Royal Sundaram
vs
Aditya Birla

Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan as it offers holistic coverage with a wide range of benefits such...

Unique Features

• Up to 1 Crore SI
• 4X Mobility Devices Cover
• Health and Wellness Cover

• Re-load of sum insured
• Health check-up
• App-based cabs

• Illegal activities
• Alcoholism
• Self-inflicted harm

• Annual Health Check-up
• Emergency Evacuation
• Second Opinion

• Min Entry Age:18 Years
• Max Entry Age: No limit
• Intiial Waiting Period: 30 Days
• Sum Insured: 1 Crore

Royal Sundaram Personal Accident Policy safeguards insured individuals against the loss of income, provides the best medical care, and ensures your ch...

Unique Features

• Global Coverage Available
• 5 Crore SI
• Education Grant

• Higher sum insured available
• Accidental death cover
• Disability cover

• Illegal activities
• Alcoholism
• Adventure sports

• Worldwide coverage
• Education grant
• Cumulative bonus

• Min entry age: 18 Years
• Max entry age: 70 Years
• Sum Insured: Up to 1.5 Crores

Royal Sundaram Multiplier Health Insurance is a one of its kind plan that covers up to 11 times the sum insured in case of emergency health complicati...

Unique Features

• 11X Multiplier Benefit
• 4X Multiplier Benefit
• Emergency Domestic Evacuation

• No claim bonus
• Modern Treatments
• AYUSH Treatment

• Illegal activities
• alcoholism
• obesity and weight management

• Flexi Reload Benefit
• Health and Wellness Benefit
• Ambulance Cover

• Min Entry Age: 18 Years
• Max Entry Age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 25 L

The Surrogacy (Regulation) Act, 2021 by the government of India has come into effect saying that, if any couple is in search of a surrogate mother, th...

Unique Features

• Cover for Surrogacy
• Oocyte Donor Cover
• Daycare Procedures

• Covers surrogate mothers
• Covers oocyte donors
• Ambulance cover

• Illegal activites
• adventure sports
• self-harm

• Inpatient hospitalization
• Room rent cover
• Daycare Procedures

• Min entry age: 18 Years; Max entry age: 35 Years
• Sum Insured: Up to 5 L

Give your life a new direction with the Royal Sundaram Family Plus plan if you are planning a family or want to protect your extended family. It's obv...

Unique Features

• Emergency domestic evacuation
• Maternity cover benefits
• Health & wellness benefits

• Ambulance Cover
• Re-load of Sum Insured
• Second Opinion for 11 specied Critical iIIness

• Investigation & Evaluation
• Obesity/ Weight Control
• Alcoholism

• Maternity cover
• Health and wellness
• Nutritional allowance

• Min entry age: 18 Years
• Max entry age: No upper limit
• Sum Insured: Up to 50 L
• Initial waiting period: 30 Days

GET MUCH MORE for less! Royal Sundaram Advanced is a top-up plan that provides you with health coverage beyond the base health policy. It helps you ke...

Unique Features

• Home care treatment
• Life protect benefits
• 2nd opinion for 22 critical illnesses

• Life protect benefit
• PEDs waiting period reduction
• Modern treatment
• No cost SI restore
• Home care treatment

• Obesity control
• No change-of-gender
• Cosmetic/plastic surgery
• Hazardous/adventure sports
• Breach of law

• AYUSH cover
• Critical illness 2nd opinion
• Daycare treatment
• Organ donor expenses
• In-patient hospitalization

• Child Entry Age - 91 days - 25 years
• Adult Entry Age- 18 - 65 years
• SI - INR 10 - 95 Lakhs
• Waiting Period - 30 days

Royal Sundaram Lifeline Elite Plan is the only health insurance that you need now! Why? Let's understand this with an example. Rahul and Aditya went o...

Unique Features

• 11 specified critical illnesses cover
• Worldwide emergency hospitalization
• Maternity & newborn covers

• Cancer of specified severity
• Heart attack
• Kidney failure

• Illegal activites
• Alcoholism
• Obesity

• Emergency domestic evacuation
• Worldwide cover
• Tax benefits

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1.5 Cr

Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Along with in-...

Unique Features

• Plan benefits
• Types of plans offered
• Plan features & buying process

• Domiciliary Hospitalization
• Worldwide Emergency Hospitalization
• International Treatment Abroad

• Illegal Activities
• Adventure Sports
• Alcoholism

• Preventive health care and wellness
• Reload of Sum Insured
• OPD Cover

• Min Entry Age 18 Years
• Max Entry Age No limit
• Initial Waiting Period 30 Days
• Sum Insured Up to 1.5 Cr

Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three...

Unique Features

• Upto 1 Cr SI
• Minimum Survival Period
• All Cancer Stages Covered

• Covers 3 stages
• 150% of SI
• 10% of no claim bonus
• High SI
• Lump sum payout

• Illness due to intoxicants
• Obesity treatment unavailable
• Hazardous activity not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Wellness coach
• Second e-opinion
• Short survival period
• Upto 1 Cr SI
• Hospitalization Expense

• Entry Age- 18 Years
• Max Entry Age- 65 Years
• SI- 5L to 1 Cr
• Waiting Period- 90 days

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. Activ secure personal ...

Unique Features

• Up to 20 Cr SI
• 11 Optional Covers
• Avail Wellness Benefit

• Total and partial disability cover
• Accidental death cover
• No claim bonus
• Ambulance cover
• Education benefit

• Illness due to intoxicants
• Obesity treatment unavailable
• Hazardous activity not covered
• Cosmetic surgery unavailable

• Income cover
• Loan protect cover
• Orphan benefits
• Compassionate visit
• Coma benefit

• Entry age- 5 years
• Max entry age- 65 years
• SI- 30L
• Waiting period- 30 days

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals such as health insurance protection with wellness benefit...

Unique Features

• Critical Illness Cover
•  Health Coach
•  SI Up to 2 Crores

• Earn 100% health returns
• Cover for dental consultations
• Modern treatment cover
• Wellness coach
• Mental illness cover

• Illness due to intoxicants
• Change of gender treatment
• Hazardous activity not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Chronic management program
• Premium waiver benefit
• Reload of SI
• Road ambulance cover
• Second e-opinion

• Entry age- 90 days
• Max entry age- 45
• SI- 1L to 1 Cr
• Waiting period- 30 days

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Provides health reward for keeping yourself healthy
• gives optional benefits
• Get maternity expense benefits

• Does not cover air ambulance
• No coverage for global treatment

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Entry Age - 18
• Maximum Entry Age - 65
• SI -4-25 Lakh
• Waiting Period - 30 days

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to any treatment for critical illness. The plan has wid...

Unique Features

• 64 Critical Illnesses Covered
• Replace Loss of Income
• Short Survival Period

• 64 Critical Illnesses Covered Replace
• Loss of Income
• Short Survival Period

• Does not cover maternity
• Does not cover any congenital illness
• Does not cover any evaluation purposes

• The sum insured of this plan is of up to 1 Cr
• It comes in three different variants - Plans 1/ 2/ 3 with specific coverage options

• Min- 5 years
• Max- 65 years

Growing old comes with several complications related to our health, at times. It's so natural that nobody could deny accepting the complications and s...

Unique Features

• 360 degrees support to seniors
• Cashless home treatment
• 586 category of daycare procedures

• 360 degrees support to seniors
• Cashless home treatment
• 586 category of daycare procedures

• Does not cover modern treatments
• Vaccinations not covered
• Compassionate travel not covered

• Tax benefits
• Advanced health check-up
• Optional room upgrade facility

• Min- 55 years
• Max- 80

Aditya Birla Activ One Plan benefits include: Health returns Health assessment Daycare treatments No capping on hospitalization expenses Mental illne...

Unique Features

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Chronic illness covered
• double coverage

• Daily hospital cash not covered
• OPD charges not covered
• Maternity not covered

• Initial waiting period 30 years

The Activ Health Platinum Premiere plan is one of the variants of the Aditya Birla Activ Health insurance plan. It safeguards you from health emergenc...

Unique Features

• Mental illness cover
• Physiotherapy
• Critical illness cover

• Annual health check-up
• Pre-hospitalization cover
• Post-hospitalization cover
• Daycare procedure

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports. Maternity (basic cover)
• IVF/sterility treatment

• Organ donor cover
• International coverage
• Optional dental treatment cover
• Air ambulance

• Entry Age - 91 days
• Max Entry Age - 65 Years
• SI - 10 L - 2 Cr
• Waiting Period - 30 Days

What if someone looked after your parents just like you?' Aditya Birla's Active Care Standard plan does that for your parents. This is one of the plan...

Unique Features

• Cashless home treatment
• Optional lifestyle support
• 586 daycare procedures

• In-patient hospitalisation
• Daycare treatment
• Domiciliary hospitalisation
• Sum insured restoration
• Organ donor expense coverage

• Sports injury not covered
• Cosmetic treatment unavailable
• Baldness not covered
• Higher co-pay applicable

• AYUSH treatment cover
• Second e-opinion covered
• Multiple discounts available
• COVID-19 treatment cover

• Entry age - 55 - 80 years
• SI - INR 3 - 10 Lakhs
• Waiting Period - 30 days
• No. of insured (floater)- self & spouse

Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy! YES, you hear...

Unique Features

• Stay fit & get rewarded
• Travel protection cover
• Unlimited SI refill

• Pre-hospitalization cover
• Post-hospitalization cover
• Modern treatment cover
• Organ donor cover

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports
• External providers
• Beauty/cosmetic treatment

• 10-50-100 benefits
• Activ Health App
• Binge SI refill
• Premium back option
• Super no-claim bonus

• Entry Age - 91 days
• Max Entry Age - 45 years
• SI - 5 L - 1 Cr
• Waiting Period - 30 Days

When you have access to everything global, why should your healthcare be any different? To cater to your global healthcare services requirements, the ...

Unique Features

• 16 major illness cover
• International second e-opinion
• Worldwide cashless treatment

• In-patient treatment cover
• Post-hospitalization cover
• Accommodation expenses
• Travel expenses cover

• Floater option not available
• Change of gender treatments
• Alcoholism/drug use cover
• Hazardous or adventure sports
• Maternity not covered

• No age bar for renewability
• Organ donor cover
• Long-term discounts
• PEDs post-waiting period
• Multi-individual plan benefit

• Entry Age - 91 days
• Max Entry Age - 65 Years
• SI - Up to 6 Cr
• Waiting Period - 30 Days

Isn't it right to have a health insurance policy that provides all-time healthcare accessibility for you and your family and doesn't drain out your al...

Unique Features

• All daycare procedures
• Covers AYUSH treatment
• Cataract expenses covered

• All daycare procedures
• AYUSH treatment
• Cataract expenses covered

• Domiciliary hospitalisation
• OPD charges
• Automatic restoration

• Covid-19 coverage
• Hospitalisation covered
• Affordable premiums

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L

Is there a health plan that covers exceeding medical expenses without letting you worry about its limit? Well, Aditya Birla Activ Assure Diamond does!...

Unique Features

• International/domestic emergency
• 586 daycare procedures
• Health and wellness discounts

• Cover for hospitalisation expenses like COVID-19
• Home treatment expenses
• Over 586 daycare procedures covered

• Daily hospital cash not covered
• No maternity cover
• Modern treatment not covered
• E-consultatin not covered

• International/domestic emergency cover
• 586 daycare procedures covered
• Health and wellness discounts

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company is a health insurance plan designed to look after the healthcare need...

Unique Features

• Explore the Eligibility Criteria
• Key Features of the Plan
• Inclusions & Exclusions

• Post hospitalisation physiotherapy
• Health coach benefit
• One premium waiver
• Health assessment
• Chronic management program

• Illness due to intoxicants
• change of gender treatment
• Hazardous activity not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Road ambulance cover
• No claim bonus
• Critical illness cover
• Domiciliary hospitalisation
• Super reload of SI

• Entry age- 91 days
• Max entry age- 65 years
• SI- 10L to 2 Cr

Aditya Birla Activ Health Platinum Essential Plan is your best friend if you are looking for a health insurance cover that protects you against chroni...

Unique Features

• Chronic Management Care
• Wellness Benefits
• COVID-19 Cover

• Health returns cover
• Chronic management program
• Mental illness cover
• Home care treatment
• Obesity treatment

• Illness due to intoxicants
• Change of gender treatment
• Hazardous activities not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• AYUSH treatment cover
• Road ambulance cover
• Health check-up program
• International cover
• Critical Illness cover

• Entry age- 91 days
• Max entry age- No age limit

A plan that covers you and your extended family. Imagine getting a health insurance plan for you and your family. With family, I mean: Your spouse ...

Unique Features

• Covers extended family
• HealthReturn benefits
• 6X benefits by 6th year

• Cover your extended family
• High sum insured options
• 30 days waiting period

• Maternity expenses
• Non-medical expenses
• Sterlity and infertility treatment

• Mental illness hospitalisation
• AYUSH treatment covered
• Obesity treatment
• Day care treatment

• Min entry age: 18 Years
• Max entry age: No limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

A plan designed for every lifestyle. What if I told you that there is a health insurance plan that gives coverage according to your lifestyle? Yes, Ad...

Unique Features

• Chronic diseases covered from day 1
• HLTH meter
• HealthReturn program

• Non-medical expenses covered
• Mental illness covered
• Obesity treatment
• Home healthcare
• AYUSH treatment

• Investigation and evaluation
• Rest cure rehabilitation and respite care
• Sterlity and infertility

• Organ donor expenses
• annual health check-up
• Chronic care

• Min entry age: 18 Years
• Max entry age: No Limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 6 Cr