Future Generali Health Insurance
Individual and Family Health Insurance
Future Generali Health Total is a holistic comprehensive health insurance plan that offers a multitude of features like cover for up to 15 family memb...
Unique Features
- SI Up to 1 Crore
- Family Discounts
- Avail Wellness Benefits
Future Generali Health Total Plan (Pros)

- Daily hospital cash
- Maternity cover
- Newborn baby care
- Modern treatment cover
- Global coverage
Future Generali Health Total Plan (Cons)

- OPD charges
- Second medical opinion
- IVF treatment
- Air ambulance cover
- Compassionate travel
Future Generali Health Total Plan (Other Benefits)

- Organ donor cover
- Family floater benefits
- E-consultations
- Daycare procedures cover
Future Generali Health Total Plan (Eligibility Criteria)

- Minimum- Day 1
- Maximum- No limit
Individual and Family Health Insurance
Future Generali Health Absolute is a comprehensive health insurance plan with 3 plan variants and a wide range of sum insured. The plan offers a wide ...
Unique Features
- Up to 1 Cr SI
- 3 Plan Variants
- 10% Family Discount
Future Generali Health Absolute Plan (Pros)

- OPD charges
- AYUSH cover
- Maternity cover
- Newborn baby care
- modern treatment cover
Future Generali Health Absolute Plan (Cons)

- Domiciliary benefit
- Second medical opinion
- Air ambulance
- Compassionate travel
- Daily hospital cash
Future Generali Health Absolute Plan (Other Benefits)

- Pre & post-hospitalization
- Organ donor cover
- ICU charges
- Cataract treatment cover
Future Generali Health Absolute Plan (Eligibility Criteria)

- 18 years - No Limit
Women Health Insurance
Don't be +1 everywhere: Embrace the powers of Health PowHer!' HEALTH POWHER is not just your ordinary health insurance plan, it's beyond that! Read fu...
Unique Features
- Infertility treatment cover
- Voluntary sterilization benefits
- Puberty & menopause disorders
Future Generali Health PowHer (Pros)

- Wellness benefits
- Critical illness cover
- Women-related cancer cover
- Temporary domestic help
- Infertility expenses
Future Generali Health PowHer (Cons)

- Change of gender treatments
- Hazardous or adventure sports
- Non-medical expenses
- Breach of law
Future Generali Health PowHer (Other Benefits)

- Voluntary copay cover
- Stem cell storage
- Sum insured restoration
- Miscarriage or medical termination
Future Generali Health PowHer (Eligibility Criteria)

- Entry Age- 1 Day
- Max Entry Age - 65 Years
- SI - 5 L - 1 Crore
- Waiting Period - 30 Days
Individual and Family Health Insurance
Build your health plan, your way! Yes, you heard that right. You can now customize and create your own health insurance with D.I.Y Health Insurance. I...
Unique Features
- Freedom to choose benefits
- Multiple add-on cover options
- Gender reassignment surgery
Future Generali D.I.Y. Health Insurance (Pros)

- Room rent
- ICU charges
- Pre and post hopitalisation
Future Generali D.I.Y. Health Insurance (Cons)

- Investigation and evaluation
- Rest cure and rehabilitation; and respite care
- Obesity and weight control management
- Sterility and infertility treatments
Future Generali D.I.Y. Health Insurance (Other Benefits)

- Domiciliary hospitalisation
- Daycare treatment
- OPD charges
- Cataract
Future Generali D.I.Y. Health Insurance (Eligibility Criteria)

- Min entry age: 17 Years
- Max entry age: 70 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Individual and Family Health Insurance
There should be no boundaries when it comes to your health! Future Generali Health Elite plan offers your premium healthcare benefits globally t...
Unique Features
- Holistic wellness cover
- Maternity benefits
- Global medical treatment
Future Generali Health Elite Plan (Pros)

- Room rent covered
- ICU charges
- Pre and post hospitalisation
- Domiciliary hospitalisation
- Daycare treatment
Future Generali Health Elite Plan (Cons)

- Congenital diseases
- Change of gender treatment
- Sterility and infertility treatment
Future Generali Health Elite Plan (Other Benefits)

- Cataract covered
- No claim bonus
- Automatic restoration
- Organ donor covered
Future Generali Health Elite Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 6 Cr
Top Up and Super Top Up
Get more coverage on your insurance, and enjoy more protection with a top-up today! The Future Generali Advantage top-up health insurance policy comes...
Unique Features
- Mental illness coverage
- Nursing expenses cover
- Affordable premiums
Future Generali Advantage Top-up Plan (Pros)

- Room rent
- ICU charges
- Pre and post hospitalisation
- Daycare treatment
Future Generali Advantage Top-up Plan (Cons)

- Domiciliary hospitalisation
- OPD charges
- Automatic restoration
Future Generali Advantage Top-up Plan (Other Benefits)

- Organ donor
- AYUSH treatment
- Ambulance coverage
Future Generali Advantage Top-up Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
Protect your family's health affordably with the Future Health Suraksha policy. It has become normal to get hospitalised due to an accidental injury o...
Unique Features
- Free health check-ups
- Compassionate travel
- No pre-policy upto 50 years
Future Generali Health Suraksha Plan (Pros)

- ICU charges
- Pre-hospitalisation
- Post-hospitalisation
- Daycare treatment
Future Generali Health Suraksha Plan (Cons)

- Domiciliary hospitalisation
- OPD charges
- Maternity cover
- Newborn baby cover
Future Generali Health Suraksha Plan (Other Benefits)

- Cataract
- No claim bonus
- Automatic restoration
- Organ donor
Future Generali Health Suraksha Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Senior Citizen Health Insurance
Enjoy every moment of your senior citizenship with Future Varishta Bima for senior citizens! Future Generali Varishta Bima policy is a specially desig...
Unique Features
- Annual health check-up
- In-patient treatment expenses
- Multiple discount options
Future Generali Varishta Bima Policy (Pros)

- Room rent
- Pre-hospitalisation
- Post hospitalisation
- Day care treatment
Future Generali Varishta Bima Policy (Cons)

- ICU charges
- Domiciliary hospitalition
- OPD charges
- Organ donor
Future Generali Varishta Bima Policy (Other Benefits)

- AYUSH treatment covered
- Modern treatment
- Health check-up
- Co-payment
Future Generali Varishta Bima Policy (Eligibility Criteria)

- Min entry age: 65 Years
- Max entry age: No Limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Critical Illness Health Insurance
When it comes to life-threatening conditions, your family is not alone! What does that mean? According to a report of Elets BFSI, the major reason for...
Unique Features
- Critical illness cover
- Exhaustive cover benefits
- Lump sum payout options
Future Generali Criticare Plan (Pros)

- Covers cancer
- Kidney and liver failure
- Primary pulmonary arterial hypertension
Future Generali Criticare Plan (Cons)

- Any PEDs or related medical conditions
- Unnecessary or non-prescribed medical treatment
- Maternity complications and external or internal congenital illnesses
- Infertility and sterility treatment expenses
Future Generali Criticare Plan (Other Benefits)

- Multiple sclerosis
- Major organ transplant
- Open chest CABG
Future Generali Criticare Plan (Eligibility Criteria)

- Entry Age- Child: 6-25 years
- Adult: 18-65 years
- Initial waiting period: 90 days
- Policy term: 1/2/3 years
Individual and Family Health Insurance
Future Generali Super Saver Plan is a one-of-a-kind health insurance plan with two plan variants that offer an 80% premium discount. If policyholders ...
Unique Features
- 80% premium discount
- Family coverage
- Maternity coverage
Future Generali Super Saver Plan (Pros)

- Modern treatment cover
- Maternity covered
- Domiciliary treatment cover
Future Generali Super Saver Plan (Cons)

- Vaccination unavailable
- Automatic restoration
- Daily hospital cash
- Health check-up unavailable
Future Generali Super Saver Plan (Other Benefits)

- Pre & post-hospitalization
- Daycare procedures
- Cataract cover
- ICU charges covered
Future Generali Super Saver Plan (Eligibility Criteria)

- 18 to 70 years
Niva Bupa Health Insurance
Critical Illness Health Insurance
Health dangers are rapidly increasing in today's fast-paced world, which includes some chronic life-threatening diseases. Anyone can have a critical i...
Unique Features
- Features and Benefits
- Eligibility and Coverage
- Need For Critical Illness Plans?
Niva Bupa Critical Illness (Pros)

- Covers 20 critical illness
- Accident care benefits
- Direct claim settlement
Niva Bupa Critical Illness (Cons)

- Cosmetic procedures not covered
- Self-harm not covered
- Obesity-related treatments not covered
Niva Bupa Critical Illness (Other Benefits)

- Cataract treatments
- Domestic emergency evacuation
- Compassionate travel
Niva Bupa Critical Illness (Eligibility Criteria)

- Entry age: 18 - 65 Years
- SI: 5 L - 5 Cr
- Policy Term: 1/2/3 Years
- Initial Waiting Period: 90 Days
Individual and Family Health Insurance
"Introducing a health insurance that rewards you for starting young." A plan that allows you to go for overseas treatment. Several health insurance p...
Unique Features
- Global Treatment
- Provides Maternity Cover
- Lock the Clock
Niva Bupa Aspire Plan (Pros)

- Overseas treatment coverage
- Booster benefit
- Covers organ donor transplant
- Second medical opinion
- Teleconsultation
Niva Bupa Aspire Plan (Cons)

- No suicide cover
- No war injury cover
- Baby food & utility charges excluded
- Laundry charges excluded
- No certificate charges
Niva Bupa Aspire Plan (Other Benefits)

- 4 unique variants of the plan
- Cash-bag benefit
- WellConsult OPD Wallet
- Cashless claim settlement
- AYUSH Treatment
Niva Bupa Aspire Plan (Eligibility Criteria)

- Entry age - 18 years
- Max entry age - No age limit
- SI - INR 3L to 1 Cr
- Waiting Period - 30 days
Individual and Family Health Insurance
With all the haze of 'this policy is not gonna work for every medical emergency', don't get fooled again. Niva Bupa Arogya Sanjeevani health policy is...
Unique Features
- COVID-19 treatment coverage
- Pre and post-hospitalisation cover
- Lower co-pay on your claims
Niva Bupa Arogya Sanjeevani Policy (Pros)

- COVID-19 coverage
- Cumulative bonus
- AYUSH treatment
- Room rent cover
- Preventive health check-ups
Niva Bupa Arogya Sanjeevani Policy (Cons)

- No maternity cover
- COVID-19 care not covered
- Home care treatment is not covered
- OPD not covered
- Ambulance cover not available
Niva Bupa Arogya Sanjeevani Policy (Other Benefits)

- Individual & family floater plan
- Cashless claim settlement
- Upto 2 Cr SI
- Premiums are affordable
Niva Bupa Arogya Sanjeevani Policy (Eligibility Criteria)

- Min. Entry Age - 3 Months - 25 Years
- Adult Entry Age - 18 - 65 Years
- SI - 50000 - 10 L
- Initial Waiting Period - 30 Days
Top Up and Super Top Up
Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Recharge (formerly known as Max Bupa Health Recharge) i...
Unique Features
- Get covered for HIV/AIDS
- Loyalty addition of 5% on SI
- Discounts on pharmacy and diagnostic services
Niva Bupa Health Recharge (Pros)

- Loyalty addictions up to 50%
- Pharmacy and diagnostic services
- Personal accident cover
- Easy plan convertibility
- Easy plan convertibility
- Day care treatment coverage
Niva Bupa Health Recharge (Cons)

- Maternity treatment not covered
- Pre-exisiting diseases not covered
- Alcoholism not covered
- Dietary supplements not covered
- No COVID-19 cover
Niva Bupa Health Recharge (Other Benefits)

- Intensive care unit charge
- Domiciliary treatment
- HIV/AIDS treatment covered
- Artificial life maintenance benefits
- Room rent per day up to 1%
Niva Bupa Health Recharge (Eligibility Criteria)

- Min- 18 years
- Max- 65 years
Individual and Family Health Insurance
Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance needs. There could be several incidences that lead us t...
Unique Features
- Personal accident coverage
- Home health care cover
- Early age AdvantAGE benefit
Niva Bupa GoActive (Pros)

- Pharmacy and diagnostic services
- Domiciliary hospitalisation
- Personal accident benefits
- Refill benefits
- Daily health coaching
Niva Bupa GoActive (Cons)

- Maternity benefit not available
- Adventure sports not covered
- HIV/AIDS not covered
- Cosmetic surgery not covered
- War injuries not covered
Niva Bupa GoActive (Other Benefits)

- Behavioural Assistance Program
- Alternative treatment
- I-Protect options to increase SI
- 2% ICU cover per day. No room rent capping
Niva Bupa GoActive (Eligibility Criteria)

- Min. Entry age- 18 Years
- Max. Entry Age- 65 Years
- SI - 4 - 10 L
- Initial Waiting Period - 30 Days
Individual and Family Health Insurance
Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans- Niva Bupa Health Pulse and Niva Bupa Health Recha...
Unique Features
- Lifetime renewability
- Unlimited e-consultations
- Cover for modern treatments
Niva Bupa Super Saver Policy (Pros)

- Annual health check-up included
- Pharmacy and diagnostic services included
- Domiciliary treatment covered
Niva Bupa Super Saver Policy (Cons)

- Investigation and evaluation not included
- Any conflict or disaster not included
- Maternity expenses is excluded
Niva Bupa Super Saver Policy (Other Benefits)

- Lifetime renewability
- Unlimited e-consultations
- Cover for modern treatments
Niva Bupa Super Saver Policy (Eligibility Criteria)

- Min. Entry Age - 18 Years
- Max. Entry Age - 65 Years
- SI - 10.5 L - 1 Cr
- Initial Waiting Period - 30 Days
Individual and Family Health Insurance
Niva Bupa Money Saver health insurance plan is a combination of two separate health plans- Niva Bupa Health Companion and Niva Bupa Health Recharge. I...
Unique Features
- Unlimited e-consultations
- No Room Rent Capping
- Lifelong Renewability
Niva Bupa Money Saver Plan (Pros)

- All day care procedures covered
- Every claim free year adds up to 20% of base sum insured as bonus
- Accumulated bonus doesn& 039;t reduce even after claim
Niva Bupa Money Saver Plan (Cons)

- Oral or dental treatment not covered
- Cure and rehabilitation not covered
- Incidental diagnostic procedures not covered
Niva Bupa Money Saver Plan (Other Benefits)

Niva Bupa Money Saver Plan (Eligibility Criteria)

- Minimum- 3 Months Maximum- 65 Years
Individual and Family Health Insurance
A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It gives...
Unique Features
- Coverage for Modern Treatments
- Live Healthy Benefit
- Get Personal Accident Coverage
Niva Bupa ReAssure Plan (Pros)

- Booster benefit
- Organ donor transplant
- ReAssure
- Live Healthy Benefit
- Second Medical Opinion
Niva Bupa ReAssure Plan (Cons)

- No OPD Cover
- No Maternity Cover
- No Sleep Disorder Covered
- No Suicide Cover
- No War Injury Cover
Niva Bupa ReAssure Plan (Other Benefits)

- Air Ambulance
- Hospital Cash
- Personal Accident Cover
- Domiciliary hospitalization
- Day care treatment
Niva Bupa ReAssure Plan (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 3 L to 1 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
The Smart Just Got Smarter The all-new, improved and comprehensive plan that will keep you and your family, financially secure during any unexpected m...
Unique Features
- No-claim Bonus up to 100% of SI
- No Room Rent Capping
- Vaccination for Animal Bite
Niva Health Companion (Pros)

- 5% Doctor Discount
- 10% Family discount
- Tenure Discounts of upto 15 %
- Annual Aggregate Deductible
- Home Care Treatments
Niva Health Companion (Cons)

- No OPD Cover
- No Maternity Cover
- Cosmetic Surgery Uncovered
- Specific Diseases after 2 yrs
- No Alcoholism Cover
Niva Health Companion (Other Benefits)

- Air Ambulance
- Modern Treatments
- Vaccination on Animal Bite
- Organ Donor Benefit
- Domiciliary treatments
Niva Health Companion (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 3 L to 1 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
Nothing Seems Impossible A comprehensive plan that gives coverage against any medical emergency for you and your family members. One of the various fu...
Unique Features
- High Sum Insured
- Lock Your Premiums
- Booster+ Benefit
Niva Bupa Reassure 2.0 Health Plan (Pros)

- Personal accidents covered
- Acute Care
- Emergency Ambulance
- Three Plan variants
- Home Care Treatments
Niva Bupa Reassure 2.0 Health Plan (Cons)

- No OPD Cover
- No Maternity Cover
- No Sleep Disorder Covered
- Pre-Existing Diseases after 3 yrs.
- Alcoholism not covered
Niva Bupa Reassure 2.0 Health Plan (Other Benefits)

- Air Ambulance
- Modern Treatments
- Second Opinion
- Booster Benefit
- Shared Accommodation Benefit
Niva Bupa Reassure 2.0 Health Plan (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
Niva Bupa Health Premia is a comprehensive health insurance plan that offers complete coverage to an individual and their family. The plan offers wide...
Unique Features
- Benefits and Features of Health Premia
- Comparison of Silver Gold and Platinum
- Sample Premium Rates of Plan
Niva Bupa Health Premia Plan (Pros)

- Refill benefit for any illness
- 10% Loyalty Additions in SI
- Tenure Discounts of upto 15 %
- Worldwide Maternity Benefit
- In-patient care
Niva Bupa Health Premia Plan (Cons)

- No OPD Cover
- No HIV/AIDS Covered
- 20% co-payment
- Pre-existing Diseases after 2 yrs
- Treatment for Alcoholism
Niva Bupa Health Premia Plan (Other Benefits)

- Zonal Coverage available
- Pharmacy and diagnostic services
- Opt for additional features
- Living Organ Donor Benefit
- Premium waiver and portability
Niva Bupa Health Premia Plan (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 1 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Pulse Plan protects you and your family's health and pr...
Unique Features
- Know About Max Bupa Health Pulse Plan
- Eligibility and Age Restrictions
- Learn More About Its Key Features
Niva Bupa Health Pulse (Pros)

- Optional benefits available
- 150% Refill Benefit
- Annual Health Checkup
- Emergency Ambulance
- Living Organ Donor Benefit
Niva Bupa Health Pulse (Cons)

- Conflict and Disaster cases
- 20% co-payment
- No Maternity Benefit
- Cosmetic surgeries
- Treatment for Alcoholism
Niva Bupa Health Pulse (Other Benefits)

- Operation Theatre Coverage
- Modern Treatments
- Personal Accident Cover
- e-Consultation
- Daily Hospital Cash
Niva Bupa Health Pulse (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 25
- Waiting Period - 30 Days
Senior Citizen Health Insurance
Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...
Unique Features
- High-sum insured options
- Rewards and loyalty benefits
- Multiple plan variants
Niva Bupa Senior First Plan (Pros)

- High-sum insured options
- Rewards and loyalty benefits
- Multiple plan variants
Niva Bupa Senior First Plan (Cons)

- ICU charges not covered
- OPD coverage not available
- Second medical opinion not available
Niva Bupa Senior First Plan (Other Benefits)

- No sub-limits are applicable for common health conditions
- Waive off co-payment on applying deductibles
- No mandatory pre-issuance medical tests
Niva Bupa Senior First Plan (Eligibility Criteria)

- Min. Entry Age - 61 Years
- Max. Entry Age - 75 Years
- SI - 5 - 25 L
- Initial Waiting Period - 30 Days
Individual and Family Health Insurance
Niva Bupa, formerly known as Max Bupa, is a leading health insurance company in India with a collaboration between Max India Limited and Bupa, a UK-ba...
Unique Features
- Child Education
- Funeral Expenses Cover
- TTD/PTD Cover
Personal Accident Care Plan (Pros)

- Child education benefit
- Funeral expenses covered
- Total and partial disability covered
Personal Accident Care Plan (Cons)

- Adventure sports not covered
- No coverage for cosmetic procedures
- Self-harm not covered
Personal Accident Care Plan (Other Benefits)

- Lifetime renewability offered
- Long-term discounts
- High sum insured options
Personal Accident Care Plan (Eligibility Criteria)

- Min. Entry Age - 18 Years
- Max. Entry Age - 65 Years
- SI - 5 L - 5 Cr
- Initial Waiting Period - 30 Days
Critical Illness Health Insurance
CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! The critical illness can be contagi...
Unique Features
- Enhanced Coverage
- Eligibility
- Sample Premium
Niva Bupa Criti Care Plan (Pros)

- 20 critical illnesses covered
- Long-term tenure savings
- Different pay-out options
- Tax benefits
- DIrect claim settlement
Niva Bupa Criti Care Plan (Cons)

- Accident death
- No total disability cover
- AIDS not covered
- Child education benefit
- Funeral expenses
Niva Bupa Criti Care Plan (Other Benefits)

- Flexibility plan options
- Surgeon fees covered
- Renewal for life
- Diagnostic Procedures/Therapies
- Prosthetic implants covered
Niva Bupa Criti Care Plan (Eligibility Criteria)

- Min- 18 years
- Max- 65 years
Individual and Family Health Insurance
The Niva Bupa Rise Plan introduces a new era of health insurance, combining essential coverage with unique advantages. Specifically designed for the m...
Unique Features
- Affordable premiums
- Add-on coverage
- Flexi-pay benefit
Niva Bupa Rise Plan (Pros)

- Modern treatment covered
- Unlimited digital consultation
- Smart Cash
- Loyalty bonus
Niva Bupa Rise Plan (Cons)

- Investigation and Evaluation
- Rest Cure; rehabilitation and respite care
- Cosmetic or plastic Surgery
- Hazardous or Adventure sports
Niva Bupa Rise Plan (Other Benefits)

- No limit on room rent
- Rise tierd network
- Digital consultation
Niva Bupa Rise Plan (Eligibility Criteria)

- Entry age - 18 years
- Max entry age - No age limit
- SI - INR 5L to 1 Cr
- Waiting Period - 30 days
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.