Sbi Health
vs
Manipal Cigna

Would you believe if we say that the SBI Divyanga Suraksha health insurance plan provides healthcare for people with disability or any pre-existing HI...

Unique Features

• Covers in-patient treatment
• HIV/AIDS cover
• Power against disability

• Pre and post-hospitalization
• Medical treatment
• Daycare procedures
• Cataract cover

• Domiciliary hospitalization
• Vaccination
• Health check-ups
• Global coverage

• Modern treatment cover
• In-patient treatment
• AYUSH care
• PEDs cover

• Entry age: 18 o 65 years
• SI: 4 & 5 Lakhs
• Initial Waiting Period: 30 days

Manage Additional Expenses With Hospital Daily Cash Insurance of SBI!  SBI Hospital Daily Cash insurance policy takes care of the extra expenses ...

Unique Features

• Daily cash benefit
• Convalescence expenses
• No medical check-up required

• Daily cash benefit
• Convalescence benefit
• Multiple plan options

• Illegal activities
• Alcoholism
• Obesity

• Hospitalization benefits
• ICU hospitalization
• Affordable premiums

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 K

SBI Arogya Premier Policy is a comprehensive health insurance plan that is designed to protect you and your family from uncertain medical expenses. Th...

Unique Features

• Plan Specifications
• Eligibility
• Inclusions and Exclusions

• In-patient hospitalization expenses
• Pre and post-hospitalization
• AYUSH treatments
• Maternity expenses

• Daily hospital cash cover
• Newborn baby cover
• Global coverage
• Compassionate visit unavailable

• Mental illness cover
• HIV/AIDS cover
• Internal congenital diseases
• Genetic disorders

• Entry Age: 3 Months to 65 Year
• Sum Insured: 10 to 30 Lakhs
• Initial Waiting Period: 30 days

SBI Arogya Plus policy is a fixed premium plan that offers financial protection to you and your family during a medical emergency. The plan provides c...

Unique Features

• What is Arogya Plus?
• Know the Eligibility Criteria
• Premiums Sample Illustration

• OPD cover
• In-patient hospitalization
• Pre & post hospitalization

• Newborn baby cover
• Vaccination
• Compassionate travel
• Organ donor cover unavailable

• AYUSH treatment
• Domiciliary hospitalization
• HIV/AIDS cover
• Mental illness cover

• Entry Age: 3 Months to 65 Years
• Sum Insured: 1/2/3 L
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

SBI Arogya Top-up Policy is a health insurance top-up policy that is designed to provide additional coverage to policyholders when their standard heal...

Unique Features

• Enhanced coverage
• Eligibility criteria
• Key features

• In-patient hospitalisation
• Pre & post hospitalisation
• Ambulance cover

• Global coverage
• Air ambulance
• Compassionate visit
• OPD cover unavailable

• Organ donor expenses
• Domiciliary treatment
• Modern treatment

• Entry age: 3 months to 65 years
• SI: 1 to 50 Lakhs
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

SBI Arogya Sanjeevani Policy is a standard health insurance policy that comes with an affordable premium and offers a bucket full of benefits to its p...

Unique Features

• Affordable Health Plan
• Eligibility Criteria
• Inclusions and Exclusions

• In-patient hospitalization
• Pre and post-hospitalization care
• ICU expenses
• Daycare treatment
• Up to 12 advanced treatments

• Modern treatment unavailable
• OPD not covered
• Domiciliary hospitalization unavailable

• Deep Brain Stimulation
• Balloon Sinuplasty
• Oral Chemotherapy
• Intra Vitreal Injections

• Entry Age: 18 to 65 Years
• SI: 50K to 1 Lakhs
• Initial waiting period: 30 days

SBI Critical Illness Insurance Policy offers you financial protection from 13 important critical illnesses, this policy offers a fixed sum, irrespect...

Unique Features

• Coverage for Cancer
• Eligibility Criteria
• Inclusions and Exclusions

• 13 critical illnesses
• COVID- 19 covered
• Air ambulance services

• Maternity cover
• OPD and daycare unavailable
• Global cover unavailable

• Emergency medical cover
• No Maximum age limit
• SI up to 10 L

• Entry age: 5 years to No limit
• SI: 3 to 10 Lakhs
• Initial waiting period: 90 days

SBI Loan Insurance policy offers comprehensive coverage to the policyholder and helps them to repay their loan in case of medical emergencies arising ...

Unique Features

• Loan repayment benefits
• Plan details
• Inclusions and exclusions

• Pays out max 3 EMIs
• Pays outstanding loan
• PTD benefits

• Drug abuse or alcoholism
• HIV/AIDS
• Self-inflicted injury

• Accidental cover
• Critical illnesses cover
• Loss of job cover

• Entry Age: 18 to 65 years
• SI: 1 Crore
• Initial waiting period: 90 days

SBI Arogya Supreme health plan is a diverse health insurance plan that provides a solution for all your healthcare needs. It covers 20 basic covers an...

Unique Features

• Complete protection
• Choose SI
• Choose policy tenure

• Domestic Air Ambulance Cover
• Compassionate Benefit
• Recovery Benefit

• Automatic restoration
• Maternity cover unavailable
• Newborn baby cover
• 2nd medical opinion not covered

• E-Opinion Cover
• Preventive Health Check-up
• Renewal Benefit

• Entry age: 18 to 65 years
• Sum Insured 3 L | 5 L | 7.5 L | 10 L | 15 L | 30 L | 40 L | 50 L | 1 Cr
• Policy Term 1/2/3 Years
• Initial Waiting Period 30 Days

SBI Group Health Insurance is a comprehensive plan, as it provides wider coverage to its customers as well as their family members. Group health insur...

Unique Features

• High Sum Insured
• Easy Policy Renewal
• 10% copayment

• In-patient hospitalization
• Daycare treatments
• Co-payment clause

• Room rent unavailable
• OPD not covered
• Organ donor expenses
• Modern treatment unavailable

• Ambulance expenses
• Pre & post-hospitalisation
• Policy renewal benefits

• Entry age: 18 to 65 years
• Sum insured: 1 to 5 Lakhs
• Initial waiting period: 30 days

SBI Health Edge is a newly introduced health insurance plan from SBI Health Insurance which is customizable and is available to insurance holders base...

Unique Features

• Avail Global Treatment
• Multiple Discounts
• 18 Optional Covers

• In-patient hospitalization
• Pre and Post-hospitalization
• Daycare treatments
• Emergency ambulance cover

• Organ donor
• Compassionate visit
• Domiciliary hospitalization

• Bariatric Surgery Cover
• Modern Treatments
• AYUSH Treatments
• Health Check-ups

• Entry Age: 18 to 65 Years
• SI: 3 to 25 Lakhs
• Initial waiting period: 30 days

SBI Super Health Plan is SBI Health Insurance's new comprehensive health insurance plan. The plan is an umbrella health plan that provides all-inclusi...

Unique Features

• Unlimited Re-insure Benefit
• Wellness Benefits
• Annual Health Check-ups

• Tax benefit
• Reinsure benefit
• Health multiplier
• Optional covers

• Cosmetic treatment
• Injury due to illegal activities
• Unlawful activities
• Adventure sports injuries

• OPD expenses
• International treatment
• SI up to 2 Crores
• Flexible premium payments

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

ManipalCigna ProHealth Protect Plan is a comprehensive health insurance policy designed to take care of you and your family in your health and illness...

Unique Features

• Avail Add-On Covers
• Optional Benefits Available
• High SI Options

• Newborn Baby and Maternity Cover
• Health Maintainance Benefit
• AYUSH Cover

• Compassionate travel
• Vaccination expenses
• E-consultation

• Daycare treatment
• Domiciliary treatment
• OPD cover

• Entry age: 18 years to No limit
• SI: 2.5 L to 50 L
• Initial waiting period: 30 days
• Policy term: 1/2/3 years

The ManipalCigna ProHealth insurance policy is specially designed to cater to all your worries regarding your health and wellness. It provides the pol...

Unique Features

• Suitable for New Couples
• Family Planning Coverage
• Maternity & Newborn Cover

• Maternity & new-born benefits
• Modern treatment
• 500+ daycare procedures
• Listed critical illnesses

• IVF not covered
• E-consultation
• Compassionate travel

• Organ donor expenses
• Worldwide coverage
• In-patient hospitalization
• Out-patient hospitalization

• Entry age: 18 years to No max limit
• SI: 4.5 L to 50 L
• Initial waiting period: 30 days
• Policy term: 1/2/3 years

We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...

Unique Features

• Modern treatment cover
• Low waiting periods
• Room category flexibility

• Daily cash for shared accommodation
• Air ambulance
• Domestic second opinion
• Unlimited 100% SI restoration

• OPD cover
• Maternity and newborn cover
• Compassionate travel

• Any room upgradation
• Unlimited SI restoration
• PEDs waiting period reduction
• Domestic second opinion (Elite)

• Entry age: 56 to 75 years
• SI: 3 to 50 Lakhs
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...

Unique Features

• 360 Degree Family Coverage
• Additional Wellness Programs
• OPD Charges Covered

• Bariatric surgery
• Maternity coverage
• Newborn baby cover
• Daily cash benefits

• Compassionate travel
• Copayment unavailable
• Sub-limits not applicable

• Air ambulance cover
• OPD available
• Domiciliary hospitalization

• Entry age: 18 years to no max limit
• SI: 5 L to 1 Cr
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

A gift of better healthcare for the golden years of life! The ManipalCigna Prime Senior Elite plan is specially designed for the senior citizens of yo...

Unique Features

• Modern treatment cover
• Flexible health check-ups
• Air ambulance cover

• In-patient hospitalisation
• Daycare treatment
• Domiciliary hospitalisation
• Sum insured restoration
• Organ donor expense coverage

• Cataract not covered
• Sports injury cover
• Cosmetic treatment unavailable
• Baldness not covered
• Higher co-pays applicable

• AYUSH treatment cover
• Second e-opinion covered
• Multiple discounts available
• OPD add-on cover available
• COVID-19 treatment cover

• Entry age - 56 - 75 years
• SI - INR 5 - 50 Lakhs
• Waiting Period - 30 days

"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...

Unique Features

• Customizable health benefits
• High-value covers
• Health reward discounts

• In-patient hospitalisation
• Daycare treatment
• Domiciliary hospitalisation
• Sum insured restoration
• Organ donor cover

• Adventure sport injuries
• Cosmetic treatment
• Alcoholism/drug abuse
• Self-inflicted injury

• Optional covers
• Add-ons available
• Unlimited benefits up to SI
• Bariatric surgery cover
• AYUSH treatment cover

• Child Entry age - 91 days - 25 Years
• Adult Entry Age- 18 Years- No Limit
• SI - INR 3 Lakhs - 1 Crore
• Waiting Period - 30 days

“It’s Super Easy, Super Affordable.” ManipalCigna super top-up plus plan is an additional protection that you can buy to expand your...

Unique Features

• Choose any hospital room
• Affordable premiums
• Healthcare inflation protection

• Pre-hospitalization cover
• Post-hospitalization cover
• Modern treatment cover
• AYUSH hospitalization

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports
• Maternity not covered
• Newborn baby cover NA

• Organ donor cover
• Discounts on premium
• 30 days grace period
• Deductible options

• Entry Age - 91 days
• Max Entry Age - No Limit
• SI - 1 - 30 Lakhs
• Waiting Period - 30 Days

ManipalCigna ProHealth Prime Active is a comprehensive plan to keep you, Healthy bhi and Active bhi. But have you ever imagined why Indians don't prio...

Unique Features

• Worldwide emergency cover
• Premium waiver benefit
• Covers 36 listed critical illnesses

• Global cover
• Modern treatment
• Second medical opinion

• OPD cover
• Maternity benefits
• Newborn baby cover

• In-patient hospitalization
• Daycare procedures
• Organ donor cover

• Entry age: 18 to 70 years
• SI: 3 to 15 Lakhs
• Waiting period: 30 days
• Policy term: 1/2/3 years

ManipalCigna ProHealth Select - A health insurance plan that extends coverage in times of need. Life's unpredictable emergencies require your financia...

Unique Features

• Customizable policy
• Reassurance/Premium waiver
• High SI options available

• Room rent
• ICU charges
• Pre and post-hospitalisation
• OPD charges

• Investigation & evaluation
• Rest/cure/rehabilitation and respite care
• Obesity/weight control
• Dental treatment

• Cataract
• No claim bonus
• Automatic restoration

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 25 L

Your safety wallet, anywhere any time. Buy your ManipalCigna ProHealth Cash Policy. ManipalCigna ProHealth Cash plan is extended financial support thr...

Unique Features

• Daily hospital cash benefit
• Worldwide cover option
• Multiple discounts available

• Comes in 2 variants
• Sickness hospital cash benefits
• ICU cash benefit
• Worldwide cover

• Breach of law
• Suicide or an attempt to commit suicide
• Alcoholism or drug abuse
• Contamination from Nuclear fuel or radiation

• Option to choose coverage period
• Family discount
• Online renewal discount
• Long-term discount

• Entry age- 91 days to 65 years
• Coverage period- 60/90/180 days
• Sum Insured- INR 500-5000

Protect your family with the ManipalCigna Arogya Sanjeevani policy! Yes, you heard that right. You should buy a standard health insurance policy like ...

Unique Features

• AYUSH treatment cover
• Covers modern treatments
• Affordable & available for all

• Room rent covered
• ICU charges
• Pre-hospitalisation
• Daycare treatment

• Breach of law
• Hazardous or adventure sports
• Contamination from Nuclear fuel/radiation
• Unproven treatments

• AYUSH treatment
• Modern treatment
• Cataract

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 10 L

Always be prepared for the ups and downs of life! Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financiall...

Unique Features

• Lump sum payout
• Dependent children cover
• Loss of income benefit

• Accidental death covered
• Permanent total disability
• Education fund
• Emergency ambulance cover

• Any PEDs
• Suicide or an attempt at suicide
• Intentional self-injury
• Breach of law

• Burns cover
• Broken bones benefit
• Temporary total disability

• Entry age- Child: 5 - 25 years; Adult: 18 - 80 years
• Sum Insured: INR 50
• 000 - 10 Crores
• Accidental injury/death: Day 1

ManipalCigna ProHealth Insurance Policy by ManipalCigna Health Insurance Company is a comprehensive hospitalization insurance plan that protects you a...

Unique Features

• Know About the Plan & its Variants
• Explore the Features & Eligibility
• Inclusions and Exclusions

• Pre-hospitalisation
• Post-hospitalisation
• Unlimited teleconsultation
• Daily hospitalcash
• SI restoration benefit

• Obesity weight control
• Change of gender treatments
• Breach of law

• Cashless claim settlement
• AYUSH treatment
• Trusted insurance provider

• Min entry age: 91 days
• Max entry age: Unlimited
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...

Unique Features

• Boost Your Health Coverage
• Eligibility Criteria and Features
• Inclusions & Exclusions

• AYUSH treatment
• Modern treatment cover
• Organ donor expenses

• Maternity cover
• Global cover
• No OPD cover
• Domiciliary care unavailable

• In-patient hospitalization
• Pre & post-hospitalization
• Daycare procedures cover

• Entry age: 18 years to no age bar
• Policy term: 1/2/3 years
• Initial waiting period: 30 days
• SI: 3 to 30 Lakhs

Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...

Unique Features

• Know About the Plan & its Variants
• Explore the Features & Eligibility
• Inclusions and Exclusions

• Covers the treatment cost of HIV/AIDS and STD
• Covers mental illness
• You can opt for global coverage

• Vaccination not covered
• IVF treatment not covered
• Air ambulance not covered

• You can opt for deductibles
• Air ambulance covered
• Domestic and international coverage

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 3 Crore

ManipalCigna ProHealth Prime is a comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control, and Better Care for th...

Unique Features

• Comprehensive coverage
• High sum insured
• Customized benefits

• Annual health check up
• Domestic second opinion
• Switch off benefit
• Premium waiver benefits
• OPD expense covered

• Optional deductibles
• 10% co-payment
• PED 2-year waiting period
• Long waiting period

• Domiciliary hospitalisation
• Air ambulance cover
• Cumulative bonus booster
• CI add on cover
• SI restoration

• Min entry age: 91 days
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solutions to employer-employee and non-...

Unique Features

• Avail Critical Illness Cover
• High Sum Assured
• Optional Covers

• Avail Critical Illness Cover
• High Sum Assured
• Optional Covers Available

• Injuries due to unlawful activities
• Obesity
• Cosmetic surgery
• Injuries due to illegal activities
• Illness due to radiation exposure

• Donor expenses cover
• AYUSH treatment cover
• Daily Cash Benefits
• Critical illness cover
• Personal accident cover

• Min entry age: Day 1
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

ManipalCigna Health Insurance Company offers its Critical Illness policy which is also a global plan that assures you financial support during critica...

Unique Features

• CI Cover
• Eligibility & Features
• 30 CI Cover

• 15 or 30 major illnesses
• Medical second opinion
• Online wellness program

• No daily cash benefit
• In-patient hospitalization
• OPD unavailable
• Daycare procedures

• Basic & advanced add-on cover benefits
• Organ donor expenses

• Entry age: 18 to 65 years
• SI: 1 L to 25 Cr
• Policy term: 1/2/3 years
• Waiting period: 90 days

'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new SARVAH plan talks about. With this plan, ManipalCig...

Unique Features

• Comprehensive coverage
• High sum insured
• Customized benefits

• Coverage for major illness
• Reduced waiting period for pre-existing diseases
• Unlimited restoration
• Surplus benefits

• Maternity benefit not covered
• No global coverage
• Daily hospital cash not covered

• Tatkal benefit
• Comprehensive personal accident cover
• Gullak and Sarathi benefits

• Entry Age -91 days
• Maximum Entry Age - No Limit
• SI - Up to 3 Crore
• Waiting Period - 30 days