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  • 94% of our customers saved on an average Rs. 3000 per health insurance policy *
  • Get health insurance plans from leading players like Star Health, Religare, Cigna, Bharti AXA, etc
  • Avail 100% free comparison of insurance plans
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Best Health Insurance Plans from These Insurers & More

Religare Health Insurance
Bharti Axa General Insurance
Star Health Insurance
Max Bupa Health Insurance
HDFC ERGO
Cigna Health Insurance

Compare Health Insurance Policies In India

Health plan has become the need of every individual and everyone wants to get the best coverage at an affordable amount. Many people choose offline plans, but it was a time taking process and expensive too. It is better for you to buy the desired health plan online at an affordable price. Comparison of policies is a simple process, you don't need to do much. Just fill a simple form related to your requirements and within few minutes you will get free quotes of medical policies from top insurers. PolicyX.com assists you entirely in getting free quotes and provides free comparison services. We at policy X.com do not charge any kind of money from users. We have tie-ups with the top insurers in India and hence we are able to provide free quotes easily to you on a single page.
You can get complete information about the plans and products on our portal. PolicyX.com is a one stop shop for all your insurance related needs. So start comparing and get best health insurance policies in India.

How PolicyX.com helps you Choose The Best Health Insurance Plan

Choosing a health plan is a daunting task as there are 100s of options to choose from and all have their own merits. However, there are some parameters that are common and can be used to compare policies offered by various companies. On our portal, we try to help you understand these important features so that you can compare various features side by side and choose for yourself. On top of that, we also help you purchase policies on our portal within 5 minutes without any documentation. The policy is sent to your email id usually within an hour.

Why to Compare Medical Insurance With PolicyX.com?

You might come across a lot of portals offering online medical insurance comparison service. We at PolicyX.com make sure that we provide you hassle free comparison within seconds. Our systems are integrated with all major providers that allow us to provide you with accurate quotes and features on a real time basis. Our systems also allow you to complete your policy purchase on our portal by using your credit or debit card or net banking. Please note that some plans might require medical tests for certain age groups before purchasing. Our team of dedicated telesales executives will assist you in that so that you can undergo medical tests at your nearest location and can make a payment online for policy issuance.

Tips To Compare Medical Plans In India

Comparison of health plans in India is a tricky thing and a lot of people make common mistakes like only comparing annual premiums and ignoring other important features like annual check-up, room-rent capping, pre-existing disease coverage, pre and post hospitalization expense coverage, etc. Here are some of the tips that can help you avoid such mistakes and choose a medical policies that fits your requirements.

Don't Just Focus On Premiums

It will be good for you to compare features of the plan rather than the premium as features play a vital role during the policy period.

Provide accurate information

While purchasing online, review your proposal form and make sure that you provide accurate information as insurer can reject your claim if he doesn't find the information accurate.

Keep Medical Costs In Mind

It is essential to check the medical cost inflation, only then you will be able to decide the right sum assured amount.

Consider family floater plans

If you have a family, then it is advisable for you to buy a floater plan instead of an individual policy. It will provide much benefit and save your money as well.

Factors That Affect Mediclaim Cost

Health Condition

Your health condition plays a vital role when you are going to apply for mediclaim policy. If you do not have any medical issues in your past, then you can get some discounts from the insurance company, but if you have any existing issue then it can raise the amount of your policy.

Insurability

When you are taking any health plan, a general question that arises is that are you insurable? There are many companies which deny providing policy if you have any medical problem, but still there are few companies which can provide the desired features to you.

Selection of Plan

We all know that the choice of plan affects the cost of the premium. The more the perceivable risk, the higher the premium and vice-versa. A good health insurance plan can assist you in getting the desired premium and numerous benefits for your future.

Gender and Age

Usually, it is found that the mediclaim for an older person is more expensive than the younger one as an older person may have some health problems. So start early and reap the benefits.



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