National Health Insurance
Individual and Family Health Insurance
National Parivar mediclaim plus is a versatile family floater health insurance policy that comes in three different plan options that are A, B, and C....
Unique Features
- Multiple Plan Options
- Up to 50 L SI
- Avail Maternity Cover
National Parivar Mediclaim Plus Policy (Pros)

- Multiple Discount Options
- Tax Benefits
- Road Accident Cover
National Parivar Mediclaim Plus Policy (Cons)

- Hazardous or Adventure Sports
- Treatment for Alcoholism
- Drug or Substance Abuse
National Parivar Mediclaim Plus Policy (Other Benefits)

- Maternity Cover
- Infertility Treatment
- Vaccination for Children
- Obesity
National Parivar Mediclaim Plus Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Individual and Family Health Insurance
National Young India Mediclaim Policy, an indemnity-based insurance policy is available as an individual and family floater health plan. A standard he...
Unique Features
- Maternity Cover
- Cataract Cover
- High SI
National Young India Mediclaim Policy (Pros)

- Room Rent Cover
- Day Care Procedure
- AYUSH Treatment
National Young India Mediclaim Policy (Cons)

- Morbid Obesity Treatment
- Illegal Activites
- Adventure Sports
National Young India Mediclaim Policy (Other Benefits)

- Cumulative Bonus
- Wellness Discount
- Long Term Discount
National Young India Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 43 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Group Health Insurance
Buying individual health insurance may seem hectic for some of us, as the monthly premiums might be a pain for our pockets. Here comes the contributio...
Unique Features
- Coverage for modern treatment
- Covers HIV/AIDS treatment
- Covers 140+ daycare procedures
National Insurance Group Mediclaim Policy (Pros)

- 140+ daycare procedure
- HIV cover
- Affordable premiums
- AYUSH cover
National Insurance Group Mediclaim Policy (Cons)

- Treatment outside India
- OPD diagnostic
- Adventure sport injuries
- Injuries due to illegal activity
National Insurance Group Mediclaim Policy (Other Benefits)

- Co-pay discounts available
- PED cover
- 30 day pre-hospitalisation
- Modern treatment
National Insurance Group Mediclaim Policy (Eligibility Criteria)

- Entry age- 3 Months
- Max entry age- N/A
- SI- 50K to 10 L
- Waiting Period- 30 days
Accident Health Insurance
You can buy the National Insurance personal accident plan on an individual or family floater basis that acts as a standalone policy. This policy is de...
Unique Features
- PPD/ PTD & TTD cover
- Accidental death coverage
- Assured death payout
National Personal Accident Policy (Pros)

- 100% accidental death payout
- PTD benefit
- PPD benefit
- TTD benefit
National Personal Accident Policy (Cons)

- PEDs not cover
- Adventure sports not covered
- Vaccination not covered
National Personal Accident Policy (Other Benefits)

- Mortal remains portability
- Death coverage benefits
- Loss of organ cover
- Educational fund
National Personal Accident Policy (Eligibility Criteria)

- Entry age: 5-70 years
- SI: Upto INR 10 lakh
- Policy tenure: 1 year
- Waiting period: None
Individual and Family Health Insurance
National Medicliam Plus Policy is a high sum insured policy that indemnifies for In-patient treatment expenses and 140+ Day Care Procedures/surgeries,...
Unique Features
- National Mediclaim Plus features
- Learn about the eligibility criteria
- Exclusions & claim process
National Mediclaim Plus Policy (Pros)

- 12 modern treatment covered
- Maternity covered
- Lifelong renewability
National Mediclaim Plus Policy (Cons)

- Pre-existing diseases
- Treatment outside India
- Adventure sports injury
National Mediclaim Plus Policy (Other Benefits)

- COVID vaccination
- Air ambulance
- Hospital cash benefit
National Mediclaim Plus Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Individual and Family Health Insurance
National Insurance Mediclaim Policy is a traditional health insurance plan that provides comprehensive coverage to the policyholders. This plan was la...
Unique Features
- National Mediclaim plan features and benefits
- Eligibility criteria
- Easy claim process
National Mediclaim Policy (Pros)

- All-Inclusive Coverage
- Maternity Benefits
- No Claim Bonus
National Mediclaim Policy (Cons)

- Cosmetic Surgery
- IVF
- Dental Treatment
National Mediclaim Policy (Other Benefits)

- Tax Benefits
- Avail 10% Discount
- Health Incentives
National Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Individual and Family Health Insurance
National Parivar Mediclaim Policy aims to encourage the protection of the whole family on a single sum insured. This is a family floater plan that pro...
Unique Features
- Explore the plan’s key features
- Find out the eligibility criteria
- Learn its benefits & exclusions
National Parivar Mediclaim Policy (Pros)

- Infertility treatment cover
- Vaccination covered
- Ambulance covered
- Cataract covered
National Parivar Mediclaim Policy (Cons)

- Treatment outside India
- OPD diagnosis
- Adventure sports
National Parivar Mediclaim Policy (Other Benefits)

- AYUSH cover
- No co-pay
- Vaccination
National Parivar Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Individual and Family Health Insurance
National Arogya Sanjeevani Policy is a standard indemnity health insurance product from National Health Insurance Company, having Sum Insured up to 10...
Unique Features
- Understand the plan features
- Learn about its eligibility criteria
- Know more about its exclusions
National Arogya Sanjeevani Policy (Pros)

- Online purchase dicount
- EMI facility available
- High SI
- Affordable premium
National Arogya Sanjeevani Policy (Cons)

- Treatment outside India
- OPD diagnostics
- Adventure sport injuries
- Injury due to illegal activities
National Arogya Sanjeevani Policy (Other Benefits)

- Enhanced limits for room rent
- Avail online discounts
- Change sum insured
- Lifelong renewal
National Arogya Sanjeevani Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Critical Illness Health Insurance
The deadly virus called 'COVID-19' has proved to be an eye-opener for all of us in understanding the importance of protecting our family's health. Eve...
Unique Features
- Corona Kavach features and benefits
- Eligibility requirements
- Buying process of the plan
National Corona Kavach Policy (Pros)

- Covers spouse and children
- Home care treatment
- No sub-limit
National Corona Kavach Policy (Cons)

- Treatment outside India
- OPD diagnosis
- Injury due to illegal activity
National Corona Kavach Policy (Other Benefits)

- 15 day pre hospitalisation
- Discount available
- Tax benefit
National Corona Kavach Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Top Up and Super Top Up
National Super Top Up Mediclaim Policy is a high threshold health insurance product, covering the members of a family under a single sum insured on fl...
Unique Features
- Super Top-up Mediclaim features and benefits
- Eligibility criteria
- Modern treatment cover
Super Top-up Mediclaim Policy (Pros)

- Organ donation covered
- Morbid obesity treatment covered
- Portability allowed
- High SI
Super Top-up Mediclaim Policy (Cons)

- Treatment outside India
- OPD diagnosis
- Adventure sport injuries
Super Top-up Mediclaim Policy (Other Benefits)

- Affordable premiums
- Tax benefits
- HIV/AIDS cover
Super Top-up Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 20 L
Senior Citizen Health Insurance
National Senior Citizen Mediclaim Policy is a plan especially designed and launched for senior citizens, allowing them to live a relaxed life post-re...
Unique Features
- Plan options available
- Domiciliary hospitalization
- Modern treatments
National Senior Citizen Policy (Pros)

- Reinstatement of Sum Insured
- Cataract
- Ambulance Cover
National Senior Citizen Policy (Cons)

- Obesity
- Adventure Sports
- Illegal Activities
National Senior Citizen Policy (Other Benefits)

- Hospital Cash
- Doctor’s Home Visit
- Funeral Expenses
National Senior Citizen Policy (Eligibility Criteria)

- Min entry age: 60 Years
- Max entry age: 80 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Care Health Insurance
Individual and Family Health Insurance
Arogya Sanjeevani was first introduced by IRDAI (Insurance Regulatory and Development Authority of India) in the year 2020 to provide a standard and a...
Unique Features
- High sum insured
- 540+ procedures covered
- Organ donation cover
Arogya Sanjeevani Plan (Pros)

- AYUSH treatment
- Affordable premium
- Lifelong renewability
- Tax benefit
Arogya Sanjeevani Plan (Cons)

- Change of gender treatment
- Obesity treatment unavailable
- Hazardous activity not covered
Arogya Sanjeevani Plan (Other Benefits)

- Modern treatments available
- 50% cumulative bonus
- 30 days pre-hospitalisation
Arogya Sanjeevani Plan (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- 65 years
- SI- 5 L
- Waiting period- 30 days
Individual and Family Health Insurance
Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available ra...
Unique Features
- Unlimited E-consultations
- Automatic Restoration
- Wellness Benefits
Care Operation Insurance (Pros)

- Health services
- Air Ambulance cover
- Chemotherapy cover
Care Operation Insurance (Cons)

- Illegal activities
- Alcohol abuse
- Obesity treatments
Care Operation Insurance (Other Benefits)

- Dialysis cover
- Second opinion
- Organ donor cover
Care Operation Insurance (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: 50 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 2 Cr
Individual and Family Health Insurance
Care Advantage Health Insurance is an ideal 1 Crore option so that a policyholder's family is adequately covered. Care Advantage health insurance offe...
Unique Features
- High sum insured
- 540+ procedures covered
- Organ donation cover
Care Advantage Plan (Pros)

- No bonus claim up to 50%
- Automatic SI recharge
- Organ donor cover
- Automatic recharge
- High SI
Care Advantage Plan (Cons)

- 20% co-pay
- Obesity treatment unavailable
- Hazardous activity not covered
Care Advantage Plan (Other Benefits)

- Ambulance cover available
- Optional cover available
- Co-pay waiver
- Room rent modification
Care Advantage Plan (Eligibility Criteria)

- Entry age- 91 days
- Max entry age- Lifelong
- SI- 25 L to 6 Cr
- Waiting Period- 30 days
Critical Illness Health Insurance
Worried about cancer in your bloodline? Care Cancer Mediclaim has got you covered. Cancer can be defined as distress, hopelessness and loss. There cou...
Unique Features
- Wide SI options
- Lifelong renewability
- Cancer-related global coverage
Cancer Mediclaim Policy (Pros)

- Annual health checkup
- Chemo and radiotherapy cover
- Air ambulance cover
- Chemo and radio therapy
- Organ donor cover
Cancer Mediclaim Policy (Cons)

- Change of gender treatment
- Obesity treatment unavailable
- HIV/AIDS not covered
- Cosmetic surgery unavailable
Cancer Mediclaim Policy (Other Benefits)

- International second opinion
- Doctor on call
- Air ambulance cover
- OPD cover
Cancer Mediclaim Policy (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- 50 years
- SI- 10 L to 2 Cr
- Waiting Period- 30 days
Accident Health Insurance
Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental...
Unique Features
- PTD & PPD cover
- Cover for child education
- 100% accidental death payout
Care Secure Personal Accident (Pros)

- Accidental death
- Accidental total disablement
- Permanent total disablement
Care Secure Personal Accident (Cons)

- Illegal activities
- Alcohol abuse
- Obesity treatment
Care Secure Personal Accident (Other Benefits)

- Accidental hospitalisation
- Tax benefits
- Loyalty benefit
Care Secure Personal Accident (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 70 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Individual and Family Health Insurance
Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...
Unique Features
- Unlimited E-consultations
- Automatic Restoration
- Wellness Benefits
Care Supreme Plan (Pros)

- Modern treatments
- Renewal discounts
- Unlimited e-consultation
Care Supreme Plan (Cons)

- Illegal activities
- alcohol abuse
- obesity treatments
Care Supreme Plan (Other Benefits)

- Ambulance cover
- Doctor on chat
- Maternity care
Care Supreme Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: No age limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
Free yourself from the worries of healthcare. As the name suggests, Care Freedom is the plan that allows you to be worry-free in every situation. Thi...
Unique Features
- Additional health checkups
- Dialysis cover
- No pre-medical check-up
Care Freedom Health Insurance Plan (Pros)

- No pre-policy checkup needed
- Dialysis cover available
- Annual health checkup
Care Freedom Health Insurance Plan (Cons)

- Change of gender treatment
- Obesity treatment
- HIV/AIDS not covered
- Cosmetic surgery unavailable
Care Freedom Health Insurance Plan (Other Benefits)

- Cashless healthcare
- No pre-policy check up
- SI recharge
- Lifelong renewability
Care Freedom Health Insurance Plan (Eligibility Criteria)

- 2 plan variants
- Consumable allowance
- Annual health check-up
- Long term discounts
Critical Illness Health Insurance
Critical Mediclaim Care health insurance policy gives you protection against 32 defined critical illnesses based on an indemnity plan. This super-faci...
Unique Features
- 32 Critical illnesses cover
- Dialysis expenses covered
- Avail psychiatric counselling
Care Critical Mediclaim (Pros)

- Wellness benefits
- Organ donor cover
- 32 CI covered
Care Critical Mediclaim (Cons)

- Obesity treatment
- alcohol abuse
- illegal activities
Care Critical Mediclaim (Other Benefits)

- Global coverage
- International opinion
- Doctor on call
Care Critical Mediclaim (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: 50 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 2 Cr
Senior Citizen Health Insurance
Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It offers flexibility to choose the sum insured tha...
Unique Features
- No pre-policy check-up
- Annual rewards available
- Reduction in wait period
Care Senior (Pros)

- Affordable premiums
- Day care treatments
- ICU charges
Care Senior (Cons)

- Illegal activites
- Adventure sports
- Alcohol abuse
Care Senior (Other Benefits)

- No-claim bonus
- Second opinion
- Alternative treatments
Care Senior (Eligibility Criteria)

- Min entry age: 61 Years
- Max entry age: No Limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Individual and Family Health Insurance
Single health insurance to cover all family members. Care health insurance plan is a comprehensive medical policy for individuals and families. It is ...
Unique Features
- No claim bonus up to 100%
- Annual health check-ups
- Personal accident cover
Care Plan (Pros)

- In-built maternity cover
- No upper age limit for enrollment
- Coverage for modern treatment
- Pre-existing diseases
Care Plan (Cons)

- War
- Riot
- AIDS
- Miscarriage
- Congenital disease
Care Plan (Other Benefits)

- Lifelong renewability
- ICU charges
- Day care treatment
- Ambulance cover
- Organ donor cover
Care Plan (Eligibility Criteria)

- Min entry age: 91 days
- Max entry age: No limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 6 Cr
Women Health Insurance
An ideal combination of hospitalization and maternity care. Care Joy health insurance is designed specifically for expecting mothers and their newborn...
Unique Features
- Newborn baby cover
- 541 Daycare treatments
- Modern treatments cover
Care Joy Plan (Pros)

- 2 Plan variants
- New born cover
- Maternity cover
Care Joy Plan (Cons)

- Illegal activities
- Alcohol abuse
- Ambulance cover
Care Joy Plan (Other Benefits)

- No claim bonus
- Renewal
- Lifelong renewability
Care Joy Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Family
A top-up plan based on policy deductible principle Care Enhance is a super top-up health insurance plan that provides extra health insurance coverage ...
Unique Features
- Flexible deductible
- Modern treatments
- No pre-medical check-ups
Care Enhance Plan (Pros)

- Covers modern treatment
- Flexible options of deducton
- No pre-policy medical test
- Annual health check-up
- Floater option
Care Enhance Plan (Cons)

- Change of gender treatments
- Obesity treatment unavailable
- HIV/AID not covered
Care Enhance Plan (Other Benefits)

- High sum insured
- Organ donor expenses
- Expert opinion cover
- Cashless treatment
Care Enhance Plan (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- No age limit
- SI- 1 L to 55 L
- Waiting period- 30 days
Family
Get coverage based on your residential zone. Care Classic health insurance is a family floater health plan ideal for married couples, joint families, ...
Unique Features
- IVF treatment cover
- Free doctor consultation
- Discounted premiums
Care Classic (Pros)

- Room rent covered
- Day care treatment
- Advanced technology methods
- ICU charges
Care Classic (Cons)

- Global coverage
- Air ambulance
- Vaccination
- Daily hospital cash
Care Classic (Other Benefits)

- AYUSH treatment
- IVF treatment
- Cataract
- No claim bonus
Care Classic (Eligibility Criteria)

- Min. entry age: 18 Years
- Max. entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Individual and Family Health Insurance
Care Plus health insurance is a complete healthcare plan that is loaded with features and protects you and your family. Care Plus offers comprehensive...
Unique Features
- Comprehensive coverage
- No upper age limit
- Variants on Sum Insured
Care Plus Plan (Pros)

- Ambulance cover
- Day care treatments
- Domiciliary hospitalization
Care Plus Plan (Cons)

- Illegal activities
- alcohol abuse
- obesity treatment
Care Plus Plan (Other Benefits)

- Personal accident cover
- Inflation shield
- Health services
Care Plus Plan (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: No limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 25 L
Critical Illness Health Insurance
Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like Active heart health check-ups...
Unique Features
- Coverage for OPD
- Home care available
- International 2nd opinion
Care Heart Plan (Pros)

- Cardiac health check up
- Second medical opinion
- Automatic SI restoration
- Lifelong cover
Care Heart Plan (Cons)

- Change of gender treatment
- Obesity treatment unavaialable
- Hazardous activity not covered
- HIV/AIDS not covered
Care Heart Plan (Other Benefits)

- OPD care
- Home care
- International 2nd opinion
- Automatic recharge
- High SI
Care Heart Plan (Eligibility Criteria)

- Entry age- 18 years
- Max entry age- No age limit
- SI- 3 to 10 L
- Waiting period- 30 days
Individual and Family Health Insurance
The Ultimate Care health insurance plan by Care Health is designed to provide comprehensive coverage to the policyholder with a range of benefits. Thi...
Unique Features
- Moneyback benefits
- Newborn coverage
- Medi vouchers
Care Ultimate Care Plan (Pros)

- Ambulance cover
- Discounts
- Loyalty boost
- New born cover
Care Ultimate Care Plan (Cons)

- OPD not covered
- Cosmetic surgeries
- Congenital diseases
Care Ultimate Care Plan (Other Benefits)

- MedVoucher
- Cumulative bonus
- Doctor on chat
Care Ultimate Care Plan (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.