Icici Lombard
vs
Niva Bupa

ICICI Lombard Health AdvantEdge plan is a comprehensive health insurance plan designed to cater to all your health care needs. A family health insuran...

Unique Features

• Global Cover
• SI Upto 3 Cr
• Air Ambulance Cover

• Restoration Benefit
• Cumulative Bonus
• Health Rewards
• Domestic Air Ambulance

• OPD Cover
• Second medical opinion
• Modern treatment
• IVF treatment cover

• New Born Cover
• Vaccine Cover
• Maternity Cover
• PED Cover
• Personal Accident Cover

• Entry Age: 18 - 65 years
• SI: 5 L to 3 Cr
• Initial waiting period: 30 days

ICICI Lombard Personal Protect Policy is a comprehensive health insurance policy that offers an array of benefits and extensions to safeguard the insu...

Unique Features

• Accidental Death Benefit
• Acts Of Terrorism Cover
• Life Long Renewal

• Accidental Death
• Permanent Total Disablement Benefit
• Hospital Daily Allowance

• Illegal activities
• Adventure sports
• Obesity

• Operational Coverage
• Accidental Hospitalization
• Hospital Daily Allowance

• Min entry age: 18 Years
• Max entry age: 80 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 25 L

Golden Shield Plan by ICICI Lombard is designed especially for senior citizens and to cater to all their health care needs. With growing age, the huma...

Unique Features

• Care Management Program
• 50 L SI Available
• Co-Pay Modification

• Reset Benefit
• Coverage for Ambulance
• Cashless Hospitalization

• Maternity cover
• New born cover
• Daily hospital cash

• Care Management Program
• AYUSH Treatments
• Claim Protector

• Entry age: 56 years to no maximum limit
• Sum insured: 5 to 50 Lakhs
• Initial waiting period: 30 days

ICICI Lombard Arogya Sanjeevani is a versatile plan that pays for your medical bills in case of hospitalization. If you are looking for a health plan ...

Unique Features

• COVID-19 Cover
• Ambulance Cover
• Affordable Plan

• Cumulative bonus
• Cataract treatment covered
• Modern procedures covered
• Intensive cardiac care charges

• No eyesight correction expenses
• Fertility expenses not covered
• Nursing expenses not covered
• Nursing at home not covered
• OPD expenses not covered

• Floater benefit
• Pre-existing diseases after 4 years
• In-patient AYUSH treatment
• Day care procedures

• Entry age- 18 years
• Max entry age- 65 years
• SI- 1 L to 5 L
• Waiting period- 30 days

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a s...

Unique Features

• Reset Benefit
• Top-up Plan
• Lifetime Renewability

• In-patient treatment covered
• High range of coverage
• Flexible coverage

• Injury due to war
• Cosmetic surgery
• Aesthetics treatment

• Reset benefit
• Domestic road emergency
• Pre and post-hospitalisation
• Donor expenses

• Min entry age: 6 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 50 L

ICICI Lombard MaxProtect health insurance plan is a multiple-benefit provider plan that comes with affordable premiums. It has two variants ie, Classi...

Unique Features

• Up to 1 Crore SI
• International coverage
• Modern treatment

• Worldwide coverage
• Modern-day treatment procedures
• Reset benefits

• Maternity cover
• OPD not covered
• Daily hospital cash

• Multi-yearPolicy discounts
• Automatic restoration
• Domiciliary hospitalization

• Entry age: 21 to 65 years
• Sum Insured: Upto 1 Cr
• Initial Waiting Period: 30 Days

The power of infinite care! ICICI Lombard Elevate policy gives you and your family unrestricted wide coverage. How would it feel if a health insurance...

Unique Features

• Over 30 add-on options
• Worldwide coverage
• Special cover for NRIs

• Room rent
• ICU charges
• Pre and post hospitalisation
• Daycare treatment

• Cataract
• IVF treatment
• Hazardous activities

• OPD Charges
• Covid-19
• Automatic restoration

• Min entry age: 18 Years
• Max entry age: No limit
• Initial Waiting Period: 30 Days
• Sum Insured: No Limit

A policy that covers accidental death and disablement. And you need it right away. Period! Unlike a critical illness, a terminal illness, or an unfort...

Unique Features

• 100% death benefit
• Educational grant
• PTD/ TTD and PPD cover

• Accidental death
• Permanent total disability
• Permanent partial disability
• Cumulative bonus

• Attempt to suicide/self-inflicted injury
• STDs and HIV/AIDS
• Mental or nervous disorder
• Alcoholism or substance abuse

• Children education grant
• Accidental hospitalisation
• Higher sum insured

• Min entry age: 3 Months
• Max entry age: 70 Years
• Sum Insured: Up to 1 Cr

Customize your ICICI Lombard Complete Health Plan with 4 available variants ICICI Lombard Complete Health Insurance is a comprehensive health insuranc...

Unique Features

• Wellness Program
• Maternity & Newborn Cover
• Riders Available

• Critical Illness cover
• AYUSH treatment covered
• Ambulance coverage
• E-consultation

• Vaccination not covered
• IVF Treatment
• Modern treatment
• Air ambulance

• Cataract
• Daily hospital cash
• Organ donor

• Min entry age: 3 months
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 50 L

ICICI Lombard Group insurance is a type of insurance plan that covers many people in the same proximity, for example, employee-employer, bank customer...

Unique Features

• Large Sum Insured
• Daycare Treatment
• Floater Benefit

• Tax benefit
• Less waiting period
• Hospital coverage
• Wide range coverage

• Pre-existing diseases
• Hazardous or adventure sports

• Cashless benefit
• Day care treatment
• Floater benefit

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 50 L

Worried about your medical expenses? Boost your healthcare experience with the ICICI Lombard Health Shield 360 insurance policy. Healthcare is one of ...

Unique Features

• 360° Wellbeing programs
• High SI options
• Home healthcare

• Worldwide cashless facility
• Unlimited reset cover
• Daycare procedures

• Illegal activites
• Adventure sports
• Drug abuse

• Air ambulance
• OPD cover
• Additional sum insured

• Min entry age: 21 Years
• Max entry age: 75 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

Health dangers are rapidly increasing in today's fast-paced world, which includes some chronic life-threatening diseases. Anyone can have a critical i...

Unique Features

• Features and Benefits
• Eligibility and Coverage
• Need For Critical Illness Plans?

• Covers 20 critical illness
• Accident care benefits
• Direct claim settlement

• Cosmetic procedures not covered
• Self-harm not covered
• Obesity-related treatments not covered

• Cataract treatments
• Domestic emergency evacuation
• Compassionate travel

• Entry age: 18 - 65 Years
• SI: 5 L - 5 Cr
• Policy Term: 1/2/3 Years
• Initial Waiting Period: 90 Days

"Introducing a health insurance that rewards you for starting young." A plan that allows you to go for overseas treatment. Several health insurance p...

Unique Features

• Global Treatment
• Provides Maternity Cover
• Lock the Clock

• Overseas treatment coverage
• Booster benefit
• Covers organ donor transplant
• Second medical opinion
• Teleconsultation

• No suicide cover
• No war injury cover
• Baby food & utility charges excluded
• Laundry charges excluded
• No certificate charges

• 4 unique variants of the plan
• Cash-bag benefit
• WellConsult OPD Wallet
• Cashless claim settlement
• AYUSH Treatment

• Entry age - 18 years
• Max entry age - No age limit
• SI - INR 3L to 1 Cr
• Waiting Period - 30 days

With all the haze of 'this policy is not gonna work for every medical emergency', don't get fooled again. Niva Bupa Arogya Sanjeevani health policy is...

Unique Features

• COVID-19 treatment coverage
• Pre and post-hospitalisation cover
• Lower co-pay on your claims

• COVID-19 coverage
• Cumulative bonus
• AYUSH treatment
• Room rent cover
• Preventive health check-ups

• No maternity cover
• COVID-19 care not covered
• Home care treatment is not covered
• OPD not covered
• Ambulance cover not available

• Individual & family floater plan
• Cashless claim settlement
• Upto 2 Cr SI
• Premiums are affordable

• Min. Entry Age - 3 Months - 25 Years
• Adult Entry Age - 18 - 65 Years
• SI - 50000 - 10 L
• Initial Waiting Period - 30 Days

Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Recharge (formerly known as Max Bupa Health Recharge) i...

Unique Features

• Get covered for HIV/AIDS
• Loyalty addition of 5% on SI
• Discounts on pharmacy and diagnostic services

• Loyalty addictions up to 50%
• Pharmacy and diagnostic services
• Personal accident cover
• Easy plan convertibility
• Easy plan convertibility
• Day care treatment coverage

• Maternity treatment not covered
• Pre-exisiting diseases not covered
• Alcoholism not covered
• Dietary supplements not covered
• No COVID-19 cover

• Intensive care unit charge
• Domiciliary treatment
• HIV/AIDS treatment covered
• Artificial life maintenance benefits
• Room rent per day up to 1%

• Min- 18 years
• Max- 65 years

Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance needs. There could be several incidences that lead us t...

Unique Features

• Personal accident coverage
• Home health care cover
• Early age AdvantAGE benefit

• Pharmacy and diagnostic services
• Domiciliary hospitalisation
• Personal accident benefits
• Refill benefits
• Daily health coaching

• Maternity benefit not available
• Adventure sports not covered
• HIV/AIDS not covered
• Cosmetic surgery not covered
• War injuries not covered

• Behavioural Assistance Program
• Alternative treatment
• I-Protect options to increase SI
• 2% ICU cover per day. No room rent capping

• Min. Entry age- 18 Years
• Max. Entry Age- 65 Years
• SI - 4 - 10 L
• Initial Waiting Period - 30 Days

Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans- Niva Bupa Health Pulse and Niva Bupa Health Recha...

Unique Features

• Lifetime renewability
• Unlimited e-consultations
• Cover for modern treatments

• Annual health check-up included
• Pharmacy and diagnostic services included
• Domiciliary treatment covered

• Investigation and evaluation not included
• Any conflict or disaster not included
• Maternity expenses is excluded

• Lifetime renewability
• Unlimited e-consultations
• Cover for modern treatments

• Min. Entry Age - 18 Years
• Max. Entry Age - 65 Years
• SI - 10.5 L - 1 Cr
• Initial Waiting Period - 30 Days

Niva Bupa Money Saver health insurance plan is a combination of two separate health plans- Niva Bupa Health Companion and Niva Bupa Health Recharge. I...

Unique Features

• Unlimited e-consultations
• No Room Rent Capping
• Lifelong Renewability

• All day care procedures covered
• Every claim free year adds up to 20% of base sum insured as bonus
• Accumulated bonus doesn& 039;t reduce even after claim

• Oral or dental treatment not covered
• Cure and rehabilitation not covered
• Incidental diagnostic procedures not covered

• Minimum- 3 Months Maximum- 65 Years

A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It gives...

Unique Features

• Coverage for Modern Treatments
• Live Healthy Benefit
• Get Personal Accident Coverage

• Booster benefit
• Organ donor transplant
• ReAssure
• Live Healthy Benefit
• Second Medical Opinion

• No OPD Cover
• No Maternity Cover
• No Sleep Disorder Covered
• No Suicide Cover
• No War Injury Cover

• Air Ambulance
• Hospital Cash
• Personal Accident Cover
• Domiciliary hospitalization
• Day care treatment

• Entry Age - 18 Years
• Max Entry Age - No Age Limit
• SI - 3 L to 1 Cr
• Waiting Period - 30 Days

The Smart Just Got Smarter The all-new, improved and comprehensive plan that will keep you and your family, financially secure during any unexpected m...

Unique Features

• No-claim Bonus up to 100% of SI
• No Room Rent Capping
• Vaccination for Animal Bite

• 5% Doctor Discount
• 10% Family discount
• Tenure Discounts of upto 15 %
• Annual Aggregate Deductible
• Home Care Treatments

• No OPD Cover
• No Maternity Cover
• Cosmetic Surgery Uncovered
• Specific Diseases after 2 yrs
• No Alcoholism Cover

• Air Ambulance
• Modern Treatments
• Vaccination on Animal Bite
• Organ Donor Benefit
• Domiciliary treatments

• Entry Age - 18 Years
• Max Entry Age - No Age Limit
• SI - 3 L to 1 Cr
• Waiting Period - 30 Days

Nothing Seems Impossible A comprehensive plan that gives coverage against any medical emergency for you and your family members. One of the various fu...

Unique Features

• High Sum Insured
• Lock Your Premiums
• Booster+ Benefit

• Personal accidents covered
• Acute Care
• Emergency Ambulance
• Three Plan variants
• Home Care Treatments

• No OPD Cover
• No Maternity Cover
• No Sleep Disorder Covered
• Pre-Existing Diseases after 3 yrs.
• Alcoholism not covered

• Air Ambulance
• Modern Treatments
• Second Opinion
• Booster Benefit
• Shared Accommodation Benefit

• Entry Age - 18 Years
• Max Entry Age - No Age Limit
• SI - 5 L to 1 Cr
• Waiting Period - 30 Days

Niva Bupa Health Premia is a comprehensive health insurance plan that offers complete coverage to an individual and their family. The plan offers wide...

Unique Features

• Benefits and Features of Health Premia
• Comparison of Silver Gold and Platinum
• Sample Premium Rates of Plan

• Refill benefit for any illness
• 10% Loyalty Additions in SI
• Tenure Discounts of upto 15 %
• Worldwide Maternity Benefit
• In-patient care

• No OPD Cover
• No HIV/AIDS Covered
• 20% co-payment
• Pre-existing Diseases after 2 yrs
• Treatment for Alcoholism

• Zonal Coverage available
• Pharmacy and diagnostic services
• Opt for additional features
• Living Organ Donor Benefit
• Premium waiver and portability

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• SI - 3 L to 1 Cr
• Waiting Period - 30 Days

Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Pulse Plan protects you and your family's health and pr...

Unique Features

• Know About Max Bupa Health Pulse Plan
• Eligibility and Age Restrictions
• Learn More About Its Key Features

• Optional benefits available
• 150% Refill Benefit
• Annual Health Checkup
• Emergency Ambulance
• Living Organ Donor Benefit

• Conflict and Disaster cases
• 20% co-payment
• No Maternity Benefit
• Cosmetic surgeries
• Treatment for Alcoholism

• Operation Theatre Coverage
• Modern Treatments
• Personal Accident Cover
• e-Consultation
• Daily Hospital Cash

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• SI - 3 L to 25
• Waiting Period - 30 Days

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...

Unique Features

• High-sum insured options
• Rewards and loyalty benefits
• Multiple plan variants

• High-sum insured options
• Rewards and loyalty benefits
• Multiple plan variants

• ICU charges not covered
• OPD coverage not available
• Second medical opinion not available

• No sub-limits are applicable for common health conditions
• Waive off co-payment on applying deductibles
• No mandatory pre-issuance medical tests

• Min. Entry Age - 61 Years
• Max. Entry Age - 75 Years
• SI - 5 - 25 L
• Initial Waiting Period - 30 Days

Niva Bupa, formerly known as Max Bupa, is a leading health insurance company in India with a collaboration between Max India Limited and Bupa, a UK-ba...

Unique Features

• Child Education
• Funeral Expenses Cover
• TTD/PTD Cover

• Child education benefit
• Funeral expenses covered
• Total and partial disability covered

• Adventure sports not covered
• No coverage for cosmetic procedures
• Self-harm not covered

• Lifetime renewability offered
• Long-term discounts
• High sum insured options

• Min. Entry Age - 18 Years
• Max. Entry Age - 65 Years
• SI - 5 L - 5 Cr
• Initial Waiting Period - 30 Days

CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! The critical illness can be contagi...

Unique Features

• Enhanced Coverage
• Eligibility
• Sample Premium

• 20 critical illnesses covered
• Long-term tenure savings
• Different pay-out options
• Tax benefits
• DIrect claim settlement

• Accident death
• No total disability cover
• AIDS not covered
• Child education benefit
• Funeral expenses

• Flexibility plan options
• Surgeon fees covered
• Renewal for life
• Diagnostic Procedures/Therapies
• Prosthetic implants covered

• Min- 18 years
• Max- 65 years

The Niva Bupa Rise Plan introduces a new era of health insurance, combining essential coverage with unique advantages. Specifically designed for the m...

Unique Features

• Affordable premiums
• Add-on coverage
• Flexi-pay benefit

• Modern treatment covered
• Unlimited digital consultation
• Smart Cash
• Loyalty bonus

• Investigation and Evaluation
• Rest Cure; rehabilitation and respite care
• Cosmetic or plastic Surgery
• Hazardous or Adventure sports

• No limit on room rent
• Rise tierd network
• Digital consultation

• Entry age - 18 years
• Max entry age - No age limit
• SI - INR 5L to 1 Cr
• Waiting Period - 30 days