ICICI Lombard Health Insurance
Individual and Family Health Insurance
ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...
Unique Features
- Global Cover
- SI Upto 3 Cr
- Air Ambulance Cover
AdvantEdge Plan (Pros)

- Restoration Benefit
- Cumulative Bonus
- Health Rewards
- Domestic Air Ambulance
AdvantEdge Plan (Cons)

- OPD Cover
- Second medical opinion
- Modern treatment
- IVF treatment cover
AdvantEdge Plan (Other Benefits)

- New Born Cover
- Vaccine Cover
- Maternity Cover
- PED Cover
- Personal Accident Cover
AdvantEdge Plan (Eligibility Criteria)

- Entry Age: 18 - 65 years
- SI: 5 L to 3 Cr
- Initial waiting period: 30 days
Accident Health Insurance
ICICI Lombard Personal Protect Policy is a comprehensive health insurance policy that offers an array of benefits and extensions to safeguard the insu...
Unique Features
- Accidental Death Benefit
- Acts Of Terrorism Cover
- Life Long Renewal
ICICI Personal Protect Policy (Pros)

- Accidental Death
- Permanent Total Disablement Benefit
- Hospital Daily Allowance
ICICI Personal Protect Policy (Cons)

- Illegal activities
- Adventure sports
- Obesity
ICICI Personal Protect Policy (Other Benefits)

- Operational Coverage
- Accidental Hospitalization
- Hospital Daily Allowance
ICICI Personal Protect Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 80 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 25 L
Senior Citizen Health Insurance
Golden Shield Plan by ICICI Lombard is designed especially for senior citizens and to cater to all their health care needs. With growing age, the huma...
Unique Features
- Care Management Program
- 50 L SI Available
- Co-Pay Modification
Golden Shield Plan (Pros)

- Reset Benefit
- Coverage for Ambulance
- Cashless Hospitalization
Golden Shield Plan (Cons)

- Maternity cover
- New born cover
- Daily hospital cash
Golden Shield Plan (Other Benefits)

- Care Management Program
- AYUSH Treatments
- Claim Protector
Golden Shield Plan (Eligibility Criteria)

- Entry age: 56 years to no maximum limit
- Sum insured: 5 to 50 Lakhs
- Initial waiting period: 30 days
Individual and Family Health Insurance
ICICI Lombard Arogya Sanjeevani is a versatile plan that pays for your medical bills in case of hospitalization. If you are looking for a health plan ...
Unique Features
- COVID-19 Cover
- Ambulance Cover
- Affordable Plan
Arogya Sanjeevani Policy (Pros)

- Cumulative bonus
- Cataract treatment covered
- Modern procedures covered
- Intensive cardiac care charges
Arogya Sanjeevani Policy (Cons)

- No eyesight correction expenses
- Fertility expenses not covered
- Nursing expenses not covered
- Nursing at home not covered
- OPD expenses not covered
Arogya Sanjeevani Policy (Other Benefits)

- Floater benefit
- Pre-existing diseases after 4 years
- In-patient AYUSH treatment
- Day care procedures
Arogya Sanjeevani Policy (Eligibility Criteria)

- Entry age- 18 years
- Max entry age- 65 years
- SI- 1 L to 5 L
- Waiting period- 30 days
Top Up and Super Top Up
ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a s...
Unique Features
- Reset Benefit
- Top-up Plan
- Lifetime Renewability
ICICI Lombard Health Booster (Pros)

- In-patient treatment covered
- High range of coverage
- Flexible coverage
ICICI Lombard Health Booster (Cons)

- Injury due to war
- Cosmetic surgery
- Aesthetics treatment
ICICI Lombard Health Booster (Other Benefits)

- Reset benefit
- Domestic road emergency
- Pre and post-hospitalisation
- Donor expenses
ICICI Lombard Health Booster (Eligibility Criteria)

- Min entry age: 6 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Individual and Family Health Insurance
ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants ie, Classi...
Unique Features
- Up to 1 Crore SI
- International coverage
- Modern treatment
ICICI Lombard MaxProtect Plan (Pros)

- Worldwide coverage
- Modern-day treatment procedures
- Reset benefits
ICICI Lombard MaxProtect Plan (Cons)

- Maternity cover
- OPD not covered
- Daily hospital cash
ICICI Lombard MaxProtect Plan (Other Benefits)

- Multi-yearPolicy discounts
- Automatic restoration
- Domiciliary hospitalization
ICICI Lombard MaxProtect Plan (Eligibility Criteria)

- Entry age: 21 to 65 years
- Sum Insured: Upto 1 Cr
- Initial Waiting Period: 30 Days
Individual and Family Health Insurance
The power of infinite care! ICICI Lombard Elevate policy gives you and your family unrestricted wide coverage. How would it feel if a health insurance...
Unique Features
- Over 30 add-on options
- Worldwide coverage
- Special cover for NRIs
ICICI Lombard Elevate Plan (Pros)

- Room rent
- ICU charges
- Pre and post hospitalisation
- Daycare treatment
ICICI Lombard Elevate Plan (Cons)

- Cataract
- IVF treatment
- Hazardous activities
ICICI Lombard Elevate Plan (Other Benefits)

- OPD Charges
- Covid-19
- Automatic restoration
ICICI Lombard Elevate Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: No limit
- Initial Waiting Period: 30 Days
- Sum Insured: No Limit
Accident Health Insurance
A policy that covers accidental death and disablement. And you need it right away. Period! Unlike a critical illness, a terminal illness, or an unfort...
Unique Features
- 100% death benefit
- Educational grant
- PTD/ TTD and PPD cover
ICICI Lombard Saral Suraksha Bima (Pros)

- Accidental death
- Permanent total disability
- Permanent partial disability
- Cumulative bonus
ICICI Lombard Saral Suraksha Bima (Cons)

- Attempt to suicide/self-inflicted injury
- STDs and HIV/AIDS
- Mental or nervous disorder
- Alcoholism or substance abuse
ICICI Lombard Saral Suraksha Bima (Other Benefits)

- Children education grant
- Accidental hospitalisation
- Higher sum insured
ICICI Lombard Saral Suraksha Bima (Eligibility Criteria)

- Min entry age: 3 Months
- Max entry age: 70 Years
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
Customize your ICICI Lombard Complete Health Plan with 4 available variants ICICI Lombard Complete Health Insurance is a comprehensive health insuranc...
Unique Features
- Wellness Program
- Maternity & Newborn Cover
- Riders Available
ICICI Lombard Complete Health Insurance Plan (Pros)

- Critical Illness cover
- AYUSH treatment covered
- Ambulance coverage
- E-consultation
ICICI Lombard Complete Health Insurance Plan (Cons)

- Vaccination not covered
- IVF Treatment
- Modern treatment
- Air ambulance
ICICI Lombard Complete Health Insurance Plan (Other Benefits)

- Cataract
- Daily hospital cash
- Organ donor
ICICI Lombard Complete Health Insurance Plan (Eligibility Criteria)

- Min entry age: 3 months
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Group Health Insurance
ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customer...
Unique Features
- Large Sum Insured
- Daycare Treatment
- Floater Benefit
ICICI Lombard Group Health Insurance (Pros)

- Tax benefit
- Less waiting period
- Hospital coverage
- Wide range coverage
ICICI Lombard Group Health Insurance (Cons)

- Pre-existing diseases
- Hazardous or adventure sports
ICICI Lombard Group Health Insurance (Other Benefits)

- Cashless benefit
- Day care treatment
- Floater benefit
ICICI Lombard Group Health Insurance (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Individual and Family Health Insurance
Worried about your medical expenses? Boost your healthcare experience with the ICICI Lombard Health Shield 360 insurance policy. Healthcare is one of ...
Unique Features
- 360° Wellbeing programs
- High SI options
- Home healthcare
ICICI Lombard Health Shield 360 (Pros)

- Worldwide cashless facility
- Unlimited reset cover
- Daycare procedures
ICICI Lombard Health Shield 360 (Cons)

- Illegal activites
- Adventure sports
- Drug abuse
ICICI Lombard Health Shield 360 (Other Benefits)

- Air ambulance
- OPD cover
- Additional sum insured
ICICI Lombard Health Shield 360 (Eligibility Criteria)

- Min entry age: 21 Years
- Max entry age: 75 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Care Health Insurance
Individual and Family Health Insurance
Arogya Sanjeevani was first introduced by IRDAI (Insurance Regulatory and Development Authority of India) in the year 2020 to provide a standard and a...
Unique Features
- High sum insured
- 540+ procedures covered
- Organ donation cover
Arogya Sanjeevani Plan (Pros)

- AYUSH treatment
- Affordable premium
- Lifelong renewability
- Tax benefit
Arogya Sanjeevani Plan (Cons)

- Change of gender treatment
- Obesity treatment unavailable
- Hazardous activity not covered
Arogya Sanjeevani Plan (Other Benefits)

- Modern treatments available
- 50% cumulative bonus
- 30 days pre-hospitalisation
Arogya Sanjeevani Plan (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- 65 years
- SI- 5 L
- Waiting period- 30 days
Individual and Family Health Insurance
Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available ra...
Unique Features
- Unlimited E-consultations
- Automatic Restoration
- Wellness Benefits
Care Operation Insurance (Pros)

- Health services
- Air Ambulance cover
- Chemotherapy cover
Care Operation Insurance (Cons)

- Illegal activities
- Alcohol abuse
- Obesity treatments
Care Operation Insurance (Other Benefits)

- Dialysis cover
- Second opinion
- Organ donor cover
Care Operation Insurance (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: 50 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 2 Cr
Individual and Family Health Insurance
Care Advantage Health Insurance is an ideal 1 Crore option so that a policyholder's family is adequately covered. Care Advantage health insurance offe...
Unique Features
- High sum insured
- 540+ procedures covered
- Organ donation cover
Care Advantage Plan (Pros)

- No bonus claim up to 50%
- Automatic SI recharge
- Organ donor cover
- Automatic recharge
- High SI
Care Advantage Plan (Cons)

- 20% co-pay
- Obesity treatment unavailable
- Hazardous activity not covered
Care Advantage Plan (Other Benefits)

- Ambulance cover available
- Optional cover available
- Co-pay waiver
- Room rent modification
Care Advantage Plan (Eligibility Criteria)

- Entry age- 91 days
- Max entry age- Lifelong
- SI- 25 L to 6 Cr
- Waiting Period- 30 days
Critical Illness Health Insurance
Worried about cancer in your bloodline? Care Cancer Mediclaim has got you covered. Cancer can be defined as distress, hopelessness and loss. There cou...
Unique Features
- Wide SI options
- Lifelong renewability
- Cancer-related global coverage
Cancer Mediclaim Policy (Pros)

- Annual health checkup
- Chemo and radiotherapy cover
- Air ambulance cover
- Chemo and radio therapy
- Organ donor cover
Cancer Mediclaim Policy (Cons)

- Change of gender treatment
- Obesity treatment unavailable
- HIV/AIDS not covered
- Cosmetic surgery unavailable
Cancer Mediclaim Policy (Other Benefits)

- International second opinion
- Doctor on call
- Air ambulance cover
- OPD cover
Cancer Mediclaim Policy (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- 50 years
- SI- 10 L to 2 Cr
- Waiting Period- 30 days
Accident Health Insurance
Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental...
Unique Features
- PTD & PPD cover
- Cover for child education
- 100% accidental death payout
Care Secure Personal Accident (Pros)

- Accidental death
- Accidental total disablement
- Permanent total disablement
Care Secure Personal Accident (Cons)

- Illegal activities
- Alcohol abuse
- Obesity treatment
Care Secure Personal Accident (Other Benefits)

- Accidental hospitalisation
- Tax benefits
- Loyalty benefit
Care Secure Personal Accident (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 70 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Individual and Family Health Insurance
Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...
Unique Features
- Unlimited E-consultations
- Automatic Restoration
- Wellness Benefits
Care Supreme Plan (Pros)

- Modern treatments
- Renewal discounts
- Unlimited e-consultation
Care Supreme Plan (Cons)

- Illegal activities
- alcohol abuse
- obesity treatments
Care Supreme Plan (Other Benefits)

- Ambulance cover
- Doctor on chat
- Maternity care
Care Supreme Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: No age limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
Free yourself from the worries of healthcare. As the name suggests, Care Freedom is the plan that allows you to be worry-free in every situation. Thi...
Unique Features
- Additional health checkups
- Dialysis cover
- No pre-medical check-up
Care Freedom Health Insurance Plan (Pros)

- No pre-policy checkup needed
- Dialysis cover available
- Annual health checkup
Care Freedom Health Insurance Plan (Cons)

- Change of gender treatment
- Obesity treatment
- HIV/AIDS not covered
- Cosmetic surgery unavailable
Care Freedom Health Insurance Plan (Other Benefits)

- Cashless healthcare
- No pre-policy check up
- SI recharge
- Lifelong renewability
Care Freedom Health Insurance Plan (Eligibility Criteria)

- 2 plan variants
- Consumable allowance
- Annual health check-up
- Long term discounts
Critical Illness Health Insurance
Critical Mediclaim Care health insurance policy gives you protection against 32 defined critical illnesses based on an indemnity plan. This super-faci...
Unique Features
- 32 Critical illnesses cover
- Dialysis expenses covered
- Avail psychiatric counselling
Care Critical Mediclaim (Pros)

- Wellness benefits
- Organ donor cover
- 32 CI covered
Care Critical Mediclaim (Cons)

- Obesity treatment
- alcohol abuse
- illegal activities
Care Critical Mediclaim (Other Benefits)

- Global coverage
- International opinion
- Doctor on call
Care Critical Mediclaim (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: 50 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 2 Cr
Senior Citizen Health Insurance
Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It offers flexibility to choose the sum insured tha...
Unique Features
- No pre-policy check-up
- Annual rewards available
- Reduction in wait period
Care Senior (Pros)

- Affordable premiums
- Day care treatments
- ICU charges
Care Senior (Cons)

- Illegal activites
- Adventure sports
- Alcohol abuse
Care Senior (Other Benefits)

- No-claim bonus
- Second opinion
- Alternative treatments
Care Senior (Eligibility Criteria)

- Min entry age: 61 Years
- Max entry age: No Limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Individual and Family Health Insurance
Single health insurance to cover all family members. Care health insurance plan is a comprehensive medical policy for individuals and families. It is ...
Unique Features
- No claim bonus up to 100%
- Annual health check-ups
- Personal accident cover
Care Plan (Pros)

- In-built maternity cover
- No upper age limit for enrollment
- Coverage for modern treatment
- Pre-existing diseases
Care Plan (Cons)

- War
- Riot
- AIDS
- Miscarriage
- Congenital disease
Care Plan (Other Benefits)

- Lifelong renewability
- ICU charges
- Day care treatment
- Ambulance cover
- Organ donor cover
Care Plan (Eligibility Criteria)

- Min entry age: 91 days
- Max entry age: No limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 6 Cr
Women Health Insurance
An ideal combination of hospitalization and maternity care. Care Joy health insurance is designed specifically for expecting mothers and their newborn...
Unique Features
- Newborn baby cover
- 541 Daycare treatments
- Modern treatments cover
Care Joy Plan (Pros)

- 2 Plan variants
- New born cover
- Maternity cover
Care Joy Plan (Cons)

- Illegal activities
- Alcohol abuse
- Ambulance cover
Care Joy Plan (Other Benefits)

- No claim bonus
- Renewal
- Lifelong renewability
Care Joy Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Family
A top-up plan based on policy deductible principle Care Enhance is a super top-up health insurance plan that provides extra health insurance coverage ...
Unique Features
- Flexible deductible
- Modern treatments
- No pre-medical check-ups
Care Enhance Plan (Pros)

- Covers modern treatment
- Flexible options of deducton
- No pre-policy medical test
- Annual health check-up
- Floater option
Care Enhance Plan (Cons)

- Change of gender treatments
- Obesity treatment unavailable
- HIV/AID not covered
Care Enhance Plan (Other Benefits)

- High sum insured
- Organ donor expenses
- Expert opinion cover
- Cashless treatment
Care Enhance Plan (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- No age limit
- SI- 1 L to 55 L
- Waiting period- 30 days
Family
Get coverage based on your residential zone. Care Classic health insurance is a family floater health plan ideal for married couples, joint families, ...
Unique Features
- IVF treatment cover
- Free doctor consultation
- Discounted premiums
Care Classic (Pros)

- Room rent covered
- Day care treatment
- Advanced technology methods
- ICU charges
Care Classic (Cons)

- Global coverage
- Air ambulance
- Vaccination
- Daily hospital cash
Care Classic (Other Benefits)

- AYUSH treatment
- IVF treatment
- Cataract
- No claim bonus
Care Classic (Eligibility Criteria)

- Min. entry age: 18 Years
- Max. entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Individual and Family Health Insurance
Care Plus health insurance is a complete healthcare plan that is loaded with features and protects you and your family. Care Plus offers comprehensive...
Unique Features
- Comprehensive coverage
- No upper age limit
- Variants on Sum Insured
Care Plus Plan (Pros)

- Ambulance cover
- Day care treatments
- Domiciliary hospitalization
Care Plus Plan (Cons)

- Illegal activities
- alcohol abuse
- obesity treatment
Care Plus Plan (Other Benefits)

- Personal accident cover
- Inflation shield
- Health services
Care Plus Plan (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: No limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 25 L
Critical Illness Health Insurance
Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like Active heart health check-ups...
Unique Features
- Coverage for OPD
- Home care available
- International 2nd opinion
Care Heart Plan (Pros)

- Cardiac health check up
- Second medical opinion
- Automatic SI restoration
- Lifelong cover
Care Heart Plan (Cons)

- Change of gender treatment
- Obesity treatment unavaialable
- Hazardous activity not covered
- HIV/AIDS not covered
Care Heart Plan (Other Benefits)

- OPD care
- Home care
- International 2nd opinion
- Automatic recharge
- High SI
Care Heart Plan (Eligibility Criteria)

- Entry age- 18 years
- Max entry age- No age limit
- SI- 3 to 10 L
- Waiting period- 30 days
Individual and Family Health Insurance
The Ultimate Care health insurance plan by Care Health is designed to provide comprehensive coverage to the policyholder with a range of benefits. Thi...
Unique Features
- Moneyback benefits
- Newborn coverage
- Medi vouchers
Care Ultimate Care Plan (Pros)

- Ambulance cover
- Discounts
- Loyalty boost
- New born cover
Care Ultimate Care Plan (Cons)

- OPD not covered
- Cosmetic surgeries
- Congenital diseases
Care Ultimate Care Plan (Other Benefits)

- MedVoucher
- Cumulative bonus
- Doctor on chat
Care Ultimate Care Plan (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.