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About Health Insurance Comparison

Health insurance comparison is the most convenient and safest way to choose the best health insurance policy. The availability of multiple options has made it quite tough to get exactly what you are looking and that's why health insurance comparison is a must. PolicyX allows you to search and evaluate health insurance plans online quickly. While buying appropriate health insurance, it is important to compare each and every component thoroughly, such as policy features, benefits, premiums, and much more.

Benefits Of Health Insurance Comparison?

Comparison with PolicyX is simplest as well as hassle-free process to avail the best health insurance policy for you and your family. It assists in choosing the appropriate one out of all the available plans. Comparing health insurance plan helps you explore different available health policy options and that makes the purchase much more flexible and easier.

Multiple Options

Multiple Options

There are a number of insurance companies and each company has different policies including different features. Comparison helps you in sorting various health policies and selecting the one which best suits your requirements.



As comparison comes out with multiple options to explore, so choosing the affordable health insurance becomes easier as with the same you can compare plans on the basis of premium as well.

Extra Benefits

Extra Benefits

Health insurance comparison allows you to avail several extra benefits that might be missing with the existing or the chosen plan. It offers the chance to compare and check what companies are additionally offering to its customers

How Can Help You? is a IRDAI Licensed insurance aggregator portal which provides the facilities like an online comparison of various insurance policies, instant quotes, efficient customer support and hassle free buying process. has IRDAI Certified insurance experts to help you with all your queries and provide much-needed assistance.

Real-Time Information Provider

Our company is affiliated with all the top insurance companies; therefore, we can provide instant quotes and all the information related to the reputation of the insurance company, insurance policy features and other legal terms & conditions of an insurance company

Unbiased & Correct Information

We are not biassed towards any insurance company and does not provide bogus information in favour of an insurance company. Which will help you in selecting your insurance provider easily?

Proper Guidance

Our well-trained executive is always ready for your help and will guide you through every detail from the selection of a policy to the purchasing procedure. Our strong customer support system is one of the best in the market.

Free Of Cost Comparison

Comparing the health insurance policies through our portal does not cost you anything. We do not charge any consultation fee and you can contact our customer executives regarding inquiry & purchase of an insurance policy.

A Trusted Aggregator

PolicyX is an IRDA certified company which practices the IRDA standards for the insurance comparison and describes the accurate information about all the policies mentioned on the company portal.

Affiliated With Top Insurance Company

We have collaboration with various top insurance companies like Apollo Munich, Star Health, HDFC ergo, etc.

Why Go For The Online Comparison?

Online Comparison Services are here to help you with the entire health insurance comparison and buying process. It comes out with real-time information and instant insurance quotes which helps you in quicker comparison results. It offers detailed information about the plan, and the customer care is there to assist you with each and every single query of yours.

Protect from long Queues

If you are planning to compare health insurance policies then it is the best decision that you have made. But how are you going to do it? By visiting every insurance company office or contacting various agents? It seems like a tedious way to compare the health insurance policies and standing in long queues. In your busy and hectic lifestyle why to add one more responsibility when you can compare the policies online without going out.

Time-Efficient Comparison

Online portals allow to complete the whole comparison within just a few clicks or you can just enter your details and our executives will call you, they will ask for your requirements and make the insurance comparison on your behalf. It is just a task of a few minutes and you will get the required details.

Transparent Comparison

You can get the relevant information about all the insurers and their policies which leads to a transparent comparison system. You can access accurate information regarding all the insurance policies and their provides and select the best one accordingly.

No-cost Comparison

With online insurance web aggregators, you don't have to a penny for comparing the policies from the website or asking their executives for the guidance in selecting a suitable policy according to your requirements.

Online Comparison Service

What Happen If You Don't Compare Health Insurance?

Before purchasing a health insurance policy, it is significant to compare the various insurance plans offered by different companies to the individuals. Most of the times, people are careless about comparing the policies and opt for a plan by recommendations from their relatives, neighbours, friends, etc. If you are investing your valuable money in a plan, it is your responsibility to make a comparison for a better choice with return benefits so that the policy should stand beneficial for you and your family’s secure future.

Compare and choose the best one!

We have mentioned a few points to make you aware of the drawbacks if you do not compare health insurance policy, let’s have a look at these:

  • 01
    Insurance policy might turn out to be of no use when you require immediate treatment and financial support during emergencies under critical circumstances.
  • 02
    If you buy any random health insurance policy, then it might be possible that it lacks the desired features and you may be paying the premiums for the useless features that might not be worthy for you in future.
  • 03
    There will be a mental stress for you and your family if the medical expenses go beyond the pocket limit, and the required coverage is not provided under the existing health insurance policy.
  • 04
    You may end up overburdening an insurance policy without having proper knowledge of claim and rider benefits available in the market, offered by various companies.
  • 05
    Investment of money without considering requirements along with the financial and other essential benefits will be a waste of your hard-earned money.

Tips To Compare & Buy The Best Health Insurance Plan

Comparing health insurance policies before buying them is of great importance. People always tend to ignore this and then suffer the cons later. Various online portals are there which helps you in comparing the health insurance policies like Our company portal lets you compare the health insurance policies of 10+ insurance companies and our executives help you in doing so.

Mostly, people only compare the health insurance policies on the grounds of premium and sum assured. But only these two factors do not make your health insurance policy the best suited for your conditions. There are so many other factors which requires to be in consideration while purchasing a health insurance policy. What makes a health insurance policy the best and most suited is that it fulfils all your requirements.

When opting for a health insurance policy, do consider the given points.

Not Premium Focused

When you are comparing health insurance policies do not just make the comparison on the basis of premium. It is not like that the higher premium policy is the best or lower premium policy does not cost you more money. In both the situations either the policy with higher premium does not include your requirements or the policy with the lower premium will cover your medical expenses partially in an emergency.

Mention Accurate Information

One must keep in mind while purchasing a health insurance policy that giving your accurate and correct personal details is a supreme factor. Bogus and wrong details may lead to the rejection of policy claim. Also, you should mention any pre-existing to your insurer.

Awareness About Medical Costs

Before opting an insurance policy go through the recent medical cost inflation. It will help you in better comparison of the health insurance policy. You can estimate an approx of the sum assured which helps you in selecting a health insurance policy according to your requirements.

Choose The Policy Type Wisely

It is important that what policy you require should be clear in your mind. Suppose you have a family and have dependant children then the best health insurance policy for you will be a family health care plan.

Why Buy a Health Insurance Policy at a Young Age?

  • Low Premiums - The main benefit of buying an insurance plan at a young age is that the premium amount will be less. Lower the age lesser the premium is an insurance policy logic.
  • All-Inclusive Benefit - When you buy a health care plan at a young age, the more chances are there that you will live a few years without any claim. The older the policy, the more will be the benefits. Therefore, you will receive aggregate benefits when you claim the policy coverage.
  • Exhaust Waiting Period - Every health insurance policy hold a waiting period of 30 to 90 days. This waiting period implies that the person cannot claim policy cover before the waiting period. The advantage of buying an insurance policy at an early age is that you will exhaust the waiting period without any medical emergency. Mostly, the insurance policies do not include the claim coverage for a few diseases and these diseases will be excluded from the policy until the waiting period exhausts. With the increase in age; the waiting period time increases.
  • Tax Benefits - If you buy an insurance policy at an early age then you will be benefited with tax-benefits. The premium you pay will be deducted from your income.
  • No Claim Bonus - As the years pass by without the policy claim, it will result in the progressive no claim bonus which will be added in the sum-assured of the policy. At an early age we are not more likely to acquire any severe disease which requires policy claim. By continuing to renew your health insurance policy every year you earn more.
  • Policy Cover - With the increase in age of insured the coverage amount increases. Many insurance policies offer coverage for maternity, vector-borne diseases and other medical expenses. Every disease you will suffer from since the time you bought the health policy will be covered under a single health policy.

How To Buy The Right Health Insurance Cover?

A health insurance plan is a valuable investment of your hard-earned money which will provide a financial backbone to an insured for any medical issue. There is a sudden rise in the cost of medical treatment which is not affordable for a middle-income individual. Therefore, it became important for a person to buy a health insurance plan which is suitable for all his requirements and conditions. Picking out the best health insurance policy requires a proper comparison of all the available options. When selecting a health insurance policy, consider all the following points.

  • Before investing in a health insurance policy you must ensure the claim coverage limit the policy holds. The coverage is almost the same for various health insurance policies but it varies to a certain limit for a few health insurance policies.
  • You must make sure that the policy only satisfies all the requirements you have. Do not pay for the policy which includes extra features which you do not need.
  • You must check the sub-limits of the policy. Often people do not check the sub-limits for various features included in a health insurance policy and then regret it later. For every medical service, an insurance policy sets a payout limit and the insurer will not pay exceeding amount.
  • Every insurance policy excludes some diseases to be claimed for a certain period of time. Before purchasing a policy you must check the waiting period of the policy and the excluded diseases can be covered under the same insurance policy after this period.
  • A health insurance policy must offer the cashless hospitalization and cashless treatment facility. Almost all health insurance policies include this feature, which is only applicable if the treatment of an insured is being processed in any of the network hospitals of the insurer.
  • It is important to check the age limit of dependent children and parents, if you are purchasing a family health insurance plan. You must ensure the maximum age of a dependent child who can be included in the policy.
  • Verify all the network hospitals which provide cashless treatment facility of the insurance company so that you do not need to hassle in any medical emergency
  • Be aware of the ailments which are not covered in an insurance policy. It will be your misery if you buy a health insurance policy that does not cover your diseases.
  • Go through all the documents related to the policy features. Ask your insurer about the add-ons features of the insurance policy. The policy add-ons are the main attributes of any insurance policy.
  • Most of the health insurance policies are lifetime health care plans which can be renewed after one year. To save yourself from purchasing a health insurance policy every year, look for an insurance policy with renewability feature.
  • Premium is a crucial part of any insurance policy. Compare your insurance policy and its features on the basis of premium.


Yes, our website is SSL encrypted and the data you enter to compare health insurance policies will be secure. It is a trustworthy website and your data will not be shared anywhere else.

We are affiliated with top insurance companies and hence, all the insurance quotes provided by us can be trusted. We are provided with the original policy quotes by the insurance companies.

No, here at we do not charge any amount for the policy comparison. Even you can ask our executives for any query and consultation which is also free of cost.

Our representative will schedule a medical test for you at your selected place and make sure that it is convenient for you. A person from the insurance company will be present at the time of medical test.

Yes, our website is protected and secure. It is SSL encrypted which secures your data from unauthorized access.

You can either file the policy claim at insurance company directly or can contact our executive to do the same for you if you have purchased the health insurance policy from our portal.

If you are buying a health insurance policy from our website then it will hardly take 15 minutes to activate your health insurance policy and all the policy-related documents will be handed over to you immediately.

You need to make the premium payment digitally you can either use your credit/debit card or net banking service.

Find Out What PolicyX Customers Says

November 15, 2019

Ganesh Shelke


November 14, 2019

subhash mehta

I am greatly thankful for the excellent cooperation

October 11, 2019

Gunja Singh


October 11, 2019

Gunja Singh

It s good for everyone

October 11, 2019

Gunja Singh

It s good for everyone

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Last updated on 25-10-2019