New India Health Insurance
Top Up and Super Top Up
New India Top-Up Mediclaim is a top-up insurance plan that covers hospitalization expenses once your base health insurance is exhausted. The policy is...
Unique Features
- High SI Available
- Mental Illness Cover
- Avail Cataract Cover
New India Top-Up Mediclaim Policy (Pros)

- Hospital Cash
- Ambulance Cover
- Zero Co-pay
New India Top-Up Mediclaim Policy (Cons)

- Illegal activities
- Alcoholism and Drug Abuse
- Adventure Sports
New India Top-Up Mediclaim Policy (Other Benefits)

- Get Well Benefit
- Mental Health Cover
- No Base Cover Needed
New India Top-Up Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 22 L
Senior Citizen Health Insurance
New India Sixty Plus Mediclaim Policy is a comprehensive health insurance by New India Assurance Company. The policy covers senior citizens aged betwe...
Unique Features
- Senior Citizen Cover
- Attendant Benefit
- Discounts For Women
New India Sixty Plus Mediclaim Policy (Pros)

- Continuation Aftеr Dеath
- Organ Transplant Covеr
- Covеr for Prе-Mеdical Chеck-up
New India Sixty Plus Mediclaim Policy (Cons)

- Illegal activities
- Alcoholism and Drug Abuse
- Adventure Sports
New India Sixty Plus Mediclaim Policy (Other Benefits)

- Attеndant Bеnеfit
- Discount for Singlе Womеn
- Covеragе for Spouse
New India Sixty Plus Mediclaim Policy (Eligibility Criteria)

- Min entry age: 60 Years
- Max entry age: No upper limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Accident Health Insurance
New India Assurance Personal Accident Policy is a simple health insurance plan that provides compensation in case the insured is deceased or disabled ...
Unique Features
- Accident Cover
- Worldwide Coverage
- Permanent Disability Cover
New India Assurance Personal Accident Policy (Pros)

- Worldwide Coverage
- Disability Cover
- Death Benefit
New India Assurance Personal Accident Policy (Cons)

- Self-injury not covered
- Maternity coverage not available
- Adventure sports not covered
New India Assurance Personal Accident Policy (Other Benefits)

- Education Fund
- Optional add-on covers
- Family Package
New India Assurance Personal Accident Policy (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: 70 Years
- Initial Waiting Period: N/A
- Sum Insured: N/A
Individual and Family Health Insurance
New India Assurance Mediclaim Policy offered by New India Assurance Health Insurance Company is a health plan that covers you and your family against ...
Unique Features
- Wide Coverage Options
- Same Rates of Premium
- Key Features and Benefits
New India Medicare Policy (Pros)

- AYUSH Cover
- Modern Treatment
- Health Check-up
New India Medicare Policy (Cons)

- Illegal Activities
- Alcoholism and Drug Abuse
- Adventure Sports
New India Medicare Policy (Other Benefits)

- Cataract
- Ambulance Cover
- Organ Donor Cover
New India Medicare Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: No Limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Individual and Family Health Insurance
The New India Asha Kiran Policy by New India Health Insurance is a unique policy designed for parents with only a girl child. The New India Asha Kiran...
Unique Features
- Girl Child policy
- Discount on premiums
- Critical illness benefits
Asha Kiran Mediclaim Policy (Pros)

- Hospital Cash Cover
- Covers Daughters
- Cataract Cover
Asha Kiran Mediclaim Policy (Cons)

- Illegal activities
- Obesity and cosmetic procedures
- Alcoholism
Asha Kiran Mediclaim Policy (Other Benefits)

- AYUSH Cover
- 4 Optional Covers
- 226 Day care Procedure
Asha Kiran Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Senior Citizen Health Insurance
New India Assurance Senior Citizen Mediclaim Policy is a comprehensive plan which provides many benefits such as medical cover, cashless hospitalizati...
Unique Features
- AYUSH Treatment Covered
- 90% Co-payment
- Organ Donor Benefit
New India Senior Citizen Mediclaim Policy (Pros)

- Room Rent Cover
- ICU Cover
- Hospital Cover
New India Senior Citizen Mediclaim Policy (Cons)

- Involvement in illegal activities
- Alcoholism and drug abuse
- Adventure sports
New India Senior Citizen Mediclaim Policy (Other Benefits)

- Hysterectomy
- Cataract Cover
- AYUSH Cover
New India Senior Citizen Mediclaim Policy (Eligibility Criteria)

- Min entry age: 60 Years
- Max entry age: 80 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1.5 L
Family
New India Floater Mediclaim by New India Assurance is amongst the well-recognized insurance plans when opting for a comprehensive New India Health Ins...
Unique Features
- Optional Cover Benefits
- Crit-Care Available
- Avail Family Discounts
New India Flexi Floater Mediclaim Policy (Pros)

- Cumulative Bonus
- New Born Baby cover
- Critical Care Benefit
New India Flexi Floater Mediclaim Policy (Cons)

- Illegal Activities
- Adventure Sports
- Self-inflicted Injuries
New India Flexi Floater Mediclaim Policy (Other Benefits)

- 4 Optional cover
- Hospital Cash Cover
- Cataract Covered
New India Flexi Floater Mediclaim Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Individual and Family Health Insurance
New India Premier Mediclaim Policy is a versatile health insurance policy that can cover up to 6 members of your family under a single policy. New Ind...
Unique Features
- High Sum Insured
- AYUSH Treatment
- Maternity Cover
New India Premier Mediclaim (Pros)

- Room rent cover
- ICU cover
- Critical Illness benefit
New India Premier Mediclaim (Cons)

- Illegal activities
- Alcoholism and drug abuse
- Adventure sports
New India Premier Mediclaim (Other Benefits)

- Covers entire family
- 2 plan options
- Hospital cash benefit
New India Premier Mediclaim (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Critical Illness Health Insurance
New India Cancer Guard Policy by New India Assurance is a health insurance plan that provides a financial cushion for expensive treatments such as Can...
Unique Features
- Ambulance Cover
- Day Care Covered
- Cancer Care Benefit
New India Cancer Guard (Pros)

- Chemotherapy
- Radiotherapy
- Organ Transplant
New India Cancer Guard (Cons)

- Illegal Activities
- Alcoholism and Drug Abuse
- Adventure Sports
New India Cancer Guard (Other Benefits)

- Post Treatment Follow-up
- Second Opinion for Surgery
- Ambulance Charges
New India Cancer Guard (Eligibility Criteria)

- Min entry age: 3 Months
- Max entry age: 65 Years
- Initial Waiting Period: 90 Days
- Sum Insured: Up to 50 L
Group Health Insurance
New India Flexi Floater Group Mediclaim Policy is a comprehensive health insurance plan. Since a group health insurance policy is designed to offer fi...
Unique Features
- Ayush Cover
- Genetic Disorder Cover
- Mental Illness Cover
Flexi Floater Group Mediclaim (Pros)

- Lasik Surgery
- Maternity Cover
- New Born Cover
Flexi Floater Group Mediclaim (Cons)

- Illegal actvities
- Alcoholism and drug abuse
- self-inflicted harm
Flexi Floater Group Mediclaim (Other Benefits)

- To-up cover
- Daycare Treatment
- Ambulance Cover
Flexi Floater Group Mediclaim (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 60 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Individual and Family Health Insurance
India is experiencing a youth-driven demographic shift, and health insurance providers are stepping up with specialized plans. The New India Health In...
Unique Features
- 3 plan variants
- 5 to 50 L SI
- Auto top-up
Yuva Bharat Plan (Pros)

- Personal accident benefits
- Critical illness benefits
- Air ambulance
Yuva Bharat Plan (Cons)

- Illegal activities
- Alcoholism and drug abuse
- Adventure sports
Yuva Bharat Plan (Other Benefits)

- Enhancement of sum insured
- Cost of pharmacy
- Ambulance service
Yuva Bharat Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Care Health Insurance
Individual and Family Health Insurance
Arogya Sanjeevani was first introduced by IRDAI (Insurance Regulatory and Development Authority of India) in the year 2020 to provide a standard and a...
Unique Features
- High sum insured
- 540+ procedures covered
- Organ donation cover
Arogya Sanjeevani Plan (Pros)

- AYUSH treatment
- Affordable premium
- Lifelong renewability
- Tax benefit
Arogya Sanjeevani Plan (Cons)

- Change of gender treatment
- Obesity treatment unavailable
- Hazardous activity not covered
Arogya Sanjeevani Plan (Other Benefits)

- Modern treatments available
- 50% cumulative bonus
- 30 days pre-hospitalisation
Arogya Sanjeevani Plan (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- 65 years
- SI- 5 L
- Waiting period- 30 days
Individual and Family Health Insurance
Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available ra...
Unique Features
- Unlimited E-consultations
- Automatic Restoration
- Wellness Benefits
Care Operation Insurance (Pros)

- Health services
- Air Ambulance cover
- Chemotherapy cover
Care Operation Insurance (Cons)

- Illegal activities
- Alcohol abuse
- Obesity treatments
Care Operation Insurance (Other Benefits)

- Dialysis cover
- Second opinion
- Organ donor cover
Care Operation Insurance (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: 50 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 2 Cr
Individual and Family Health Insurance
Care Advantage Health Insurance is an ideal 1 Crore option so that a policyholder's family is adequately covered. Care Advantage health insurance offe...
Unique Features
- High sum insured
- 540+ procedures covered
- Organ donation cover
Care Advantage Plan (Pros)

- No bonus claim up to 50%
- Automatic SI recharge
- Organ donor cover
- Automatic recharge
- High SI
Care Advantage Plan (Cons)

- 20% co-pay
- Obesity treatment unavailable
- Hazardous activity not covered
Care Advantage Plan (Other Benefits)

- Ambulance cover available
- Optional cover available
- Co-pay waiver
- Room rent modification
Care Advantage Plan (Eligibility Criteria)

- Entry age- 91 days
- Max entry age- Lifelong
- SI- 25 L to 6 Cr
- Waiting Period- 30 days
Critical Illness Health Insurance
Worried about cancer in your bloodline? Care Cancer Mediclaim has got you covered. Cancer can be defined as distress, hopelessness and loss. There cou...
Unique Features
- Wide SI options
- Lifelong renewability
- Cancer-related global coverage
Cancer Mediclaim Policy (Pros)

- Annual health checkup
- Chemo and radiotherapy cover
- Air ambulance cover
- Chemo and radio therapy
- Organ donor cover
Cancer Mediclaim Policy (Cons)

- Change of gender treatment
- Obesity treatment unavailable
- HIV/AIDS not covered
- Cosmetic surgery unavailable
Cancer Mediclaim Policy (Other Benefits)

- International second opinion
- Doctor on call
- Air ambulance cover
- OPD cover
Cancer Mediclaim Policy (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- 50 years
- SI- 10 L to 2 Cr
- Waiting Period- 30 days
Accident Health Insurance
Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental...
Unique Features
- PTD & PPD cover
- Cover for child education
- 100% accidental death payout
Care Secure Personal Accident (Pros)

- Accidental death
- Accidental total disablement
- Permanent total disablement
Care Secure Personal Accident (Cons)

- Illegal activities
- Alcohol abuse
- Obesity treatment
Care Secure Personal Accident (Other Benefits)

- Accidental hospitalisation
- Tax benefits
- Loyalty benefit
Care Secure Personal Accident (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 70 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Individual and Family Health Insurance
Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...
Unique Features
- Unlimited E-consultations
- Automatic Restoration
- Wellness Benefits
Care Supreme Plan (Pros)

- Modern treatments
- Renewal discounts
- Unlimited e-consultation
Care Supreme Plan (Cons)

- Illegal activities
- alcohol abuse
- obesity treatments
Care Supreme Plan (Other Benefits)

- Ambulance cover
- Doctor on chat
- Maternity care
Care Supreme Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: No age limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
Free yourself from the worries of healthcare. As the name suggests, Care Freedom is the plan that allows you to be worry-free in every situation. Thi...
Unique Features
- Additional health checkups
- Dialysis cover
- No pre-medical check-up
Care Freedom Health Insurance Plan (Pros)

- No pre-policy checkup needed
- Dialysis cover available
- Annual health checkup
Care Freedom Health Insurance Plan (Cons)

- Change of gender treatment
- Obesity treatment
- HIV/AIDS not covered
- Cosmetic surgery unavailable
Care Freedom Health Insurance Plan (Other Benefits)

- Cashless healthcare
- No pre-policy check up
- SI recharge
- Lifelong renewability
Care Freedom Health Insurance Plan (Eligibility Criteria)

- 2 plan variants
- Consumable allowance
- Annual health check-up
- Long term discounts
Critical Illness Health Insurance
Critical Mediclaim Care health insurance policy gives you protection against 32 defined critical illnesses based on an indemnity plan. This super-faci...
Unique Features
- 32 Critical illnesses cover
- Dialysis expenses covered
- Avail psychiatric counselling
Care Critical Mediclaim (Pros)

- Wellness benefits
- Organ donor cover
- 32 CI covered
Care Critical Mediclaim (Cons)

- Obesity treatment
- alcohol abuse
- illegal activities
Care Critical Mediclaim (Other Benefits)

- Global coverage
- International opinion
- Doctor on call
Care Critical Mediclaim (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: 50 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 2 Cr
Senior Citizen Health Insurance
Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It offers flexibility to choose the sum insured tha...
Unique Features
- No pre-policy check-up
- Annual rewards available
- Reduction in wait period
Care Senior (Pros)

- Affordable premiums
- Day care treatments
- ICU charges
Care Senior (Cons)

- Illegal activites
- Adventure sports
- Alcohol abuse
Care Senior (Other Benefits)

- No-claim bonus
- Second opinion
- Alternative treatments
Care Senior (Eligibility Criteria)

- Min entry age: 61 Years
- Max entry age: No Limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Individual and Family Health Insurance
Single health insurance to cover all family members. Care health insurance plan is a comprehensive medical policy for individuals and families. It is ...
Unique Features
- No claim bonus up to 100%
- Annual health check-ups
- Personal accident cover
Care Plan (Pros)

- In-built maternity cover
- No upper age limit for enrollment
- Coverage for modern treatment
- Pre-existing diseases
Care Plan (Cons)

- War
- Riot
- AIDS
- Miscarriage
- Congenital disease
Care Plan (Other Benefits)

- Lifelong renewability
- ICU charges
- Day care treatment
- Ambulance cover
- Organ donor cover
Care Plan (Eligibility Criteria)

- Min entry age: 91 days
- Max entry age: No limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 6 Cr
Women Health Insurance
An ideal combination of hospitalization and maternity care. Care Joy health insurance is designed specifically for expecting mothers and their newborn...
Unique Features
- Newborn baby cover
- 541 Daycare treatments
- Modern treatments cover
Care Joy Plan (Pros)

- 2 Plan variants
- New born cover
- Maternity cover
Care Joy Plan (Cons)

- Illegal activities
- Alcohol abuse
- Ambulance cover
Care Joy Plan (Other Benefits)

- No claim bonus
- Renewal
- Lifelong renewability
Care Joy Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Family
A top-up plan based on policy deductible principle Care Enhance is a super top-up health insurance plan that provides extra health insurance coverage ...
Unique Features
- Flexible deductible
- Modern treatments
- No pre-medical check-ups
Care Enhance Plan (Pros)

- Covers modern treatment
- Flexible options of deducton
- No pre-policy medical test
- Annual health check-up
- Floater option
Care Enhance Plan (Cons)

- Change of gender treatments
- Obesity treatment unavailable
- HIV/AID not covered
Care Enhance Plan (Other Benefits)

- High sum insured
- Organ donor expenses
- Expert opinion cover
- Cashless treatment
Care Enhance Plan (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- No age limit
- SI- 1 L to 55 L
- Waiting period- 30 days
Family
Get coverage based on your residential zone. Care Classic health insurance is a family floater health plan ideal for married couples, joint families, ...
Unique Features
- IVF treatment cover
- Free doctor consultation
- Discounted premiums
Care Classic (Pros)

- Room rent covered
- Day care treatment
- Advanced technology methods
- ICU charges
Care Classic (Cons)

- Global coverage
- Air ambulance
- Vaccination
- Daily hospital cash
Care Classic (Other Benefits)

- AYUSH treatment
- IVF treatment
- Cataract
- No claim bonus
Care Classic (Eligibility Criteria)

- Min. entry age: 18 Years
- Max. entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Individual and Family Health Insurance
Care Plus health insurance is a complete healthcare plan that is loaded with features and protects you and your family. Care Plus offers comprehensive...
Unique Features
- Comprehensive coverage
- No upper age limit
- Variants on Sum Insured
Care Plus Plan (Pros)

- Ambulance cover
- Day care treatments
- Domiciliary hospitalization
Care Plus Plan (Cons)

- Illegal activities
- alcohol abuse
- obesity treatment
Care Plus Plan (Other Benefits)

- Personal accident cover
- Inflation shield
- Health services
Care Plus Plan (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: No limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 25 L
Critical Illness Health Insurance
Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like Active heart health check-ups...
Unique Features
- Coverage for OPD
- Home care available
- International 2nd opinion
Care Heart Plan (Pros)

- Cardiac health check up
- Second medical opinion
- Automatic SI restoration
- Lifelong cover
Care Heart Plan (Cons)

- Change of gender treatment
- Obesity treatment unavaialable
- Hazardous activity not covered
- HIV/AIDS not covered
Care Heart Plan (Other Benefits)

- OPD care
- Home care
- International 2nd opinion
- Automatic recharge
- High SI
Care Heart Plan (Eligibility Criteria)

- Entry age- 18 years
- Max entry age- No age limit
- SI- 3 to 10 L
- Waiting period- 30 days
Individual and Family Health Insurance
The Ultimate Care health insurance plan by Care Health is designed to provide comprehensive coverage to the policyholder with a range of benefits. Thi...
Unique Features
- Moneyback benefits
- Newborn coverage
- Medi vouchers
Care Ultimate Care Plan (Pros)

- Ambulance cover
- Discounts
- Loyalty boost
- New born cover
Care Ultimate Care Plan (Cons)

- OPD not covered
- Cosmetic surgeries
- Congenital diseases
Care Ultimate Care Plan (Other Benefits)

- MedVoucher
- Cumulative bonus
- Doctor on chat
Care Ultimate Care Plan (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.