National Health Insurance
Individual and Family Health Insurance
National Parivar mediclaim plus is a versatile family floater health insurance policy that comes in three different plan options that are A, B, and C....
Unique Features
- Multiple Plan Options
- Up to 50 L SI
- Avail Maternity Cover
National Parivar Mediclaim Plus Policy (Pros)

- Multiple Discount Options
- Tax Benefits
- Road Accident Cover
National Parivar Mediclaim Plus Policy (Cons)

- Hazardous or Adventure Sports
- Treatment for Alcoholism
- Drug or Substance Abuse
National Parivar Mediclaim Plus Policy (Other Benefits)

- Maternity Cover
- Infertility Treatment
- Vaccination for Children
- Obesity
National Parivar Mediclaim Plus Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Individual and Family Health Insurance
National Young India Mediclaim Policy, an indemnity-based insurance policy is available as an individual and family floater health plan. A standard he...
Unique Features
- Maternity Cover
- Cataract Cover
- High SI
National Young India Mediclaim Policy (Pros)

- Room Rent Cover
- Day Care Procedure
- AYUSH Treatment
National Young India Mediclaim Policy (Cons)

- Morbid Obesity Treatment
- Illegal Activites
- Adventure Sports
National Young India Mediclaim Policy (Other Benefits)

- Cumulative Bonus
- Wellness Discount
- Long Term Discount
National Young India Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 43 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Group Health Insurance
Buying individual health insurance may seem hectic for some of us, as the monthly premiums might be a pain for our pockets. Here comes the contributio...
Unique Features
- Coverage for modern treatment
- Covers HIV/AIDS treatment
- Covers 140+ daycare procedures
National Insurance Group Mediclaim Policy (Pros)

- 140+ daycare procedure
- HIV cover
- Affordable premiums
- AYUSH cover
National Insurance Group Mediclaim Policy (Cons)

- Treatment outside India
- OPD diagnostic
- Adventure sport injuries
- Injuries due to illegal activity
National Insurance Group Mediclaim Policy (Other Benefits)

- Co-pay discounts available
- PED cover
- 30 day pre-hospitalisation
- Modern treatment
National Insurance Group Mediclaim Policy (Eligibility Criteria)

- Entry age- 3 Months
- Max entry age- N/A
- SI- 50K to 10 L
- Waiting Period- 30 days
Accident Health Insurance
You can buy the National Insurance personal accident plan on an individual or family floater basis that acts as a standalone policy. This policy is de...
Unique Features
- PPD/ PTD & TTD cover
- Accidental death coverage
- Assured death payout
National Personal Accident Policy (Pros)

- 100% accidental death payout
- PTD benefit
- PPD benefit
- TTD benefit
National Personal Accident Policy (Cons)

- PEDs not cover
- Adventure sports not covered
- Vaccination not covered
National Personal Accident Policy (Other Benefits)

- Mortal remains portability
- Death coverage benefits
- Loss of organ cover
- Educational fund
National Personal Accident Policy (Eligibility Criteria)

- Entry age: 5-70 years
- SI: Upto INR 10 lakh
- Policy tenure: 1 year
- Waiting period: None
Individual and Family Health Insurance
National Medicliam Plus Policy is a high sum insured policy that indemnifies for In-patient treatment expenses and 140+ Day Care Procedures/surgeries,...
Unique Features
- National Mediclaim Plus features
- Learn about the eligibility criteria
- Exclusions & claim process
National Mediclaim Plus Policy (Pros)

- 12 modern treatment covered
- Maternity covered
- Lifelong renewability
National Mediclaim Plus Policy (Cons)

- Pre-existing diseases
- Treatment outside India
- Adventure sports injury
National Mediclaim Plus Policy (Other Benefits)

- COVID vaccination
- Air ambulance
- Hospital cash benefit
National Mediclaim Plus Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Individual and Family Health Insurance
National Insurance Mediclaim Policy is a traditional health insurance plan that provides comprehensive coverage to the policyholders. This plan was la...
Unique Features
- National Mediclaim plan features and benefits
- Eligibility criteria
- Easy claim process
National Mediclaim Policy (Pros)

- All-Inclusive Coverage
- Maternity Benefits
- No Claim Bonus
National Mediclaim Policy (Cons)

- Cosmetic Surgery
- IVF
- Dental Treatment
National Mediclaim Policy (Other Benefits)

- Tax Benefits
- Avail 10% Discount
- Health Incentives
National Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Individual and Family Health Insurance
National Parivar Mediclaim Policy aims to encourage the protection of the whole family on a single sum insured. This is a family floater plan that pro...
Unique Features
- Explore the plan’s key features
- Find out the eligibility criteria
- Learn its benefits & exclusions
National Parivar Mediclaim Policy (Pros)

- Infertility treatment cover
- Vaccination covered
- Ambulance covered
- Cataract covered
National Parivar Mediclaim Policy (Cons)

- Treatment outside India
- OPD diagnosis
- Adventure sports
National Parivar Mediclaim Policy (Other Benefits)

- AYUSH cover
- No co-pay
- Vaccination
National Parivar Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Individual and Family Health Insurance
National Arogya Sanjeevani Policy is a standard indemnity health insurance product from National Health Insurance Company, having Sum Insured up to 10...
Unique Features
- Understand the plan features
- Learn about its eligibility criteria
- Know more about its exclusions
National Arogya Sanjeevani Policy (Pros)

- Online purchase dicount
- EMI facility available
- High SI
- Affordable premium
National Arogya Sanjeevani Policy (Cons)

- Treatment outside India
- OPD diagnostics
- Adventure sport injuries
- Injury due to illegal activities
National Arogya Sanjeevani Policy (Other Benefits)

- Enhanced limits for room rent
- Avail online discounts
- Change sum insured
- Lifelong renewal
National Arogya Sanjeevani Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Critical Illness Health Insurance
The deadly virus called 'COVID-19' has proved to be an eye-opener for all of us in understanding the importance of protecting our family's health. Eve...
Unique Features
- Corona Kavach features and benefits
- Eligibility requirements
- Buying process of the plan
National Corona Kavach Policy (Pros)

- Covers spouse and children
- Home care treatment
- No sub-limit
National Corona Kavach Policy (Cons)

- Treatment outside India
- OPD diagnosis
- Injury due to illegal activity
National Corona Kavach Policy (Other Benefits)

- 15 day pre hospitalisation
- Discount available
- Tax benefit
National Corona Kavach Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Top Up and Super Top Up
National Super Top Up Mediclaim Policy is a high threshold health insurance product, covering the members of a family under a single sum insured on fl...
Unique Features
- Super Top-up Mediclaim features and benefits
- Eligibility criteria
- Modern treatment cover
Super Top-up Mediclaim Policy (Pros)

- Organ donation covered
- Morbid obesity treatment covered
- Portability allowed
- High SI
Super Top-up Mediclaim Policy (Cons)

- Treatment outside India
- OPD diagnosis
- Adventure sport injuries
Super Top-up Mediclaim Policy (Other Benefits)

- Affordable premiums
- Tax benefits
- HIV/AIDS cover
Super Top-up Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 20 L
Senior Citizen Health Insurance
National Senior Citizen Mediclaim Policy is a plan especially designed and launched for senior citizens, allowing them to live a relaxed life post-re...
Unique Features
- Plan options available
- Domiciliary hospitalization
- Modern treatments
National Senior Citizen Policy (Pros)

- Reinstatement of Sum Insured
- Cataract
- Ambulance Cover
National Senior Citizen Policy (Cons)

- Obesity
- Adventure Sports
- Illegal Activities
National Senior Citizen Policy (Other Benefits)

- Hospital Cash
- Doctor’s Home Visit
- Funeral Expenses
National Senior Citizen Policy (Eligibility Criteria)

- Min entry age: 60 Years
- Max entry age: 80 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Niva Bupa Health Insurance
Critical Illness Health Insurance
Health dangers are rapidly increasing in today's fast-paced world, which includes some chronic life-threatening diseases. Anyone can have a critical i...
Unique Features
- Features and Benefits
- Eligibility and Coverage
- Need For Critical Illness Plans?
Niva Bupa Critical Illness (Pros)

- Covers 20 critical illness
- Accident care benefits
- Direct claim settlement
Niva Bupa Critical Illness (Cons)

- Cosmetic procedures not covered
- Self-harm not covered
- Obesity-related treatments not covered
Niva Bupa Critical Illness (Other Benefits)

- Cataract treatments
- Domestic emergency evacuation
- Compassionate travel
Niva Bupa Critical Illness (Eligibility Criteria)

- Entry age: 18 - 65 Years
- SI: 5 L - 5 Cr
- Policy Term: 1/2/3 Years
- Initial Waiting Period: 90 Days
Individual and Family Health Insurance
"Introducing a health insurance that rewards you for starting young." A plan that allows you to go for overseas treatment. Several health insurance p...
Unique Features
- Global Treatment
- Provides Maternity Cover
- Lock the Clock
Niva Bupa Aspire Plan (Pros)

- Overseas treatment coverage
- Booster benefit
- Covers organ donor transplant
- Second medical opinion
- Teleconsultation
Niva Bupa Aspire Plan (Cons)

- No suicide cover
- No war injury cover
- Baby food & utility charges excluded
- Laundry charges excluded
- No certificate charges
Niva Bupa Aspire Plan (Other Benefits)

- 4 unique variants of the plan
- Cash-bag benefit
- WellConsult OPD Wallet
- Cashless claim settlement
- AYUSH Treatment
Niva Bupa Aspire Plan (Eligibility Criteria)

- Entry age - 18 years
- Max entry age - No age limit
- SI - INR 3L to 1 Cr
- Waiting Period - 30 days
Individual and Family Health Insurance
With all the haze of 'this policy is not gonna work for every medical emergency', don't get fooled again. Niva Bupa Arogya Sanjeevani health policy is...
Unique Features
- COVID-19 treatment coverage
- Pre and post-hospitalisation cover
- Lower co-pay on your claims
Niva Bupa Arogya Sanjeevani Policy (Pros)

- COVID-19 coverage
- Cumulative bonus
- AYUSH treatment
- Room rent cover
- Preventive health check-ups
Niva Bupa Arogya Sanjeevani Policy (Cons)

- No maternity cover
- COVID-19 care not covered
- Home care treatment is not covered
- OPD not covered
- Ambulance cover not available
Niva Bupa Arogya Sanjeevani Policy (Other Benefits)

- Individual & family floater plan
- Cashless claim settlement
- Upto 2 Cr SI
- Premiums are affordable
Niva Bupa Arogya Sanjeevani Policy (Eligibility Criteria)

- Min. Entry Age - 3 Months - 25 Years
- Adult Entry Age - 18 - 65 Years
- SI - 50000 - 10 L
- Initial Waiting Period - 30 Days
Top Up and Super Top Up
Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Recharge (formerly known as Max Bupa Health Recharge) i...
Unique Features
- Get covered for HIV/AIDS
- Loyalty addition of 5% on SI
- Discounts on pharmacy and diagnostic services
Niva Bupa Health Recharge (Pros)

- Loyalty addictions up to 50%
- Pharmacy and diagnostic services
- Personal accident cover
- Easy plan convertibility
- Easy plan convertibility
- Day care treatment coverage
Niva Bupa Health Recharge (Cons)

- Maternity treatment not covered
- Pre-exisiting diseases not covered
- Alcoholism not covered
- Dietary supplements not covered
- No COVID-19 cover
Niva Bupa Health Recharge (Other Benefits)

- Intensive care unit charge
- Domiciliary treatment
- HIV/AIDS treatment covered
- Artificial life maintenance benefits
- Room rent per day up to 1%
Niva Bupa Health Recharge (Eligibility Criteria)

- Min- 18 years
- Max- 65 years
Individual and Family Health Insurance
Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance needs. There could be several incidences that lead us t...
Unique Features
- Personal accident coverage
- Home health care cover
- Early age AdvantAGE benefit
Niva Bupa GoActive (Pros)

- Pharmacy and diagnostic services
- Domiciliary hospitalisation
- Personal accident benefits
- Refill benefits
- Daily health coaching
Niva Bupa GoActive (Cons)

- Maternity benefit not available
- Adventure sports not covered
- HIV/AIDS not covered
- Cosmetic surgery not covered
- War injuries not covered
Niva Bupa GoActive (Other Benefits)

- Behavioural Assistance Program
- Alternative treatment
- I-Protect options to increase SI
- 2% ICU cover per day. No room rent capping
Niva Bupa GoActive (Eligibility Criteria)

- Min. Entry age- 18 Years
- Max. Entry Age- 65 Years
- SI - 4 - 10 L
- Initial Waiting Period - 30 Days
Individual and Family Health Insurance
Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans- Niva Bupa Health Pulse and Niva Bupa Health Recha...
Unique Features
- Lifetime renewability
- Unlimited e-consultations
- Cover for modern treatments
Niva Bupa Super Saver Policy (Pros)

- Annual health check-up included
- Pharmacy and diagnostic services included
- Domiciliary treatment covered
Niva Bupa Super Saver Policy (Cons)

- Investigation and evaluation not included
- Any conflict or disaster not included
- Maternity expenses is excluded
Niva Bupa Super Saver Policy (Other Benefits)

- Lifetime renewability
- Unlimited e-consultations
- Cover for modern treatments
Niva Bupa Super Saver Policy (Eligibility Criteria)

- Min. Entry Age - 18 Years
- Max. Entry Age - 65 Years
- SI - 10.5 L - 1 Cr
- Initial Waiting Period - 30 Days
Individual and Family Health Insurance
Niva Bupa Money Saver health insurance plan is a combination of two separate health plans- Niva Bupa Health Companion and Niva Bupa Health Recharge. I...
Unique Features
- Unlimited e-consultations
- No Room Rent Capping
- Lifelong Renewability
Niva Bupa Money Saver Plan (Pros)

- All day care procedures covered
- Every claim free year adds up to 20% of base sum insured as bonus
- Accumulated bonus doesn& 039;t reduce even after claim
Niva Bupa Money Saver Plan (Cons)

- Oral or dental treatment not covered
- Cure and rehabilitation not covered
- Incidental diagnostic procedures not covered
Niva Bupa Money Saver Plan (Other Benefits)

Niva Bupa Money Saver Plan (Eligibility Criteria)

- Minimum- 3 Months Maximum- 65 Years
Individual and Family Health Insurance
A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It gives...
Unique Features
- Coverage for Modern Treatments
- Live Healthy Benefit
- Get Personal Accident Coverage
Niva Bupa ReAssure Plan (Pros)

- Booster benefit
- Organ donor transplant
- ReAssure
- Live Healthy Benefit
- Second Medical Opinion
Niva Bupa ReAssure Plan (Cons)

- No OPD Cover
- No Maternity Cover
- No Sleep Disorder Covered
- No Suicide Cover
- No War Injury Cover
Niva Bupa ReAssure Plan (Other Benefits)

- Air Ambulance
- Hospital Cash
- Personal Accident Cover
- Domiciliary hospitalization
- Day care treatment
Niva Bupa ReAssure Plan (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 3 L to 1 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
The Smart Just Got Smarter The all-new, improved and comprehensive plan that will keep you and your family, financially secure during any unexpected m...
Unique Features
- No-claim Bonus up to 100% of SI
- No Room Rent Capping
- Vaccination for Animal Bite
Niva Health Companion (Pros)

- 5% Doctor Discount
- 10% Family discount
- Tenure Discounts of upto 15 %
- Annual Aggregate Deductible
- Home Care Treatments
Niva Health Companion (Cons)

- No OPD Cover
- No Maternity Cover
- Cosmetic Surgery Uncovered
- Specific Diseases after 2 yrs
- No Alcoholism Cover
Niva Health Companion (Other Benefits)

- Air Ambulance
- Modern Treatments
- Vaccination on Animal Bite
- Organ Donor Benefit
- Domiciliary treatments
Niva Health Companion (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 3 L to 1 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
Nothing Seems Impossible A comprehensive plan that gives coverage against any medical emergency for you and your family members. One of the various fu...
Unique Features
- High Sum Insured
- Lock Your Premiums
- Booster+ Benefit
Niva Bupa Reassure 2.0 Health Plan (Pros)

- Personal accidents covered
- Acute Care
- Emergency Ambulance
- Three Plan variants
- Home Care Treatments
Niva Bupa Reassure 2.0 Health Plan (Cons)

- No OPD Cover
- No Maternity Cover
- No Sleep Disorder Covered
- Pre-Existing Diseases after 3 yrs.
- Alcoholism not covered
Niva Bupa Reassure 2.0 Health Plan (Other Benefits)

- Air Ambulance
- Modern Treatments
- Second Opinion
- Booster Benefit
- Shared Accommodation Benefit
Niva Bupa Reassure 2.0 Health Plan (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
Niva Bupa Health Premia is a comprehensive health insurance plan that offers complete coverage to an individual and their family. The plan offers wide...
Unique Features
- Benefits and Features of Health Premia
- Comparison of Silver Gold and Platinum
- Sample Premium Rates of Plan
Niva Bupa Health Premia Plan (Pros)

- Refill benefit for any illness
- 10% Loyalty Additions in SI
- Tenure Discounts of upto 15 %
- Worldwide Maternity Benefit
- In-patient care
Niva Bupa Health Premia Plan (Cons)

- No OPD Cover
- No HIV/AIDS Covered
- 20% co-payment
- Pre-existing Diseases after 2 yrs
- Treatment for Alcoholism
Niva Bupa Health Premia Plan (Other Benefits)

- Zonal Coverage available
- Pharmacy and diagnostic services
- Opt for additional features
- Living Organ Donor Benefit
- Premium waiver and portability
Niva Bupa Health Premia Plan (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 1 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Pulse Plan protects you and your family's health and pr...
Unique Features
- Know About Max Bupa Health Pulse Plan
- Eligibility and Age Restrictions
- Learn More About Its Key Features
Niva Bupa Health Pulse (Pros)

- Optional benefits available
- 150% Refill Benefit
- Annual Health Checkup
- Emergency Ambulance
- Living Organ Donor Benefit
Niva Bupa Health Pulse (Cons)

- Conflict and Disaster cases
- 20% co-payment
- No Maternity Benefit
- Cosmetic surgeries
- Treatment for Alcoholism
Niva Bupa Health Pulse (Other Benefits)

- Operation Theatre Coverage
- Modern Treatments
- Personal Accident Cover
- e-Consultation
- Daily Hospital Cash
Niva Bupa Health Pulse (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 25
- Waiting Period - 30 Days
Senior Citizen Health Insurance
Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...
Unique Features
- High-sum insured options
- Rewards and loyalty benefits
- Multiple plan variants
Niva Bupa Senior First Plan (Pros)

- High-sum insured options
- Rewards and loyalty benefits
- Multiple plan variants
Niva Bupa Senior First Plan (Cons)

- ICU charges not covered
- OPD coverage not available
- Second medical opinion not available
Niva Bupa Senior First Plan (Other Benefits)

- No sub-limits are applicable for common health conditions
- Waive off co-payment on applying deductibles
- No mandatory pre-issuance medical tests
Niva Bupa Senior First Plan (Eligibility Criteria)

- Min. Entry Age - 61 Years
- Max. Entry Age - 75 Years
- SI - 5 - 25 L
- Initial Waiting Period - 30 Days
Individual and Family Health Insurance
Niva Bupa, formerly known as Max Bupa, is a leading health insurance company in India with a collaboration between Max India Limited and Bupa, a UK-ba...
Unique Features
- Child Education
- Funeral Expenses Cover
- TTD/PTD Cover
Personal Accident Care Plan (Pros)

- Child education benefit
- Funeral expenses covered
- Total and partial disability covered
Personal Accident Care Plan (Cons)

- Adventure sports not covered
- No coverage for cosmetic procedures
- Self-harm not covered
Personal Accident Care Plan (Other Benefits)

- Lifetime renewability offered
- Long-term discounts
- High sum insured options
Personal Accident Care Plan (Eligibility Criteria)

- Min. Entry Age - 18 Years
- Max. Entry Age - 65 Years
- SI - 5 L - 5 Cr
- Initial Waiting Period - 30 Days
Critical Illness Health Insurance
CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! The critical illness can be contagi...
Unique Features
- Enhanced Coverage
- Eligibility
- Sample Premium
Niva Bupa Criti Care Plan (Pros)

- 20 critical illnesses covered
- Long-term tenure savings
- Different pay-out options
- Tax benefits
- DIrect claim settlement
Niva Bupa Criti Care Plan (Cons)

- Accident death
- No total disability cover
- AIDS not covered
- Child education benefit
- Funeral expenses
Niva Bupa Criti Care Plan (Other Benefits)

- Flexibility plan options
- Surgeon fees covered
- Renewal for life
- Diagnostic Procedures/Therapies
- Prosthetic implants covered
Niva Bupa Criti Care Plan (Eligibility Criteria)

- Min- 18 years
- Max- 65 years
Individual and Family Health Insurance
The Niva Bupa Rise Plan introduces a new era of health insurance, combining essential coverage with unique advantages. Specifically designed for the m...
Unique Features
- Affordable premiums
- Add-on coverage
- Flexi-pay benefit
Niva Bupa Rise Plan (Pros)

- Modern treatment covered
- Unlimited digital consultation
- Smart Cash
- Loyalty bonus
Niva Bupa Rise Plan (Cons)

- Investigation and Evaluation
- Rest Cure; rehabilitation and respite care
- Cosmetic or plastic Surgery
- Hazardous or Adventure sports
Niva Bupa Rise Plan (Other Benefits)

- No limit on room rent
- Rise tierd network
- Digital consultation
Niva Bupa Rise Plan (Eligibility Criteria)

- Entry age - 18 years
- Max entry age - No age limit
- SI - INR 5L to 1 Cr
- Waiting Period - 30 days
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.