group

Group Health Insurance

Provides health coverage to those who are normally the member of same organization, professional group or society.

liability

Liablity Insurance

Protects and support the policyholders or the organization against the legal liabilities owing to insured during the policy period. Covers legal payouts

asset

Asset Insurance

Covers all the assets of the company against sudden and accidental damages. Insurer pays the cost of repair or replaces the damaged stuff.

marine

Marine Insurance

Most vital expenditure which you can do to protect your goods in transit either by airway, sea or road transport system.

Business Insurance Plan In India

We provide end to end risk management services to safeguard our customer's business enterprise from uncertainties, risks and catastrophes. Our customers have benefited immensely by using our unbiased services. We help them save money by leveraging our online comparison platform to make the entire process transparent and economical.


  • Business Risks

  • Group Mediclaim

  • Group Personal Accident

  • Group Life Insurance

  • Asset Insurance

  • Marine Insurance

  • Liability Insurance

  • Office Package

  • Fire Insurance


Group Health Insurance Plan

Group health insurance is basically a health insurance that covers a group of people who are normally the members of a same company, professional group or societies. This health insurance scheme assists organizations in recognizing and alleviating the risk that employees face. The growing cost of health treatment makes it necessary to have a health plan and it becomes essential for employers to provide health coverage to their employees so that they can feel secure. It is also a helpful tool for retaining skillful talent within the company, whether it is a small or big organization. It is also helpful in attracting prospective talent towards your company.

Many health insurance companies offer this plan at affordable prices, which depends upon a few factors such as the size of the company, profiles, number of members, etc. It has some terms and conditions that are applicable on all the policyholders.

At PolicyX.com we allow you to compare the health plans from top insurers within a few minutes that will help you in choosing the best suitable plan for you.


Business Asset Insurance


As a business owner, you must have realized that it is easy to generate profits but it is much more complicated to protect the assets of your company that help in generating the profit.

Asset insurance covers all your assets against sudden and accidental damage. If they can be repaired, the company will cover the cost of repairing and if they are un-repairable then the insurer will replace the same.

It will be defined in the policy document which assets will it cover which can include buildings, service facilities, walls, gates etc.


Business Liability Insurance


Any organization, whether commercial or non-commercial may come across various circumstances accidently under which it becomes accountable to compensate for the losses occurred to the third-party. These losses and damages may arise from contracts, statutes or unintentional torts or common law. For the purpose of serving the interest of the organization, insurance companies have come up to provide liability insurance.

Liability insurance is a coverage that protects and supports the insured person or the organization against the legal liabilities owing to insured during the policy period. This kind of insurance covers the risk of getting claimed for damage or loss to the property or bodily injury caused due to the negligence of the insured.

The insurance company covers legal payouts and defends the insured in unfortunate circumstances, up to a specified limit described in the liability insurance policy. The insurer may also deal with the third party to settle the claims outside the court, if the need ever arises. Nonetheless, any contractual liability that is unlimited or liabilities caused knowingly or intentionally would not be covered and are not deemed to be paid out by the insurance company. Exclusions depend upon the insurance company availing the liability insurance and they may differ from policy to policy.

Types of Business Liability Insurance:


  • Credit liability

  • Environment liability

  • Product Liability insurance

  • Commercial general liability insurance

  • Directors and officers Liability Insurance (D&O)

  • Employment practices liability insurance (EPLI)

  • Clinical trials liability insurance

  • Crime insurance


Marine Insurance Policy


Goods and raw material stored in warehouses are safe, still they are kept on a strict watch and manpower is employed to guard the spot. Nonetheless, have you given a thought to what would happen to your goods once they leave your secured premises?

Yes, transportation of goods is an inseparable part of any business that deals in tangible goods. They need to be protected not just while warehousing, but also while they get transported to another location. Marine insurance is one of the most important expenditure you can do to safeguard your goods in transit either by airway, sea or road transport system.


Types of Marine Insurance Policy:


  • Voyage Policy

  • Time Policy

  • Mixed Policy

  • Valued Policy

  • Unvalued Policy

  • Open Policy

  • Floating Policy

  • Block Policy