Bajaj Allianz
vs
Aditya Birla

Global Personal Guard Policy by Bajaj Allianz is an individual and family floater global accident insurance policy that covers you against death, perm...

Unique Features

• Death Cover
• EMI Payment Cover
• Hospital Cash Benefit

• Death Cover
• EMI Payment Cover
• Hospital Cash Benefit

• Intentional self-injury
•  AIDS
•  Miscarriage
• and abortion

• Accidental Hospitalization
• Expenses Air Ambulance Cover
• Loss of Income due to Disability from Accident

• 18 to 70 Years

Bajaj Allianz My Health Care Plan is a truly flexible plan for personalized health care. The health insurer offers a bouquet of features allowing insu...

Unique Features

• Avail Optional Cover
• Maternity Cover
• High SI

• High SI options
• OPD cover
• Cataract cover

• No cover for gender change treatments
• No cover for obesity treatments
• Infertility cover not available

• Avail Optional Cover
• Maternity Cover
• High SI

• 18 to 65 Years

Bajaj Allianz Star Package Policy is a 360-degree family floater health insurance plan wherein you and your family members are protected against medic...

Unique Features

• Super Cumulative Bonus
• Co-Pay Available
• 8 Benefit Options

• Super cumulative bonus
• Co-pay available
• 8 benefit options

• Domiciliary hospitalisation not covered
• OPD coverage not available
• Weight management treatments not covered

• Select from 8 plan options
• Hospital Cash Daily Allowance
• Up to INR 1 Crore SI 

• 18 to 65 Years

Bajaj Allianz Tax Gain Plan is a family floater health insurance policy providing coverage for outpatient expenses and hospitalization expenses under ...

Unique Features

• OPD Cover
• Senior Citizen Cover
• 4 Plan Variants

• Multiple plan options available
• OPD cover
• Coverage for senior citizens

• ICU charges not covered
• Pre-hospitalisation not covered
• No coverage for post-hospitalisation

• Choose from Plan A/B/C/D
• OPD and hospitalization coverage available
• Multiple discounts are available depending on policy term

• 18 to 75 Years

We all want to give the best facilities to our families and their sound health is of supreme importance to us; hence, we want to be the best regarding...

Unique Features

• Comprehensive Coverage
• Cumulative Bonus
• Life Long Renewal

• Comprehensive coverage
• Cumulative bonus
• Lifelong renewal

• Domiciliary not covered
• No coverage for infertility
• Sub-limits applicable

• Individual and family plan
• Flexible premium payment term
• AYUSH cover

• 18 Years to no upper age limit

Bajaj Allianz critical illness insurance plan ensures you a round-the-clock protection against critical illnesses. With a progressive and changing lif...

Unique Features

• Covers 10 critical illnesses
• In-house claim settlement
• Lifelong renewability

• Cover for 10 critical illnesses
• Lifelong renewability
• Affordable premium options

• No cover for childhood defects
• No cover for HIV/AIDS
• Survival period of 30 days

• Long Term Policy Discount
• Major Organ Transplantation
• Hassle free In House claim process

• 18 to 65 Years

Bajaj Allianz Global Health Care plan secures you from losing all the money on healthcare. With the changing facet of health complications, we need to...

Unique Features

• International medical cover
• Daily cash benefit
• Mental health treatment

• Preventive health check-up
• Pre and post-hospitalization cover
• Compassionate visit
• Mental health cover

• Obesity/ weight control
• Change of gender treatments
• COVID-19 not covered
• Hazardous or adventure sports
• Maternity not covered

• Lifelong renewability
• Organ donor cover
• International coverage
• Optional dental treatment cover
• Air ambulance

• Entry Age - 3 months
• Max Entry Age - 65 Years
• SI - 37.5 L - 3.75 Cr
• Waiting Period - 30 Days

Get additional protection against diseases carried by mosquitoes with the M-Care health policy. According to The New Indian Express report of May 2024...

Unique Features

• Vector-borne diseases cover
• Lifetime renewable options
• Affordable premiums

• Dengue Fever
• Malaria
• Filariasis

• Only covers vector-borne diseases
• Hospital admission for less than 24 hours
• Diagnosis and treatment outside India

• Covers the proposer/spouse/dependent children
• Affordable premiums
• Only 15 days waiting period

• Min entry age: Day 1
• Max entry age: 65 Years
• Initial Waiting Period: 15 Days
• Sum Insured: Up to 75 K

Extra Care policy is an additional layer of protection that ensures adequate health coverage. Sometimes, it's not enough to have a health insurance po...

Unique Features

• Pre & post-hospitalization cover
• In-house claim settlement
• Ambulance cover

• In-house claim settlement
• Global expertise
• Quick disbursement of claims

• War
• Cost of spectacles
• Rest and rehabliation

• Uterine Artery Embolization and HIFU
• Balloon Sinuplasty
• Deep Brain stimulation
• Oral chemotherapy

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 15 L

Protection from critical illnesses when you need it the most! Bajaj Allianz women specific critical illness plan protects women against the serious th...

Unique Features

• Critical illness coverage for women
• Loss of job cover
• Children education benefits

Get maximised care and an additional layer of protection against your critical illness worries. The base coverage options of Bajaj Allianz Criti Care ...

Unique Features

• 43 critical illnesses cover
• All-stage cancer cover
• Physiotherapy care available

• 43 critical illnesses cover
• All-stage cancer cover
• Physiotherapy care available

• Sexually transmitted diseases
• War injuries
• Self-Inflicted injuries

• Cardiovascular care
• Kidney care
• Cancer care
• Sensory organ care

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

Health Care Supreme is a comprehensive health care plan offered by Bajaj Allianz Health Insurance that provides lifetime coverage against the medical ...

Unique Features

• Cover 15 Critical Illnesses
• Preventive Health Check-ups
• Long Term Policy

• Cover 15 critical illnesses
• Preventive health check-ups
• Long-term policy

• Global coverage not available
• Domiciliary hospitalisation not covered
• No compassionate travel benefits

• 100% of the sum insured will be restored
• Maternity cover
• Lifelong renewability 

• Entry Age: 18 Years to Lifetime
• SI: Up to 50 L

Bajaj Allianz Health Guard plan provides policyholders with a comprehensive range of benefits, ensuring that they are covered for the larger expenses ...

Unique Features

• About Health Guard Variants
• Buying Process ’On a Go’
• Quick Claim Settlement

• Lifelong entry age
• SI upto 1 Crore
• Variants available

• Domiciliary not covered
• E-consultation not available
• No second medical opinion

• 3 variants available
• Comprehensive coverage
• Different family sizes covered

• 18 Years to Lifelong

Bajaj Allianz Health Infinity Plan is a unique health insurance plan. Bajaj Allianz Health Infinity Plan has been designed to give policyholders unlim...

Unique Features

• Comprehensive Health Plan
• Lifetime Renewability
• Quick Claim Process

• Comprehensive coverage
• Lifelong renewal
• Easy and quick claim process

• OPD not covered
• Infertility treatments not covered
• Organ donor coverage not available

• Pre- Hospitalization
• 60 days Coverage for Day Care Procedures
• Pre-existing disease covered after 36 months

• 18 to 65 Years

Bajaj Premium Personal Guard supports you in the hour of crisis and helps you to sustain the unforeseen risks providing security for the future and en...

Unique Features

• In-house claim settlement team
• Multiple Sum Insured Options
• Lifelong Renewability

• In-house claim settlement team
• Multiple sum insured options
• Lifelong renewability

• Does not cover self-inflicted injury
• No AIDS cover
• Organ donation not covered

• High sum insured up to INR 25 Lakhs
• Lifetime renewal
•   Annual policy

• 18 to 65 Years

A versatile policy covering every family member. Bajaj Allianz Arogya Sanjeevani is a comprehensive health plan for individuals and families alike. Av...

Unique Features

• Life-long Renewability
• Hassle-free Claim Settlement
• Flexible Payment Modes

• Lifelong renewability
• Affordable premiums
• Cover for pre-policy health checkups

• Low SI options
• No cover for dental treatments
• No cover for mental illness

• Pre-policy health check-up coverage
• Daycare procedures covered
• Ambulance cover available

• 18-65 Years

Bajaj Allianz Personal Accident Policy is a safety net for policyholders as life is uncertain and can throw any curveballs your way. Bajaj Allianz's P...

Unique Features

• High sum insured
• Death cover
• Disability cover

• High sum insured
• Death cover
• Disability cover

• Hospitalization out of war/riot/strike NA
•  Intentional self-injury

• Affordable premiums
• Complete security

• 18 to 65 Years

Bajaj Allianz Silver Health Plan for Senior Citizens is an adequate health plan if you are a senior citizen and are looking for an insurance plan or j...

Unique Features

• Cover 15 Critical Illnesses
• Preventive Health Check-ups
• Long Term Policy

• Cover 15 critical illnesses
• Preventive health check-ups
• Long term policy

• Organ donor expenses not covered
• Vaccination charges not covered
• Self-inflicted injury not covered

• 2 Plan variants
• Preventive Health Checkups
• Modern Treatments Covered 

• Entry Age: 46 to 80 Years
• SI: Up to 10 L
• Initial Waiting Period: 30 Days

Bajaj Allianz Extra Care Plus is a super top-up plan launched by Bajaj Allianz that covers all your medical expenses. Bajaj Allianz Extra Care Plus is...

Unique Features

• Bajaj Allianz Super Top-Up
• Avail High Sum Insured
• Entry Age Up To 80 Years

• High sum insured
• Entry age up to 80 years
• Cover for family members available

• AIDS not covered
• Self-inflicted injury not covered
• Global coverage not available

• Comprehensive features
• Affordable premiums
• Family cover

• Entry Age: 18 Years
• SI: Up to 50 L
• Initial Waiting Period: 30 Days

Bajaj Allianz Critical Illness plans provide a multitude of benefits that protect the insured from life-threatening critical diseases. The numerous cr...

Unique Features

• 43 CI cover
• All-stage cancer cover
• Physiotherapy care

• 43 critical illnesses cover
• All-stage cancer cover
• Physiotherapy care available

• ICU cover not available
• No pre and post-hospitalisation cover
• No room rent cover

• Early Stage Cancers
• Carotid Artery Surgery
• Removal of one Kidney

• 18 to 65 Years

This plan allows HER to be in HERizon! Bajaj Allianz HERizon Care is a groundbreaking policy that addresses the holistic health and wellness of women....

Unique Features

• Exclusive plan for women
• Covers prophylactic surgeries
• Vita Shield and Cradle Care

• Surrogacy support
• Oocyte donor cover
• Nurture nest

• Waiting period
• Diagnostic tests not included
• Non-medical items

• Prophylactic Surgeries
• Legal Expense Support
• Fetal Flourish

• Entry age - 90 days
• Max entry age - 80 years
• SI - INR 3 L to 2 Cr
• Waiting Period - 30 days

Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three...

Unique Features

• Upto 1 Cr SI
• Minimum Survival Period
• All Cancer Stages Covered

• Covers 3 stages
• 150% of SI
• 10% of no claim bonus
• High SI
• Lump sum payout

• Illness due to intoxicants
• Obesity treatment unavailable
• Hazardous activity not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Wellness coach
• Second e-opinion
• Short survival period
• Upto 1 Cr SI
• Hospitalization Expense

• Entry Age- 18 Years
• Max Entry Age- 65 Years
• SI- 5L to 1 Cr
• Waiting Period- 90 days

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. Activ secure personal ...

Unique Features

• Up to 20 Cr SI
• 11 Optional Covers
• Avail Wellness Benefit

• Total and partial disability cover
• Accidental death cover
• No claim bonus
• Ambulance cover
• Education benefit

• Illness due to intoxicants
• Obesity treatment unavailable
• Hazardous activity not covered
• Cosmetic surgery unavailable

• Income cover
• Loan protect cover
• Orphan benefits
• Compassionate visit
• Coma benefit

• Entry age- 5 years
• Max entry age- 65 years
• SI- 30L
• Waiting period- 30 days

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals such as health insurance protection with wellness benefit...

Unique Features

• Critical Illness Cover
•  Health Coach
•  SI Up to 2 Crores

• Earn 100% health returns
• Cover for dental consultations
• Modern treatment cover
• Wellness coach
• Mental illness cover

• Illness due to intoxicants
• Change of gender treatment
• Hazardous activity not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Chronic management program
• Premium waiver benefit
• Reload of SI
• Road ambulance cover
• Second e-opinion

• Entry age- 90 days
• Max entry age- 45
• SI- 1L to 1 Cr
• Waiting period- 30 days

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Provides health reward for keeping yourself healthy
• gives optional benefits
• Get maternity expense benefits

• Does not cover air ambulance
• No coverage for global treatment

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Entry Age - 18
• Maximum Entry Age - 65
• SI -4-25 Lakh
• Waiting Period - 30 days

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to any treatment for critical illness. The plan has wid...

Unique Features

• 64 Critical Illnesses Covered
• Replace Loss of Income
• Short Survival Period

• 64 Critical Illnesses Covered Replace
• Loss of Income
• Short Survival Period

• Does not cover maternity
• Does not cover any congenital illness
• Does not cover any evaluation purposes

• The sum insured of this plan is of up to 1 Cr
• It comes in three different variants - Plans 1/ 2/ 3 with specific coverage options

• Min- 5 years
• Max- 65 years

Growing old comes with several complications related to our health, at times. It's so natural that nobody could deny accepting the complications and s...

Unique Features

• 360 degrees support to seniors
• Cashless home treatment
• 586 category of daycare procedures

• 360 degrees support to seniors
• Cashless home treatment
• 586 category of daycare procedures

• Does not cover modern treatments
• Vaccinations not covered
• Compassionate travel not covered

• Tax benefits
• Advanced health check-up
• Optional room upgrade facility

• Min- 55 years
• Max- 80

Aditya Birla Activ One Plan benefits include: Health returns Health assessment Daycare treatments No capping on hospitalization expenses Mental illne...

Unique Features

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Chronic illness covered
• double coverage

• Daily hospital cash not covered
• OPD charges not covered
• Maternity not covered

• Initial waiting period 30 years

The Activ Health Platinum Premiere plan is one of the variants of the Aditya Birla Activ Health insurance plan. It safeguards you from health emergenc...

Unique Features

• Mental illness cover
• Physiotherapy
• Critical illness cover

• Annual health check-up
• Pre-hospitalization cover
• Post-hospitalization cover
• Daycare procedure

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports. Maternity (basic cover)
• IVF/sterility treatment

• Organ donor cover
• International coverage
• Optional dental treatment cover
• Air ambulance

• Entry Age - 91 days
• Max Entry Age - 65 Years
• SI - 10 L - 2 Cr
• Waiting Period - 30 Days

What if someone looked after your parents just like you?' Aditya Birla's Active Care Standard plan does that for your parents. This is one of the plan...

Unique Features

• Cashless home treatment
• Optional lifestyle support
• 586 daycare procedures

• In-patient hospitalisation
• Daycare treatment
• Domiciliary hospitalisation
• Sum insured restoration
• Organ donor expense coverage

• Sports injury not covered
• Cosmetic treatment unavailable
• Baldness not covered
• Higher co-pay applicable

• AYUSH treatment cover
• Second e-opinion covered
• Multiple discounts available
• COVID-19 treatment cover

• Entry age - 55 - 80 years
• SI - INR 3 - 10 Lakhs
• Waiting Period - 30 days
• No. of insured (floater)- self & spouse

Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy! YES, you hear...

Unique Features

• Stay fit & get rewarded
• Travel protection cover
• Unlimited SI refill

• Pre-hospitalization cover
• Post-hospitalization cover
• Modern treatment cover
• Organ donor cover

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports
• External providers
• Beauty/cosmetic treatment

• 10-50-100 benefits
• Activ Health App
• Binge SI refill
• Premium back option
• Super no-claim bonus

• Entry Age - 91 days
• Max Entry Age - 45 years
• SI - 5 L - 1 Cr
• Waiting Period - 30 Days

When you have access to everything global, why should your healthcare be any different? To cater to your global healthcare services requirements, the ...

Unique Features

• 16 major illness cover
• International second e-opinion
• Worldwide cashless treatment

• In-patient treatment cover
• Post-hospitalization cover
• Accommodation expenses
• Travel expenses cover

• Floater option not available
• Change of gender treatments
• Alcoholism/drug use cover
• Hazardous or adventure sports
• Maternity not covered

• No age bar for renewability
• Organ donor cover
• Long-term discounts
• PEDs post-waiting period
• Multi-individual plan benefit

• Entry Age - 91 days
• Max Entry Age - 65 Years
• SI - Up to 6 Cr
• Waiting Period - 30 Days

Isn't it right to have a health insurance policy that provides all-time healthcare accessibility for you and your family and doesn't drain out your al...

Unique Features

• All daycare procedures
• Covers AYUSH treatment
• Cataract expenses covered

• All daycare procedures
• AYUSH treatment
• Cataract expenses covered

• Domiciliary hospitalisation
• OPD charges
• Automatic restoration

• Covid-19 coverage
• Hospitalisation covered
• Affordable premiums

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L

Is there a health plan that covers exceeding medical expenses without letting you worry about its limit? Well, Aditya Birla Activ Assure Diamond does!...

Unique Features

• International/domestic emergency
• 586 daycare procedures
• Health and wellness discounts

• Cover for hospitalisation expenses like COVID-19
• Home treatment expenses
• Over 586 daycare procedures covered

• Daily hospital cash not covered
• No maternity cover
• Modern treatment not covered
• E-consultatin not covered

• International/domestic emergency cover
• 586 daycare procedures covered
• Health and wellness discounts

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company is a health insurance plan designed to look after the healthcare need...

Unique Features

• Explore the Eligibility Criteria
• Key Features of the Plan
• Inclusions & Exclusions

• Post hospitalisation physiotherapy
• Health coach benefit
• One premium waiver
• Health assessment
• Chronic management program

• Illness due to intoxicants
• change of gender treatment
• Hazardous activity not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Road ambulance cover
• No claim bonus
• Critical illness cover
• Domiciliary hospitalisation
• Super reload of SI

• Entry age- 91 days
• Max entry age- 65 years
• SI- 10L to 2 Cr

Aditya Birla Activ Health Platinum Essential Plan is your best friend if you are looking for a health insurance cover that protects you against chroni...

Unique Features

• Chronic Management Care
• Wellness Benefits
• COVID-19 Cover

• Health returns cover
• Chronic management program
• Mental illness cover
• Home care treatment
• Obesity treatment

• Illness due to intoxicants
• Change of gender treatment
• Hazardous activities not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• AYUSH treatment cover
• Road ambulance cover
• Health check-up program
• International cover
• Critical Illness cover

• Entry age- 91 days
• Max entry age- No age limit

A plan that covers you and your extended family. Imagine getting a health insurance plan for you and your family. With family, I mean: Your spouse ...

Unique Features

• Covers extended family
• HealthReturn benefits
• 6X benefits by 6th year

• Cover your extended family
• High sum insured options
• 30 days waiting period

• Maternity expenses
• Non-medical expenses
• Sterlity and infertility treatment

• Mental illness hospitalisation
• AYUSH treatment covered
• Obesity treatment
• Day care treatment

• Min entry age: 18 Years
• Max entry age: No limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

A plan designed for every lifestyle. What if I told you that there is a health insurance plan that gives coverage according to your lifestyle? Yes, Ad...

Unique Features

• Chronic diseases covered from day 1
• HLTH meter
• HealthReturn program

• Non-medical expenses covered
• Mental illness covered
• Obesity treatment
• Home healthcare
• AYUSH treatment

• Investigation and evaluation
• Rest cure rehabilitation and respite care
• Sterlity and infertility

• Organ donor expenses
• annual health check-up
• Chronic care

• Min entry age: 18 Years
• Max entry age: No Limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 6 Cr