Reliance Health
vs
Narayana

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Reliance Health vs Narayana Health Insurance

Reliance Health

The Reliance Health Insurance Company offers a wide range of customized health insurance policies that serves the best healthcare services inclusive of in-patient and out-patient hospitalizations, daycare procedures, modern treatment cover, maternity benefits, and so on. Reliance General Health Insurance is an independent subsidiary of Reliance Capital and a part of the Reliance Anil Dhirubhai Ambani Group.

Narayana Health Insurance

Narayana Health Insurance Ltd. is a new venture by Bengaluru-based hospital chain Narayana Health. It is a wholly owned subsidiary of Narayana Hrudayalaya and was approved to operate as a stand-alone health insurer focusing initially on the Karnataka market.

COMPANY DETAILS Edit

Reliance Health

Edit

Narayana Health Insurance

Number of health insurance plans
Sum insured

Sum Insured

Up to 5 Cr

Sum Insured

Up to 1 Crore
Claim ratio

Claim Ratio

87.50%

Claim Ratio

NA%
Network hospitals

Network Hospital

9100+

Network Hospital

21+
Solvency Ratio

Solvency Ratio

1.5

Solvency Ratio

NA
Pan India Presence

Pan India Presence

127

Pan India Presence

NA
Claim Form

Claim Form

-

Claim Form

-

Know More About Companies

Overview

The Reliance Health Insurance Company offers a wide range of customized health insurance policies that serves the best healthcare services inclusive of in-patient and out-patient hospitalizations, daycare procedures, modern treatment cover, maternity benefits, and so on. Reliance General Health Insurance is an independent subsidiary of Reliance Capital and a part of the Reliance Anil Dhirubhai Ambani Group.

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Reliance Health Insurance

Individual

Reliance Health Personal Accident Policy covers individuals against accidental death and disability along with multiple other benefits like child edu...

Unique Features

  • Death Cover
  • Upto 20L SI
  • Disability Cover

Reliance Health Personal Accident (Pros)

Reliance Health Personal Accident
  • Children education fund
  • Accident hospitalization reimbursement
  • Increase in CSI

Reliance Health Personal Accident (Cons)

Reliance Health Personal Accident
  • HIV/AIDS
  • Breach of law
  • Maternity and newborn baby cover
  • Daycare procedures

Reliance Health Personal Accident (Other Benefits)

Reliance Health Personal Accident
  • Accidental death cover
  • PTD/PPD/TTD covers
  • Cumulative bonus

Reliance Health Personal Accident (Eligibility Criteria)

Reliance Health Personal Accident
  • Entry Age: Minimum: 18 Years
  • Dependent Children: 5 to 25 Years
  • Sum Insured: 5 - 20 Lakhs
  • Waiting period: Accidental death covered from day 1

Individual and Family Health Insurance

Reliance HealthWise Insurance Policy is a comprehensive health insurance plan offering all-around medical care features and benefits. The plan comes i...

Unique Features

  • Customize Your Plan
  • Critical Illness Cover
  • Recovery Benefit

Reliance HealthWise Policy (Pros)

Reliance HealthWise Policy
  • Daily Hospitalization Allowance
  • Domiciliary Hospitalization
  • Critical Illness Cover

Reliance HealthWise Policy (Cons)

Reliance HealthWise Policy
  • Global coverage
  • OPD not available
  • AYUSH treatment not covered

Reliance HealthWise Policy (Other Benefits)

Reliance HealthWise Policy
  • In-patient hospitalization
  • Daycare procedures
  • Modern treatment cover
  • Ambulance charges

Reliance HealthWise Policy (Eligibility Criteria)

Reliance HealthWise Policy
  • Entry age: 18 - 65 Years
  • SI: 1 L - 5 L
  • Initial waiting period: 30 Days

Top Up and Super Top Up

A backup for your medical emergencies. Reliance Health Super Top-up insurance acts like a cherry on the cake. In case you feel your basic health insur...

Unique Features

  • Worldwide emergency cover
  • Maternity expenses
  • Air ambulance cover

Reliance Super Top-Up Insurance Plan (Pros)

Reliance Super Top-Up Insurance Plan
  • Waiver of premium
  • Waiver of deductible
  • Worldwide emergency cover
  • Tax benefits

Reliance Super Top-Up Insurance Plan (Cons)

Reliance Super Top-Up Insurance Plan
  • Investigation & evaluation
  • Rest cure/ rehabilitation and respite care
  • Obesity/ weight control unless life-threatening
  • Change-of-gender treatments

Reliance Super Top-Up Insurance Plan (Other Benefits)

Reliance Super Top-Up Insurance Plan
  • 5% Online discount
  • ICU charges
  • AYUSH treatment
  • Maternity cover

Reliance Super Top-Up Insurance Plan (Eligibility Criteria)

Reliance Super Top-Up Insurance Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1.3 Cr

Individual

A cover for those who are one in a million. The Reliance Specially Abled health insurance plan caters to specially-abled individuals who need medical ...

Unique Features

  • Insurance for PWDs
  • In-patient/daycare procedures cover
  • Modern treatment cover

Reliance Specially Abled Health Insurance Plan (Pros)

Reliance Specially Abled Health Insurance Plan
  • In-patient treatment
  • Pre and post-hospitalisation
  • Cataract covered
  • Daycare procedure

Reliance Specially Abled Health Insurance Plan (Cons)

Reliance Specially Abled Health Insurance Plan
  • Investigation and evaluation
  • Change of gender treatments
  • Sterility/infertility treatment
  • Cosmetic/beauty/plastic surgery

Reliance Specially Abled Health Insurance Plan (Other Benefits)

Reliance Specially Abled Health Insurance Plan
  • Modern treatment
  • AYUSH treatment
  • Ambulance charges

Reliance Specially Abled Health Insurance Plan (Eligibility Criteria)

Reliance Specially Abled Health Insurance Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 5 L

Individual and Family Health Insurance

Health Gain Insurance Plan is a newly launched health plan by Reliance Health Insurance company. The plan allows the customers to customise their poli...

Unique Features

  • Individual and Floater Options
  • Lifetime Renewability
  • Hassle-free Claim Process

Health Gain Policy (Pros)

Health Gain Policy
  • Consumable Cover
  • Unlimited Base SI Reinstatement
  • Room Rent Modification

Health Gain Policy (Cons)

Health Gain Policy
  • Global coverage unavailable
  • Breach of law
  • Intentional injury
  • OPD not covered

Health Gain Policy (Other Benefits)

Health Gain Policy
  • Domiciliary hospitalization
  • Daycare procedures covered
  • Air ambulance services

Health Gain Policy (Eligibility Criteria)

Health Gain Policy
  • Entry Age: 91 days to 65 Years
  • SI: 5 L to 1 Cr
  • Initial waiting period: 30 Days
  • Policy term: 1/2/3 Years

Individual and Family Health Insurance

Reliance Health Infinity is a comprehensive health insurance plan that comes with a number of benefits and discounts. The policy offers wide coverage ...

Unique Features

  • Pre-policy Medical Check-up
  • AYUSH Coverage
  • No Sub-limits

Health Infinity Plan (Pros)

Health Infinity Plan
  • In-patient hospitalisation
  • Daycare expenses
  • Domiciliary hospitalization
  • Organ donor expenses

Health Infinity Plan (Cons)

Health Infinity Plan
  • OPD cover unavailable
  • No global coverage
  • Adventure sports
  • Health check-up unavailable

Health Infinity Plan (Other Benefits)

Health Infinity Plan
  • Modern treatment
  • Organ donor cover
  • Co-payment option
  • Add-on covers applicable

Health Infinity Plan (Eligibility Criteria)

Health Infinity Plan
  • Entry Age 91 days to 65 Years
  • Policy Type Individual / Family Floater
  • SI: 3 L to 1 Cr
  • Initial waiting period: 30 Days

Individual and Family Health Insurance

Reliance Arogya Sanjeevani's plan is affordable and efficient. In unprecedented times, covering you and your family is a necessity. Reliance Arogya Sa...

Unique Features

  • AYUSH Benefits
  • Inclusions and Exclusions
  • Quick Claim Process

Reliance Arogya Sanjeevani Plan (Pros)

Reliance Arogya Sanjeevani Plan
  • In-patient hospitalization
  • Daycare treatments
  • AYUSH treatments
  • Ambulance charges

Reliance Arogya Sanjeevani Plan (Cons)

Reliance Arogya Sanjeevani Plan
  • OPD cover
  • Domiciliary hospitalization
  • Daily Hospital Cash
  • Organ Donor

Reliance Arogya Sanjeevani Plan (Other Benefits)

Reliance Arogya Sanjeevani Plan
  • Modern treatment
  • Vaccination
  • Cataract
  • Covid-19

Reliance Arogya Sanjeevani Plan (Eligibility Criteria)

Reliance Arogya Sanjeevani Plan
  • Entry Age Minimum: 18 years
  • Entry Age Maximum: 65 Years
  • Policy Term 1 Year
  • Sum Insured: 50K to 10 Lakhs
  • Initial Waiting Period: 30 Days

Individual and Family Health Insurance

To avoid the financial stress and burden during Covid treatment, Reliance Health Insurance offers the Corona Kavach Plan that takes care of your medic...

Unique Features

  • Covers COVID-19
  • Check the Eligibility
  • Coverage Details of the Plan

Corona Kavach Plan (Pros)

Corona Kavach Plan
  • AYUSH treatment cover
  • Ambulance charges
  • COVID-19 treatment cover

Corona Kavach Plan (Cons)

Corona Kavach Plan
  • OPD charges
  • Daycare procedures
  • Modern treatment
  • Organ donor treatment

Corona Kavach Plan (Other Benefits)

Corona Kavach Plan
  • Home care treatment
  • In-patient hospitalization
  • Pre and post-hospitalization

Corona Kavach Plan (Eligibility Criteria)

Corona Kavach Plan
  • Entry Age Child Age: 1 day to 25 yrs
  • Adult Age: 18 yrs to 65 yrs
  • SI- 50 K to 5 L
  • Waiting period - 15 days

Critical Illness Health Insurance

Reliance Critical Illness insurance policy caters to life-threatening and lifestyle-disabling diseases, so you are worry-free. ​Reliance Critical Il...

Unique Features

  • 10 Major Illnesses Covered
  • Choose Your SI
  • Avail Tax Benefits

Reliance Critical Illness Insurance (Pros)

Reliance Critical Illness Insurance
  • COVID-19 cover
  • No-claim bonus
  • Cover for 10 critical illnesses

Reliance Critical Illness Insurance (Cons)

Reliance Critical Illness Insurance
  • Hospitalization out of war
  • Congenital disease
  • Intentional self-injury
  • IVF treatment
  • Air ambulance

Reliance Critical Illness Insurance (Other Benefits)

Reliance Critical Illness Insurance
  • Cancer of specified severity
  • Major organ/Bone marrow transplant
  • Multiple Sclerosis with persisting symptoms
  • Third degree burns
  • Aorta graft surgery

Reliance Critical Illness Insurance (Eligibility Criteria)

Reliance Critical Illness Insurance
  • Minimum entry age: 18 years
  • Maximum entry age: 65 years
  • SI: 5 - 10 Lakhs
  • Waiting period:

Group Health Insurance

Reliance General Group Mediclaim Insurance covers your employee's health at an economical cost and lets you enjoy tax benefits too. Reliance General ...

Unique Features

  • Coverage for employees
  • 3 variants available
  • Avail tax benefits

Reliance Group Mediclaim Policy (Pros)

Reliance Group Mediclaim Policy
  • Day care procedures
  • Regular health check-ups
  • Tax benefits

Reliance Group Mediclaim Policy (Cons)

Reliance Group Mediclaim Policy
  • Cosmetic treatment
  • Treatment of PEDs
  • HIV/AIDS treatment

Reliance Group Mediclaim Policy (Other Benefits)

Reliance Group Mediclaim Policy
  • Family floater clause
  • Extra insurance cover
  • Cover for all employees and their families

Reliance Group Mediclaim Policy (Eligibility Criteria)

Reliance Group Mediclaim Policy
  • Entry age: 18 to 65 years
  • Policy type: Group medical policy
  • Initial waiting period: 30 days

Individual

It's not an emergency if you are always prepared! Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents and the uncer...

Unique Features

  • 150+ surgeries cover
  • 140+ daycare cover
  • Lumpsum cash benefits

Reliance Hospi-Care Policy (Pros)

Reliance Hospi-Care Policy
  • 150+ listed surgeries
  • 140+ daycare procedures
  • Daily hospital cash

Reliance Hospi-Care Policy (Cons)

Reliance Hospi-Care Policy
  • Treatment outside of India
  • Self-inflicted injury
  • Breach of law

Reliance Hospi-Care Policy (Other Benefits)

Reliance Hospi-Care Policy
  • Hospitalisation due to Dengue/Malaria
  • Surgical payout
  • Affordable premiums

Reliance Hospi-Care Policy (Eligibility Criteria)

Reliance Hospi-Care Policy
  • Entry age: 18 to 65 years
  • SI: 1 to 10 Lakhs
  • Initial waiting period: 90 days

Narayana Health Insurance

Individual and Family Health Insurance

The Aditi Health Insurance by Narayana Health Insurance is a comprehensive plan that provides emergency coverage without any waiting period. This plan...

Unique Features

  • No waiting period
  • Annual health checkups
  • Coverage available at non-network

Narayana Aditi Health Insurance (Pros)

Narayana Aditi Health Insurance
  • 1 Cr sum insured
  • Room category modification
  • Living organ donor

Narayana Aditi Health Insurance (Cons)

Narayana Aditi Health Insurance
  • Domiciliary hospitalisation not covered
  • OPD treatment
  • Maternity not covered

Narayana Aditi Health Insurance (Other Benefits)

Narayana Aditi Health Insurance
  • Annual health checkup
  • Road ambulance charges
  • Coverage from day 1

Narayana Aditi Health Insurance (Eligibility Criteria)

Narayana Aditi Health Insurance
  • Entry age - 18 years
  • Max entry age - No age limit
  • SI - INR 5L to 1 Cr
  • Waiting Period - No waiting period

Individual and Family Health Insurance

The Narayana Arya Health Insurance plan is a comprehensive health insurance plan. It is offered by Narayana Arya Health Insurance and Narayana One Hea...

Unique Features

  • Comprehensive health policy
  • Cashless hospitalisation
  • Easy claim process

Narayana Arya Health Insurance (Pros)

Narayana Arya Health Insurance
  • Upto 1 crore sum insured
  • Zero waiting period
  • Pre and post-hospitalisation

Narayana Arya Health Insurance (Cons)

Narayana Arya Health Insurance
  • Daycare treatment not covered
  • Domiciliary treatments not covered
  • OPD charges not covered

Narayana Arya Health Insurance (Other Benefits)

Narayana Arya Health Insurance
  • Any room type avaialable
  • Top-up options available
  • Quick claim process

Narayana Arya Health Insurance (Eligibility Criteria)

Narayana Arya Health Insurance
  • Entry age - 18 years
  • Max 65 years - No age limit
  • SI - INR 25L to 1 Cr
  • Waiting Period - 30 days
Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.