 4 Optional cover
- Hospital Cash Cover
- Cataract Covered
New India Flexi Floater Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Individual and Family Health Insurance
New India Premier Mediclaim Policy is a versatile health insurance policy that can cover up to 6 members of your family under a single policy. New Ind...
Unique Features
- High Sum Insured
- AYUSH Treatment
- Maternity Cover
New India Premier Mediclaim (Pros)

- Room rent cover
- ICU cover
- Critical Illness benefit
New India Premier Mediclaim (Cons)

- Illegal activities
- Alcoholism and drug abuse
- Adventure sports
New India Premier Mediclaim (Other Benefits)

- Covers entire family
- 2 plan options
- Hospital cash benefit
New India Premier Mediclaim (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Critical Illness Health Insurance
New India Cancer Guard Policy by New India Assurance is a health insurance plan that provides a financial cushion for expensive treatments such as Can...
Unique Features
- Ambulance Cover
- Day Care Covered
- Cancer Care Benefit
New India Cancer Guard (Pros)

- Chemotherapy
- Radiotherapy
- Organ Transplant
New India Cancer Guard (Cons)

- Illegal Activities
- Alcoholism and Drug Abuse
- Adventure Sports
New India Cancer Guard (Other Benefits)

- Post Treatment Follow-up
- Second Opinion for Surgery
- Ambulance Charges
New India Cancer Guard (Eligibility Criteria)

- Min entry age: 3 Months
- Max entry age: 65 Years
- Initial Waiting Period: 90 Days
- Sum Insured: Up to 50 L
Group Health Insurance
New India Flexi Floater Group Mediclaim Policy is a comprehensive health insurance plan. Since a group health insurance policy is designed to offer fi...
Unique Features
- Ayush Cover
- Genetic Disorder Cover
- Mental Illness Cover
Flexi Floater Group Mediclaim (Pros)

- Lasik Surgery
- Maternity Cover
- New Born Cover
Flexi Floater Group Mediclaim (Cons)

- Illegal actvities
- Alcoholism and drug abuse
- self-inflicted harm
Flexi Floater Group Mediclaim (Other Benefits)

- To-up cover
- Daycare Treatment
- Ambulance Cover
Flexi Floater Group Mediclaim (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 60 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Individual and Family Health Insurance
India is experiencing a youth-driven demographic shift, and health insurance providers are stepping up with specialized plans. The New India Health In...
Unique Features
- 3 plan variants
- 5 to 50 L SI
- Auto top-up
Yuva Bharat Plan (Pros)

- Personal accident benefits
- Critical illness benefits
- Air ambulance
Yuva Bharat Plan (Cons)

- Illegal activities
- Alcoholism and drug abuse
- Adventure sports
Yuva Bharat Plan (Other Benefits)

- Enhancement of sum insured
- Cost of pharmacy
- Ambulance service
Yuva Bharat Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
ManipalCigna Health Insurance
Senior Citizen Health Insurance
We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...
Unique Features
- Modern treatment cover
- Low waiting periods
- Room category flexibility
ManipalCigna Prime Senior Plan (Pros)

- Daily cash for shared accommodation
- Air ambulance
- Domestic second opinion
- Unlimited 100% SI restoration
ManipalCigna Prime Senior Plan (Cons)

- OPD cover
- Maternity and newborn cover
- Compassionate travel
ManipalCigna Prime Senior Plan (Other Benefits)

- Any room upgradation
- Unlimited SI restoration
- PEDs waiting period reduction
- Domestic second opinion (Elite)
ManipalCigna Prime Senior Plan (Eligibility Criteria)

- Entry age: 56 to 75 years
- SI: 3 to 50 Lakhs
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Individual and Family Health Insurance
Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...
Unique Features
- 360 Degree Family Coverage
- Additional Wellness Programs
- OPD Charges Covered
ManipalCigna ProHealth Prime Advantage (Pros)

- Bariatric surgery
- Maternity coverage
- Newborn baby cover
- Daily cash benefits
ManipalCigna ProHealth Prime Advantage (Cons)

- Compassionate travel
- Copayment unavailable
- Sub-limits not applicable
ManipalCigna ProHealth Prime Advantage (Other Benefits)

- Air ambulance cover
- OPD available
- Domiciliary hospitalization
ManipalCigna ProHealth Prime Advantage (Eligibility Criteria)

- Entry age: 18 years to no max limit
- SI: 5 L to 1 Cr
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Senior Citizen Health Insurance
A gift of better healthcare for the golden years of life! The ManipalCigna Prime Senior Elite plan is specially designed for the senior citizens of yo...
Unique Features
- Modern treatment cover
- Flexible health check-ups
- Air ambulance cover
ManipalCigna Prime Senior Elite Plan (Pros)

- In-patient hospitalisation
- Daycare treatment
- Domiciliary hospitalisation
- Sum insured restoration
- Organ donor expense coverage
ManipalCigna Prime Senior Elite Plan (Cons)

- Cataract not covered
- Sports injury cover
- Cosmetic treatment unavailable
- Baldness not covered
- Higher co-pays applicable
ManipalCigna Prime Senior Elite Plan (Other Benefits)

- AYUSH treatment cover
- Second e-opinion covered
- Multiple discounts available
- OPD add-on cover available
- COVID-19 treatment cover
ManipalCigna Prime Senior Elite Plan (Eligibility Criteria)

- Entry age - 56 - 75 years
- SI - INR 5 - 50 Lakhs
- Waiting Period - 30 days
Individual and Family Health Insurance
"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...
Unique Features
- Customizable health benefits
- High-value covers
- Health reward discounts
ManipalCigna Prime Protect Plan (Pros)

- In-patient hospitalisation
- Daycare treatment
- Domiciliary hospitalisation
- Sum insured restoration
- Organ donor cover
ManipalCigna Prime Protect Plan (Cons)

- Adventure sport injuries
- Cosmetic treatment
- Alcoholism/drug abuse
- Self-inflicted injury
ManipalCigna Prime Protect Plan (Other Benefits)

- Optional covers
- Add-ons available
- Unlimited benefits up to SI
- Bariatric surgery cover
- AYUSH treatment cover
ManipalCigna Prime Protect Plan (Eligibility Criteria)

- Child Entry age - 91 days - 25 Years
- Adult Entry Age- 18 Years- No Limit
- SI - INR 3 Lakhs - 1 Crore
- Waiting Period - 30 days
Top Up and Super Top Up
“It’s Super Easy, Super Affordable.” ManipalCigna super top-up plus plan is an additional protection that you can buy to expand your...
Unique Features
- Choose any hospital room
- Affordable premiums
- Healthcare inflation protection
ManipalCigna Super Top-up Plus Plan (Pros)

- Pre-hospitalization cover
- Post-hospitalization cover
- Modern treatment cover
- AYUSH hospitalization
ManipalCigna Super Top-up Plus Plan (Cons)

- Obesity/ weight control
- Change of gender treatments
- Hazardous or adventure sports
- Maternity not covered
- Newborn baby cover NA
ManipalCigna Super Top-up Plus Plan (Other Benefits)

- Organ donor cover
- Discounts on premium
- 30 days grace period
- Deductible options
ManipalCigna Super Top-up Plus Plan (Eligibility Criteria)

- Entry Age - 91 days
- Max Entry Age - No Limit
- SI - 1 - 30 Lakhs
- Waiting Period - 30 Days
Senior Citizen Health Insurance
Your safety wallet, anywhere any time. Buy your ManipalCigna ProHealth Cash Policy. ManipalCigna ProHealth Cash plan is extended financial support thr...
Unique Features
- Daily hospital cash benefit
- Worldwide cover option
- Multiple discounts available
ManipalCigna ProHealth Cash Plan (Pros)

- Comes in 2 variants
- Sickness hospital cash benefits
- ICU cash benefit
- Worldwide cover
ManipalCigna ProHealth Cash Plan (Cons)

- Breach of law
- Suicide or an attempt to commit suicide
- Alcoholism or drug abuse
- Contamination from Nuclear fuel or radiation
ManipalCigna ProHealth Cash Plan (Other Benefits)

- Option to choose coverage period
- Family discount
- Online renewal discount
- Long-term discount
ManipalCigna ProHealth Cash Plan (Eligibility Criteria)

- Entry age- 91 days to 65 years
- Coverage period- 60/90/180 days
- Sum Insured- INR 500-5000
Individual and Family Health Insurance
Protect your family with the ManipalCigna Arogya Sanjeevani policy! Yes, you heard that right. You should buy a standard health insurance policy like ...
Unique Features
- AYUSH treatment cover
- Covers modern treatments
- Affordable & available for all
ManipalCigna Arogya Sanjeevani Plan (Pros)

- Room rent covered
- ICU charges
- Pre-hospitalisation
- Daycare treatment
ManipalCigna Arogya Sanjeevani Plan (Cons)

- Breach of law
- Hazardous or adventure sports
- Contamination from Nuclear fuel/radiation
- Unproven treatments
ManipalCigna Arogya Sanjeevani Plan (Other Benefits)

- AYUSH treatment
- Modern treatment
- Cataract
ManipalCigna Arogya Sanjeevani Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Accident Health Insurance
Always be prepared for the ups and downs of life! Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financiall...
Unique Features
- Lump sum payout
- Dependent children cover
- Loss of income benefit
ManipalCigna Lifestyle Protection Accident Care Plan (Pros)

- Accidental death covered
- Permanent total disability
- Education fund
- Emergency ambulance cover
ManipalCigna Lifestyle Protection Accident Care Plan (Cons)

- Any PEDs
- Suicide or an attempt at suicide
- Intentional self-injury
- Breach of law
ManipalCigna Lifestyle Protection Accident Care Plan (Other Benefits)

- Burns cover
- Broken bones benefit
- Temporary total disability
ManipalCigna Lifestyle Protection Accident Care Plan (Eligibility Criteria)

- Entry age- Child: 5 - 25 years; Adult: 18 - 80 years
- Sum Insured: INR 50
- 000 - 10 Crores
- Accidental injury/death: Day 1
Individual and Family Health Insurance
ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...
Unique Features
- Boost Your Health Coverage
- Eligibility Criteria and Features
- Inclusions & Exclusions
ManipalCigna Super Top-up Plan (Pros)

- AYUSH treatment
- Modern treatment cover
- Organ donor expenses
ManipalCigna Super Top-up Plan (Cons)

- Maternity cover
- Global cover
- No OPD cover
- Domiciliary care unavailable
ManipalCigna Super Top-up Plan (Other Benefits)

- In-patient hospitalization
- Pre & post-hospitalization
- Daycare procedures cover
ManipalCigna Super Top-up Plan (Eligibility Criteria)

- Entry age: 18 years to no age bar
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
- SI: 3 to 30 Lakhs
Individual and Family Health Insurance
Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...
Unique Features
- Know About the Plan & its Variants
- Explore the Features & Eligibility
- Inclusions and Exclusions
ManipalCigna Lifetime Health Plan (Pros)

- Covers the treatment cost of HIV/AIDS and STD
- Covers mental illness
- You can opt for global coverage
ManipalCigna Lifetime Health Plan (Cons)

- Vaccination not covered
- IVF treatment not covered
- Air ambulance not covered
ManipalCigna Lifetime Health Plan (Other Benefits)

- You can opt for deductibles
- Air ambulance covered
- Domestic and international coverage
ManipalCigna Lifetime Health Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 3 Crore
Individual and Family Health Insurance
ManipalCigna Health Insurance Company offers its Critical Illness policy which is also a global plan that assures you financial support during critica...
Unique Features
- CI Cover
- Eligibility & Features
- 30 CI Cover
Critical Care Plan (Pros)

- 15 or 30 major illnesses
- Medical second opinion
- Online wellness program
Critical Care Plan (Cons)

- No daily cash benefit
- In-patient hospitalization
- OPD unavailable
- Daycare procedures
Critical Care Plan (Other Benefits)

- Basic & advanced add-on cover benefits
- Organ donor expenses
Critical Care Plan (Eligibility Criteria)

- Entry age: 18 to 65 years
- SI: 1 L to 25 Cr
- Policy term: 1/2/3 years
- Waiting period: 90 days
Individual and Family Health Insurance
'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new SARVAH plan talks about. With this plan, ManipalCig...
Unique Features
- Comprehensive coverage
- High sum insured
- Customized benefits
ManipalCigna Sarvah Plan (Pros)

- Coverage for major illness
- Reduced waiting period for pre-existing diseases
- Unlimited restoration
- Surplus benefits
ManipalCigna Sarvah Plan (Cons)

- Maternity benefit not covered
- No global coverage
- Daily hospital cash not covered
ManipalCigna Sarvah Plan (Other Benefits)

- Tatkal benefit
- Comprehensive personal accident cover
- Gullak and Sarathi benefits
ManipalCigna Sarvah Plan (Eligibility Criteria)

- Entry Age -91 days
- Maximum Entry Age - No Limit
- SI - Up to 3 Crore
- Waiting Period - 30 days
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.