Tata Aig
vs
Niva Bupa

Life is very uncertain, you never know what will happen to you in the next second. Are you prepared for that? Nonetheless, to make you ready for life&...

Unique Features

• Comprehensive accident care
• Coverage for child education
• No waiting period

• Temporary total disability
• Child enhancement benefit
• Air ambulance
• Loss of hearing

• No alcoholism cover
• No war injury cover
• No cataract cover
• No STD cover

• Fractures
• Burns
• Total disablement cover
• Accidental death

• Entry age- 6 months
• Max entry age- 65 years
• SI- NA
• Waiting period- 30 days

TATA AIG medicare premier is an all-around health insurance plan offering you the latest and best health care features. Available on an individual and...

Unique Features

• Eligibility Criteria
• Benefits and Features
• Inclusions and Exclusions

• Wellness service
• Compassionate travel. Home care
• Restore benefit

• Injury due to suicide attempt
• Death due to drugs
• Injuries due to breach of law
• STDs

• OPD dental treatment
• First-year vaccinations
• In-patient treatment
• Second medical opinion

• Entry age- 18 years
• Max entry age- 65 years
• SI- 5 L to 3 Cr
• Waiting period- 30 days

Be ready for future health complications that may chew down all your wealth and health! Or choose Tata AIG Criti MediCare which has your back. Tata AI...

Unique Features

• Covers 100 critical illnesses
• Cancer-360 indemnity cover
• Hospital cash benefit

• Complete cancer coverage
• hospital cash
• Covers over 100 critical illnesses

• Self-harm not covered
• No international coverage
• Adventure sports injury not covered

• Discount on premiums
• Tele medical examination
• Tax benefits

• Entry Age: 18 - 65 Years
• Initial Waiting Period: 30 Days
• SI: Up to 2 Cr
• Policy Term: 1/2/3 Years

Trusted Naam, Fantastic Kaam! Choose all-around care for your health with the Tata AIG Elder Care plan. Tata AIG Elder Care is tailored to offer high-...

Unique Features

• Preventive health check-ups
• Post-operative care
• Homecare treatment cover

• Preventive health check-up
• Pre-hospitalisation cover
• Post-hospitalisation cover
• Compassionate visit
• In-patient treatment

• Obesity/weight control
• Change of gender treatments
• Hazardous or adventure sports
• Maternity not covered

• Cumulative bonus
• Daycare procedures
• Medical second opinion
• AYUSH treatment cover

• Entry age- 61 years
• Max entry age- 85 years
• SI- 5-25 Lakhs
• Waiting Period- 30 days

Have you considered staying prepared against adversity with the TATA AIG Accident Shield policy? Tata AIG Accident Shield policy is an additional laye...

Unique Features

• Lifelong renewability
• Children’s educational grant
• 30 days grace period

• Accidental death
• Permanent total disability
• Permanent partial disability

• AIDS
• Mental or nervous disorder
• Alcoholism

• Disappearance of the insured person
• Child’s education aid
• High SI

• Min entry age: 6 Months
• Max Entry Age: 65 Years
• Waiting Period: 30 Days
• Sum Insured: N/A

As per IRDAI's guidance, the Tata AIG Arogya Sanjeevani policy is an indemnity plan designed to offer a basic but comprehensive health insurance polic...

Unique Features

• IRDAI-mandated policy
• Covers AYUSH treatment
• Family floater coverage

• Hospitalization cover
• Accident cover
• Ambulance cover

• Illegal acitivities
• Drug abuse
• Obesity

• Oral chemotherapy
• lmmunotherapy
• Robotic surgeries

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L

Tata AIG Group EMI Protect policy is specially designed to offer insured members financial protection if they cannot work due to an accident or the di...

Unique Features

• In-patient hospitalization
• Critical illness cover
• Personal accident cover

• In-patient hospitalization
• Critical illness cover
• Personal accident cover

• Alcoholism
• Illegal activities
• Obesity treatments

• Cancer cover
• Organ transplant
• Heart cover

• Entry Age: 18 Years
• SI: Opted as per schedule
• Waiting Period: 30 Days
• Plan Renewability: Lifelong

Uncompromising commitment to care! Tata AIG MediCare Protect health insurance policy is specially designed to provide you with a robust healthcare fac...

Unique Features

• Daycare treatment covered
• Upto 5 Lakh coverage
• Inclusion and exclusion

• Health check up covered
• Ambulance charges covered
• Compassionate travel

• Non-prescribed treatment for a condition
• Suicide and self-inflicted injury
• Adventure sports or life-threatening activities

• Accidental death benefit
• Upto 32% discount
• 30 days of initial waiting period

• Min entry age: 91 Days
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L

Why settle for less when it comes to your family's future protection? Buy the Tata AIG Secured Future health insurance policy that covers a medical em...

Unique Features

• Accidental death cover
• Financial protection benefit
• PTD & dismemberment cover

• Income benefit
• Accident cover
• Disability cover

• Pre-existing diseases (PEDs)
• STDs
• Alcoholism

• Individual plan
• 1 year policy
• Affordable premiums

• Min entry age: 18 Years
• Max entry age: 70 Years
• Initial Waiting Period: N/A
• Sum Insured: Up to 35 K

TATA AIG Medicare Policy offered by Tata AIG is an affordable top-up policy that is designed to look after your and your family's healthcare needs. Me...

Unique Features

• Lifetime Renewability
• High Sum Insured Options
• Quick Buying Process

• Global coverage
• Cumulative bonus
• Tax benefit
• Family discount

• No gender change
• Any existing disability
• Injuries due to breach of law
• Injuries due to aviation
• No suicide cover

• Consumables benefits
• In-patient dental treatment
• Ambulance cover
• AYUSH Benefits
• Domiciliary treatment

• Entry age- 18 years
• Max entry age- 65 years
• SI- 3 L- 1 Cr
• Waiting period- 30 days

TATA AIG Medicare is a comprehensive health insurance plan that is specifically designed by keeping in mind the increasing cost of medical expenses. T...

Unique Features

• Vaccination Covered
• AYUSH Covered
• Quick Claim Process

• Global coverage
• 540+ day care treatments
• Qualified nurse
• Room rent
• Organ donor

• Injury due to suicide attempt
• Death due to drugs
• STDs
• Injuries due to breach of law

• AYUSH benefit
• Health checkup
• Bariatric surgery cover
• Vaccination cover

• Entry age- 18 years
• Max entry age- 65 years
• SI- 3 L- 20 L
• Waiting period- 30 days

To ensure total health coverage for women, Tata AIG Health Insurance has introduced the Wellsurance Women Policy. This plan is specially designed to p...

Unique Features

• Designed for Women
• Check your Eligibility
• Quick Claim Process

• Cashless hospitalisation
• Daily cash benefit
• Post-hospitalisation

• Any pre-existed illnesses or any complications
• STDs
• Self-inflicted injuries /Attempted suicide
• Mental or nervous disorder

• Free helpline
• Discount offerings on health and wellness
• Tax benefits

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 7 L

TATA AIG's Health Supercharge plan offers a fivefold enhancement in your health insurance coverage. This new plan opens the availability to different...

Unique Features

• 5X Enhanced Benefits
• 2 Impressive Variants To Choose
• Complete AYUSH Coverage

• 5x benefits
• 5% extra discount for youngsters
• 2 plan variants
• AYUSH treatment

• Obesity treatment unavailable
• Change of gender treatment
• Maternity cover
• Act of war not included

• Unlimited recharge
• Wellness benefits
• Easy claim process
• Restore benefit
• Pan India coverage

• Entry age- 90 days
• Max entry age- no limit
• SI -INR 5 L to 20 L
• Waiting period- 30 days

Health dangers are rapidly increasing in today's fast-paced world, which includes some chronic life-threatening diseases. Anyone can have a critical i...

Unique Features

• Features and Benefits
• Eligibility and Coverage
• Need For Critical Illness Plans?

• Covers 20 critical illness
• Accident care benefits
• Direct claim settlement

• Cosmetic procedures not covered
• Self-harm not covered
• Obesity-related treatments not covered

• Cataract treatments
• Domestic emergency evacuation
• Compassionate travel

• Entry age: 18 - 65 Years
• SI: 5 L - 5 Cr
• Policy Term: 1/2/3 Years
• Initial Waiting Period: 90 Days

"Introducing a health insurance that rewards you for starting young." A plan that allows you to go for overseas treatment. Several health insurance p...

Unique Features

• Global Treatment
• Provides Maternity Cover
• Lock the Clock

• Overseas treatment coverage
• Booster benefit
• Covers organ donor transplant
• Second medical opinion
• Teleconsultation

• No suicide cover
• No war injury cover
• Baby food & utility charges excluded
• Laundry charges excluded
• No certificate charges

• 4 unique variants of the plan
• Cash-bag benefit
• WellConsult OPD Wallet
• Cashless claim settlement
• AYUSH Treatment

• Entry age - 18 years
• Max entry age - No age limit
• SI - INR 3L to 1 Cr
• Waiting Period - 30 days

With all the haze of 'this policy is not gonna work for every medical emergency', don't get fooled again. Niva Bupa Arogya Sanjeevani health policy is...

Unique Features

• COVID-19 treatment coverage
• Pre and post-hospitalisation cover
• Lower co-pay on your claims

• COVID-19 coverage
• Cumulative bonus
• AYUSH treatment
• Room rent cover
• Preventive health check-ups

• No maternity cover
• COVID-19 care not covered
• Home care treatment is not covered
• OPD not covered
• Ambulance cover not available

• Individual & family floater plan
• Cashless claim settlement
• Upto 2 Cr SI
• Premiums are affordable

• Min. Entry Age - 3 Months - 25 Years
• Adult Entry Age - 18 - 65 Years
• SI - 50000 - 10 L
• Initial Waiting Period - 30 Days

Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Recharge (formerly known as Max Bupa Health Recharge) i...

Unique Features

• Get covered for HIV/AIDS
• Loyalty addition of 5% on SI
• Discounts on pharmacy and diagnostic services

• Loyalty addictions up to 50%
• Pharmacy and diagnostic services
• Personal accident cover
• Easy plan convertibility
• Easy plan convertibility
• Day care treatment coverage

• Maternity treatment not covered
• Pre-exisiting diseases not covered
• Alcoholism not covered
• Dietary supplements not covered
• No COVID-19 cover

• Intensive care unit charge
• Domiciliary treatment
• HIV/AIDS treatment covered
• Artificial life maintenance benefits
• Room rent per day up to 1%

• Min- 18 years
• Max- 65 years

Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance needs. There could be several incidences that lead us t...

Unique Features

• Personal accident coverage
• Home health care cover
• Early age AdvantAGE benefit

• Pharmacy and diagnostic services
• Domiciliary hospitalisation
• Personal accident benefits
• Refill benefits
• Daily health coaching

• Maternity benefit not available
• Adventure sports not covered
• HIV/AIDS not covered
• Cosmetic surgery not covered
• War injuries not covered

• Behavioural Assistance Program
• Alternative treatment
• I-Protect options to increase SI
• 2% ICU cover per day. No room rent capping

• Min. Entry age- 18 Years
• Max. Entry Age- 65 Years
• SI - 4 - 10 L
• Initial Waiting Period - 30 Days

Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans- Niva Bupa Health Pulse and Niva Bupa Health Recha...

Unique Features

• Lifetime renewability
• Unlimited e-consultations
• Cover for modern treatments

• Annual health check-up included
• Pharmacy and diagnostic services included
• Domiciliary treatment covered

• Investigation and evaluation not included
• Any conflict or disaster not included
• Maternity expenses is excluded

• Lifetime renewability
• Unlimited e-consultations
• Cover for modern treatments

• Min. Entry Age - 18 Years
• Max. Entry Age - 65 Years
• SI - 10.5 L - 1 Cr
• Initial Waiting Period - 30 Days

Niva Bupa Money Saver health insurance plan is a combination of two separate health plans- Niva Bupa Health Companion and Niva Bupa Health Recharge. I...

Unique Features

• Unlimited e-consultations
• No Room Rent Capping
• Lifelong Renewability

• All day care procedures covered
• Every claim free year adds up to 20% of base sum insured as bonus
• Accumulated bonus doesn& 039;t reduce even after claim

• Oral or dental treatment not covered
• Cure and rehabilitation not covered
• Incidental diagnostic procedures not covered

• Minimum- 3 Months Maximum- 65 Years

A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It gives...

Unique Features

• Coverage for Modern Treatments
• Live Healthy Benefit
• Get Personal Accident Coverage

• Booster benefit
• Organ donor transplant
• ReAssure
• Live Healthy Benefit
• Second Medical Opinion

• No OPD Cover
• No Maternity Cover
• No Sleep Disorder Covered
• No Suicide Cover
• No War Injury Cover

• Air Ambulance
• Hospital Cash
• Personal Accident Cover
• Domiciliary hospitalization
• Day care treatment

• Entry Age - 18 Years
• Max Entry Age - No Age Limit
• SI - 3 L to 1 Cr
• Waiting Period - 30 Days

The Smart Just Got Smarter The all-new, improved and comprehensive plan that will keep you and your family, financially secure during any unexpected m...

Unique Features

• No-claim Bonus up to 100% of SI
• No Room Rent Capping
• Vaccination for Animal Bite

• 5% Doctor Discount
• 10% Family discount
• Tenure Discounts of upto 15 %
• Annual Aggregate Deductible
• Home Care Treatments

• No OPD Cover
• No Maternity Cover
• Cosmetic Surgery Uncovered
• Specific Diseases after 2 yrs
• No Alcoholism Cover

• Air Ambulance
• Modern Treatments
• Vaccination on Animal Bite
• Organ Donor Benefit
• Domiciliary treatments

• Entry Age - 18 Years
• Max Entry Age - No Age Limit
• SI - 3 L to 1 Cr
• Waiting Period - 30 Days

Nothing Seems Impossible A comprehensive plan that gives coverage against any medical emergency for you and your family members. One of the various fu...

Unique Features

• High Sum Insured
• Lock Your Premiums
• Booster+ Benefit

• Personal accidents covered
• Acute Care
• Emergency Ambulance
• Three Plan variants
• Home Care Treatments

• No OPD Cover
• No Maternity Cover
• No Sleep Disorder Covered
• Pre-Existing Diseases after 3 yrs.
• Alcoholism not covered

• Air Ambulance
• Modern Treatments
• Second Opinion
• Booster Benefit
• Shared Accommodation Benefit

• Entry Age - 18 Years
• Max Entry Age - No Age Limit
• SI - 5 L to 1 Cr
• Waiting Period - 30 Days

Niva Bupa Health Premia is a comprehensive health insurance plan that offers complete coverage to an individual and their family. The plan offers wide...

Unique Features

• Benefits and Features of Health Premia
• Comparison of Silver Gold and Platinum
• Sample Premium Rates of Plan

• Refill benefit for any illness
• 10% Loyalty Additions in SI
• Tenure Discounts of upto 15 %
• Worldwide Maternity Benefit
• In-patient care

• No OPD Cover
• No HIV/AIDS Covered
• 20% co-payment
• Pre-existing Diseases after 2 yrs
• Treatment for Alcoholism

• Zonal Coverage available
• Pharmacy and diagnostic services
• Opt for additional features
• Living Organ Donor Benefit
• Premium waiver and portability

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• SI - 3 L to 1 Cr
• Waiting Period - 30 Days

Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Pulse Plan protects you and your family's health and pr...

Unique Features

• Know About Max Bupa Health Pulse Plan
• Eligibility and Age Restrictions
• Learn More About Its Key Features

• Optional benefits available
• 150% Refill Benefit
• Annual Health Checkup
• Emergency Ambulance
• Living Organ Donor Benefit

• Conflict and Disaster cases
• 20% co-payment
• No Maternity Benefit
• Cosmetic surgeries
• Treatment for Alcoholism

• Operation Theatre Coverage
• Modern Treatments
• Personal Accident Cover
• e-Consultation
• Daily Hospital Cash

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• SI - 3 L to 25
• Waiting Period - 30 Days

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...

Unique Features

• High-sum insured options
• Rewards and loyalty benefits
• Multiple plan variants

• High-sum insured options
• Rewards and loyalty benefits
• Multiple plan variants

• ICU charges not covered
• OPD coverage not available
• Second medical opinion not available

• No sub-limits are applicable for common health conditions
• Waive off co-payment on applying deductibles
• No mandatory pre-issuance medical tests

• Min. Entry Age - 61 Years
• Max. Entry Age - 75 Years
• SI - 5 - 25 L
• Initial Waiting Period - 30 Days

Niva Bupa, formerly known as Max Bupa, is a leading health insurance company in India with a collaboration between Max India Limited and Bupa, a UK-ba...

Unique Features

• Child Education
• Funeral Expenses Cover
• TTD/PTD Cover

• Child education benefit
• Funeral expenses covered
• Total and partial disability covered

• Adventure sports not covered
• No coverage for cosmetic procedures
• Self-harm not covered

• Lifetime renewability offered
• Long-term discounts
• High sum insured options

• Min. Entry Age - 18 Years
• Max. Entry Age - 65 Years
• SI - 5 L - 5 Cr
• Initial Waiting Period - 30 Days

CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! The critical illness can be contagi...

Unique Features

• Enhanced Coverage
• Eligibility
• Sample Premium

• 20 critical illnesses covered
• Long-term tenure savings
• Different pay-out options
• Tax benefits
• DIrect claim settlement

• Accident death
• No total disability cover
• AIDS not covered
• Child education benefit
• Funeral expenses

• Flexibility plan options
• Surgeon fees covered
• Renewal for life
• Diagnostic Procedures/Therapies
• Prosthetic implants covered

• Min- 18 years
• Max- 65 years

The Niva Bupa Rise Plan introduces a new era of health insurance, combining essential coverage with unique advantages. Specifically designed for the m...

Unique Features

• Affordable premiums
• Add-on coverage
• Flexi-pay benefit

• Modern treatment covered
• Unlimited digital consultation
• Smart Cash
• Loyalty bonus

• Investigation and Evaluation
• Rest Cure; rehabilitation and respite care
• Cosmetic or plastic Surgery
• Hazardous or Adventure sports

• No limit on room rent
• Rise tierd network
• Digital consultation

• Entry age - 18 years
• Max entry age - No age limit
• SI - INR 5L to 1 Cr
• Waiting Period - 30 days