New India Health
vs
Niva Bupa

New India Top-Up Mediclaim is a top-up insurance plan that covers hospitalization expenses once your base health insurance is exhausted. The policy is...

Unique Features

• High SI Available
• Mental Illness Cover
• Avail Cataract Cover

• Hospital Cash
• Ambulance Cover
• Zero Co-pay

• Illegal activities
• Alcoholism and Drug Abuse
• Adventure Sports

• Get Well Benefit
• Mental Health Cover
• No Base Cover Needed

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 22 L

New India Sixty Plus Mediclaim Policy is a comprehensive health insurance by New India Assurance Company. The policy covers senior citizens aged betwe...

Unique Features

• Senior Citizen Cover
• Attendant Benefit
• Discounts For Women

• Continuation Aftеr Dеath
• Organ Transplant Covеr
• Covеr for Prе-Mеdical Chеck-up

• Illegal activities
• Alcoholism and Drug Abuse
• Adventure Sports

• Attеndant Bеnеfit
• Discount for Singlе Womеn
• Covеragе for Spouse

• Min entry age: 60 Years
• Max entry age: No upper limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L

New India Assurance Personal Accident Policy is a simple health insurance plan that provides compensation in case the insured is deceased or disabled ...

Unique Features

• Accident Cover
• Worldwide Coverage
• Permanent Disability Cover

• Worldwide Coverage
• Disability Cover
• Death Benefit

• Self-injury not covered
• Maternity coverage not available
• Adventure sports not covered

• Education Fund
• Optional add-on covers
• Family Package

• Min entry age: 5 Years
• Max entry age: 70 Years
• Initial Waiting Period: N/A
• Sum Insured: N/A

New India Assurance Mediclaim Policy offered by New India Assurance Health Insurance Company is a health plan that covers you and your family against ...

Unique Features

• Wide Coverage Options
• Same Rates of Premium
• Key Features and Benefits

• AYUSH Cover
• Modern Treatment
• Health Check-up

• Illegal Activities
• Alcoholism and Drug Abuse
• Adventure Sports

• Cataract
• Ambulance Cover
• Organ Donor Cover

• Min entry age: 18 Years
• Max entry age: No Limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 15 L

The New India Asha Kiran Policy by New India Health Insurance is a unique policy designed for parents with only a girl child. The New India Asha Kiran...

Unique Features

• Girl Child policy
• Discount on premiums
• Critical illness benefits

• Hospital Cash Cover
• Covers Daughters
• Cataract Cover

• Illegal activities
• Obesity and cosmetic procedures
• Alcoholism

• AYUSH Cover
• 4 Optional Covers
• 226 Day care Procedure

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 15 L

New India Assurance Senior Citizen Mediclaim Policy is a comprehensive plan which provides many benefits such as medical cover, cashless hospitalizati...

Unique Features

• AYUSH Treatment Covered
• 90% Co-payment
• Organ Donor Benefit

• Room Rent Cover
• ICU Cover
• Hospital Cover

• Involvement in illegal activities
• Alcoholism and drug abuse
• Adventure sports

• Hysterectomy
• Cataract Cover
• AYUSH Cover

• Min entry age: 60 Years
• Max entry age: 80 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1.5 L

New India Floater Mediclaim by New India Assurance is amongst the well-recognized insurance plans when opting for a comprehensive New India Health Ins...

Unique Features

• Optional Cover Benefits
• Crit-Care Available
• Avail Family Discounts

• Cumulative Bonus
• New Born Baby cover
• Critical Care Benefit

• Illegal Activities
• Adventure Sports
• Self-inflicted Injuries

• 4 Optional cover
• Hospital Cash Cover
• Cataract Covered

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 15 L

New India Premier Mediclaim Policy is a versatile health insurance policy that can cover up to 6 members of your family under a single policy. New Ind...

Unique Features

• High Sum Insured
• AYUSH Treatment
• Maternity Cover

• Room rent cover
• ICU cover
• Critical Illness benefit

• Illegal activities
• Alcoholism and drug abuse
• Adventure sports

• Covers entire family
• 2 plan options
• Hospital cash benefit

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

New India Cancer Guard Policy by New India Assurance is a health insurance plan that provides a financial cushion for expensive treatments such as Can...

Unique Features

• Ambulance Cover
• Day Care Covered
• Cancer Care Benefit

• Chemotherapy
• Radiotherapy
• Organ Transplant

• Illegal Activities
• Alcoholism and Drug Abuse
• Adventure Sports

• Post Treatment Follow-up
• Second Opinion for Surgery
• Ambulance Charges

• Min entry age: 3 Months
• Max entry age: 65 Years
• Initial Waiting Period: 90 Days
• Sum Insured: Up to 50 L

New India Flexi Floater Group Mediclaim Policy is a comprehensive health insurance plan. Since a group health insurance policy is designed to offer fi...

Unique Features

• Ayush Cover
• Genetic Disorder Cover
• Mental Illness Cover

• Lasik Surgery
• Maternity Cover
• New Born Cover

• Illegal actvities
• Alcoholism and drug abuse
• self-inflicted harm

• To-up cover
• Daycare Treatment
• Ambulance Cover

• Min entry age: 18 Years
• Max entry age: 60 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L

India is experiencing a youth-driven demographic shift, and health insurance providers are stepping up with specialized plans. The New India Health In...

Unique Features

• 3 plan variants
• 5 to 50 L SI
• Auto top-up

• Personal accident benefits
• Critical illness benefits
• Air ambulance

• Illegal activities
• Alcoholism and drug abuse
• Adventure sports

• Enhancement of sum insured
• Cost of pharmacy
• Ambulance service

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 50 L

Health dangers are rapidly increasing in today's fast-paced world, which includes some chronic life-threatening diseases. Anyone can have a critical i...

Unique Features

• Features and Benefits
• Eligibility and Coverage
• Need For Critical Illness Plans?

• Covers 20 critical illness
• Accident care benefits
• Direct claim settlement

• Cosmetic procedures not covered
• Self-harm not covered
• Obesity-related treatments not covered

• Cataract treatments
• Domestic emergency evacuation
• Compassionate travel

• Entry age: 18 - 65 Years
• SI: 5 L - 5 Cr
• Policy Term: 1/2/3 Years
• Initial Waiting Period: 90 Days

"Introducing a health insurance that rewards you for starting young." A plan that allows you to go for overseas treatment. Several health insurance p...

Unique Features

• Global Treatment
• Provides Maternity Cover
• Lock the Clock

• Overseas treatment coverage
• Booster benefit
• Covers organ donor transplant
• Second medical opinion
• Teleconsultation

• No suicide cover
• No war injury cover
• Baby food & utility charges excluded
• Laundry charges excluded
• No certificate charges

• 4 unique variants of the plan
• Cash-bag benefit
• WellConsult OPD Wallet
• Cashless claim settlement
• AYUSH Treatment

• Entry age - 18 years
• Max entry age - No age limit
• SI - INR 3L to 1 Cr
• Waiting Period - 30 days

With all the haze of 'this policy is not gonna work for every medical emergency', don't get fooled again. Niva Bupa Arogya Sanjeevani health policy is...

Unique Features

• COVID-19 treatment coverage
• Pre and post-hospitalisation cover
• Lower co-pay on your claims

• COVID-19 coverage
• Cumulative bonus
• AYUSH treatment
• Room rent cover
• Preventive health check-ups

• No maternity cover
• COVID-19 care not covered
• Home care treatment is not covered
• OPD not covered
• Ambulance cover not available

• Individual & family floater plan
• Cashless claim settlement
• Upto 2 Cr SI
• Premiums are affordable

• Min. Entry Age - 3 Months - 25 Years
• Adult Entry Age - 18 - 65 Years
• SI - 50000 - 10 L
• Initial Waiting Period - 30 Days

Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Recharge (formerly known as Max Bupa Health Recharge) i...

Unique Features

• Get covered for HIV/AIDS
• Loyalty addition of 5% on SI
• Discounts on pharmacy and diagnostic services

• Loyalty addictions up to 50%
• Pharmacy and diagnostic services
• Personal accident cover
• Easy plan convertibility
• Easy plan convertibility
• Day care treatment coverage

• Maternity treatment not covered
• Pre-exisiting diseases not covered
• Alcoholism not covered
• Dietary supplements not covered
• No COVID-19 cover

• Intensive care unit charge
• Domiciliary treatment
• HIV/AIDS treatment covered
• Artificial life maintenance benefits
• Room rent per day up to 1%

• Min- 18 years
• Max- 65 years

Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance needs. There could be several incidences that lead us t...

Unique Features

• Personal accident coverage
• Home health care cover
• Early age AdvantAGE benefit

• Pharmacy and diagnostic services
• Domiciliary hospitalisation
• Personal accident benefits
• Refill benefits
• Daily health coaching

• Maternity benefit not available
• Adventure sports not covered
• HIV/AIDS not covered
• Cosmetic surgery not covered
• War injuries not covered

• Behavioural Assistance Program
• Alternative treatment
• I-Protect options to increase SI
• 2% ICU cover per day. No room rent capping

• Min. Entry age- 18 Years
• Max. Entry Age- 65 Years
• SI - 4 - 10 L
• Initial Waiting Period - 30 Days

Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans- Niva Bupa Health Pulse and Niva Bupa Health Recha...

Unique Features

• Lifetime renewability
• Unlimited e-consultations
• Cover for modern treatments

• Annual health check-up included
• Pharmacy and diagnostic services included
• Domiciliary treatment covered

• Investigation and evaluation not included
• Any conflict or disaster not included
• Maternity expenses is excluded

• Lifetime renewability
• Unlimited e-consultations
• Cover for modern treatments

• Min. Entry Age - 18 Years
• Max. Entry Age - 65 Years
• SI - 10.5 L - 1 Cr
• Initial Waiting Period - 30 Days

Niva Bupa Money Saver health insurance plan is a combination of two separate health plans- Niva Bupa Health Companion and Niva Bupa Health Recharge. I...

Unique Features

• Unlimited e-consultations
• No Room Rent Capping
• Lifelong Renewability

• All day care procedures covered
• Every claim free year adds up to 20% of base sum insured as bonus
• Accumulated bonus doesn& 039;t reduce even after claim

• Oral or dental treatment not covered
• Cure and rehabilitation not covered
• Incidental diagnostic procedures not covered

• Minimum- 3 Months Maximum- 65 Years

A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It gives...

Unique Features

• Coverage for Modern Treatments
• Live Healthy Benefit
• Get Personal Accident Coverage

• Booster benefit
• Organ donor transplant
• ReAssure
• Live Healthy Benefit
• Second Medical Opinion

• No OPD Cover
• No Maternity Cover
• No Sleep Disorder Covered
• No Suicide Cover
• No War Injury Cover

• Air Ambulance
• Hospital Cash
• Personal Accident Cover
• Domiciliary hospitalization
• Day care treatment

• Entry Age - 18 Years
• Max Entry Age - No Age Limit
• SI - 3 L to 1 Cr
• Waiting Period - 30 Days

The Smart Just Got Smarter The all-new, improved and comprehensive plan that will keep you and your family, financially secure during any unexpected m...

Unique Features

• No-claim Bonus up to 100% of SI
• No Room Rent Capping
• Vaccination for Animal Bite

• 5% Doctor Discount
• 10% Family discount
• Tenure Discounts of upto 15 %
• Annual Aggregate Deductible
• Home Care Treatments

• No OPD Cover
• No Maternity Cover
• Cosmetic Surgery Uncovered
• Specific Diseases after 2 yrs
• No Alcoholism Cover

• Air Ambulance
• Modern Treatments
• Vaccination on Animal Bite
• Organ Donor Benefit
• Domiciliary treatments

• Entry Age - 18 Years
• Max Entry Age - No Age Limit
• SI - 3 L to 1 Cr
• Waiting Period - 30 Days

Nothing Seems Impossible A comprehensive plan that gives coverage against any medical emergency for you and your family members. One of the various fu...

Unique Features

• High Sum Insured
• Lock Your Premiums
• Booster+ Benefit

• Personal accidents covered
• Acute Care
• Emergency Ambulance
• Three Plan variants
• Home Care Treatments

• No OPD Cover
• No Maternity Cover
• No Sleep Disorder Covered
• Pre-Existing Diseases after 3 yrs.
• Alcoholism not covered

• Air Ambulance
• Modern Treatments
• Second Opinion
• Booster Benefit
• Shared Accommodation Benefit

• Entry Age - 18 Years
• Max Entry Age - No Age Limit
• SI - 5 L to 1 Cr
• Waiting Period - 30 Days

Niva Bupa Health Premia is a comprehensive health insurance plan that offers complete coverage to an individual and their family. The plan offers wide...

Unique Features

• Benefits and Features of Health Premia
• Comparison of Silver Gold and Platinum
• Sample Premium Rates of Plan

• Refill benefit for any illness
• 10% Loyalty Additions in SI
• Tenure Discounts of upto 15 %
• Worldwide Maternity Benefit
• In-patient care

• No OPD Cover
• No HIV/AIDS Covered
• 20% co-payment
• Pre-existing Diseases after 2 yrs
• Treatment for Alcoholism

• Zonal Coverage available
• Pharmacy and diagnostic services
• Opt for additional features
• Living Organ Donor Benefit
• Premium waiver and portability

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• SI - 3 L to 1 Cr
• Waiting Period - 30 Days

Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Pulse Plan protects you and your family's health and pr...

Unique Features

• Know About Max Bupa Health Pulse Plan
• Eligibility and Age Restrictions
• Learn More About Its Key Features

• Optional benefits available
• 150% Refill Benefit
• Annual Health Checkup
• Emergency Ambulance
• Living Organ Donor Benefit

• Conflict and Disaster cases
• 20% co-payment
• No Maternity Benefit
• Cosmetic surgeries
• Treatment for Alcoholism

• Operation Theatre Coverage
• Modern Treatments
• Personal Accident Cover
• e-Consultation
• Daily Hospital Cash

• Entry Age - 18 Years
• Max Entry Age - 65 Years
• SI - 3 L to 25
• Waiting Period - 30 Days

Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...

Unique Features

• High-sum insured options
• Rewards and loyalty benefits
• Multiple plan variants

• High-sum insured options
• Rewards and loyalty benefits
• Multiple plan variants

• ICU charges not covered
• OPD coverage not available
• Second medical opinion not available

• No sub-limits are applicable for common health conditions
• Waive off co-payment on applying deductibles
• No mandatory pre-issuance medical tests

• Min. Entry Age - 61 Years
• Max. Entry Age - 75 Years
• SI - 5 - 25 L
• Initial Waiting Period - 30 Days

Niva Bupa, formerly known as Max Bupa, is a leading health insurance company in India with a collaboration between Max India Limited and Bupa, a UK-ba...

Unique Features

• Child Education
• Funeral Expenses Cover
• TTD/PTD Cover

• Child education benefit
• Funeral expenses covered
• Total and partial disability covered

• Adventure sports not covered
• No coverage for cosmetic procedures
• Self-harm not covered

• Lifetime renewability offered
• Long-term discounts
• High sum insured options

• Min. Entry Age - 18 Years
• Max. Entry Age - 65 Years
• SI - 5 L - 5 Cr
• Initial Waiting Period - 30 Days

CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! The critical illness can be contagi...

Unique Features

• Enhanced Coverage
• Eligibility
• Sample Premium

• 20 critical illnesses covered
• Long-term tenure savings
• Different pay-out options
• Tax benefits
• DIrect claim settlement

• Accident death
• No total disability cover
• AIDS not covered
• Child education benefit
• Funeral expenses

• Flexibility plan options
• Surgeon fees covered
• Renewal for life
• Diagnostic Procedures/Therapies
• Prosthetic implants covered

• Min- 18 years
• Max- 65 years

The Niva Bupa Rise Plan introduces a new era of health insurance, combining essential coverage with unique advantages. Specifically designed for the m...

Unique Features

• Affordable premiums
• Add-on coverage
• Flexi-pay benefit

• Modern treatment covered
• Unlimited digital consultation
• Smart Cash
• Loyalty bonus

• Investigation and Evaluation
• Rest Cure; rehabilitation and respite care
• Cosmetic or plastic Surgery
• Hazardous or Adventure sports

• No limit on room rent
• Rise tierd network
• Digital consultation

• Entry age - 18 years
• Max entry age - No age limit
• SI - INR 5L to 1 Cr
• Waiting Period - 30 days